ZIP Code 95128 in San Jose, CA

Data Last Updated: October 1, 2025
City:San Jose, California
County:Santa Clara County
Timezone:Pacific (GMT -08:00)
Local Time:9:02:11 PM
Population:34,776 [See All]
Area Code:408
Classification:Standard [Normal Street Delivery]
Coordinates:37.3163, -121.9364
Land Area:3.931 sq mi
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https://www.zip-codes.com/zip-code/95128/zip-code-95128.asp

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Population & Demographics


ZIP Code 95128 has 34,776 residents and 13,516 households (average 2.51 persons per household). The median age is 38.0 years, about the same as the state (37.5) and about the same as the nation (38.8). The gender split is 50.7% male and 49.3% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (39.8%, much lower than the national average of 61.6%) and Hispanic or Latino (35.4%); Hispanic or Latino residents make up 35.4%, which is much higher than the national average (18.7%), and Asian share is much higher than the national average (6.0%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:34,776Source: Census DHC
2023 ACS Population Estimate:33,585Source: Census ACS
2025 ZC Population Estimate:39,720Source: ZIP-Codes.com
Population Density:8,846.6 people per sq mile
Average Income:$122,647Source: Census ACS
Households:13,516Source: Census DHC
Average House Value:$1,214,500Source: Census ACS
Persons Per Household:2.51Source: Census DHC
Average Family Size:3.17Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--34,77636,02035,89837,02637,87036,80737,30137,66536,97535,98635,36733,65333,585
Decennial Census34,836------------------34,776------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 38

Male Median Age: 36.8

Female Median Age: 39.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1,0219149269069931,5741,8721,5621,2791,1171,1821,1711,009777545332196248
Female8628058468098951,4261,6881,4551,2661,2131,1181,1111,049797590419301502
Total1,8831,7191,7721,7151,8883,0003,5603,0172,5452,3302,3002,2822,0581,5741,135751497750
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:13,83333.17%
Black:1,3993.35%
Hispanic:*12,29829.49%
Asian:7,13217.10%
American Indian:5251.26%
Hawaiian:1580.38%
Other:6,35815.25%
Total:41,703100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:17,62450.68%36.8 years
Females:17,15249.32%39.2 years
Total:34,776100%38.0 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:21,72564.69%
Native, born in PR, Island Areas, or abroad:4151.24%
Foreign born, naturalized U.S. citizen:5,43116.17%
Foreign born, not a U.S. citizen:6,01434.08%
Total Population:33,585100%
Total Native Population:22,14065.92%
Total Foreign-born Population:11,44534.08%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $122,647, which is considerably higher than the national median ($78,538), is up $60,919 (98.7%) since 2011 and above its 2019 pre-pandemic level by $29,192. Family households earn a median of $156,537 versus $90,625 for nonfamily households (a difference of $65,912). By gender, male median income is $105,442 and female is $93,750, which is much higher than the national female median ($53,445), with a current gap of $11,692 that has widened from 2011 to 2023. The labor-force participation rate is 71.8%, which is far greater than the national rate (63.5%). The unemployment rate is 3.4%, which is considerably lower than the state rate (6.4%). The largest occupation group is Management (52.4%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$61,728$65,805$66,533$70,096$72,848$76,894$80,916$88,007$93,455$100,198$105,563$117,284$122,647
Median Family Income$71,056$74,767$76,643$80,533$83,267$83,423$90,083$97,008$106,616$120,341$132,924$165,126$156,537
Median NonFamily Income$51,734$53,110$51,267$52,345$53,422$55,789$58,897$65,429$65,521$70,417$70,988$79,902$90,625
Median Male Income$53,149$61,204$62,893$65,009$65,696$70,032$67,180$70,768$71,174$77,446$85,444$99,921$105,442
Median Female Income$47,095$49,839$50,292$51,536$53,318$52,452$55,064$59,329$64,299$70,848$75,449$85,637$93,750
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:19,43669.13%
Unemployed:6952.47%
Not In Labor Force:7,98328.40%
Total:28,114100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:10,19052.43%
Service:3,20216.47%
Sales and Office:3,47117.86%
Natural resources, construction, and maintenance:1,5087.76%
Production, transportation, and material moving:1,0655.48%
Total Civilian Employed Population:19,436100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $1,214,500, which is considerably higher than the national median ($303,400), is up $614,100 (102.28%) since 2011 and above its 2019 pre-pandemic level by $305,200. The median gross rent is $2,505, which is far above the national median ($1,348), is up $1,298 (107.54%) since 2011 and above its 2019 pre-pandemic level by $598. Of occupied housing, owners make up 44.27% (70.52% with a mortgage, 29.48% free-and-clear) and renters 55.73% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 7.39%, which is considerably lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$600,400$577,300$572,200$586,300$625,300$688,600$750,500$826,800$909,300$973,600$1,054,000$1,201,800$1,214,500
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1211.54%
$500 to $999:640.82%
$1,000 to $1,499:5517.03%
$1,500 to $1,999:1,28416.38%
$2,000 to $2,499:1,78922.82%
$2,500 to $2,999:1,24015.81%
$3,000 or more:2,59233.06%
No Rent:2002.55%
Total:7,841100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,207$1,291$1,318$1,382$1,459$1,566$1,679$1,816$1,907$1,998$2,143$2,366$2,505
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4,39331.22%
Owner Occupied (free and clear, no mortgage):1,83613.05%
Renter Occupied:7,84155.73%
Total Occupied Housing Units:14,070100%

Occupied Housing Units:14,07092.61%
Vacant Housing Units (not graphed):1,1237.39%
Total Housing Units:15,193100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:7,28147.92%
Multi-Family Units:7,56649.80%
Other Units:3462.28%
Total Housing Units:15,193100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 51.80% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%), well above both the state and national averages. High school or higher is 89.50%, which is notably higher than the state rate (84.60%). The uninsured rate is 6.50%, which is modestly below the national rate (8.60%). Public coverage is 26.70%, which is generally lower than the state rate (38.90%). The share of people in poverty is 5.90%, which is falls below the national rate (8.70%), down 4.70 percentage points since 2011 and above its 2019 pre-pandemic level by 0.40 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (36.43%). College enrollment is 30.87%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1,5766.12%
9th to 12th grade, no diploma:1,1224.36%
High school graduate (includes equivalency):4,38717.04%
Some college, no degree:3,53813.74%
Associate's degree:1,7956.97%
Bachelor's degree:8,03531.21%
Graduate or professional degree:5,29320.56%
Total:25,746100%
High school or higher:23,04889.52%
Bachelor's degree or higher:13,32851.77%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:24,65769.35%
Public Insurance:8,76624.66%
No Insurance:2,1295.99%
Total:35,552100%
Has Health Insurance:33,42394.01%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty10.6%11.3%10.0%9.4%8.7%8.2%7.8%6.7%5.5%6.6%7.0%4.6%5.9%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2784.14%
Kindergarten:4096.08%
Elementary school (grades 1-8):2,44936.43%
High school (grades 9-12):1,51122.48%
College or graduate school:2,07530.87%
Total:6,722100%
Early Childhood:68710.22%
K-12 (Primary & Secondary School):4,36965.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 95128 supports both business and residential activity. According to the Business Census (2023), there are 1,202 business establishments, employing about 30,472 people with an annual payroll of $4,175,743,000. USPS data shows 15,825 residential mailboxes and 1,589 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:15,825Source: USPS
# Business Mailboxes:1,589Source: USPS
Total Delivery Receptacles:19,264Source: USPS
Single Family Delivery Units:7,308Source: USPS
Multi Family Delivery Units:3,947Source: USPS
# of Businesses:1,202Source: CBP
1st Quarter Payroll:$1,036,254,000Source: CBP
Annual Payroll:$4,175,743,000Source: CBP
# of Employees:30,472Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 95128 is located in Santa Clara County, California, within the San Jose-Sunnyvale-Santa Clara, CA Metropolitan Statistical Area (CBSA 41940) and California's 16th, 17th, and 18th Congressional Districts. This Metro area has a population of 1,969,353 people, about 1.77% of whom live in ZIP Code 95128. It covers 3.931 sq mi of land and a water area of 0 sq mi.

CBSA Name:San Jose-Sunnyvale-Santa Clara, CASource: Census
CBSA Number:41940Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,969,353Source: Census
MSA:San Francisco-Oakland-San Jose, CA CMSASource: Census
Land Area:3.931 sq miSource: Census
Water Area:--Source: Census
Congressional District:16,17,18Source: USPS
Congressional Land Area:2839.51, 184.85, 696.12 sq miSource: Census
PMSA:San Jose, CA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0668000Source: Census
Place Name:San Jose city; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


95129 | | 95127

Schools in ZIP Code 95128


ZIP Code 95128 is part of 4 school districts, including: Luther Burbank Elementary School District (Grades KG thru 08), Campbell Union Elementary School District (Grades KG thru 08), Campbell Union High School District (Grades 09 thru 12) and San Jose Unified School District (Grades Kindergarten thru 12th). There are 5 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Luther Burbank Elementary 4 Wabash Ave.
San Jose, CA 95128
District: Luther Burbank Elementary School District
Monroe Middle 1055 S. Monroe St.
San Jose, CA 95128
District: Campbell Union Elementary School District
Sherman Oaks Elementary 1800 Fruitdale Ave.
San Jose, CA 95128
District: Campbell Union Elementary School District
Del Mar High 1224 Del Mar Ave.
San Jose, CA 95128
District: Campbell Union High School District
Middle College High 2100 Moorpark Ave.
San Jose, CA 95128
District: San Jose Unified School District
St Martin Of Tours School 300 Oconnor Dr
San Jose, CA 95128
District: Private School
Pacific Autism Center For Education-Sunny Days 897 Broadleaf Ln
San Jose, CA 95128
District: Private School

Colleges & Post Secondary Schools near ZIP Code 95128


San Jose City College 2100 Moorpark Ave
San Jose, CA 95128-2798
Type: Post Secondary
Santa Clara University 500 El Camino Real
Santa Clara, CA 95053
Type: Post Secondary
Cinta Aveda Institute - San Jose 111 West Saint Johns Street
San Jose, CA 95113-0000
Type: Post Secondary
Cet-San Jose 701 Vine St
San Jose, CA 95110
Type: Post Secondary
San Jose-Evergreen Community College District 40 South Market Street
San Jose, CA 95113-1599
Type: Post Secondary
Bay Area Medical Academy - San Jose Satellite Location 31 N 2nd Street, Suite 100
San Jose, CA 95113
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov