ZIP Code 10537 in Lake Peekskill, NY

Data Last Updated: October 1, 2025
City:Lake Peekskill, New York
City Alias:Lk Peekskill
County:Putnam County
Timezone:Eastern (GMT -05:00)
Local Time:9:59:47 PM
Population:2,527 [See All]
Area Codes:914 / 329
Classification:Standard [Normal Street Delivery]
Coordinates:41.3367, -73.8840
Land Area:1.073 sq mi
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Population & Demographics


ZIP Code 10537 has 2,527 residents and 946 households (average 2.67 persons per household). The median age is 41.5 years, slightly older than the state (39.0) and slightly older than the nation (38.8). The gender split is 51.1% male and 48.9% female, which is slightly higher than the state male share (48.4%), making this a male-majority area. Largest groups are White (66.8%, much higher than the state average of 55.2%) and Hispanic or Latino (26.1%); Hispanic or Latino residents make up 26.1%, which is much higher than the national average (18.7%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:2,527Source: Census DHC
2023 ACS Population Estimate:2,418Source: Census ACS
2025 ZC Population Estimate:2,389Source: ZIP-Codes.com
Population Density:2,355.1 people per sq mile
Average Income:$126,354Source: Census ACS
Households:946Source: Census DHC
Average House Value:$367,500Source: Census ACS
Persons Per Household:2.67Source: Census DHC
Average Family Size:3.08Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--2,4632,2392,2421,9521,8421,5411,6612,1062,4412,7692,5722,9612,418
Decennial Census2,416------------------2,527------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 41.5

Male Median Age: 39.5

Female Median Age: 43.8

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male6461959871897999709890124897140212012
Female59546781746962977992108861016844462821
Total12311516217914515814119614919019821019013984674833
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,68759.03%
Black:1304.55%
Hispanic:*66023.09%
Asian:722.52%
American Indian:170.59%
Hawaiian:00%
Other:29210.22%
Total:2,858100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:1,29151.09%39.5 years
Females:1,23648.91%43.8 years
Total:2,527100%41.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:2,12387.80%
Native, born in PR, Island Areas, or abroad:522.15%
Foreign born, naturalized U.S. citizen:793.27%
Foreign born, not a U.S. citizen:16410.05%
Total Population:2,418100%
Total Native Population:2,17589.95%
Total Foreign-born Population:24310.05%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $126,354, which is considerably higher than the national median ($78,538), is up $48,480 (62.3%) since 2011 and above its 2019 pre-pandemic level by $26,789. Family households earn a median of $126,542 versus $0 for nonfamily households (a difference of $126,542). By gender, male median income is $73,162 and female is $62,262, which is far above the national female median ($53,445), with a current gap of $10,900 that has widened from 2011 to 2023. The labor-force participation rate is 77.1%, which is much higher than the state rate (63.0%). The unemployment rate is 3.9%, which is markedly below the state rate (6.2%). The largest occupation group is Management (46.0%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$77,874$80,432$81,259$80,380$77,396$73,235$100,729$103,021$99,565$99,757$103,854$120,605$126,354
Median Family Income$79,742$82,330$82,169$84,048$86,574$76,597$102,868$105,321$105,953$108,349$112,966$121,096$126,542
Median NonFamily Income$36,023$36,603$48,571$37,063$60,947$62,305$65,398$60,972$63,140$48,281$55,556$74,219$0
Median Male Income$52,702$64,464$66,434$57,396$0$57,054$62,083$68,401$69,433$69,896$74,189$68,750$73,162
Median Female Income$46,959$60,000$76,063$50,000$0$35,815$31,618$50,170$41,250$43,092$53,133$70,242$62,262
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:1,51674.10%
Unemployed:623.03%
Not In Labor Force:46822.87%
Total:2,046100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:69745.98%
Service:23315.37%
Sales and Office:31921.04%
Natural resources, construction, and maintenance:18412.14%
Production, transportation, and material moving:835.47%
Total Civilian Employed Population:1,516100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $367,500, which is far above the national median ($303,400), is up $84,300 (29.77%) since 2011 and above its 2019 pre-pandemic level by $121,700. The median gross rent is $2,298, which is far above the national median ($1,348), is up $1,175 (104.63%) since 2011 and above its 2019 pre-pandemic level by $236. Of occupied housing, owners make up 82.61% (67.31% with a mortgage, 32.69% free-and-clear) and renters 17.39% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 17.58%, which is far higher than the state rate (10.19%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$283,200$295,300$301,600$302,400$274,100$247,100$258,000$244,400$245,800$237,500$250,500$304,700$367,500
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:3323.40%
$1,500 to $1,999:2215.60%
$2,000 to $2,499:2618.44%
$2,500 to $2,999:00.00%
$3,000 or more:6042.55%
No Rent:00.00%
Total:141100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,123$1,142$1,103$1,099$0$0$1,125$2,014$2,062$2,126$1,391$2,258$2,298
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):45155.61%
Owner Occupied (free and clear, no mortgage):21927.00%
Renter Occupied:14117.39%
Total Occupied Housing Units:811100%

Occupied Housing Units:81182.42%
Vacant Housing Units (not graphed):17317.58%
Total Housing Units:984100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:90091.46%
Multi-Family Units:848.54%
Other Units:00.00%
Total Housing Units:984100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 51.00% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%). High school or higher is 91.40%, which is on par with the state rate (87.90%). The uninsured rate is 3.30%, which is far lower than the national rate (8.60%). Private coverage is 86.30%, which is notably higher than the state rate (66.20%). Public coverage is 24.00%, which is generally lower than the state rate (41.40%). The share of people in poverty is 8.40%, which is on par with the state rate (9.80%), up 2.50 percentage points since 2011 and above its 2019 pre-pandemic level by 1.90 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (49.29%). College enrollment is 43.24%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1257.35%
9th to 12th grade, no diploma:211.24%
High school graduate (includes equivalency):36621.53%
Some college, no degree:1015.94%
Associate's degree:22012.94%
Bachelor's degree:32118.88%
Graduate or professional degree:54632.12%
Total:1,700100%
High school or higher:1,55491.41%
Bachelor's degree or higher:86751.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:2,08775.92%
Public Insurance:58121.13%
No Insurance:812.95%
Total:2,749100%
Has Health Insurance:2,66897.05%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty5.9%6.3%6.6%7.5%7.9%3.3%3.4%6.6%6.5%16.5%17.5%15.3%8.4%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:132.31%
Kindergarten:00.00%
Elementary school (grades 1-8):27749.29%
High school (grades 9-12):295.16%
College or graduate school:24343.24%
Total:562100%
Early Childhood:132.31%
K-12 (Primary & Secondary School):30654.45%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 10537 supports both business and residential activity. According to the Business Census (2023), there are 20 business establishments, employing about 34 people with an annual payroll of $1,671,000. USPS data shows 895 residential mailboxes and 5 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:895Source: USPS
# Business Mailboxes:5Source: USPS
Total Delivery Receptacles:1,108Source: USPS
Single Family Delivery Units:892Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:20Source: CBP
1st Quarter Payroll:$341,000Source: CBP
Annual Payroll:$1,671,000Source: CBP
# of Employees:34Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 10537 is located in Putnam County, New York, within the New York-Newark-Jersey City, NY-NJ Metropolitan Statistical Area (CBSA 35620) and New York's 17th Congressional District. This Metro area has a population of 19,756,722 people, about 0.01% of whom live in ZIP Code 10537, and is subdivided into the New York-Jersey City-White Plains, NY-NJ division. It covers 1.073 sq mi of land and a water area of 0.095 sq mi.

CBSA Name:New York-Newark-Jersey City, NY-NJSource: Census
CBSA Number:35620Source: Census
CBSA Type:MetroSource: Census
CBSA Division:New York-Jersey City-White Plains, NY-NJ (CBSA Div 35614)Source: Census
CBSA Population:19,756,722Source: Census
MSA:New York-Northern New Jersey-Long Island, NY-NJ-CT-PASource: Census
Land Area:1.073 sq miSource: Census
Water Area:0.095 sq miSource: Census
Congressional District:17Source: USPS
Congressional Land Area:382.63 sq miSource: Census
PMSA:New York, NY PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


10538 | | 10536

Schools in ZIP Code 10537


We could not locate which school district 10537 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Putnam Valley Middle School 142 Peekskill Hollow Rd
Putnam Valley, NY 10579
District: Putnam Valley Central School DistrictNearby
Putnam Valley High School 146 Peekskill Hollow Rd
Putnam Valley, NY 10579
District: Putnam Valley Central School DistrictNearby
Putnam Valley Elementary School 171 Oscawana Lake Rd
Putnam Valley, NY 10579
District: Putnam Valley Central School DistrictNearby
Garrison School 1100 Rt 9d
Garrison, NY 10524
District: Garrison Union Free School DistrictNearby
Mahopac Falls School 100 Myrtle Ave
Mahopac, NY 10541
District: Mahopac Central School DistrictNearby
St Elizabeth Ann Seton School 1375 E Main St
Shrub Oak, NY 10588
District: Private SchoolNearby
Shrub Oak International School 3151 Stoney St
Mohegan Lake, NY 10547
District: Private SchoolNearby
Ohr Hameir Seminary - Tifereth Israel High School 141 Furnace Woods Rd
Cortlandt Manor, NY 10567
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 10537


Empire Beauty School-Peekskill 19 Bank St
Peekskill, NY 10566
Type: Post Secondary
Ohr Hameir Theological Seminary 141 Furnace Woods Rd
Peekskill, NY 10566
Type: Post Secondary
United States Military Academy 646 Swift Rd (Attn: Masg)
West Point, NY 10996-1905
Type: Post Secondary
Kehilath Yakov Rabbinical Seminary 340 Illington Road
Ossining, NY 10562
Type: Post Secondary
Yeshiva Ohr Naftoli 701 Blooming Grove Turnpike
New Windsor, NY 12553-8006
Type: Post Secondary
Bard College - Taconic Correctional Facility 250 Harris Road
Bedford Hill, NY 10507-2497
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov