ZIP Code 95686 in Thornton, CA

Data Last Updated: February 1, 2026
City:Thornton, California
County:San Joaquin County
Timezone:Pacific (GMT -08:00)
Local Time:10:00:10 AM
Population:1,338 [See All]
Area Codes:209 / 350
Classification:PO Box
Coordinates:38.1883, -121.4879
Land Area:32.394 sq mi
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95686 Thornton, CA - Sacramento-San Joaquin Delta Community

ZIP Code 95686, Thornton

Small Town
LocationSan Joaquin County, CA
Area14.1 sq mi
Population1,338
Households438
PO Boxes439 (100% adoption)
Median Age37.7 years
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box Only Zone, meaning there is no alternative mail delivery for this delta community despite the presence of limited street delivery routes
  • The post office maintains 439 PO Boxes for 438 households, a near-perfect one-to-one adoption rate
  • Housing stock is exceptionally old: 411 of 477 units (86%) were built before 1939, one of the highest percentages in California
  • Transportation, warehousing, and utilities dominate employment with 397 of 830 workers (48% of the workforce)
  • The area includes 1.4 square miles of water, typical for Sacramento-San Joaquin Delta communities built on reclaimed islands
  • Work-from-home rate is 30.3%, significantly higher than the national average

A Delta Settlement

Thornton sits in the Sacramento-San Joaquin Delta, a landscape of levees, waterways, and rich agricultural land. The community of 1,338 residents lives across 14 square miles of delta territory in San Joaquin County. With 86% of housing built before 1939, Thornton preserves one of the Delta's oldest settlement patterns.

PO Box Only Zone

This is a PO Box Only Zone. There's no alternative mail delivery across this delta community. The Thornton post office maintains 439 PO Boxes for 438 households, a near-perfect one-to-one ratio. Street delivery exists on a limited scale (one rural route and one city route serve 77 delivery points), but most residents rely entirely on PO Boxes.

The Delta Economy

The Delta economy shapes daily life here. Of the 830 working adults, 397 work in transportation, warehousing, and utilities. That's nearly half the workforce. Agriculture employs 86 people, and 57 work in public administration. About 30% work from home, higher than the national average. Median household income is $43,482.

Delta Geography and Street Names

Street names tell the Delta story. W Walnut Grove Rd (13 delivery points) connects to the historic river town three miles north. Mokelumne Ave references the nearby river. Thornton Rd (12 points) runs through the old town center. The area includes 1.4 square miles of water, typical for delta communities built on islands and reclaimed land.

Historic Housing Stock

Housing stock is remarkably old. Of 477 total housing units, 411 were built before 1939. That's 86%, one of the highest percentages for any California ZIP code. About 54% of homes are owner-occupied (236 units), while 46% are rentals (202 units). Median home value is $429,800. Mobile homes account for 62 units, reflecting the agricultural character.

Population Characteristics

The population skews slightly older (median age 37.7) but includes families. About 30 residents live in group quarters, likely farmworker housing. Racially, the community is diverse: 36% White alone, 37% Some Other Race, 17% Two or More Races, and 6% Asian. About 9% of residents identify as Hispanic or Latino. Only 11% of adults have bachelor's degrees.

Regional Context

Nearby communities include Walnut Grove (3.7 miles north), the historic Community of Locke (4.0 miles), and several Delta subdivisions. Thornton functions as a quiet residential outpost in the Delta's levee and farmland network, close to the Sacramento metro but distinctly rural in character.

Mailing to Thornton

All mail should use PO Box addresses:

[Recipient Name]
PO Box [Number]
Thornton, CA 95686

Street Name Patterns

Delta Geography River References Agricultural Roads

Street names reference Delta geography: Walnut Grove (nearby town), Mokelumne (river), and agricultural roads spreading across leveed islands.

Nearby Areas

Walnut Grove Delta Estates Clampett Community Of Locke Grand Island Estates
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Population & Demographics


ZIP Code 95686 has 1,338 residents and 438 households (average 2.99 persons per household). The median age is 37.7 years, about the same as the state (37.5) and slightly younger than the nation (38.8). The gender split is 50.4% male and 49.6% female, which is slightly higher than the national male share (49.1%). Largest groups are Hispanic or Latino (60.6%) and Other / Two or More Races (37.4%, much higher than the state average of 21.2% and well above the national average of 8.4%); Hispanic or Latino residents make up 60.6%, which is much higher than the national average (18.7%), and Other / Two or More Races share is much higher than both the state (21.2%) and national averages (8.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,338Source: Census DHC
2024 ACS Population Estimate:1,171Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:41.3 people per sq mile
Average Income:$52,109Source: Census ACS
Households:438Source: Census DHC
Average House Value:$448,900Source: Census ACS
Persons Per Household:2.99Source: Census DHC
Average Family Size:3.36Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--1,0201,0141,0209651,0071,0791,0211,2091,2621,1331,1551,1941,1231,171
Decennial Census1,405------------------1,338--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 37.7

Male Median Age: 35.8

Female Median Age: 38.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male35476757393743384249383748323215109
Female334141534436464751383556512626131313
Total68881081108373898593877393995858282322
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:48525.25%
Black:361.87%
Hispanic:*81142.22%
Asian:824.27%
American Indian:60.31%
Hawaiian:00%
Other:50126.08%
Total:1,921100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:67550.45%35.8 years
Females:66349.55%38.9 years
Total:1,338100%37.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:85072.59%
Native, born in PR, Island Areas, or abroad:231.96%
Foreign born, naturalized U.S. citizen:12210.42%
Foreign born, not a U.S. citizen:17625.45%
Total Population:1,171100%
Total Native Population:87374.55%
Total Foreign-born Population:29825.45%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $52,109, which is much lower than the national median ($80,734), is up $12,359 (31.1%) since 2011 and above its 2019 pre-pandemic level by $19,053. Family households earn a median of $61,932 versus $22,083 for nonfamily households (a difference of $39,849). By gender, male median income is $50,379 and female is $26,979, which is well under the national female median ($55,274), with a current gap of $23,400 that has widened from 2011 to 2024. The labor-force participation rate is 63.3%, which is roughly equal to the national rate (63.5%). The unemployment rate is 7.9%, which is considerably above the national rate (5.2%). The largest occupation group is Management (28.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$39,750$31,957$30,491$31,438$30,721$33,672$38,068$41,094$33,056$40,333$32,083$38,611$43,482$52,109
Median Family Income$50,450$42,031$35,000$35,556$35,859$36,354$53,750$55,000$30,938$39,643$32,303$44,554$47,321$61,932
Median NonFamily Income$23,583$28,438$23,281$19,375$19,444$21,563$18,942$22,150$28,971$31,563$28,889$30,865$27,222$22,083
Median Male Income$40,139$51,000$39,688$35,000$0$25,500$30,909$33,063$31,719$33,438$31,188$38,824$36,786$50,379
Median Female Income$22,212$28,125$25,417$37,778$0$36,111$37,222$38,088$26,111$25,893$27,500$32,188$27,083$26,979
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:57158.32%
Unemployed:495.01%
Not In Labor Force:35936.67%
Total:979100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:16428.72%
Service:8514.89%
Sales and Office:7412.96%
Natural resources, construction, and maintenance:14124.69%
Production, transportation, and material moving:10718.74%
Total Civilian Employed Population:571100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $448,900, which is far above the national median ($332,700), is up $261,400 (139.41%) since 2011 and above its 2019 pre-pandemic level by $211,400. The median gross rent is $884, which is well under the national median ($1,413), is up $277 (45.63%) since 2011 and above its 2019 pre-pandemic level by $94. Of occupied housing, owners make up 57.22% (70.80% with a mortgage, 29.20% free-and-clear) and renters 42.78% - making this ZIP Code higher than national rental averages. The vacancy rate is 7.93%, which is much lower than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$187,500$139,100$142,800$144,300$148,800$137,500$208,300$250,000$237,500$239,800$311,000$357,600$429,800$448,900
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:95.33%
$500 to $999:7544.38%
$1,000 to $1,499:4124.26%
$1,500 to $1,999:00.00%
$2,000 to $2,499:2615.38%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:1810.65%
Total:169100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$607$605$572$603$683$807$818$861$790$776$736$834$864$884
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):16040.51%
Owner Occupied (free and clear, no mortgage):6616.71%
Renter Occupied:16942.78%
Total Occupied Housing Units:395100%

Occupied Housing Units:39592.07%
Vacant Housing Units (not graphed):347.93%
Total Housing Units:429100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:32876.46%
Multi-Family Units:4710.96%
Other Units:5412.59%
Total Housing Units:429100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 15.30% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 70.70%, which is far lower than the national rate (89.60%). The uninsured rate is 9.80%, which is comparable to the national rate (8.40%). Private coverage is 43.90%, which is falls below the national rate (67.10%). Public coverage is 54.60%, which is well above the national rate (36.70%). The share of people in poverty is 10.60%, which is comparable to the national rate (8.80%), up 3.20 percentage points since 2011 and below its 2019 pre-pandemic level by 8.00 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (45.16%). College enrollment is 25.81%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:9311.48%
9th to 12th grade, no diploma:14417.78%
High school graduate (includes equivalency):23228.64%
Some college, no degree:15218.77%
Associate's degree:658.02%
Bachelor's degree:10012.35%
Graduate or professional degree:242.96%
Total:810100%
High school or higher:57370.74%
Bachelor's degree or higher:12415.31%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:51440.54%
Public Insurance:63950.39%
No Insurance:1159.07%
Total:1,268100%
Has Health Insurance:1,15390.93%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty19.5%23.1%27.4%22.5%30.6%21.0%18.3%20.8%30.7%25.6%33.5%28.2%22.7%10.6%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:82.87%
Kindergarten:134.66%
Elementary school (grades 1-8):12645.16%
High school (grades 9-12):6021.51%
College or graduate school:7225.81%
Total:279100%
Early Childhood:217.53%
K-12 (Primary & Secondary School):19971.33%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 95686 supports both business and residential activity. According to the Business Census (2024), there are 13 business establishments, employing about 246 people with an annual payroll of $18,202,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:807Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:13Source: CBP
1st Quarter Payroll:$4,613,000Source: CBP
Annual Payroll:$18,202,000Source: CBP
# of Employees:246Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 95686 is located in San Joaquin County, California, within the Stockton-Lodi, CA Metropolitan Statistical Area (CBSA 44700) and California's 9th Congressional District. This Metro area has a population of 685,306 people, about 0.20% of whom live in ZIP Code 95686. It covers 32.394 sq mi of land and a water area of 1.365 sq mi.

CBSA Name:Stockton-Lodi, CASource: Census
CBSA Number:44700Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:685,306Source: Census
MSA:Stockton-Lodi, CA MSASource: Census
Land Area:32.394 sq miSource: Census
Water Area:1.365 sq miSource: Census
Congressional District:09Source: USPS
Congressional Land Area:1245.28 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0678568Source: Census
Place Name:Thornton CDP; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


95687 | | 95685

Schools in ZIP Code 95686


ZIP Code 95686 is in the New Hope Elementary School District, which serves grades Kindergarten thru 8th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

New Hope Elementary 26675 North Sacramento Blvd.
Thornton, CA 95686
District: New Hope Elementary School District
Stockton Educational Center 18051 N Ray Rd
Lodi, CA 95242
District: Private SchoolNearby
St Peter Lutheran School 50 S Lower Sacramento Rd
Lodi, CA 95242
District: Private SchoolNearby
Jim Elliot Christian High School 2695 W Vine St
Lodi, CA 95242
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 95686


California Northstate University 9700 West Taron Drive
Elk Grove, CA 95757-3001
Type: Post Secondary
Humphreys University-Stockton And Modesto Campuses 6650 Inglewood Ave
Stockton, CA 95207
Type: Post Secondary
Carrington College-Stockton 1313 West Robinhood Drive B
Stockton, CA 95207-5509
Type: Post Secondary
San Joaquin Delta College 5151 Pacific Ave
Stockton, CA 95207
Type: Post Secondary
Uei College-Stockton 4994 Claremont Avenue
Stockton, CA 95207-0000
Type: Post Secondary
California College Of Barbering And Cosmetology 1024 E March Lane
Stockton, CA 95210
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov