ZIP Code 95608 in Carmichael, CA

Data Last Updated: October 1, 2025
City:Carmichael, California
County:Sacramento County
Timezone:Pacific (GMT -08:00)
Local Time:9:11:33 PM
Population:65,367 [See All]
Area Codes:279 / 916
Classification:Standard [Normal Street Delivery]
Coordinates:38.6232, -121.3281
Land Area:13.228 sq mi
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Population & Demographics


ZIP Code 95608 has 65,367 residents and 26,295 households (average 2.43 persons per household). The median age is 42.7 years, older than the state (37.5) and older than the nation (38.8). The gender split is 47.6% male and 52.4% female, which is slightly lower than the state male share (49.4%), making this a female-majority area. Largest groups are White (67.4%, much higher than the state average of 41.2%) and Hispanic or Latino (14.2%); Hispanic or Latino residents make up 14.2%, which is much lower than the state average (39.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:65,367Source: Census DHC
2023 ACS Population Estimate:63,052Source: Census ACS
2025 ZC Population Estimate:63,802Source: ZIP-Codes.com
Population Density:4,941.6 people per sq mile
Average Income:$83,638Source: Census ACS
Households:26,295Source: Census DHC
Average House Value:$565,600Source: Census ACS
Persons Per Household:2.43Source: Census DHC
Average Family Size:3.17Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--61,39960,28860,25560,72961,34460,19961,36561,86062,53962,33063,73063,71563,052
Decennial Census59,418------------------65,367------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 42.7

Male Median Age: 40.2

Female Median Age: 45.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1,8571,9701,9331,8451,7241,9402,1622,0531,8611,6891,8262,0312,1231,8741,571981752923
Female1,7091,7971,8801,7011,7442,0082,1622,1231,9211,8602,0282,3142,4252,2731,8751,4791,1391,814
Total3,5663,7673,8133,5463,4683,9484,3244,1763,7823,5493,8544,3454,5484,1473,4462,4601,8912,737
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:44,06866.55%
Black:3,3795.10%
Hispanic:*9,26313.99%
Asian:5,3188.03%
American Indian:5670.86%
Hawaiian:3080.47%
Other:3,3175.01%
Total:66,220100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:31,11547.60%40.2 years
Females:34,25252.40%45.2 years
Total:65,367100%42.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:50,93680.78%
Native, born in PR, Island Areas, or abroad:1,3012.06%
Foreign born, naturalized U.S. citizen:5,7339.09%
Foreign born, not a U.S. citizen:5,08217.15%
Total Population:63,052100%
Total Native Population:52,23782.85%
Total Foreign-born Population:10,81517.15%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $83,638, which is considerably lower than the state median ($96,334), is up $29,623 (54.8%) since 2011 and above its 2019 pre-pandemic level by $19,579. Family households earn a median of $102,689 versus $58,909 for nonfamily households (a difference of $43,780). By gender, male median income is $70,377 and female is $61,218, which is far above the national female median ($53,445), with a current gap of $9,159 that has narrowed from 2011 to 2023. The labor-force participation rate is 60.2%, which is tends to be lower than the state rate (63.9%). The unemployment rate is 6.0%, which is above the national rate (5.2%). The largest occupation group is Management (41.4%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$54,015$53,847$54,322$55,256$54,407$56,891$58,433$61,437$64,059$67,766$74,360$79,371$83,638
Median Family Income$71,898$72,244$71,873$72,059$74,161$75,384$75,272$80,337$81,121$82,200$90,302$96,273$102,689
Median NonFamily Income$37,046$36,717$37,262$36,065$34,443$36,030$37,784$39,414$43,985$47,373$51,897$57,964$58,909
Median Male Income$57,392$57,197$56,820$57,605$57,697$57,424$56,787$60,210$56,321$58,322$63,883$68,274$70,377
Median Female Income$46,356$47,668$45,622$48,166$48,509$46,038$48,013$50,019$47,753$47,352$52,686$57,462$61,218
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:29,51056.41%
Unemployed:1,8963.62%
Not In Labor Force:20,91039.97%
Total:52,316100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:12,22041.41%
Service:5,65019.15%
Sales and Office:6,37721.61%
Natural resources, construction, and maintenance:2,2717.70%
Production, transportation, and material moving:2,99210.14%
Total Civilian Employed Population:29,510100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $565,600, which is considerably higher than the national median ($303,400), is up $222,400 (64.80%) since 2011 and above its 2019 pre-pandemic level by $168,200. The median gross rent is $1,549, which is well under the state median ($1,956), is up $614 (65.67%) since 2011 and above its 2019 pre-pandemic level by $401. Of occupied housing, owners make up 51.91% (62.14% with a mortgage, 37.86% free-and-clear) and renters 48.09% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 5.33%, which is far lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$343,200$316,200$301,000$304,200$311,900$331,500$354,700$377,000$397,400$421,100$448,700$516,000$565,600
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:5654.54%
$500 to $999:4373.51%
$1,000 to $1,499:4,59336.94%
$1,500 to $1,999:4,58436.87%
$2,000 to $2,499:9627.74%
$2,500 to $2,999:3903.14%
$3,000 or more:5604.50%
No Rent:3432.76%
Total:12,434100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$935$925$930$925$928$943$1,001$1,074$1,148$1,207$1,320$1,453$1,549
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):8,34032.26%
Owner Occupied (free and clear, no mortgage):5,08219.66%
Renter Occupied:12,43448.09%
Total Occupied Housing Units:25,856100%

Occupied Housing Units:25,85694.67%
Vacant Housing Units (not graphed):1,4565.33%
Total Housing Units:27,312100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:16,96462.11%
Multi-Family Units:10,28137.64%
Other Units:670.25%
Total Housing Units:27,312100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 36.10% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 92.00%, which is markedly above the state rate (84.60%). The uninsured rate is 5.40%, which is falls below the national rate (8.60%). The share of people in poverty is 8.30%, which is comparable to the national rate (8.70%), down 0.70 percentage points since 2011 and below its 2019 pre-pandemic level by 2.30 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (36.32%). College enrollment is 31.33%, which is well above the national rate (26.70%), indicating the community is likely a college hub with student-driven housing and services.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1,7433.77%
9th to 12th grade, no diploma:1,9454.21%
High school graduate (includes equivalency):9,24520.01%
Some college, no degree:11,36224.59%
Associate's degree:5,21011.28%
Bachelor's degree:9,99621.63%
Graduate or professional degree:6,70414.51%
Total:46,205100%
High school or higher:42,51792.02%
Bachelor's degree or higher:16,70036.14%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:41,85957.52%
Public Insurance:27,56337.87%
No Insurance:3,3564.61%
Total:72,778100%
Has Health Insurance:69,42295.39%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty9.0%8.9%9.0%9.5%10.1%9.1%10.2%11.7%10.6%9.2%9.0%9.3%8.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:5013.83%
Kindergarten:6104.67%
Elementary school (grades 1-8):4,74536.32%
High school (grades 9-12):3,11623.85%
College or graduate school:4,09431.33%
Total:13,066100%
Early Childhood:1,1118.50%
K-12 (Primary & Secondary School):8,47164.83%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 95608 supports both business and residential activity. According to the Business Census (2023), there are 1,136 business establishments, employing about 13,099 people with an annual payroll of $806,281,000. USPS data shows 26,256 residential mailboxes and 1,165 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:26,256Source: USPS
# Business Mailboxes:1,165Source: USPS
Total Delivery Receptacles:27,301Source: USPS
Single Family Delivery Units:15,310Source: USPS
Multi Family Delivery Units:5,269Source: USPS
# of Businesses:1,136Source: CBP
1st Quarter Payroll:$194,439,000Source: CBP
Annual Payroll:$806,281,000Source: CBP
# of Employees:13,099Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 95608 is located in Sacramento County, California, within the Sacramento-Roseville-Folsom, CA Metropolitan Statistical Area (CBSA 40900) and California's 6th Congressional District. This Metro area has a population of 2,406,563 people, about 2.72% of whom live in ZIP Code 95608. It covers 13.228 sq mi of land and a water area of 0.233 sq mi.

CBSA Name:Sacramento-Roseville-Folsom, CASource: Census
CBSA Number:40900Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,406,563Source: Census
MSA:Sacramento-Yolo, CA CMSASource: Census
Land Area:13.228 sq miSource: Census
Water Area:0.233 sq miSource: Census
Congressional District:06Source: USPS
Congressional Land Area:175.04 sq miSource: Census
PMSA:Sacramento, CA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0611390Source: Census
Place Name:Carmichael CDP; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


95609 | | 95607

Schools in ZIP Code 95608


ZIP Code 95608 is in the San Juan Unified School District, which serves grades Kindergarten thru 12th. There are 17 public schools and 6 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

California Montessori Project-San Juan Campuses 5330a Gibbons Dr. Ste. 700
Carmichael, CA 95608
John Barrett Middle 4243 Barrett Rd.
Carmichael, CA 95608
District: San Juan Unified School District
Cameron Ranch Elementary 4333 Hackberry Ln.
Carmichael, CA 95608
District: San Juan Unified School District
Carmichael Elementary 6141 Sutter Ave.
Carmichael, CA 95608
District: San Juan Unified School District
Winston Churchill Middle 4900 Whitney Ave.
Carmichael, CA 95608
District: San Juan Unified School District
Coyle Avenue Elementary 6330 Coyle Ave.
Carmichael, CA 95608
District: San Juan Unified School District
Del Dayo Elementary 1301 Mcclaren Dr.
Carmichael, CA 95608
District: San Juan Unified School District
Mary Deterding Elementary 6000 Stanley Ave.
Carmichael, CA 95608
District: San Juan Unified School District
Thomas Kelly Elementary 6301 Moraga Dr.
Carmichael, CA 95608
District: San Juan Unified School District
Mission Avenue Open Elementary 2925 Mission Ave.
Carmichael, CA 95608
District: San Juan Unified School District
Charles Peck Elementary 6230 Rutland Dr.
Carmichael, CA 95608
District: San Juan Unified School District
Albert Schweitzer Elementary 4350 Glenridge Dr.
Carmichael, CA 95608
District: San Juan Unified School District
Ralph Richardson Center 4848 Cottage Way
Carmichael, CA 95608
District: San Juan Unified School District
Starr King K-8 4848 Cottage Way
Carmichael, CA 95608
District: San Juan Unified School District
Marvin Marshall Preschool And Children's Center 5309 Kenneth Ave.
Carmichael, CA 95608
District: San Juan Unified School District
Options For Youth-San Juan 5825 Windmill Way
Carmichael, CA 95608
Visions In Education 5030 El Camino Ave.
Carmichael, CA 95608
Marconi Montessori School 5736 N Ave
Carmichael, CA 95608
District: Private School
Sacramento Adventist Academy 5601 Winding Way
Carmichael, CA 95608
District: Private School
Our Lady Of The Assumption School 2141 Walnut Ave
Carmichael, CA 95608
District: Private School
St John-Evangelist School 5701 Locust Ave
Carmichael, CA 95608
District: Private School
El Rancho School 5636 El Camino Ave
Carmichael, CA 95608
District: Private School
Jesuit High School 1200 Jacob Ln
Carmichael, CA 95608
District: Private School

Colleges & Post Secondary Schools near ZIP Code 95608


American River College 4700 College Oak Dr
Sacramento, CA 95841-4286
Type: Post Secondary
Epic Bible College & Graduate School 4330 Auburn Boulevard
Sacramento, CA 95841
Type: Post Secondary
Mti College 5221 Madison Avenue
Sacramento, CA 95841-9817
Type: Post Secondary
San Joaquin Valley College-Rancho Cordova 11050 Olson Drive
Rancho Cordova, CA 95670-5642
Type: Post Secondary
Sacramento Ultrasound Institute 2233 Watt Avenue #150
Sacramento, CA 95825-0570
Type: Post Secondary
Chamberlain University-California 10971 Sun Center
Rancho Cordova, CA 95670
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov