ZIP Codes of Putnam County, TN

Population & People
Population & People
Total Population
95,243
Household Income
Household Income
Median Income
$66,219
Housing
Housing
Total Housing Units
42,157
Business & Economy
Business & Economy
Total Businesses
2,120
Employment
Employment
Employment Rate
57.94%
Education
Education
Bachelor's Degree+
27.72%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 10 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:10 ZIP Codes (7 Standard, 2 PO Box, 1 Unique) [See All]
Area Codes:615 / 629 / 931
Timezone:Central (GMT -06:00)
Local Time:2:13:48 PM
Population:95,243 [See All]
FIPS:47141
CBSA:Cookeville, TN
Land Area:619 sq mi
Water Area:10 sq mi
Coordinates:36.1674, -85.5568
Quick Link:
https://www.zip-codes.com/county/tn-putnam.asp
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Tennessee's #17 most populous county
95,243 residents across 10 ZIPs — #17 of 95 Tennessee counties.

Standout ZIPs in this County


Most Populous
Cookeville · 42,471 people
44.6% of county total
Highest Income
Silver Point · $93,333 median
1.4× county average
Largest Land Area
Monterey · 178.2 sq mi
Spans the most ground
Fastest Growth
Baxter · 26.5% (10-yr)
6,463 → 8,175 residents
Most Educated
Cookeville · 31.4% bachelor's+
8,067 of 25,708 adults 25+

Things worth knowing about Putnam County


95,243 residents live across 10 ZIPs covering 619 sq mi, served by 6 distinct USPS-recognized cities.

Population moved from 85,035 to 95,243 from 2014 to 2024 — a +12.0% change. 7 ZIPs gained residents, 1 lost.

The county's wealthiest ZIP 38582 (Silver Point, $93,333 median) and poorest ZIP 38501 (Cookeville, $52,145) are 15.9 miles apart — a 1.8× income gap across local geography.

Median home values vary 2.4× across this county — from $118,100 in 38545 (Bloomington Springs) to $288,100 in 38506 (Cookeville).

Density varies 1291× across the county — from 34 people/sq mi in 38582 (Silver Point) to 43,836 in 38505 (Cookeville).

Educational attainment ranges from 9.1% bachelor's+ in 38548 (Buffalo Valley) to 31.4% in 38501 (Cookeville) — the breadth of educational profiles across the area.

Within Tennessee, this is the #17 most populous of 95 counties and ranks #29 for median household income with the #15 fastest decade growth .

Hosts 1 single-entity Unique ZIP: 38505Tennessee Tech Univ .

Weighted by population, the typical household earns about $60,455 across the county — reflecting what a typical resident sees, not a simple ZIP average.

27.7% of adults age 25+ hold a bachelor's degree or higher (17,304 of 62,434 reporting). The most-educated ZIPs cluster around Cookeville.

7 Standard delivery, 2 PO Box only, 1 single-entity Unique ZIPs serve this county.

All ZIP Codes in Putnam County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
38501CookevilleStandard42,471$52,14587.412.0%
38506CookevilleStandard30,100$70,279162.411.0%
38574MontereyStandard9,079$52,223178.211.8%
38544BaxterStandard8,175$69,82385.426.5%
38582Silver PointStandard1,729$93,33350.96.4%
38545Bloomington SpringsStandard1,575$59,51223.024.3%
38548Buffalo ValleyStandard1,15431.470.5%
38505CookevilleUnique9600.0-48.1%
38503CookevillePO Box00.0
38502CookevillePO Box0.0

Adjacent & Nearby Counties