ZIP Code 86406 in Lake Havasu City, AZ

Data Last Updated: November 1, 2025
City:Lake Havasu City, Arizona
City Alias:Lk Havasu Cty
County:Mohave County
Timezone:Mountain (GMT -07:00)
Local Time:8:34:28 PM
Population:24,935 [See All]
Area Code:928
Classification:Standard [Normal Street Delivery]
Coordinates:34.4269, -114.1279
Land Area:244.455 sq mi
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Population & Demographics


ZIP Code 86406 has 24,935 residents and 11,181 households (average 2.22 persons per household). The median age is 57.3 years, significantly older than the state (38.9) and significantly older than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is about the same as the national male share (49.1%). Largest groups are White (84.9%, much higher than the state average of 60.4% and well above the national average of 61.6%) and Hispanic or Latino (12.0%); Hispanic or Latino residents make up 12.0%, which is much lower than the state average (30.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:24,935Source: Census DHC
2023 ACS Population Estimate:24,587Source: Census ACS
2025 ZC Population Estimate:32,043Source: ZIP-Codes.com
Population Density:102.0 people per sq mile
Average Income:$74,171Source: Census ACS
Households:11,181Source: Census DHC
Average House Value:$434,700Source: Census ACS
Persons Per Household:2.22Source: Census DHC
Average Family Size:2.90Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--25,51324,04524,58424,48523,23422,98423,09522,99522,80223,06924,05023,97324,587
Decennial Census23,763------------------24,935------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 57.3

Male Median Age: 56.6

Female Median Age: 57.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male4155056395304394715184775185987659961,1791,2611,236900593325
Female3614625935084404025235015685977741,1071,2841,2921,175916599468
Total7769671,2321,0388798731,0419781,0861,1951,5392,1032,4632,5532,4111,8161,192793
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:21,16982.02%
Black:1360.53%
Hispanic:*2,99411.60%
Asian:3091.20%
American Indian:2661.03%
Hawaiian:300.12%
Other:9063.51%
Total:25,810100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:12,36549.59%56.6 years
Females:12,57050.41%57.9 years
Total:24,935100%57.3 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:22,83492.87%
Native, born in PR, Island Areas, or abroad:1450.59%
Foreign born, naturalized U.S. citizen:1,1814.80%
Foreign born, not a U.S. citizen:4276.54%
Total Population:24,587100%
Total Native Population:22,97993.46%
Total Foreign-born Population:1,6086.54%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $74,171, which is generally lower than the national median ($78,538), is up $27,995 (60.6%) since 2011 and above its 2019 pre-pandemic level by $17,968. Family households earn a median of $88,247 versus $52,510 for nonfamily households (a difference of $35,737). By gender, male median income is $54,370 and female is $50,044, which is falls short of the national female median ($53,445), with a current gap of $4,326 that has narrowed from 2011 to 2023. The labor-force participation rate is 47.1%, which is far less than the national rate (63.5%). The unemployment rate is 5.2%, which is roughly equal to the state rate (5.1%). The largest occupation group is Management (33.4%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$46,176$43,797$43,753$44,981$47,077$48,580$51,643$54,358$56,203$61,206$66,298$70,833$74,171
Median Family Income$54,187$54,911$51,856$52,414$55,147$54,375$57,174$63,100$66,046$70,630$77,645$85,384$88,247
Median NonFamily Income$29,649$30,275$32,619$31,676$35,992$38,768$37,321$38,896$39,561$45,949$46,741$47,197$52,510
Median Male Income$42,085$43,094$44,107$46,485$45,169$40,874$41,185$43,920$45,389$47,196$50,543$55,167$54,370
Median Female Income$33,782$34,208$32,915$33,498$31,507$31,967$34,949$35,606$39,033$42,884$45,290$47,465$50,044
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:9,51044.65%
Unemployed:5192.44%
Not In Labor Force:11,27052.91%
Total:21,299100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:3,17433.38%
Service:1,82819.22%
Sales and Office:2,76929.12%
Natural resources, construction, and maintenance:8458.89%
Production, transportation, and material moving:8949.40%
Total Civilian Employed Population:9,510100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $434,700, which is much higher than the national median ($303,400), is up $198,100 (83.73%) since 2011 and above its 2019 pre-pandemic level by $168,500. The median gross rent is $1,311, which is lower than the state median ($1,431), is up $418 (46.81%) since 2011 and above its 2019 pre-pandemic level by $350. Of occupied housing, owners make up 75.87% (57.90% with a mortgage, 42.10% free-and-clear) and renters 24.13% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 19.36%, which is markedly above the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$236,600$220,300$214,500$214,400$218,300$230,100$239,300$254,500$266,200$293,700$321,500$381,900$434,700
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:551.90%
$500 to $999:57719.97%
$1,000 to $1,499:1,34646.59%
$1,500 to $1,999:37312.91%
$2,000 to $2,499:1926.65%
$2,500 to $2,999:782.70%
$3,000 or more:531.83%
No Rent:2157.44%
Total:2,889100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$893$907$927$906$883$916$897$896$961$1,012$1,086$1,165$1,311
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):5,25943.93%
Owner Occupied (free and clear, no mortgage):3,82431.94%
Renter Occupied:2,88924.13%
Total Occupied Housing Units:11,972100%

Occupied Housing Units:11,97280.64%
Vacant Housing Units (not graphed):2,87419.36%
Total Housing Units:14,846100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:13,61191.68%
Multi-Family Units:1,0226.88%
Other Units:2131.43%
Total Housing Units:14,846100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 19.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 94.30%, which is markedly above the state rate (89.10%). The uninsured rate is 8.50%, which is just under the state rate (10.60%). Public coverage is 46.90%, which is well above the national rate (36.30%). The share of people in poverty is 8.00%, which is on par with the state rate (8.90%), up 0.50 percentage points since 2011 and above its 2019 pre-pandemic level by 2.10 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (41.72%). College enrollment is 24.76%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2521.27%
9th to 12th grade, no diploma:8714.40%
High school graduate (includes equivalency):6,68333.79%
Some college, no degree:5,82529.45%
Associate's degree:2,35911.93%
Bachelor's degree:2,57813.03%
Graduate or professional degree:1,2116.12%
Total:19,779100%
High school or higher:18,65694.32%
Bachelor's degree or higher:3,78919.16%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:17,52056.42%
Public Insurance:11,46236.91%
No Insurance:2,0716.67%
Total:31,053100%
Has Health Insurance:28,98293.33%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty7.5%8.6%8.2%8.3%10.0%7.7%6.2%5.3%5.9%5.4%7.3%7.0%8.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2285.81%
Kindergarten:1704.34%
Elementary school (grades 1-8):1,63641.72%
High school (grades 9-12):91623.36%
College or graduate school:97124.76%
Total:3,921100%
Early Childhood:39810.15%
K-12 (Primary & Secondary School):2,72269.42%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 86406 supports both business and residential activity. According to the Business Census (2023), there are 400 business establishments, employing about 2,350 people with an annual payroll of $93,537,000. USPS data shows 14,434 residential mailboxes and 181 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:14,434Source: USPS
# Business Mailboxes:181Source: USPS
Total Delivery Receptacles:14,574Source: USPS
Single Family Delivery Units:13,312Source: USPS
Multi Family Delivery Units:426Source: USPS
# of Businesses:400Source: CBP
1st Quarter Payroll:$21,975,000Source: CBP
Annual Payroll:$93,537,000Source: CBP
# of Employees:2,350Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 86406 is located in Mohave County, Arizona, within the Lake Havasu City-Kingman, AZ Metropolitan Statistical Area (CBSA 29420) and Arizona's 9th Congressional District. This Metro area has a population of 217,420 people, about 11.47% of whom live in ZIP Code 86406. It covers 244.455 sq mi of land and a water area of 5.919 sq mi.

CBSA Name:Lake Havasu City-Kingman, AZSource: Census
CBSA Number:29420Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:217,420Source: Census
MSA:Las Vegas, NV-AZ MSASource: Census
Land Area:244.455 sq miSource: Census
Water Area:5.919 sq miSource: Census
Congressional District:09Source: USPS
Congressional Land Area:164.79 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0439370Source: Census
Place Name:Lake Havasu City city; ArizonaSource: Census

Adjacent & Nearby ZIP Codes


86409 | | 86405

Schools in ZIP Code 86406


ZIP Code 86406 is in the Lake Havasu Unified District, which serves grades Pre-Kindergarten thru 12th. There are 5 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Thunderbolt Middle School 695 Thunderbolt Ave
Lake Havasu City, AZ 86406
District: Lake Havasu Unified District
Starline Elementary School 3150 Starline Dr
Lake Havasu City, AZ 86406
District: Lake Havasu Unified District
Oro Grande Classical Academy 1250 Pawnee Dr
Lake Havasu City, AZ 86406
District: Lake Havasu Unified District
Jamaica Elementary School 3437 Jamaica Blvd S
Lake Havasu City, AZ 86406
District: Lake Havasu Unified District
Havasu Preparatory Academy 3155 Maricopa Ave
Lake Havasu City, AZ 86406
Our Lady Of The Lake Catholic School 1975 Daytona Ave
Lake Havasu City, AZ 86403
District: Private SchoolNearby
Montessori Preparatory Academy 1863 Pandero
Fort Mohave, AZ 86427
District: Private SchoolNearby
Emmanuel Christian Academy 3120 Hualapai Mountain Rd Ste C
Kingman, AZ 86401
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 86406


Arizona State University - Lake Havasu 100 University Way
Lake Havasu City, AZ 86403-6877
Type: Post Secondary
Charles Of Italy Beauty College 1987 Mcculloch Blvd, Suite 205
Lake Havasu City, AZ 86403
Type: Post Secondary
All Beauty College 1761 Mcculloch Blvd. Unit A
Lake Havasu City, AZ 86403-2974
Type: Post Secondary
All Beauty College 2425 Hualapai Mtn Rd Ste B
Kingman, AZ 86401-2561
Type: Post Secondary
All Beauty College 2350 Miracle Mile Rd Unit 316
Bullhead City, AZ 86442
Type: Post Secondary
Mohave Community College 1971 Jagerson Ave
Kingman, AZ 86409-1238
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on November 1, 2025.

  1. U.S. Postal Service [Last Updated: 11/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 11/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 11/1/2025], https://nces.ed.gov