94037 Montara, CA - Coastal Community with PO Box Only Service

ZIP Code 94037, Montara

Tourism Gateway

LocationSan Mateo County, CA

Area6.2 sq mi

Population2,811

Households1,061

PO Boxes1,171 (110% adoption)

Median Age49.1 years

ZIP CreatedBefore Oct 2004

Key Facts

This is a PO Box Only Zone and there's no alternative mail delivery across the 6.2 square mile coastal territory
The post office maintains 1,171 PO Boxes for 1,061 households, meaning nearly every home relies on a box
With median home values at $1,467,400, Montara ranks among California's premium coastal communities
Nearly a third of workers (30.9%) work from home, with 459 residents conducting remote professional work
The community is highly educated with 62.1% holding bachelor's degrees or higher and per capita income at $94,639
With 80.4% homeownership and median age of 49.1 years, this is an established community of settled professionals

A PO Box Only Zone on the Coast

Montara sits along California's rugged San Mateo County coastline, a small unincorporated community where PO Boxes aren't just convenient. They're required. Despite having 2,811 residents across 6.2 square miles, this is officially designated as a PO Box Only Zone, meaning there's no alternative mail delivery method for the entire territory.

The Montara post office maintains 1,171 PO Boxes for 1,061 households, a 1.10 adoption rate that shows nearly every home needs one. While the ZIP includes some limited carrier routes (2 city routes and 1 rural route covering 260 delivery points), the USPS designation makes PO Boxes the primary access point for most residents. Home values here average $1,467,400, placing Montara among California's coastal communities where property comes at a premium.

Street Names Tell the Story

The street grid tells the story of a small coastal settlement. Numbered streets (1st through 16th) form the town core, with 7th Street alone accounting for 100 delivery points in multi-unit buildings. Spanish names like Buena Vista, Las Flores, and Linda Vista mix with nature references (Cedar, Birch, Aspen) and coastal indicators like Cabrillo Highway and Farallone Avenue. San Pedro Mountain Road winds into the hillsides above town.

A Professional Community by the Sea

Nearly a third of workers (30.9%) work from home, well above typical rates. That's 459 people conducting business from coastal homes. With 62.1% holding bachelor's degrees or higher and per capita income at $94,639, Montara attracts professionals who can work remotely. The median age of 49.1 years and 80.4% homeownership rate (853 owner-occupied homes) indicate an established, settled community.

Geographic Context

Montara is surrounded by Pacifica neighborhoods. Linda Mar sits 1.4 miles north, Park Pacifica 1.6 miles northeast, and Pedro Point, Rockaway Beach, and Vallemar all within 3.5 miles. These nearby communities use different ZIP codes with different delivery options, but Montara's coastal geography and small size keep it in the PO Box-only category.

Mailing to Montara

For mailing purposes, all addresses use MONTARA, CA 94037 with a PO Box number. The post office is the hub for this tight-knit coastal community, where picking up mail means seeing neighbors and staying connected to a place where the Pacific Ocean shapes daily life.

Street Name Patterns

Numbered Grid Nature Names Spanish Names Coastal Geographic

Numbered streets form the town core, mixed with Spanish names (Buena Vista, Las Flores) and coastal references (Cabrillo Highway, Farallone Avenue, San Pedro Mountain Road).

Nearby Areas

Linda Mar Park Pacifica Pedro Point Rockaway Beach Vallemar

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Population & Demographics

ZIP Code 94037 has 2,811 residents and 1,061 households (average 2.62 persons per household). The median age is 49.1 years, significantly older than the state (37.5) and significantly older than the nation (38.8). The gender split is 47.0% male and 53.0% female, which is slightly lower than the state male share (49.4%), making this a female-majority area. Largest groups are White (76.2%, much higher than the state average of 41.2% and well above the national average of 61.6%) and Hispanic or Latino (13.8%); Hispanic or Latino residents make up 13.8%, which is much lower than the state average (39.4%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	2,811Source: Census DHC
2024 ACS Population Estimate:	2,917Source: Census ACS
2026 ZC Population Estimate:	0Source: ZIP-Codes.com
Population Density:	510.9 people per sq mile
Average Income:	$233,826Source: Census ACS

Households:	1,061Source: Census DHC
Average House Value:	$1,580,700Source: Census ACS
Persons Per Household:	2.62Source: Census DHC
Average Family Size:	2.69Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 94037 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	2,739	2,567	3,080	2,880	2,903	2,895	2,909	2,692	2,504	2,833	2,879	2,649	2,897	2,917
Decennial Census	2,913	--	--	--	--	--	--	--	--	--	2,811	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 49.1

Male Median Age: 47.7

Female Median Age: 50

Line chart for ZIP 94037 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	66	63	85	72	55	48	71	78	86	73	108	94	112	116	112	45	17	21
Female	65	88	67	69	48	64	68	80	91	105	123	146	132	120	120	57	21	25
Total	131	151	152	141	103	112	139	158	177	178	231	240	244	236	232	102	38	46

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 94037. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	2,141	76.08%
Black:	14	0.50%
Hispanic:*	389	13.82%
Asian:	134	4.76%
American Indian:	14	0.50%
Hawaiian:	5	0.18%
Other:	117	4.16%
Total:	2,814	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 94037. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	1,322	47.03%	47.7 years
Females:	1,489	52.97%	50.0 years
Total:	2,811	100%	49.1 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 94037. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	2,457	84.23%
Native, born in PR, Island Areas, or abroad:	152	5.21%
Foreign born, naturalized U.S. citizen:	165	5.66%
Foreign born, not a U.S. citizen:	143	10.56%
Total Population:	2,917	100%
Total Native Population:	2,609	89.44%
Total Foreign-born Population:	308	10.56%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $233,826, which is far above the national median ($80,734), is up $93,418 (66.5%) since 2011 and above its 2019 pre-pandemic level by $140,659. Family households earn a median of $250,001 versus $110,121 for nonfamily households (a difference of $139,880). By gender, male median income is $145,175 and female is $103,621, which is considerably higher than the national female median ($55,274), with a current gap of $41,554 that has widened from 2011 to 2024. The labor-force participation rate is 68.1%, which is notably higher than the national rate (63.5%). The unemployment rate is 9.5%, which is markedly higher than the national rate (5.2%). The largest occupation group is Management (64.7%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 94037 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$140,408	$119,537	$150,071	$147,568	$123,194	$101,410	$104,607	$90,066	$93,167	$167,888	$165,722	$184,692	$201,367	$233,826
Median Family Income	$141,224	$121,538	$146,745	$148,273	$138,036	$125,556	$123,929	$103,917	$106,111	$205,845	$227,803	$245,596	$250,001	$250,001
Median NonFamily Income	$84,700	$71,667	$151,076	$106,453	$80,821	$76,711	$77,472	$79,851	$72,115	$81,528	$95,606	$104,333	$87,007	$110,121
Median Male Income	$83,140	$82,156	$53,942	$61,809	$0	$62,292	$63,462	$96,494	$92,043	$116,743	$151,080	$136,010	$140,882	$145,175
Median Female Income	$98,150	$54,652	$61,583	$80,214	$0	$75,980	$86,875	$85,203	$0	$85,599	$0	$161,504	$120,074	$103,621

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 94037, city of Montara, San Mateo County, state of California, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 94037, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	1,516	61.60%
Unemployed:	160	6.50%
Not In Labor Force:	785	31.90%
Total:	2,461	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	981	64.71%
Service:	54	3.56%
Sales and Office:	277	18.27%
Natural resources, construction, and maintenance:	126	8.31%
Production, transportation, and material moving:	78	5.15%
Total Civilian Employed Population:	1,516	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $1,580,700, which is markedly greater than the national median ($332,700), is up $681,100 (75.71%) since 2011 and above its 2019 pre-pandemic level by $568,300. The median gross rent is $3,032, which is much higher than the national median ($1,413), is up $1,031 (51.52%) since 2011 and above its 2019 pre-pandemic level by $1,324. Of occupied housing, owners make up 78.17% (71.17% with a mortgage, 28.83% free-and-clear) and renters 21.83% - making this ZIP Code under national rental averages. The vacancy rate is 17.18%, which is far higher than the national rate (10.12%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 94037, compared with Montara, San Mateo County, state of California, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 94037 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$899,600	$726,600	$743,000	$770,500	$795,500	$824,800	$870,700	$914,400	$1,012,400	$1,107,700	$1,244,300	$1,400,400	$1,467,400	$1,580,700

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 94037, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	0	0.00%
$500 to $999:	0	0.00%
$1,000 to $1,499:	0	0.00%
$1,500 to $1,999:	0	0.00%
$2,000 to $2,499:	68	31.05%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	78	35.62%
No Rent:	73	33.33%
Total:	219	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 94037 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$2,001	$1,735	$1,973	$1,646	$1,692	$1,682	$1,762	$1,708	$1,708	$1,803	$0	$0	$0	$3,032

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 94037. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	558	55.63%
Owner Occupied (free and clear, no mortgage):	226	22.53%
Renter Occupied:	219	21.83%
Total Occupied Housing Units:	1,003	100%

Occupied Housing Units:	1,003	82.82%
Vacant Housing Units (not graphed):	208	17.18%
Total Housing Units:	1,211	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 94037. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	1,182	97.61%
Multi-Family Units:	29	2.39%
Other Units:	0	0.00%
Total Housing Units:	1,211	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 66.90% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.70%). High school or higher is 94.80%, which is far higher than the national rate (89.60%). The uninsured rate is 0.00%, which is far lower than the national rate (8.40%). The share of people in poverty is 0.00%, which is far lower than the national rate (8.80%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is college (45.07%). College enrollment is 45.07%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 94037, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	38	1.88%
9th to 12th grade, no diploma:	68	3.36%
High school graduate (includes equivalency):	180	8.91%
Some college, no degree:	301	14.89%
Associate's degree:	82	4.06%
Bachelor's degree:	472	23.35%
Graduate or professional degree:	880	43.54%
Total:	2,021	100%
High school or higher:	1,915	94.76%
Bachelor's degree or higher:	1,352	66.90%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 94037. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	2,291	67.92%
Public Insurance:	1,082	32.08%
No Insurance:	0	0.00%
Total:	3,373	100%
Has Health Insurance:	3,373	100.00%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 94037 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	34	5.01%
Kindergarten:	123	18.11%
Elementary school (grades 1-8):	169	24.89%
High school (grades 9-12):	47	6.92%
College or graduate school:	306	45.07%
Total:	679	100%
Early Childhood:	157	23.12%
K-12 (Primary & Secondary School):	339	49.93%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Montara, California
County:	San Mateo County
Timezone:	Pacific (GMT -08:00)
Local Time:	9:50:22 AM
Population:	2,811 [See All]
Area Code:	650
Classification:	PO Box
Coordinates:	37.5424, -122.5085
Land Area:	5.502 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/94037/zip-code-94037.asp

# Residential Mailboxes:	0Source: USPS
# Business Mailboxes:	0Source: USPS
Total Delivery Receptacles:	1,208Source: USPS
Single Family Delivery Units:	0Source: USPS
Multi Family Delivery Units:	0Source: USPS

# of Businesses:	51Source: CBP
1st Quarter Payroll:	$1,807,000Source: CBP
Annual Payroll:	$8,377,000Source: CBP
# of Employees:	201Source: CBP

CBSA Name:	San Francisco-Oakland-Fremont, CASource: Census
CBSA Number:	41860Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	San Francisco-San Mateo-Redwood City, CA (CBSA Div 41884)Source: Census
CBSA Population:	4,335,391Source: Census
MSA:	San Francisco-Oakland-San Jose, CA CMSASource: Census
Land Area:	5.502 sq miSource: Census
Water Area:	--Source: Census

Congressional District:	16Source: USPS
Congressional Land Area:	2839.51 sq miSource: Census
PMSA:	San Francisco, CA PMSASource: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	0648760Source: Census
Place Name:	Montara CDP; CaliforniaSource: Census

ZIP Code 94037 in Montara, CA

94037 Montara, CA - Coastal Community with PO Box Only Service

ZIP Code 94037, Montara

Key Facts

A PO Box Only Zone on the Coast

Street Names Tell the Story

A Professional Community by the Sea

Geographic Context

Mailing to Montara

Street Name Patterns

Nearby Areas

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 94037

Colleges & Post Secondary Schools near ZIP Code 94037

Sources & References