ZIP Code 95020 in Gilroy, CA

Data Last Updated: October 1, 2025
City:Gilroy, California
County:Santa Clara County
Timezone:Pacific (GMT -08:00)
Local Time:9:00:03 PM
Population:68,090 [See All]
Area Codes:408 / 669
Classification:Standard [Normal Street Delivery]
Coordinates:37.0207, -121.5724
Land Area:151.785 sq mi
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Population & Demographics


ZIP Code 95020 has 68,090 residents and 20,184 households (average 3.34 persons per household). The median age is 37.1 years, about the same as the state (37.5) and slightly younger than the nation (38.8). The gender split is 49.8% male and 50.2% female, which is about the same as the national male share (49.1%). Largest groups are Hispanic or Latino (55.3%) and White (36.8%, much lower than the national average of 61.6%); Hispanic or Latino residents make up 55.3%, which is much higher than the national average (18.7%), and Other / Two or More Races share is much higher than the national average (8.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:68,090Source: Census DHC
2023 ACS Population Estimate:67,945Source: Census ACS
2025 ZC Population Estimate:71,182Source: ZIP-Codes.com
Population Density:448.6 people per sq mile
Average Income:$134,242Source: Census ACS
Households:20,184Source: Census DHC
Average House Value:$1,005,600Source: Census ACS
Persons Per Household:3.34Source: Census DHC
Average Family Size:3.08Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--56,70856,86558,24659,66660,20361,48063,25163,85264,83363,52267,85168,36567,945
Decennial Census57,349------------------68,090------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 37.1

Male Median Age: 36

Female Median Age: 38.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male2,1052,4922,7492,7392,4352,0031,9782,2932,3582,2812,3282,2201,8841,3491,131731438383
Female1,9752,3342,7532,5122,0821,8872,1302,4042,3932,2902,3002,2651,9461,6101,287844557624
Total4,0804,8265,5025,2514,5173,8904,1084,6974,7514,5714,6284,4853,8302,9592,4181,5759951,007
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:25,02527.01%
Black:1,4101.52%
Hispanic:*37,64840.63%
Asian:6,7817.32%
American Indian:1,6601.79%
Hawaiian:2340.25%
Other:19,90821.48%
Total:92,666100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:33,89749.78%36.0 years
Females:34,19350.22%38.1 years
Total:68,090100%37.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:51,12875.25%
Native, born in PR, Island Areas, or abroad:8561.26%
Foreign born, naturalized U.S. citizen:7,74011.39%
Foreign born, not a U.S. citizen:8,22123.49%
Total Population:67,945100%
Total Native Population:51,98476.51%
Total Foreign-born Population:15,96123.49%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $134,242, which is markedly greater than the national median ($78,538), is up $55,814 (71.2%) since 2011 and above its 2019 pre-pandemic level by $31,501. Family households earn a median of $139,972 versus $73,000 for nonfamily households (a difference of $66,972). By gender, male median income is $81,099 and female is $69,216, which is considerably higher than the national female median ($53,445), with a current gap of $11,883 that has widened from 2011 to 2023. The labor-force participation rate is 65.7%, which is slightly above the national rate (63.5%). The unemployment rate is 6.4%, which is above the national rate (5.2%). The largest occupation group is Management (35.9%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$78,428$80,734$81,037$82,748$83,858$86,261$90,144$95,829$102,741$108,494$117,236$128,977$134,242
Median Family Income$87,661$88,263$88,018$86,672$90,332$91,236$96,146$104,900$113,447$119,786$124,560$134,440$139,972
Median NonFamily Income$39,026$40,572$41,840$45,791$47,943$51,673$54,271$57,276$57,341$58,463$64,088$75,746$73,000
Median Male Income$55,863$55,908$53,378$55,490$55,071$56,509$60,681$66,067$66,299$70,460$78,391$81,978$81,099
Median Female Income$47,851$51,051$49,496$50,613$47,385$48,107$46,685$49,324$49,928$56,295$60,985$65,935$69,216
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:31,85661.42%
Unemployed:2,1764.20%
Not In Labor Force:17,83834.39%
Total:51,870100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:11,44935.94%
Service:5,90218.53%
Sales and Office:6,29719.77%
Natural resources, construction, and maintenance:4,29813.49%
Production, transportation, and material moving:3,91012.27%
Total Civilian Employed Population:31,856100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $1,005,600, which is much higher than the national median ($303,400), is up $422,800 (72.55%) since 2011 and above its 2019 pre-pandemic level by $307,100. The median gross rent is $2,256, which is considerably higher than the national median ($1,348), is up $1,028 (83.71%) since 2011 and above its 2019 pre-pandemic level by $393. Of occupied housing, owners make up 64.15% (76.04% with a mortgage, 23.96% free-and-clear) and renters 35.85% - making this ZIP Code more home ownership than the state and higher than national rental averages. The vacancy rate is 5.12%, which is considerably lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$582,800$490,700$463,000$485,400$513,300$566,800$618,800$670,000$698,500$761,000$815,900$944,000$1,005,600
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:3204.55%
$500 to $999:5497.80%
$1,000 to $1,499:79111.25%
$1,500 to $1,999:96513.72%
$2,000 to $2,499:1,48521.11%
$2,500 to $2,999:76510.88%
$3,000 or more:1,89426.93%
No Rent:2653.77%
Total:7,034100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,228$1,290$1,332$1,356$1,418$1,509$1,601$1,745$1,863$1,912$2,124$2,237$2,256
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):9,57148.78%
Owner Occupied (free and clear, no mortgage):3,01615.37%
Renter Occupied:7,03435.85%
Total Occupied Housing Units:19,621100%

Occupied Housing Units:19,62194.88%
Vacant Housing Units (not graphed):1,0585.12%
Total Housing Units:20,679100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:16,39979.30%
Multi-Family Units:3,78118.28%
Other Units:4992.41%
Total Housing Units:20,679100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 27.90% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (36.50%). High school or higher is 83.50%, which is far lower than the national rate (89.40%). The uninsured rate is 6.30%, which is falls below the national rate (8.60%). The share of people in poverty is 4.30%, which is far lower than the national rate (8.70%), down 3.30 percentage points since 2011 and below its 2019 pre-pandemic level by 2.10 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (43.06%). College enrollment is 23.80%, which is markedly below the state rate (30.00%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:4,0839.41%
9th to 12th grade, no diploma:3,0997.14%
High school graduate (includes equivalency):9,46721.81%
Some college, no degree:10,53424.27%
Associate's degree:4,1309.51%
Bachelor's degree:8,00518.44%
Graduate or professional degree:4,0909.42%
Total:43,408100%
High school or higher:36,22683.45%
Bachelor's degree or higher:12,09527.86%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:46,52163.14%
Public Insurance:22,88431.06%
No Insurance:4,2755.80%
Total:73,680100%
Has Health Insurance:69,40594.20%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty7.6%8.9%10.3%10.9%10.8%9.9%8.4%7.0%6.4%3.8%3.9%4.7%4.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:1,1545.82%
Kindergarten:9444.76%
Elementary school (grades 1-8):8,53143.06%
High school (grades 9-12):4,46922.56%
College or graduate school:4,71523.80%
Total:19,813100%
Early Childhood:2,09810.59%
K-12 (Primary & Secondary School):13,94470.38%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 95020 supports both business and residential activity. According to the Business Census (2023), there are 1,540 business establishments, employing about 19,193 people with an annual payroll of $979,640,000. USPS data shows 21,312 residential mailboxes and 1,886 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:21,312Source: USPS
# Business Mailboxes:1,886Source: USPS
Total Delivery Receptacles:23,329Source: USPS
Single Family Delivery Units:11,691Source: USPS
Multi Family Delivery Units:1,961Source: USPS
# of Businesses:1,540Source: CBP
1st Quarter Payroll:$231,876,000Source: CBP
Annual Payroll:$979,640,000Source: CBP
# of Employees:19,193Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 95020 is located in Santa Clara County, California, within the San Jose-Sunnyvale-Santa Clara, CA Metropolitan Statistical Area (CBSA 41940) and California's 18th and 19th Congressional Districts. This Metro area has a population of 1,969,353 people, about 3.46% of whom live in ZIP Code 95020. It covers 151.785 sq mi of land and a water area of 0.899 sq mi.

CBSA Name:San Jose-Sunnyvale-Santa Clara, CASource: Census
CBSA Number:41940Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,969,353Source: Census
MSA:San Francisco-Oakland-San Jose, CA CMSASource: Census
Land Area:151.785 sq miSource: Census
Water Area:0.899 sq miSource: Census
Congressional District:18,19Source: USPS
Congressional Land Area:696.12, 915.34 sq miSource: Census
PMSA:San Jose, CA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0629504Source: Census
Place Name:Gilroy city; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


95021 | | 95019

Schools in ZIP Code 95020


ZIP Code 95020 is in the Gilroy Unified School District, which serves grades Kindergarten thru 12th. There are 17 public schools and 4 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Santa Clara County Rop-South 700 W. Sixth St. Ste. L
Gilroy, CA 95020
Gilroy Prep (A Navigator School) 277 Ioof Ave.
Gilroy, CA 95020
Luigi Aprea Elementary 9225 Calle Del Rey
Gilroy, CA 95020
District: Gilroy Unified School District
El Roble Elementary 930 Third St.
Gilroy, CA 95020
District: Gilroy Unified School District
Eliot Elementary 475 Old Gilroy St.
Gilroy, CA 95020
District: Gilroy Unified School District
Gilroy High 750 W. Tenth St.
Gilroy, CA 95020
District: Gilroy Unified School District
Glen View Elementary 600 Eighth St.
Gilroy, CA 95020
District: Gilroy Unified School District
Las Animas Elementary 6550 Cimino St.
Gilroy, CA 95020
District: Gilroy Unified School District
Mt. Madonna High 8750 Hirasaki Ct.
Gilroy, CA 95020
District: Gilroy Unified School District
Rucker Elementary 325 Santa Clara Ave.
Gilroy, CA 95020
District: Gilroy Unified School District
South Valley Middle 385 Ioof Ave.
Gilroy, CA 95020
District: Gilroy Unified School District
Brownell Middle 7800 Carmel St.
Gilroy, CA 95020
District: Gilroy Unified School District
Rod Kelley Elementary 8755 Kern Ave.
Gilroy, CA 95020
District: Gilroy Unified School District
Solorsano Middle 7121 Grenache Way
Gilroy, CA 95020
District: Gilroy Unified School District
Dr. Tj Owens Gilroy Early College Academy 5055 Santa Teresa Blvd. Pb17
Gilroy, CA 95020
District: Gilroy Unified School District
Christopher High 850 Day Rd.
Gilroy, CA 95020
District: Gilroy Unified School District
Gilroy Special Ed Preschool 7810 Arroyo Cir.
Gilroy, CA 95020
District: Gilroy Unified School District
St Mary School 7900 Church St
Gilroy, CA 95020
District: Private School
Pacific Point Christian School 2220 Pacheco Pass Hwy
Gilroy, CA 95020
District: Private School
Phoenix School/Rebekah Children's Services 290 I O O F Ave
Gilroy, CA 95020
District: Private School
Spring Academy 4515 Campisi Ct
Gilroy, CA 95020
District: Private School

Colleges & Post Secondary Schools near ZIP Code 95020


Gavilan College 5055 Santa Teresa Blvd
Gilroy, CA 95020
Type: Post Secondary
Cet-Watsonville 10 Blanca Lane
Watsonville, CA 95076
Type: Post Secondary
Carrington College-San Jose 5883 Rue Ferrari #125
San Jose, CA 95138
Type: Post Secondary
Cabrillo College 6500 Soquel Dr
Aptos, CA 95003
Type: Post Secondary
Cet-Salinas 24 East Alvin Drive
Salinas, CA 93906
Type: Post Secondary
Evergreen Valley College 3095 Yerba Buena Rd
San Jose, CA 95135-1598
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov