The ZIP Code, Map and Demographics of Palmer, AK

99645 is the only ZIP Code for Palmer, AK

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Data Last Updated: March 1, 2026
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ZIP Code:99645 (Standard)
Borough:Matanuska Susitna Borough, AK
Area Code:907
Time Zone:Alaska (GMT -09:00)
Local Time:12:00:00 AM
Population:5,888 (Census Place) [More Demographics]
Statistical Area:Anchorage, AK [Learn More]
Coordinates:61.6076, -148.9194
Land Area:586.31 sq miles (ZIP Code)
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Palmer, AK has 1 ZIP Code


ZIP CodeTypePopulationPop% of Population% of PopAlias Names
99645Standard28,818100.00%
28,818 people in Palmer, AK — get this data and hundreds of fields for every U.S. ZIP code View Database Try API
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Population & Demographics


Palmer, AK has 31,494 residents, with an average household size of 2.5. The gender split is 50.0% male and 50.0% female - about the same as the national split. By age, the top brackets are 30-34 (4.8%) and 35-39 (4.5%). By race, White and Black or African American are the largest groups. Hispanic or Latino (of any race) is 5.2%. Those born outside the United States make up 3.3% (lower than the Nation).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

There are two kinds of demographics shown in the charts for Palmer, AK. Each covers a different geographic boundary and has different criteria for what is included. Learn More

Total Population:28,818
Total Households:10,187
Total Housing Units:11,559
Average Household Size:2.78
Average Family Size:2.82

All ZIP Codes assigned this City name by the USPS.

Total Population:5,888
Total Households:2,168
Total Housing Units:2,408
Average Household Size:2.56
Average Family Size:3.11

Data for the U.S. Census Place.

Population Over Time (with 2010 & 2020 Census Benchmarks)


Line chart of All ZIPs in Palmer, AK population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--24,75424,99226,20226,57327,81828,12729,29330,45030,54030,43530,70630,84931,494
Decennial Census25,176------------------28,818------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 36.6

Male Median Age: 35.9

Female Median Age: 37.3

Line Chart showing the population by Age Group and Gender of all ZIPs in Palmer, Alaska. One line shows the Total population in that age group, another line shows the Male population for that age group, and the last line shows the Female population for the given age group. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male9881,1601,2411,1327508489891,059887862895948926806496332159141
Female8551,1211,0601,0146668719971,097898848884918974809503308206170
Total1,8432,2812,3012,1461,4161,7191,9862,1561,7851,7101,7791,8661,9001,615999640365311
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


Pie Chart showing Population by Race for all ZIPs in Palmer, Alaska. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
White:22,71784.12%
Black:2881.07%
Hispanic:*1,3705.07%
Asian:3891.44%
American Indian:1,6636.16%
Hawaiian:1170.43%
Other:4631.71%
Total:27,007100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


Pie chart showing Male vs Demale share of the population. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
GenderCountPercentageMedian Age
Males:14,61950.73%35.9 years
Females:14,19949.27%37.3 years
Total:28,818100%36.6 years

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:30,20095.89%
Native, born in PR, Island Areas, or abroad:4971.58%
Foreign born, naturalized U.S. citizen:5361.70%
Foreign born, not a U.S. citizen:2612.53%
Total Population:31,494100%
Total Native Population:30,69797.47%
Total Foreign-born Population:7972.53%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


ZIP Codes in Palmer, AK have an average household income of $97,069 (higher than the State by 8.7%, and much higher than the Nation by 23.6%). Family vs nonfamily earnings show a significant gap ($110,833 vs $57,072). Employment participation is much lower than the Nation (63.3%). The unemployment rate is 8.4%, which is much higher than the Nation (5.2%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Line Chart showing Median Income Estimates from 2011 until 2024 of Median Household Income, Median Family Income, Median Nonfamily Income, Median Male Income, and Median Female Income for all ZIPs in Palmer, Alaska. A table also provides the same information. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Income Type2011210220132014201520162017201820192020202120222023
Median Household Income$77,177$77,213$77,242$75,663$77,619$77,802$80,110$80,963$80,574$80,526$85,530$93,242$97,069
Median Family Income$87,529$89,069$88,588$87,737$88,125$90,523$93,083$94,448$93,800$95,988$98,450$105,607$110,833
Median NonFamily Income$41,550$40,372$40,185$40,350$41,607$39,861$40,636$41,188$43,359$41,086$47,335$54,583$57,072
Median Male Income$62,808$63,793$64,018$63,438$62,097$64,123$64,482$64,851$64,784$65,481$72,500$75,708$75,946
Median Female Income$47,320$48,750$47,038$47,115$46,786$47,384$48,337$51,142$52,436$51,981$56,723$62,280$63,032
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Bar Chart showing Average Household Income for all ZIPs in Palmer, AK, the U.S. Census Place, Matanuska Susitna Borough, the state of Alaska, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Source: U.S. Census 2019-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employment status for all ZIPs in Palmer, AK: employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Employed:13,83858.26%
Unemployed:8363.52%
Not In Labor Force:9,07838.22%
Total:23,752100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:5,53640.01%
Service:2,43217.57%
Sales and Office:2,53318.30%
Natural resources, construction, and maintenance:1,86813.50%
Production, transportation, and material moving:1,46910.62%
Total Civilian Employed Population:13,838100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In Palmer, AK, the median home value is $338,400 - higher than the State by 1.5%, and up $69,800 (26.0%) since 2020. Renters pay an average of $1,309 per month - lower than the State by 5.7%, and up $172 (15.1%) since 2020. Most renters in Palmer pay $1,000-$1,499 (40.6%). About 37.7% pay under $1,000 and 7.8% pay $2,000+; the under $1,000 share is much higher than the Nation. Of occupied housing, owners make up 62.4% (69.8% have a mortgage) and renters make up 37.6% - owners are lower than the Nation.

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Bar Chart showing median House Value for all ZIPs in Palmer, Alaska, the U.S. Census Place, Matanuska Susitna Borough, Alaska, and the United States National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Median Home Value Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
Median Home Value$231,100$230,300$230,400$232,500$235,700$239,200$247,200$254,500$260,000$268,600$280,200$313,500$338,400
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1415.95%
$500 to $999:45219.08%
$1,000 to $1,499:79733.64%
$1,500 to $1,999:41917.69%
$2,000 to $2,499:33414.10%
$2,500 to $2,999:482.03%
$3,000 or more:271.14%
No Rent:1516.37%
Total:2,369100%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
Median Rent$936$980$990$1,011$993$1,019$1,035$1,072$1,109$1,137$1,185$1,260$1,309
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage): 5,759 52.04%
Owner Occupied (free and clear, no mortgage): 2,939 26.56%
Renter Occupied: 2,369 21.41%
Total Occupied Housing Units: 11,067 100%

Occupied Housing Units: 11,067 92.06%
Vacant Housing Units (not graphed): 954 7.94%
Total Housing Units: 12,021 100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


23.8% of adults (25+) have a bachelor-s degree or higher, below the state rate (31.2%) and well below the national average (35.0%). High school or higher is 93.1%, which is about the same as the state rate (93.5%). The share of people in poverty is 6.7%, which is about the same as the state rate (6.8%) and slightly below the national rate (8.7%), up 2.1 percentage points since 2011 and about the same as its 2019 pre-pandemic level.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2701.31%
9th to 12th grade, no diploma:6923.35%
High school graduate (includes equivalency):5,58427.06%
Some college, no degree:5,23525.37%
Associate's degree:2,42811.77%
Bachelor's degree:4,21920.45%
Graduate or professional degree:2,20710.70%
Total:20,635100%
High school graduate or higher:19,67395.34%
Bachelor's degree or higher:6,42631.14%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:21,16060.83%
Public Insurance:10,26729.52%
No Insurance:3,3589.65%
Total:34,785100%
Has Health Insurance:31,42790.35%

All ZIP Codes assigned this City name by the USPS.

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty4.6%4.5%4.8%5.5%5.8%5.4%5.7%5.4%6.3%6.5%6.2%6.0%6.7%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:3754.83%
Kindergarten:3784.87%
Elementary school (grades 1-8):3,66147.17%
High school (grades 9-12):1,92024.74%
College or graduate school:1,42718.39%
Total:7,761100%
Early Childhood:7539.70%
K-12 (Primary & Secondary School):5,95976.78%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


Palmer supports both business and residential activity. According to the Business Census (2024), there are 798 business establishments, employing about 6,959 people with an annual payroll of $478,276,000. USPS data shows 9,034 residential mailboxes and 532 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:9,034Source: USPS
# Business Mailboxes:532Source: USPS
Total Delivery Receptacles:12,679Source: USPS
Single Family Delivery Units:2,513Source: USPS
Multi Family Delivery Units:330Source: USPS
# of Businesses:798Source: CBP
1st Quarter Payroll:$105,411,000Source: CBP
Annual Payroll:$478,276,000Source: CBP
# of Employees:6,959Source: CBP

All ZIP Codes assigned this City name by the USPS.

Geography, Land Area, and Statistical Classifications


Palmer, AK is located in Matanuska Susitna Borough, within the Anchorage, AK Metropolitan Statistical Area (CBSA 11260). It spans 9 of Alaska's Congressional Districts (0th,1st,3rd,4th,5th,6th,7th,8th, and 15th). This Metro area has a population of 399,746 people, about 7.2% of whom live in Palmer. ZIP Codes here cover 586.305 sq mi of land and a water area of 24.283 sq mi.

CBSA Name:Anchorage, AKSource: Census
CBSA Number:11260Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:399,746Source: Census
MSA:--Source: Census
PMSA:--Source: Census
Land Area:586.305 sq miSource: Census
Water Area:24.283 sq miSource: Census
Congressional District(s):00,01,03,04,05,06,07,08,15Source: USPS
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:58660Source: Census
Place Name:Palmer city; AlaskaSource: Census

Sum of all ZIP Codes assigned this City name by the USPS.

Adjacent & Nearby Cities from Palmer, AK


  1. Chugiak, AK ~18.6 miles
  2. Sutton, AK ~23.6 miles
  3. Eagle River, AK ~28.9 miles
  4. Wasilla, AK ~29.0 miles
  5. Jber, AK ~33.2 miles
  6. Anchorage, AK ~38.8 miles
  7. Willow, AK ~45.8 miles
  8. Indian, AK ~46.7 miles
  9. Hope, AK ~53.0 miles
  10. Talkeetna, AK ~56.9 miles
  11. Moose Pass, AK ~69.4 miles
  12. Kenai, AK ~79.4 miles
  13. Cooper Landing, AK ~88.3 miles
  14. Seward, AK ~89.8 miles
  15. Valdez, AK ~90.4 miles
  16. Sterling, AK ~97.8 miles
  17. Soldotna, AK ~108.1 miles
  18. Kasilof, AK ~117.3 miles
  19. Clam Gulch, AK ~127.7 miles
  20. Glennallen, AK ~130.1 miles

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov