ZIP Code 28226 in Charlotte, NC

Data Last Updated: October 1, 2025
City:Charlotte, North Carolina
County:Mecklenburg County
Timezone:Eastern (GMT -05:00)
Local Time:8:13:16 PM
Population:40,513 [See All]
Area Code:704
Classification:Standard [Normal Street Delivery]
Coordinates:35.1068, -80.8292
Land Area:14.727 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/28226/zip-code-28226.asp

Download this data |

Download ZIP Boundaries |

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 28226 has 40,513 residents and 16,810 households (average 2.39 persons per household). The median age is 41.1 years, slightly older than the state (39.4) and slightly older than the nation (38.8). The gender split is 48.0% male and 52.0% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (74.9%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Hispanic or Latino (9.3%); Hispanic or Latino residents make up 9.3%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:40,513Source: Census DHC
2023 ACS Population Estimate:38,985Source: Census ACS
2025 ZC Population Estimate:42,353Source: ZIP-Codes.com
Population Density:2,750.9 people per sq mile
Average Income:$113,203Source: Census ACS
Households:16,810Source: Census DHC
Average House Value:$560,100Source: Census ACS
Persons Per Household:2.39Source: Census DHC
Average Family Size:2.78Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--36,21036,84437,41237,55738,60639,05238,45239,63139,79638,95738,34738,47538,985
Decennial Census37,286------------------40,513------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 41.1

Male Median Age: 39.5

Female Median Age: 42.6

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1,2631,2941,2851,3249221,2201,2691,2751,3441,2731,3111,3311,159970935578325355
Female1,0831,2161,3131,1559701,2461,3741,4071,4291,4171,4831,4091,3441,1321,111772481738
Total2,3462,5102,5982,4791,8922,4662,6432,6822,7732,6902,7942,7402,5032,1022,0461,3508061,093
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:30,36473.75%
Black:3,5268.56%
Hispanic:*3,7749.17%
Asian:1,6834.09%
American Indian:1280.31%
Hawaiian:140.03%
Other:1,6804.08%
Total:41,169100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:19,43347.97%39.5 years
Females:21,08052.03%42.6 years
Total:40,513100%41.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:33,08284.86%
Native, born in PR, Island Areas, or abroad:6741.73%
Foreign born, naturalized U.S. citizen:2,5066.43%
Foreign born, not a U.S. citizen:2,72313.41%
Total Population:38,985100%
Total Native Population:33,75686.59%
Total Foreign-born Population:5,22913.41%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $113,203, which is markedly greater than the state median ($69,904), is up $45,367 (66.9%) since 2011 and above its 2019 pre-pandemic level by $16,716. Family households earn a median of $148,940 versus $57,945 for nonfamily households (a difference of $90,995). By gender, male median income is $95,045 and female is $74,507, which is markedly greater than the state female median ($49,054), with a current gap of $20,538 that has widened from 2011 to 2023. The labor-force participation rate is 69.2%, which is above the state rate (62.7%). The unemployment rate is 3.5%, which is lower than the national rate (5.2%). The largest occupation group is Management (58.8%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$67,836$67,107$68,291$71,346$76,095$79,220$84,247$94,492$96,487$103,103$107,603$116,220$113,203
Median Family Income$100,810$96,684$99,366$102,750$107,186$113,790$120,472$128,929$131,284$141,476$151,279$165,491$148,940
Median NonFamily Income$38,653$38,941$39,729$41,836$43,873$49,351$51,412$52,321$52,731$53,745$54,332$56,535$57,945
Median Male Income$61,803$62,078$65,352$74,154$74,635$77,874$81,503$85,009$84,964$93,333$97,220$104,167$95,045
Median Female Income$42,412$43,432$45,153$46,114$47,179$50,109$54,500$55,335$57,526$58,938$65,243$69,208$74,507
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:20,54866.73%
Unemployed:7362.39%
Not In Labor Force:9,51030.88%
Total:30,794100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:12,07258.75%
Service:2,18310.62%
Sales and Office:3,96619.30%
Natural resources, construction, and maintenance:1,0204.96%
Production, transportation, and material moving:1,3076.36%
Total Civilian Employed Population:20,548100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $560,100, which is markedly greater than the state median ($259,400), is up $273,600 (95.50%) since 2011 and above its 2019 pre-pandemic level by $188,500. The median gross rent is $1,477, which is much higher than the state median ($1,162), is up $581 (64.84%) since 2011 and above its 2019 pre-pandemic level by $280. Of occupied housing, owners make up 67.40% (69.32% with a mortgage, 30.68% free-and-clear) and renters 32.60% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 6.44%, which is considerably lower than the state rate (13.05%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$286,500$284,700$281,800$285,200$301,300$312,500$328,500$346,600$371,600$404,400$431,300$507,300$560,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:260.51%
$500 to $999:2665.19%
$1,000 to $1,499:2,31745.17%
$1,500 to $1,999:1,59131.02%
$2,000 to $2,499:3156.14%
$2,500 to $2,999:2895.63%
$3,000 or more:1613.14%
No Rent:1643.20%
Total:5,129100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$896$904$931$948$981$1,044$1,124$1,155$1,197$1,212$1,256$1,387$1,477
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):7,35146.72%
Owner Occupied (free and clear, no mortgage):3,25320.68%
Renter Occupied:5,12932.60%
Total Occupied Housing Units:15,733100%

Occupied Housing Units:15,73393.56%
Vacant Housing Units (not graphed):1,0836.44%
Total Housing Units:16,816100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:12,38173.63%
Multi-Family Units:4,42026.28%
Other Units:150.09%
Total Housing Units:16,816100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 62.10% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (34.70%), well above both the state and national averages. High school or higher is 95.90%, which is far higher than the national rate (89.40%). The uninsured rate is 8.10%, which is just under the state rate (10.40%). Public coverage is 24.60%, which is falls below the national rate (36.30%). The share of people in poverty is 3.60%, which is markedly below the state rate (9.40%), down 0.10 percentage points since 2011 and below its 2019 pre-pandemic level by 0.80 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (45.17%). College enrollment is 12.37%, which is markedly below the state rate (27.10%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:8242.99%
9th to 12th grade, no diploma:3171.15%
High school graduate (includes equivalency):3,14011.41%
Some college, no degree:4,32415.71%
Associate's degree:1,8256.63%
Bachelor's degree:10,64238.67%
Graduate or professional degree:6,45023.44%
Total:27,522100%
High school or higher:26,38195.85%
Bachelor's degree or higher:17,09262.10%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:30,50070.62%
Public Insurance:9,53822.09%
No Insurance:3,1497.29%
Total:43,187100%
Has Health Insurance:40,03892.71%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty3.7%4.4%3.9%4.4%4.9%5.3%4.9%5.1%4.4%3.5%3.2%3.9%3.6%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:92410.36%
Kindergarten:5586.26%
Elementary school (grades 1-8):4,02845.17%
High school (grades 9-12):2,30525.85%
College or graduate school:1,10312.37%
Total:8,918100%
Early Childhood:1,48216.62%
K-12 (Primary & Secondary School):6,89177.27%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 28226 supports both business and residential activity. According to the Business Census (2023), there are 1,324 business establishments, employing about 14,405 people with an annual payroll of $885,216,000. USPS data shows 17,721 residential mailboxes and 1,120 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:17,721Source: USPS
# Business Mailboxes:1,120Source: USPS
Total Delivery Receptacles:18,509Source: USPS
Single Family Delivery Units:11,367Source: USPS
Multi Family Delivery Units:4,979Source: USPS
# of Businesses:1,324Source: CBP
1st Quarter Payroll:$235,225,000Source: CBP
Annual Payroll:$885,216,000Source: CBP
# of Employees:14,405Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 28226 is located in Mecklenburg County, North Carolina, within the Charlotte-Concord-Gastonia, NC-SC Metropolitan Statistical Area (CBSA 16740) and North Carolina's 14th Congressional District. This Metro area has a population of 2,712,818 people, about 1.49% of whom live in ZIP Code 28226. It covers 14.727 sq mi of land and a water area of 0.128 sq mi.

CBSA Name:Charlotte-Concord-Gastonia, NC-SCSource: Census
CBSA Number:16740Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,712,818Source: Census
MSA:Charlotte-Gastonia-Rock Hill, NC-SC MSASource: Census
Land Area:14.727 sq miSource: Census
Water Area:0.128 sq miSource: Census
Congressional District:14Source: USPS
Congressional Land Area:0 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3712000Source: Census
Place Name:Charlotte city; North CarolinaSource: Census

Adjacent & Nearby ZIP Codes


28227 | | 28224

Schools in ZIP Code 28226


ZIP Code 28226 is in the Charlotte-Mecklenburg Schools, which serves grades Pre-Kindergarten thru 12th. There are 2 public schools and 5 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Carmel Middle 5001 Camilla Dr
Charlotte, NC 28226
District: Charlotte-Mecklenburg Schools
Olde Providence Elementary 3800 Rea Rd
Charlotte, NC 28226
District: Charlotte-Mecklenburg Schools
Charlotte Jewish Day School 5007 Providence Rd Bldg E
Charlotte, NC 28226
District: Private School
Manus Academy 6203 Carmel Rd
Charlotte, NC 28226
District: Private School
Charlotte Catholic High School 7702 Pineville Matthews Rd
Charlotte, NC 28226
District: Private School
Charlotte Country Day School 1440 Carmel Rd
Charlotte, NC 28226
District: Private School
Calvary Child Dvlpment Center 5801 Pineville Matthews Rd
Charlotte, NC 28226
District: Private School

Colleges & Post Secondary Schools near ZIP Code 28226


Empire Beauty School-Pineville 8700 Pineville-Matthews Rd
Charlotte, NC 28226
Type: Post Secondary
Union Presbyterian Seminary-Charlotte 5141 Sharon Road
Charlotte, NC 28210
Type: Post Secondary
Southeastern College-Charlotte 207 Regency Executive Park Drive
Charlotte, NC 28217
Type: Post Secondary
Queens University Of Charlotte 1900 Selwyn Ave
Charlotte, NC 28274-0001
Type: Post Secondary
Strayer University-South Charlotte 9101 Kings Parade Boulevard
Charlotte, NC 28273
Type: Post Secondary
Devry University-North Carolina 2015 Ayrsley Town Blvd., Ste. 109
Charlotte, NC 28273
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov