ZIP Code 95120 in San Jose, CA

Data Last Updated: October 1, 2025
City:San Jose, California
County:Santa Clara County
Timezone:Pacific (GMT -08:00)
Local Time:9:01:56 PM
Population:38,341 [See All]
Area Code:408
Classification:Standard [Normal Street Delivery]
Coordinates:37.1927, -121.8341
Land Area:39.301 sq mi
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Population & Demographics


ZIP Code 95120 has 38,341 residents and 12,701 households (average 3.01 persons per household). The median age is 46.3 years, significantly older than the state (37.5) and significantly older than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is about the same as the national male share (49.1%). Largest groups are White (48.2%, much higher than the state average of 41.2% and well below the national average of 61.6%) and Asian (38.7%, much higher than the state average of 15.4% and well above the national average of 6.0%); Hispanic or Latino residents make up 7.6%, which is much lower than the state average (39.4%), and Asian share is much higher than both the state (15.4%) and national averages (6.0%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:38,341Source: Census DHC
2023 ACS Population Estimate:38,103Source: Census ACS
2025 ZC Population Estimate:39,015Source: ZIP-Codes.com
Population Density:975.6 people per sq mile
Average Income:$250,000Source: Census ACS
Households:12,701Source: Census DHC
Average House Value:$1,924,500Source: Census ACS
Persons Per Household:3.01Source: Census DHC
Average Family Size:2.54Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--38,55238,35138,36637,67337,64437,78437,93737,77438,12238,17738,35838,00338,103
Decennial Census37,457------------------38,341------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 46.3

Male Median Age: 46

Female Median Age: 46.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male6851,1021,6631,7211,0545605137551,1711,5801,6581,6101,3571,039940734557319
Female6351,1011,5551,5428915244939831,3721,7001,7691,5811,2421,074990857539475
Total1,3202,2033,2183,2631,9451,0841,0061,7382,5433,2803,4273,1912,5992,1131,9301,5911,096794
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:18,48749.24%
Black:3300.88%
Hispanic:*2,9117.75%
Asian:14,82639.49%
American Indian:1070.28%
Hawaiian:430.11%
Other:8432.25%
Total:37,547100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:19,01849.60%46.0 years
Females:19,32350.40%46.7 years
Total:38,341100%46.3 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:23,50661.69%
Native, born in PR, Island Areas, or abroad:4061.07%
Foreign born, naturalized U.S. citizen:10,46927.48%
Foreign born, not a U.S. citizen:3,72237.24%
Total Population:38,103100%
Total Native Population:23,91262.76%
Total Foreign-born Population:14,19137.24%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $250,001, which is considerably higher than the national median ($78,538), is up $104,572 (71.9%) since 2011 and above its 2019 pre-pandemic level by $43,470. Family households earn a median of $250,001 versus $90,652 for nonfamily households (a difference of $159,349). By gender, male median income is $207,930 and female is $130,737, which is far above the national female median ($53,445), with a current gap of $77,193 that has widened from 2011 to 2023. The labor-force participation rate is 60.3%, which is tends to be lower than the state rate (63.9%). The unemployment rate is 2.9%, which is much lower than the state rate (6.4%). The largest occupation group is Management (73.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$145,429$148,801$150,675$152,721$156,350$161,817$171,908$185,800$206,531$207,959$221,632$245,273$250,001
Median Family Income$156,154$156,727$158,743$162,141$168,615$177,330$193,231$208,182$223,405$228,627$242,459$250,001$250,001
Median NonFamily Income$53,974$52,969$52,708$45,236$47,898$51,585$59,048$59,858$65,865$65,952$80,938$73,819$90,652
Median Male Income$128,601$133,043$137,226$137,697$141,912$147,308$152,274$157,632$166,476$174,776$187,482$207,090$207,930
Median Female Income$83,721$84,766$87,763$91,588$91,739$94,471$99,792$100,461$95,946$103,354$106,483$118,949$130,737
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:18,05458.55%
Unemployed:5381.74%
Not In Labor Force:12,24239.70%
Total:30,834100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:13,17372.96%
Service:1,0755.95%
Sales and Office:2,99916.61%
Natural resources, construction, and maintenance:4332.40%
Production, transportation, and material moving:3742.07%
Total Civilian Employed Population:18,054100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $1,924,500, which is markedly greater than the national median ($303,400), is up $974,700 (102.62%) since 2011 and above its 2019 pre-pandemic level by $547,300. The median gross rent is $3,501, which is considerably higher than the national median ($1,348), is up $1,500 (74.96%) since 2011 and above its 2019 pre-pandemic level by $6. Of occupied housing, owners make up 88.68% (70.72% with a mortgage, 29.28% free-and-clear) and renters 11.32% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 3.01%, which is far lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$949,800$926,700$922,600$941,000$983,800$1,064,500$1,141,500$1,233,300$1,377,200$1,450,700$1,546,400$1,774,100$1,924,500
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:624.35%
$500 to $999:110.77%
$1,000 to $1,499:1258.77%
$1,500 to $1,999:14610.25%
$2,000 to $2,499:785.47%
$2,500 to $2,999:584.07%
$3,000 or more:78455.02%
No Rent:16111.30%
Total:1,425100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$2,001$2,001$2,001$2,001$2,454$2,495$2,867$3,162$3,495$3,428$3,501$3,501$3,501
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):7,89162.71%
Owner Occupied (free and clear, no mortgage):3,26725.96%
Renter Occupied:1,42511.32%
Total Occupied Housing Units:12,583100%

Occupied Housing Units:12,58396.99%
Vacant Housing Units (not graphed):3913.01%
Total Housing Units:12,974100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:12,60297.13%
Multi-Family Units:3612.78%
Other Units:110.08%
Total Housing Units:12,974100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 74.40% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%), well above both the state and national averages. High school or higher is 96.90%, which is markedly above the state rate (84.60%). The uninsured rate is 1.60%, which is far lower than the national rate (8.60%). Private coverage is 89.40%, which is notably higher than the state rate (64.00%). Public coverage is 19.90%, which is generally lower than the state rate (38.90%). The share of people in poverty is 1.90%, which is far lower than the national rate (8.70%), up 0.20 percentage points since 2011 and below its 2019 pre-pandemic level by 0.90 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (40.93%). College enrollment is 24.64%, which is markedly below the state rate (30.00%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:4251.60%
9th to 12th grade, no diploma:4031.51%
High school graduate (includes equivalency):1,7006.39%
Some college, no degree:2,76410.39%
Associate's degree:1,5145.69%
Bachelor's degree:9,70336.47%
Graduate or professional degree:10,09637.95%
Total:26,605100%
High school or higher:25,77796.89%
Bachelor's degree or higher:19,79974.42%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:34,06380.57%
Public Insurance:7,58917.95%
No Insurance:6261.48%
Total:42,278100%
Has Health Insurance:41,65298.52%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty1.7%1.5%1.5%1.1%1.5%1.7%2.0%2.2%2.8%2.7%2.5%1.8%1.9%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:5625.04%
Kindergarten:3433.08%
Elementary school (grades 1-8):4,56240.93%
High school (grades 9-12):2,93326.31%
College or graduate school:2,74624.64%
Total:11,146100%
Early Childhood:9058.12%
K-12 (Primary & Secondary School):7,83870.32%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 95120 supports both business and residential activity. According to the Business Census (2023), there are 571 business establishments, employing about 3,838 people with an annual payroll of $320,632,000. USPS data shows 12,962 residential mailboxes and 271 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:12,962Source: USPS
# Business Mailboxes:271Source: USPS
Total Delivery Receptacles:14,197Source: USPS
Single Family Delivery Units:12,181Source: USPS
Multi Family Delivery Units:158Source: USPS
# of Businesses:571Source: CBP
1st Quarter Payroll:$77,820,000Source: CBP
Annual Payroll:$320,632,000Source: CBP
# of Employees:3,838Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 95120 is located in Santa Clara County, California, within the San Jose-Sunnyvale-Santa Clara, CA Metropolitan Statistical Area (CBSA 41940) and California's 16th and 19th Congressional Districts. This Metro area has a population of 1,969,353 people, about 1.95% of whom live in ZIP Code 95120. It covers 39.301 sq mi of land and a water area of 0.346 sq mi.

CBSA Name:San Jose-Sunnyvale-Santa Clara, CASource: Census
CBSA Number:41940Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,969,353Source: Census
MSA:San Francisco-Oakland-San Jose, CA CMSASource: Census
Land Area:39.301 sq miSource: Census
Water Area:0.346 sq miSource: Census
Congressional District:16,19Source: USPS
Congressional Land Area:2839.51, 915.34 sq miSource: Census
PMSA:San Jose, CA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0668000Source: Census
Place Name:San Jose city; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


95121 | | 95119

Schools in ZIP Code 95120


ZIP Code 95120 is part of 2 school districts, including: Union Elementary School District (Grades KG thru 08) and San Jose Unified School District (Grades Kindergarten thru 12th). There are 8 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Guadalupe Elementary 6044 Vera Cruz Dr.
San Jose, CA 95120
District: Union Elementary School District
Williams Elementary 1150 Rajkovich Way
San Jose, CA 95120
District: San Jose Unified School District
Bret Harte Middle 7050 Bret Harte Dr.
San Jose, CA 95120
District: San Jose Unified School District
Castillero Middle 6384 Leyland Park Dr.
San Jose, CA 95120
District: San Jose Unified School District
Graystone Elementary 6982 Shearwater Dr.
San Jose, CA 95120
District: San Jose Unified School District
Leland High 6677 Camden Ave.
San Jose, CA 95120
District: San Jose Unified School District
Los Alamitos Elementary 6130 Silberman Ave.
San Jose, CA 95120
District: San Jose Unified School District
Simonds Elementary 6515 Grapevine Way
San Jose, CA 95120
District: San Jose Unified School District
Almaden Country Day School 6835 Trinidad Dr
San Jose, CA 95120
District: Private School
Holy Spirit School 1198 Redmond Ave
San Jose, CA 95120
District: Private School

Colleges & Post Secondary Schools near ZIP Code 95120


Carrington College-San Jose 5883 Rue Ferrari #125
San Jose, CA 95138
Type: Post Secondary
Evergreen Valley College 3095 Yerba Buena Rd
San Jose, CA 95135-1598
Type: Post Secondary
Paul Mitchell The School-San Jose 2200 Eastridge Loop, Unit #1004
San Jose, CA 95122
Type: Post Secondary
Cet-San Jose 701 Vine St
San Jose, CA 95110
Type: Post Secondary
San Jose City College 2100 Moorpark Ave
San Jose, CA 95128-2798
Type: Post Secondary
San Jose State University One Washington Square
San Jose, CA 95192-0001
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov