ZIP Code 28173 in Waxhaw, NC

Data Last Updated: October 1, 2025
City:Waxhaw, North Carolina
City Alias:Marvin
County:Union County
Timezone:Eastern (GMT -05:00)
Local Time:8:12:17 PM
Population:64,144 [See All]
Area Codes:704 / 980
Classification:Standard [Normal Street Delivery]
Coordinates:34.9259, -80.7347
Land Area:106.33 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/28173/zip-code-28173.asp

Download this data |

Download ZIP Boundaries |

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 28173 has 64,144 residents and 19,717 households (average 3.25 persons per household). The median age is 39.5 years, about the same as the state (39.4) and about the same as the nation (38.8). The gender split is 49.2% male and 50.8% female, which is about the same as the state male share (48.5%), making this a female-majority area. Largest groups are White (74.6%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Asian (7.9%, higher than the state average of 3.3%); Hispanic or Latino residents make up 6.9%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:64,144Source: Census DHC
2023 ACS Population Estimate:63,503Source: Census ACS
2025 ZC Population Estimate:73,950Source: ZIP-Codes.com
Population Density:603.3 people per sq mile
Average Income:$146,196Source: Census ACS
Households:19,717Source: Census DHC
Average House Value:$558,500Source: Census ACS
Persons Per Household:3.25Source: Census DHC
Average Family Size:2.47Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--43,24345,30445,20047,23449,60652,65654,65156,91059,55958,56560,07062,50163,503
Decennial Census45,097------------------64,144------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 39.5

Male Median Age: 39

Female Median Age: 39.8

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1,5362,6183,6623,3701,5698499511,6222,4613,1512,9962,2351,5201,092857586301188
Female1,4722,5803,5353,2571,5297651,1362,1062,8313,2562,9292,1291,4741,1431,055692364327
Total3,0085,1987,1976,6273,0981,6142,0873,7285,2926,4075,9254,3642,9942,2351,9121,278665515
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:47,85375.36%
Black:4,7097.42%
Hispanic:*4,4276.97%
Asian:5,0868.01%
American Indian:1930.30%
Hawaiian:380.06%
Other:1,1901.87%
Total:63,496100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:31,56449.21%39.0 years
Females:32,58050.79%39.8 years
Total:64,144100%39.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:55,03086.66%
Native, born in PR, Island Areas, or abroad:9921.56%
Foreign born, naturalized U.S. citizen:5,2838.32%
Foreign born, not a U.S. citizen:2,19811.78%
Total Population:63,503100%
Total Native Population:56,02288.22%
Total Foreign-born Population:7,48111.78%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $146,196, which is markedly greater than the state median ($69,904), is up $53,326 (57.4%) since 2011 and above its 2019 pre-pandemic level by $20,605. Family households earn a median of $161,540 versus $69,880 for nonfamily households (a difference of $91,660). By gender, male median income is $119,713 and female is $77,750, which is much higher than the state female median ($49,054), with a current gap of $41,963 that has widened from 2011 to 2023. The labor-force participation rate is 67.7%, which is higher than the state rate (62.7%). The unemployment rate is 3.2%, which is markedly below the national rate (5.2%). The largest occupation group is Management (59.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$92,870$94,689$93,297$89,375$96,138$101,155$106,688$116,043$125,591$130,705$135,541$144,544$146,196
Median Family Income$103,421$104,960$104,606$102,817$107,579$110,994$116,454$126,392$136,095$141,563$147,269$156,024$161,540
Median NonFamily Income$30,250$33,131$33,082$32,559$34,415$34,957$37,169$42,108$43,472$51,741$56,992$62,060$69,880
Median Male Income$81,424$82,212$83,059$81,852$82,486$87,869$92,949$99,896$104,733$107,408$111,405$115,159$119,713
Median Female Income$44,529$44,804$46,369$46,173$46,803$48,369$49,454$50,791$50,849$57,013$64,511$72,917$77,750
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:31,46265.43%
Unemployed:1,0542.19%
Not In Labor Force:15,56832.38%
Total:48,084100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:18,74359.57%
Service:2,8779.14%
Sales and Office:5,93018.85%
Natural resources, construction, and maintenance:1,6805.34%
Production, transportation, and material moving:2,2327.09%
Total Civilian Employed Population:31,462100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $558,500, which is far above the state median ($259,400), is up $241,700 (76.29%) since 2011 and above its 2019 pre-pandemic level by $167,400. The median gross rent is $1,700, which is markedly greater than the state median ($1,162), is up $682 (66.99%) since 2011 and above its 2019 pre-pandemic level by $508. Of occupied housing, owners make up 89.44% (76.17% with a mortgage, 23.83% free-and-clear) and renters 10.56% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 4.06%, which is far lower than the state rate (13.05%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$316,800$318,000$316,700$314,000$328,900$343,400$355,800$373,100$391,100$416,000$436,300$501,200$558,500
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:221.04%
$500 to $999:894.22%
$1,000 to $1,499:59328.14%
$1,500 to $1,999:64230.47%
$2,000 to $2,499:1818.59%
$2,500 to $2,999:1276.03%
$3,000 or more:26812.72%
No Rent:1858.78%
Total:2,107100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,018$988$978$1,145$1,099$1,069$1,116$1,133$1,192$1,299$1,380$1,562$1,700
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):13,59568.12%
Owner Occupied (free and clear, no mortgage):4,25421.32%
Renter Occupied:2,10710.56%
Total Occupied Housing Units:19,956100%

Occupied Housing Units:19,95695.94%
Vacant Housing Units (not graphed):8454.06%
Total Housing Units:20,801100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:19,61994.32%
Multi-Family Units:5502.64%
Other Units:6323.04%
Total Housing Units:20,801100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 57.00% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (34.70%), well above both the state and national averages. High school or higher is 94.90%, which is far higher than the national rate (89.40%). The uninsured rate is 4.00%, which is markedly below the state rate (10.40%). Private coverage is 85.90%, which is notably higher than the state rate (67.10%). Public coverage is 19.00%, which is falls below the national rate (36.30%). The share of people in poverty is 4.00%, which is markedly below the state rate (9.40%), down 0.40 percentage points since 2011 and above its 2019 pre-pandemic level by 1.00 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (48.01%). College enrollment is 13.53%, which is markedly below the state rate (27.10%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:9032.25%
9th to 12th grade, no diploma:1,1432.85%
High school graduate (includes equivalency):6,18515.40%
Some college, no degree:5,94314.80%
Associate's degree:3,0787.66%
Bachelor's degree:14,30535.61%
Graduate or professional degree:8,60921.43%
Total:40,166100%
High school or higher:38,12094.91%
Bachelor's degree or higher:22,91457.05%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:54,47578.84%
Public Insurance:12,06017.45%
No Insurance:2,5593.70%
Total:69,094100%
Has Health Insurance:66,53596.30%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty4.4%4.3%4.9%5.2%4.1%4.1%3.8%3.2%3.0%3.0%3.6%3.6%4.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:6993.55%
Kindergarten:9895.03%
Elementary school (grades 1-8):9,44148.01%
High school (grades 9-12):5,87529.88%
College or graduate school:2,66113.53%
Total:19,665100%
Early Childhood:1,6888.58%
K-12 (Primary & Secondary School):16,30582.91%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 28173 supports both business and residential activity. According to the Business Census (2023), there are 1,288 business establishments, employing about 7,222 people with an annual payroll of $303,578,000. USPS data shows 22,754 residential mailboxes and 451 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:22,754Source: USPS
# Business Mailboxes:451Source: USPS
Total Delivery Receptacles:24,253Source: USPS
Single Family Delivery Units:17,979Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:1,288Source: CBP
1st Quarter Payroll:$70,230,000Source: CBP
Annual Payroll:$303,578,000Source: CBP
# of Employees:7,222Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 28173 is located in Union County, North Carolina, within the Charlotte-Concord-Gastonia, NC-SC Metropolitan Statistical Area (CBSA 16740) and North Carolina's 8th Congressional District. This Metro area has a population of 2,712,818 people, about 2.36% of whom live in ZIP Code 28173. It covers 106.33 sq mi of land and a water area of 1.356 sq mi.

CBSA Name:Charlotte-Concord-Gastonia, NC-SCSource: Census
CBSA Number:16740Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,712,818Source: Census
MSA:Charlotte-Gastonia-Rock Hill, NC-SC MSASource: Census
Land Area:106.33 sq miSource: Census
Water Area:1.356 sq miSource: Census
Congressional District:08Source: USPS
Congressional Land Area:4512.78 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3771460Source: Census
Place Name:Waxhaw town; North CarolinaSource: Census

Adjacent & Nearby ZIP Codes


28174 | | 28170

Schools in ZIP Code 28173


ZIP Code 28173 is in the Union County Public Schools, which serves grades Pre-Kindergarten thru 12th. There are 12 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

South Providence 500 South Providence Street
Waxhaw, NC 28173
District: Union County Public Schools
Waxhaw Elementary 1101 Old Providence Rd
Waxhaw, NC 28173
District: Union County Public Schools
Western Union Elementary 4111 Western Union Sch Rd
Waxhaw, NC 28173
District: Union County Public Schools
Marvin Elementary 9700 Marvin School Rd
Marvin, NC 28173
District: Union County Public Schools
Kensington Elementary 8701 Kensington Drive
Waxhaw, NC 28173
District: Union County Public Schools
Sandy Ridge Elementary 10101 Waxhaw Manor Drive
Waxhaw, NC 28173
District: Union County Public Schools
Rea View Elementary 320 Reid Dairy Road
Waxhaw, NC 28173
District: Union County Public Schools
New Town Elementary 1100 Waxhaw-Indian Tr. Rd.
Waxhaw, NC 28173
District: Union County Public Schools
Marvin Ridge High 2825 Crane Road
Waxhaw, NC 28173
District: Union County Public Schools
Marvin Ridge Middle 2831 Crane Road
Waxhaw, NC 28173
District: Union County Public Schools
Cuthbertson High 1400 Cuthbertson Rd
Waxhaw, NC 28173
District: Union County Public Schools
Cuthbertson Middle 1520 Cuthbertson Rd
Waxhaw, NC 28173
District: Union County Public Schools
Thales Academy Waxhaw K-5 8012 New Town Rd
Waxhaw, NC 28173
District: Private School

Colleges & Post Secondary Schools near ZIP Code 28173


University Of South Carolina-Lancaster 476 Hubbard Drive
Lancaster, SC 29720-0889
Type: Post Secondary
Empire Beauty School-Pineville 8700 Pineville-Matthews Rd
Charlotte, NC 28226
Type: Post Secondary
York Technical College 452 S Anderson Rd
Rock Hill, SC 29730
Type: Post Secondary
Kenneth Shuler School Of Cosmetology-Rock Hill 2375 Cherry Road Suite #102
Rock Hill, SC 29732
Type: Post Secondary
Union Presbyterian Seminary-Charlotte 5141 Sharon Road
Charlotte, NC 28210
Type: Post Secondary
Charlotte Christian College And Theological Seminary 7520 East Independence Blvd, Suite 100
Charlotte, NC 28227-9446
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov