ZIP Codes of Putnam County, NY

Population & People
Population & People
Total Population
99,343
Household Income
Household Income
Median Income
$127,832
Housing
Housing
Total Housing Units
38,789
Business & Economy
Business & Economy
Total Businesses
2,854
Employment
Employment
Employment Rate
61.75%
Education
Education
Bachelor's Degree+
45.80%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 9 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:9 ZIP Codes (8 Standard, 1 PO Box, 0 Unique) [See All]
Area Codes:329 / 845 / 914
Timezone:Eastern (GMT -05:00)
Local Time:2:13:16 PM
Population:99,343 [See All]
FIPS:36079
CBSA:New York-Newark-Jersey City, NY-NJ
Land Area:239 sq mi
Water Area:14 sq mi
Coordinates:41.4064, -73.7664
Quick Link:
https://www.zip-codes.com/county/ny-putnam.asp
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Among New York's 5 wealthiest counties
#5 statewide, average median income $127,832.
Striking education divide
Bachelor's share spans 31.4% to 63.0% — a 32-point gap.

Standout ZIPs in this County


Most Populous
Mahopac · 26,361 people
26.5% of county total
Highest Income
Garrison · $146,250 median
1.1× county average
Largest Land Area
Carmel · 57.4 sq mi
Spans the most ground
Fastest Growth
Lake Peekskill · 24.9% (10-yr)
1,952 → 2,439 residents
Most Educated
Cold Spring · 63.0% bachelor's+
2,506 of 3,980 adults 25+

Things worth knowing about Putnam County


99,343 residents live across 9 ZIPs covering 239 sq mi, served by 9 distinct USPS-recognized cities.

Population moved from 100,478 to 99,343 from 2014 to 2024 — a -1.1% change. 5 ZIPs gained residents, 3 lost.

The county's wealthiest ZIP 10524 (Garrison, $146,250 median) and poorest ZIP 12563 (Patterson, $98,415) are 20.4 miles apart — a 1.5× income gap across local geography.

Median home values vary 1.6× across this county — from $410,000 in 10537 (Lake Peekskill) to $639,200 in 10516 (Cold Spring).

Density varies 12× across the county — from 161 people/sq mi in 10516 (Cold Spring) to 1,979 in 10537 (Lake Peekskill).

Educational attainment ranges from 31.4% bachelor's+ in 12563 (Patterson) to 63.0% in 10516 (Cold Spring) — the breadth of educational profiles across the area.

Within New York, this is the #29 most populous of 62 counties and ranks #5 for median household income .

On the national stage, Putnam County is ranks #62 for income .

Weighted by population, the typical household earns about $125,886 across the county — reflecting what a typical resident sees, not a simple ZIP average.

45.8% of adults age 25+ hold a bachelor's degree or higher (33,004 of 72,058 reporting).

8 Standard delivery, 1 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Putnam County


Higher-education hub

1 ZIP in this county where more than 60% of adults 25+ hold a bachelor's degree — typically college campuses, research enclaves, or tech corridors.

Cold Spring
63.0%
5,362 residents

All ZIP Codes in Putnam County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
10541MahopacStandard26,361$138,61726.10.0%
10512CarmelStandard24,234$117,70157.4-4.8%
10509BrewsterStandard20,046$116,83140.62.2%
10579Putnam ValleyStandard9,019$132,50036.6-2.6%
12563PattersonStandard7,304$98,41522.3-9.9%
10516Cold SpringStandard5,362$140,22533.40.7%
10524GarrisonStandard4,578$146,25021.34.0%
10537Lake PeekskillStandard2,439$132,1171.224.9%
10542Mahopac FallsPO Box00.0

Adjacent & Nearby Counties