ZIP Code 96732 in Kahului, HI

Data Last Updated: November 1, 2025
City:Kahului, Hawaii
County:Maui County
Timezone:Hawaii-Aleutian Islands (GMT -10:00)
Local Time:7:27:12 PM
Population:27,507 [See All]
Area Code:808
Classification:Standard [Normal Street Delivery]
Coordinates:20.8759, -156.4558
Land Area:11.871 sq mi
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Population & Demographics


ZIP Code 96732 has 27,507 residents and 7,522 households (average 3.57 persons per household). The median age is 40.0 years, about the same as the state (40.8) and slightly older than the nation (38.8). The gender split is 49.0% male and 51.0% female, which is slightly lower than the state male share (50.0%), making this a female-majority area. Largest groups are Asian (53.4%, much higher than the state average of 37.2% and well above the national average of 6.0%) and Native Hawaiian & Other Pacific Islander (13.3%, much higher than the national average of 0.2%); Hispanic or Latino residents make up 8.6%, which is much lower than the national average (18.7%), and Asian share is much higher than both the state (37.2%) and national averages (6.0%) and Native Hawaiian & Other Pacific Islander share is much higher than the national average (0.2%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:27,507Source: Census DHC
2023 ACS Population Estimate:25,889Source: Census ACS
2025 ZC Population Estimate:24,782Source: ZIP-Codes.com
Population Density:2,317.2 people per sq mile
Average Income:$94,360Source: Census ACS
Households:7,522Source: Census DHC
Average House Value:$832,700Source: Census ACS
Persons Per Household:3.57Source: Census DHC
Average Family Size:3.61Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--24,06224,80825,06525,77026,62228,07428,15929,66829,07528,24026,36125,90225,889
Decennial Census24,816------------------27,507------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 40

Male Median Age: 38.6

Female Median Age: 41

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male7719381,014950799874761840861890856910843682572397237274
Female753877963926780782826911857852862891859751627519387615
Total1,5241,8151,9771,8761,5791,6561,5871,7511,7181,7421,7181,8011,7021,4331,199916624889
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:2,80711.58%
Black:1210.50%
Hispanic:*2,3719.78%
Asian:14,68360.60%
American Indian:920.38%
Hawaiian:3,65215.07%
Other:5052.08%
Total:24,231100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:13,46948.97%38.6 years
Females:14,03851.03%41.0 years
Total:27,507100%40.0 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:16,68964.46%
Native, born in PR, Island Areas, or abroad:7242.80%
Foreign born, naturalized U.S. citizen:4,35116.81%
Foreign born, not a U.S. citizen:4,12532.74%
Total Population:25,889100%
Total Native Population:17,41367.26%
Total Foreign-born Population:8,47632.74%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $94,360, which is far above the national median ($78,538), is up $33,228 (54.4%) since 2011 and above its 2019 pre-pandemic level by $10,813. Family households earn a median of $113,224 versus $38,316 for nonfamily households (a difference of $74,908). By gender, male median income is $56,233 and female is $49,157, which is much lower than the state female median ($55,345), with a current gap of $7,076 that has widened from 2011 to 2023. The labor-force participation rate is 64.1%, which is comparable to the national rate (63.5%). The unemployment rate is 3.7%, which is below the national rate (5.2%). The largest occupation group is Service (33.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$61,132$62,197$62,981$64,692$68,429$70,789$75,584$81,329$83,547$81,129$85,890$98,520$94,360
Median Family Income$70,214$71,274$71,275$73,540$76,114$76,570$79,979$86,220$88,788$88,157$96,623$107,875$113,224
Median NonFamily Income$26,908$31,063$30,200$33,644$33,551$29,814$33,701$39,238$30,813$32,212$31,950$35,851$38,316
Median Male Income$35,628$36,799$36,681$38,143$39,812$39,884$41,536$41,821$43,071$44,782$47,258$55,729$56,233
Median Female Income$34,301$32,463$35,605$35,164$36,056$35,197$36,736$36,005$36,613$37,436$41,698$46,200$49,157
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:13,25661.72%
Unemployed:5072.36%
Not In Labor Force:7,71435.92%
Total:21,477100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:3,18224.00%
Service:4,37733.02%
Sales and Office:2,50818.92%
Natural resources, construction, and maintenance:1,1038.32%
Production, transportation, and material moving:2,08615.74%
Total Civilian Employed Population:13,256100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $832,700, which is considerably higher than the national median ($303,400), is up $254,100 (43.92%) since 2011 and above its 2019 pre-pandemic level by $229,200. The median gross rent is $1,479, which is far less than the state median ($1,938), is up $399 (36.94%) since 2011 and above its 2019 pre-pandemic level by $106. Of occupied housing, owners make up 63.42% (66.10% with a mortgage, 33.90% free-and-clear) and renters 36.58% - making this ZIP Code more home ownership than the state and higher than national rental averages. The vacancy rate is 6.89%, which is far lower than the state rate (13.44%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$578,600$544,900$488,800$483,400$480,200$490,000$541,400$562,300$603,500$616,600$621,500$764,800$832,700
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:32711.00%
$500 to $999:41213.86%
$1,000 to $1,499:71624.08%
$1,500 to $1,999:65822.13%
$2,000 to $2,499:33511.27%
$2,500 to $2,999:1575.28%
$3,000 or more:2367.94%
No Rent:1324.44%
Total:2,973100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,080$1,078$1,118$1,134$1,143$1,222$1,212$1,294$1,373$1,341$1,360$1,499$1,479
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3,40741.92%
Owner Occupied (free and clear, no mortgage):1,74721.50%
Renter Occupied:2,97336.58%
Total Occupied Housing Units:8,127100%

Occupied Housing Units:8,12793.11%
Vacant Housing Units (not graphed):6016.89%
Total Housing Units:8,728100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:7,20582.55%
Multi-Family Units:1,37615.77%
Other Units:1471.68%
Total Housing Units:8,728100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 26.00% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (35.50%). High school or higher is 87.60%, which is markedly below the state rate (92.90%). The uninsured rate is 5.10%, which is falls below the national rate (8.60%). The share of people in poverty is 4.00%, which is far lower than the national rate (8.70%), down 4.20 percentage points since 2011 and below its 2019 pre-pandemic level by 0.30 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (42.82%). College enrollment is 27.03%, which is on par with the state rate (27.30%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1,2636.66%
9th to 12th grade, no diploma:1,0845.71%
High school graduate (includes equivalency):5,64629.75%
Some college, no degree:4,05021.34%
Associate's degree:2,00110.54%
Bachelor's degree:3,91420.62%
Graduate or professional degree:1,0195.37%
Total:18,977100%
High school or higher:16,63087.63%
Bachelor's degree or higher:4,93325.99%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:20,45368.32%
Public Insurance:8,19227.36%
No Insurance:1,2924.32%
Total:29,937100%
Has Health Insurance:28,64595.68%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty8.2%8.9%7.9%6.9%4.8%3.3%3.3%4.1%4.3%3.3%3.7%2.6%4.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:1893.45%
Kindergarten:3265.95%
Elementary school (grades 1-8):2,34642.82%
High school (grades 9-12):1,13720.75%
College or graduate school:1,48127.03%
Total:5,479100%
Early Childhood:5159.40%
K-12 (Primary & Secondary School):3,80969.52%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 96732 supports both business and residential activity. According to the Business Census (2023), there are 864 business establishments, employing about 16,422 people with an annual payroll of $859,925,000. USPS data shows 6,942 residential mailboxes and 1,273 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:6,942Source: USPS
# Business Mailboxes:1,273Source: USPS
Total Delivery Receptacles:7,609Source: USPS
Single Family Delivery Units:5,109Source: USPS
Multi Family Delivery Units:1,036Source: USPS
# of Businesses:864Source: CBP
1st Quarter Payroll:$211,688,000Source: CBP
Annual Payroll:$859,925,000Source: CBP
# of Employees:16,422Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 96732 is located in Maui County, Hawaii, within the Kahului-Wailuku, HI Metropolitan Statistical Area (CBSA 27980) and Hawaii's 2nd Congressional District. This Metro area has a population of 164,675 people, about 16.70% of whom live in ZIP Code 96732. It covers 11.871 sq mi of land and a water area of 1.604 sq mi.

CBSA Name:Kahului-Wailuku, HISource: Census
CBSA Number:27980Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:164,675Source: Census
MSA:Source: Census
Land Area:11.871 sq miSource: Census
Water Area:1.604 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:6213.4 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1522700Source: Census
Place Name:Kahului CDP; HawaiiSource: Census

Adjacent & Nearby ZIP Codes


96733 | | 96731

Schools in ZIP Code 96732


ZIP Code 96732 is in the Hawaii Department of Education, which serves grades Kindergarten thru 12th. There are 5 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Maui Waena Intermediate School 795 Onehee Ave
Kahului, HI 96732
District: Hawaii Department of Education
Pomaikai Elementary School 4650 S Kamehameha Ave
Kahului, HI 96732
District: Hawaii Department of Education
Kahului Elementary School 410 S Hina Ave
Kahului, HI 96732
District: Hawaii Department of Education
Lihikai Elementary School 335 S Papa Ave
Kahului, HI 96732
District: Hawaii Department of Education
Maui High School 660 S Lono Ave
Kahului, HI 96732
District: Hawaii Department of Education
Emmanuel Lutheran School 520 One St
Kahului, HI 96732
District: Private School
Maui Adventist School 261 S Puunene Ave
Kahului, HI 96732
District: Private School

Colleges & Post Secondary Schools near ZIP Code 96732


Ibs School Of Cosmetology And Massage 110 East Kaahumanu Avenue
Kahului, HI 96732-2118
Type: Post Secondary
University Of Hawaii Maui College 310 W Kaahumanu Ave
Kahului, HI 96732-1617
Type: Post Secondary
Mauna Loa Helicopters 73-310 U'u Street
Kailua Kona, HI 96740-2650
Type: Post Secondary
Kapiolani Community College 4303 Diamond Head Road
Honolulu, HI 96816-4421
Type: Post Secondary
Paul Mitchell The School-Honolulu 1123 Eleventh Avenue, Suite 102
Honolulu, HI 96816-2433
Type: Post Secondary
Chaminade University Of Honolulu 3140 Waialae Avenue
Honolulu, HI 96816-1578
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on November 1, 2025.

  1. U.S. Postal Service [Last Updated: 11/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 11/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 11/1/2025], https://nces.ed.gov