ZIP Code 95646 in Kirkwood, CA

Data Last Updated: February 1, 2026
City:Kirkwood, California
City Alias:Pioneer
Names to Avoid:
Amador Station, Black Station, Buckhorn, Hams Station, Iron Mountain, Peddler Hill
County:Alpine County
Timezone:Pacific (GMT -08:00)
Local Time:9:59:41 AM
Population:188 [See All]
Area Code:530
Classification:PO Box
Coordinates:38.6327, -119.9987
Land Area:53.386 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/95646/zip-code-95646.asp

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95646 Kirkwood, CA - High Sierra Ski Resort Community

ZIP Code 95646, Kirkwood

Vacation Island
LocationAlpine County, CA
Area54.9 sq mi
Population188
Households78
PO Boxes104 Regional Hub (133%)
Median Age43.5 years
Seasonal Housing86%
Also Known AsPeddler Hill, Iron Mountain, Hams Station (+3 more)
ZIP CreatedBefore Oct 2004
Key Facts
  • With 555 of 642 homes (86%) vacant seasonally, Kirkwood's population fluctuates dramatically between ski season and summer months
  • The post office maintains 104 PO Boxes for 78 year-round households, serving seasonal property owners who keep boxes active year-round
  • Group quarters house 52 people (27% of the population), likely resort employee housing for ski season staff
  • Median household income of $145,341 and median home values of $568,200 indicate an affluent second-home community
  • Only 2 residents are under age 18, making this primarily an adult recreation retreat rather than a family community
  • USPS recognizes seven historic Sierra Nevada station names (Peddler Hill, Iron Mountain, Hams Station, Buckhorn, Black Station, Amador Station) though they're not valid for mailing

A Seasonal Community

Kirkwood sits at high elevation in Alpine County, California, spanning 54.9 square miles of Sierra Nevada mountain territory. This is one of California's most remote ski resort communities, where extreme seasonal patterns shape everything about mail delivery and postal services.

Of the 642 housing units in Kirkwood, 555 are vacant most of the year. That's 86% seasonal occupancy. During ski season, the population swells with skiers, resort workers, and vacation homeowners. Come summer, just 78 households remain year-round.

Why So Many PO Boxes?

The Kirkwood post office maintains 104 PO Boxes for these 78 occupied homes, a 1.33 adoption rate that accounts for seasonal property owners who keep boxes year-round even when they're not in residence.

Group quarters house 52 people, about 27% of the year-round population of 188. These are likely resort employee housing units. Census data shows 83.3% of adults hold bachelor's degrees or higher, and median household income reaches $145,341. These aren't typical small-town numbers. They point to educated professionals who can afford second homes in premium ski country where median property values hit $568,200.

Mail Delivery in the Mountains

Mail reaches Kirkwood via both city carrier route and rural route, an unusual Urban+Rural delivery pattern for such a small community. The only street in the ZIP+4 data is Kirkwood Meadows Drive.

Historical Names and Aliases

USPS recognizes seven historical station names as aliases, though they're not valid for mailing: Peddler Hill, Iron Mountain, Hams Station, Buckhorn, Black Station, and Amador Station. Pioneer is also accepted as a mailing name. These names trace back to 19th-century Sierra Nevada mining and logging camps that once dotted this high mountain corridor.

Demographics

With a median age of 43.5 years and very few children (only 2 residents under 18), Kirkwood functions more as an adult recreation and second-home retreat than a family community.

Mailing Information

This isn't a PO Box Only Zone. Street delivery does exist, but the high box adoption rate makes sense for vacation property owners who need year-round mail access regardless of when they're actually on the mountain.

Street Name Patterns

Resort Naming Limited Addressing

Only one street appears in ZIP+4 data, with minimal addressing infrastructure typical of mountain resort communities.

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 95646 has 188 residents and 78 households (average 1.74 persons per household). The median age is 43.5 years, older than the state (37.5) and older than the nation (38.8). The gender split is 63.8% male and 36.2% female, which is much higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (84.0%, much higher than the state average of 41.2% and well above the national average of 61.6%) and Hispanic or Latino (3.7%); Hispanic or Latino residents make up 3.7%, which is much lower than the state average (39.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:188Source: Census DHC
2024 ACS Population Estimate:218Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:3.5 people per sq mile
Average Income:$0Source: Census ACS
Households:78Source: Census DHC
Average House Value:$783,300Source: Census ACS
Persons Per Household:1.74Source: Census DHC
Average Family Size:7.24Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--12310566987564737680156232249406218
Decennial Census158------------------188--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 43.5

Male Median Age: 40.5

Female Median Age: 46.5

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male231411251033491513121211
Female0134465562213542006
Total2448153115896112818163217
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:15885.87%
Black:63.26%
Hispanic:*73.80%
Asian:52.72%
American Indian:63.26%
Hawaiian:00%
Other:21.09%
Total:184100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:12063.83%40.5 years
Females:6836.17%46.5 years
Total:188100%43.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:15872.48%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:4219.27%
Foreign born, not a U.S. citizen:1827.52%
Total Population:218100%
Total Native Population:15872.48%
Total Foreign-born Population:6027.52%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is well under the national median ($80,734), is down $37,813 (100.0%) since 2011 and below its 2019 pre-pandemic level by $80,227. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $0 that has stayed about the same from 2011 to 2024. The labor-force participation rate is 62.1%, which is modestly under the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Management (65.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$37,813$38,015$0$39,375$0$0$58,125$60,875$80,227$124,167$129,844$138,295$145,341$0
Median Family Income$0$0$0$0$0$0$0$0$0$0$0$153,250$146,174$0
Median NonFamily Income$37,813$38,015$0$39,375$0$0$58,125$60,875$66,250$0$55,909$0$0$0
Median Male Income$0$0$0$0$0$21,667$35,313$29,063$0$0$90,568$0$170,882$0
Median Female Income$0$0$0$0$0$0$0$0$0$0$0$81,250$85,568$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:12362.12%
Unemployed:00.00%
Not In Labor Force:7537.88%
Total:198100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:8065.04%
Service:3125.20%
Sales and Office:00.00%
Natural resources, construction, and maintenance:54.07%
Production, transportation, and material moving:75.69%
Total Civilian Employed Population:123100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $783,300, which is much higher than the national median ($332,700), and above its 2019 pre-pandemic level by $124,200. The median gross rent is $0, which is well under the national median ($1,413), is down $679 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 73.33% (79.55% with a mortgage, 20.45% free-and-clear) and renters 26.67% - making this ZIP Code under national rental averages. The vacancy rate is 91.61%, which is markedly above the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$0$0$0$0$0$0$0$0$659,100$364,700$393,200$529,800$568,200$783,300
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:00.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:16100.00%
No Rent:00.00%
Total:16100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$679$679$0$745$0$0$0$675$0$0$3,501$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3558.33%
Owner Occupied (free and clear, no mortgage):915.00%
Renter Occupied:1626.67%
Total Occupied Housing Units:60100%

Occupied Housing Units:608.39%
Vacant Housing Units (not graphed):65591.61%
Total Housing Units:715100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:43761.12%
Multi-Family Units:25235.24%
Other Units:263.64%
Total Housing Units:715100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 77.90% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.70%). High school or higher is 98.90%, which is comparable to the national rate (89.60%). The uninsured rate is 3.20%, which is comparable to the national rate (8.40%). The share of people in poverty is 18.00%, which is comparable to the national rate (8.80%), up 8.60 percentage points since 2011 and above its 2019 pre-pandemic level by 8.60 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (58.82%). College enrollment is 41.18%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:21.10%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):3820.99%
Some college, no degree:00.00%
Associate's degree:00.00%
Bachelor's degree:5027.62%
Graduate or professional degree:9150.28%
Total:181100%
High school or higher:17998.90%
Bachelor's degree or higher:14177.90%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:18164.41%
Public Insurance:9333.10%
No Insurance:72.49%
Total:281100%
Has Health Insurance:27497.51%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%-666,666,666.0%-666,666,666.0%-666,666,666.0%-666,666,666.0%-666,666,666.0%-666,666,666.0%-666,666,666.0%0.0%0.0%0.0%13.2%8.6%18.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):2058.82%
High school (grades 9-12):00.00%
College or graduate school:1441.18%
Total:34100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):2058.82%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 95646 supports both business and residential activity. According to the Business Census (2024), there are 15 business establishments, employing about 150 people with an annual payroll of $9,136,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:122Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:15Source: CBP
1st Quarter Payroll:$2,782,000Source: CBP
Annual Payroll:$9,136,000Source: CBP
# of Employees:150Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 95646 is located in Alpine County, California, within the Gardnerville Ranchos, NV-CA Metropolitan Statistical Area (CBSA 23820) and California's 4th Congressional District. This Micro area has a population of 46,997 people, about 0.40% of whom live in ZIP Code 95646. It covers 53.386 sq mi of land and a water area of 1.888 sq mi.

CBSA Name:Gardnerville Ranchos, NV-CASource: Census
CBSA Number:23820Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:46,997Source: Census
MSA:Source: Census
Land Area:53.386 sq miSource: Census
Water Area:1.888 sq miSource: Census
Congressional District:04Source: USPS
Congressional Land Area:12836.2 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0638646Source: Census
Place Name:Kirkwood CDP; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


95648 | | 95645

Schools in ZIP Code 95646


We could not locate which school district 95646 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Bear Valley Elementary 550 Creekside Dr.
Bear Valley, CA 95223
District: Alpine County Unified School DistrictNearby
Diamond Valley Elementary 35 Hawkside Dr.
Markleeville, CA 96120
District: Alpine County Unified School DistrictNearby
Alpine County Opportunity 43 Hawkside Dr.
Markleeville, CA 96120
District: UnknownNearby
Alpine County Secondary Community Day 43 Hawkside Dr.
Markleeville, CA 96120
District: Alpine County Unified School DistrictNearby
Meyers Elementary 1095 San Bernardino Ave.
South Lake Tahoe, CA 96150
District: Lake Tahoe Unified School DistrictNearby
Faith Christian Academy 1004 Dresslerville Rd
Gardnerville, NV 89460
District: Private SchoolNearby
Grace Christian Academy 2320 Heybourne Rd
Minden, NV 89423
District: Private SchoolNearby
Sierra Lutheran High School 3601 Romans Rd
Carson City, NV 89705
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 95646


Lake Tahoe Community College One College Drive
South Lake Tahoe, CA 96150
Type: Post Secondary
Sierra Academy Of Style 1851 South Roop Street
Carson City, NV 89701-6324
Type: Post Secondary
Western Nevada College 2201 West College Parkway
Carson City, NV 89703-7399
Type: Post Secondary
Columbia College 11600 Columbia College Dr
Sonora, CA 95370
Type: Post Secondary
Paul Mitchell The School-North Tahoe 12047 Donner Pass Road Suite A 1
Truckee, CA 96161-0000
Type: Post Secondary
Sum Bible College And Theological Seminary 1101 Investment Blvd. #200
El Dorado Hills, CA 95762
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov