ZIP Codes of Cheboygan County, MI

Population & People
Population & People
Total Population
22,587
Household Income
Household Income
Median Income
$61,142
Housing
Housing
Total Housing Units
15,546
Business & Economy
Business & Economy
Total Businesses
765
Employment
Employment
Employment Rate
48.29%
Education
Education
Bachelor's Degree+
24.67%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 9 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:9 ZIP Codes (5 Standard, 4 PO Box, 0 Unique) [See All]
Area Codes:231 / 906 / 989
Timezone:Eastern (GMT -05:00)
Local Time:2:12:31 PM
Population:22,587 [See All]
FIPS:26031
Land Area:582 sq mi
Water Area:60 sq mi
Coordinates:45.4727, -84.5411
Quick Link:
https://www.zip-codes.com/county/mi-cheboygan.asp
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Owner-dominated county
Just 14.9% of homes are rentals — strong homeownership culture.

Standout ZIPs in this County


Most Populous
Cheboygan · 13,891 people
61.5% of county total
Highest Income
Afton · $77,500 median
1.3× county average
Largest Land Area
Cheboygan · 275.2 sq mi
Spans the most ground
Fastest Growth
Indian River · 4.6% (10-yr)
4,218 → 4,411 residents
Most Educated
Indian River · 37.1% bachelor's+
1,347 of 3,628 adults 25+

Things worth knowing about Cheboygan County


22,587 residents live across 9 ZIPs covering 582 sq mi, served by 9 distinct USPS-recognized cities.

Population moved from 23,176 to 22,587 from 2014 to 2024 — a -2.5% change. 2 ZIPs gained residents, 5 lost.

The county's wealthiest ZIP 49705 (Afton, $77,500 median) and poorest ZIP 49701 (Mackinaw City, $44,583) are 29.8 miles apart — a 1.7× income gap across local geography.

Median home values vary 1.4× across this county — from $168,500 in 49705 (Afton) to $244,300 in 49749 (Indian River).

Density varies 151× across the county — from 13 people/sq mi in 49705 (Afton) to 1,905 in 49791 (Topinabee).

Educational attainment ranges from 12.0% bachelor's+ in 49705 (Afton) to 37.1% in 49749 (Indian River) — the breadth of educational profiles across the area.

Within Michigan, this is the #61 most populous of 83 counties and ranks #56 for median household income .

Weighted by population, the typical household earns about $61,705 across the county — reflecting what a typical resident sees, not a simple ZIP average.

24.7% of adults age 25+ hold a bachelor's degree or higher (4,389 of 17,790 reporting).

5 Standard delivery, 4 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Cheboygan County


Big & sparse

A frontier county — vast land area with only a few residents per square mile. Daily life looks very different here than in the country's denser counties.

Total area
582
square miles
Avg density
38.8
people per sq mi
Population
22,587
across 9 ZIPs
Cheboygan
275.2 sq mi
13,891 residents
Wolverine
131.6 sq mi
2,331 residents
Indian River
87.6 sq mi
4,411 residents

Single-ZIP anchor

One ZIP holds the majority of this county's population — a sign of a county built around a single city or town.

Cheboygan

All ZIP Codes in Cheboygan County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
49721CheboyganStandard13,891$61,174275.2-2.9%
49749Indian RiverStandard4,411$65,60887.64.6%
49799WolverineStandard2,331$58,235131.62.9%
49701Mackinaw CityStandard882$44,58318.5-2.2%
49705AftonStandard865$77,50068.7-16.0%
49791TopinabeePO Box164$59,7500.1-47.3%
49717Burt LakePO Box430.0-68.4%
49792TowerPO Box0.0
49761Mullett LakePO Box0.0

Adjacent & Nearby Counties