ZIP Code 92386 in Sugarloaf, CA

Data Last Updated: March 1, 2026
City:Sugarloaf, California
City Alias:Big Bear City
County:San Bernardino County
Timezone:Pacific (GMT -08:00)
Local Time:9:42:14 AM
Population:2,477 [See All]
Area Codes:442 / 840 / 909
Classification:PO Box
Coordinates:34.2430, -116.8313
Land Area:2.297 sq mi
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92386 Sugarloaf, CA - San Bernardino Mountain Community

ZIP Code 92386, Sugarloaf

Vacation Island
LocationSan Bernardino County, CA
Area2.6 sq mi
Population2,477
Households1,175
PO Boxes1,263 (107% adoption)
Median Age49.8 years
Seasonal Housing59%
ZIP CreatedBefore Oct 2004
Key Facts
  • This ZIP was classified as PO Box only, but current delivery includes a rural carrier route serving 122 addresses
  • With 1,263 PO Boxes and 1,175 occupied households, the post office serves both year-round residents and seasonal homeowners
  • Nearly 6 in 10 homes (1,883 of 3,194 housing units) are vacant seasonally, creating dramatic population swings
  • Street names mix nature themes (Maple, Spruce, Pine) with Southern California county names (Santa Barbara, Los Angeles, Riverside)
  • Big Bear City is an accepted alternative mailing name for this mountain community
  • Nearly a quarter of workers (23.1%) work from home, higher than typical for mountain communities

A Seasonal Mountain Community

Sugarloaf sits in the San Bernardino Mountains near Big Bear, serving as both a year-round community and a vacation destination. With 2,477 residents and 3,194 total housing units, this small mountain area sees dramatic population swings across seasons. Nearly 6 in 10 homes (59%) are vacant most of the year, used for seasonal recreation rather than permanent residence.

Why Nearly Everyone Uses a PO Box

The Sugarloaf post office maintains 1,263 PO Boxes for 1,175 occupied households. That's a 1.08 adoption rate, meaning nearly every household uses a PO Box plus some seasonal homeowners keep boxes year-round. Though this isn't a PO Box Only Zone, the combination of mountain terrain and seasonal ownership patterns makes boxes the practical choice for most residents. A small amount of rural carrier delivery exists (122 delivery points across one rural route), but PO Boxes dominate.

The Mountain Character

Street names tell the story of a mountain retreat: nature-themed lanes like Maple, Spruce, Pine, and Cedar mix with Southern California county names like Santa Barbara Avenue, Los Angeles Avenue, and Riverside Avenue. This naming pattern points to development by coastal Californians seeking mountain getaways. The median home value of $447,200 and median age of 49.8 years suggest established owners who can afford second properties or mountain retirement.

Mailing to Sugarloaf

The community is also known as Big Bear City for mailing purposes, connecting it to the broader Big Bear recreational area. With 23.1% of workers operating from home, Sugarloaf attracts remote professionals who can live in the mountains full-time or split time between here and lower elevations. The post office serves this dual population: permanent mountain residents and seasonal visitors who need mail access during their stays.

Street Name Patterns

Nature Names California Counties

Street names combine mountain nature themes with Southern California county names, suggesting development by coastal residents seeking mountain retreats.

Nearby Areas

Yucaipa Mentone Yucaipa Gateway Colony Banning Heights Crafton
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Population & Demographics


ZIP Code 92386 has 2,477 residents and 1,175 households (average 2.11 persons per household). The median age is 49.8 years, significantly older than the state (37.5) and significantly older than the nation (38.8). The gender split is 51.5% male and 48.5% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (73.2%, much higher than the state average of 41.2% and well above the national average of 61.6%) and Hispanic or Latino (20.8%); Hispanic or Latino residents make up 20.8%, which is much lower than the state average (39.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:2,477Source: Census DHC
2024 ACS Population Estimate:2,042Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:1,078.4 people per sq mile
Average Income:$50,694Source: Census ACS
Households:1,175Source: Census DHC
Average House Value:$458,600Source: Census ACS
Persons Per Household:2.11Source: Census DHC
Average Family Size:3.63Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--2,0861,8581,8661,9492,1051,9922,0042,1402,2482,0381,9432,0642,0372,042
Decennial Census2,270------------------2,477--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 49.8

Male Median Age: 48.8

Female Median Age: 51.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male43528465525486777575959113012094461620
Female47605844448157617060759616111198243718
Total9011214210996135143138145135170187291231192705338
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,81369.57%
Black:291.11%
Hispanic:*51519.76%
Asian:341.30%
American Indian:361.38%
Hawaiian:20.08%
Other:1776.79%
Total:2,606100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:1,27551.47%48.8 years
Females:1,20248.53%51.9 years
Total:2,477100%49.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,87691.87%
Native, born in PR, Island Areas, or abroad:401.96%
Foreign born, naturalized U.S. citizen:422.06%
Foreign born, not a U.S. citizen:846.17%
Total Population:2,042100%
Total Native Population:1,91693.83%
Total Foreign-born Population:1266.17%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $50,694, which is considerably lower than the national median ($80,734), is up $8,911 (21.3%) since 2011 and above its 2019 pre-pandemic level by $8,854. Family households earn a median of $71,103 versus $42,944 for nonfamily households (a difference of $28,159). By gender, male median income is $50,278 and female is $37,035, which is considerably lower than the national female median ($55,274), with a current gap of $13,243 that has widened from 2011 to 2024. The labor-force participation rate is 52.7%, which is much lower than the national rate (63.5%). The unemployment rate is 9.5%, which is much higher than the national rate (5.2%). The largest occupation group is Management (39.3%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$41,783$41,593$33,428$34,783$34,854$29,063$30,455$40,714$41,840$38,378$40,568$46,597$46,490$50,694
Median Family Income$45,770$45,316$42,554$38,750$39,458$37,447$39,107$41,509$43,188$41,250$37,616$46,302$55,060$71,103
Median NonFamily Income$31,731$41,005$25,357$27,389$26,944$25,579$22,917$30,388$28,783$19,936$32,222$45,852$41,708$42,944
Median Male Income$50,750$50,135$49,291$48,971$46,917$41,447$40,688$47,000$44,683$46,875$50,852$52,609$49,742$50,278
Median Female Income$40,767$40,402$26,458$30,579$30,640$27,173$31,500$32,500$35,987$31,857$42,431$53,846$52,578$37,035
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:78847.64%
Unemployed:835.02%
Not In Labor Force:78347.34%
Total:1,654100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:31039.34%
Service:10513.32%
Sales and Office:26333.38%
Natural resources, construction, and maintenance:8010.15%
Production, transportation, and material moving:303.81%
Total Civilian Employed Population:788100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $458,600, which is much higher than the national median ($332,700), is up $286,200 (166.01%) since 2011 and above its 2019 pre-pandemic level by $258,600. The median gross rent is $1,917, which is far above the national median ($1,413), is up $1,019 (113.47%) since 2011 and above its 2019 pre-pandemic level by $808. Of occupied housing, owners make up 63.30% (59.90% with a mortgage, 40.10% free-and-clear) and renters 36.70% - making this ZIP Code higher than national rental averages. The vacancy rate is 68.69%, which is markedly above the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$172,400$167,400$152,300$149,800$153,600$152,100$176,900$186,700$200,000$277,100$304,800$358,200$447,200$458,600
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:8924.72%
$1,000 to $1,499:267.22%
$1,500 to $1,999:7821.67%
$2,000 to $2,499:12233.89%
$2,500 to $2,999:215.83%
$3,000 or more:246.67%
No Rent:00.00%
Total:360100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$898$918$939$929$981$925$950$1,068$1,109$1,121$1,573$1,820$1,946$1,917
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):37237.92%
Owner Occupied (free and clear, no mortgage):24925.38%
Renter Occupied:36036.70%
Total Occupied Housing Units:981100%

Occupied Housing Units:98131.31%
Vacant Housing Units (not graphed):2,15268.69%
Total Housing Units:3,133100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:3,02896.65%
Multi-Family Units:441.40%
Other Units:611.95%
Total Housing Units:3,133100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 37.50% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 95.10%, which is far higher than the national rate (89.60%). The uninsured rate is 19.40%, which is comparable to the national rate (8.40%). Private coverage is 48.10%, which is falls below the national rate (67.10%). Public coverage is 53.10%, which is well above the national rate (36.70%). The share of people in poverty is 18.60%, which is comparable to the national rate (8.80%), up 15.90 percentage points since 2011 and above its 2019 pre-pandemic level by 14.30 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (39.30%). College enrollment is 38.52%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:794.89%
High school graduate (includes equivalency):48930.30%
Some college, no degree:32420.07%
Associate's degree:1167.19%
Bachelor's degree:44527.57%
Graduate or professional degree:1619.98%
Total:1,614100%
High school or higher:1,53595.11%
Bachelor's degree or higher:60637.55%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:98339.89%
Public Insurance:1,08443.99%
No Insurance:39716.11%
Total:2,464100%
Has Health Insurance:2,06783.89%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty11.6%12.9%5.8%11.1%9.5%10.4%13.0%14.4%13.2%24.1%31.5%27.2%27.5%18.6%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):10139.30%
High school (grades 9-12):5722.18%
College or graduate school:9938.52%
Total:257100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):15861.48%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 92386 supports both business and residential activity. According to the Business Census (2024), there are 28 business establishments, employing about 140 people with an annual payroll of $4,124,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:1,284Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:28Source: CBP
1st Quarter Payroll:$1,079,000Source: CBP
Annual Payroll:$4,124,000Source: CBP
# of Employees:140Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 92386 is located in San Bernardino County, California, within the Riverside-San Bernardino-Ontario, CA Metropolitan Statistical Area (CBSA 40140) and California's 23rd Congressional District. This Metro area has a population of 4,224,851 people, about 0.06% of whom live in ZIP Code 92386. It covers 2.297 sq mi of land and a water area of 0 sq mi.

CBSA Name:Riverside-San Bernardino-Ontario, CASource: Census
CBSA Number:40140Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:4,224,851Source: Census
MSA:Los Angeles-Riverside-Orange County, CASource: Census
Land Area:2.297 sq miSource: Census
Water Area:--Source: Census
Congressional District:23Source: USPS
Congressional Land Area:9898 sq miSource: Census
PMSA:Riverside-San Bernardino, CA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0675592Source: Census
Place Name:Sugarloaf Saw Mill CDP; CaliforniaSource: Census

Adjacent & Nearby ZIP Codes


92389 | | 92385

Schools in ZIP Code 92386


We could not locate which school district 92386 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Baldwin Lane Elementary 44500 Baldwin Ln.
Big Bear City, CA 92314
District: Bear Valley Unified School DistrictNearby
Big Bear High 351 Maple Ln.
Big Bear City, CA 92314
District: Bear Valley Unified School DistrictNearby
Chautauqua High (Continuation) 351 Maple Ln.
Big Bear City, CA 92314
District: Bear Valley Unified School DistrictNearby
North Shore Elementary 765 North Stanfield Cutoff
Big Bear Lake, CA 92315
District: Bear Valley Unified School DistrictNearby
Big Bear Middle 41275 Big Bear Blvd.
Big Bear Lake, CA 92315
District: Bear Valley Unified School DistrictNearby
Kindercare Learning Center 33788 Yucaipa Blvd
Yucaipa, CA 92399
District: Private SchoolNearby
Morongo School 12130 Santiago Rd
Banning, CA 92220
District: Private SchoolNearby
Orange Grove Academy 31187 Moss St
Mentone, CA 92359
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 92386


Crafton Hills College 11711 Sand Canyon Road
Yucaipa, CA 92339-1799
Type: Post Secondary
Beaumont Adult School 1575 Cherry Ave
Beaumont, CA 92223
Type: Post Secondary
University Of Redlands 1200 E. Colton Ave
Redlands, CA 92373-0999
Type: Post Secondary
Community Christian College 1174 Nevada Street, Suite 200
Redlands, CA 92374-2893
Type: Post Secondary
Salon Success Academy-Redlands 1915 W Redlands Blvd Ste 111
Redlands, CA 92373
Type: Post Secondary
San Bernardino Beauty College 600 North Sierra Way
San Bernardino, CA 92410-4414
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov