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Population & Demographics

ZIP Code 85331 has 31,038 residents and 12,455 households (average 2.49 persons per household). The median age is 50.9 years, significantly older than the state (38.9) and significantly older than the nation (38.8). The gender split is 48.8% male and 51.2% female, which is about the same as the state male share (49.5%), making this a female-majority area. Largest groups are White (87.0%, much higher than the state average of 60.4% and well above the national average of 61.6%) and Hispanic or Latino (6.9%); Hispanic or Latino residents make up 6.9%, which is much lower than the state average (30.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	31,038Source: Census DHC
2024 ACS Population Estimate:	31,968Source: Census ACS
2026 ZC Population Estimate:	34,132Source: ZIP-Codes.com
Population Density:	236.7 people per sq mile
Average Income:	$129,083Source: Census ACS

Households:	12,455Source: Census DHC
Average House Value:	$741,700Source: Census ACS
Persons Per Household:	2.49Source: Census DHC
Average Family Size:	2.60Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 85331 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	25,705	25,922	27,327	27,396	27,898	28,710	29,264	29,905	30,727	31,947	30,647	31,133	31,866	31,968
Decennial Census	26,960	--	--	--	--	--	--	--	--	--	31,038	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 50.9

Male Median Age: 50.4

Female Median Age: 51.3

Line chart for ZIP 85331 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	527	794	1,005	1,020	684	422	505	671	789	1,086	1,248	1,449	1,368	1,203	1,110	726	328	227
Female	555	732	967	1,002	539	404	550	764	905	1,176	1,377	1,571	1,484	1,370	1,117	718	358	287
Total	1,082	1,526	1,972	2,022	1,223	826	1,055	1,435	1,694	2,262	2,625	3,020	2,852	2,573	2,227	1,444	686	514

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 85331. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	27,004	87.52%
Black:	216	0.70%
Hispanic:*	2,149	6.97%
Asian:	853	2.76%
American Indian:	109	0.35%
Hawaiian:	28	0.09%
Other:	494	1.60%
Total:	30,853	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 85331. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	15,162	48.85%	50.4 years
Females:	15,876	51.15%	51.3 years
Total:	31,038	100%	50.9 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 85331. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	29,425	92.05%
Native, born in PR, Island Areas, or abroad:	320	1.00%
Foreign born, naturalized U.S. citizen:	1,621	5.07%
Foreign born, not a U.S. citizen:	602	6.95%
Total Population:	31,968	100%
Total Native Population:	29,745	93.05%
Total Foreign-born Population:	2,223	6.95%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $129,083, which is markedly greater than the national median ($80,734), is up $38,755 (42.9%) since 2011 and above its 2019 pre-pandemic level by $22,682. Family households earn a median of $154,291 versus $75,950 for nonfamily households (a difference of $78,341). By gender, male median income is $118,068 and female is $74,014, which is far above the national female median ($55,274), with a current gap of $44,054 that has widened from 2011 to 2024. The labor-force participation rate is 62.2%, which is a bit lower than the national rate (63.5%). The unemployment rate is 1.8%, which is far lower than the national rate (5.2%). The largest occupation group is Management (52.9%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 85331 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$90,328	$90,921	$88,938	$90,038	$89,988	$97,195	$100,092	$103,800	$106,401	$100,554	$108,213	$117,938	$123,710	$129,083
Median Family Income	$105,613	$103,270	$97,679	$103,418	$101,106	$108,591	$114,648	$123,874	$124,460	$115,507	$125,760	$136,158	$139,510	$154,291
Median NonFamily Income	$50,283	$53,534	$57,192	$55,954	$54,444	$48,708	$46,802	$49,559	$49,930	$60,836	$66,161	$71,058	$72,493	$75,950
Median Male Income	$72,466	$75,286	$75,028	$79,327	$80,609	$80,747	$84,114	$92,114	$93,356	$95,625	$101,443	$109,205	$106,905	$118,068
Median Female Income	$50,938	$50,115	$46,723	$51,219	$51,350	$58,051	$58,760	$65,320	$65,376	$62,285	$61,746	$71,324	$70,822	$74,014

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 85331, city of Cave Creek, Maricopa County, state of Arizona, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 85331, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	16,174	61.04%
Unemployed:	301	1.14%
Not In Labor Force:	10,024	37.83%
Total:	26,499	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	8,549	52.86%
Service:	1,952	12.07%
Sales and Office:	4,184	25.87%
Natural resources, construction, and maintenance:	566	3.50%
Production, transportation, and material moving:	923	5.71%
Total Civilian Employed Population:	16,174	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $741,700, which is far above the national median ($332,700), is up $317,200 (74.72%) since 2011 and above its 2019 pre-pandemic level by $282,600. The median gross rent is $2,595, which is markedly greater than the national median ($1,413), is up $1,156 (80.33%) since 2011 and above its 2019 pre-pandemic level by $846. Of occupied housing, owners make up 92.58% (69.75% with a mortgage, 30.25% free-and-clear) and renters 7.42% - making this ZIP Code under national rental averages. The vacancy rate is 6.80%, which is considerably lower than the national rate (10.12%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 85331, compared with Cave Creek, Maricopa County, state of Arizona, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 85331 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$424,500	$389,700	$368,500	$373,600	$381,300	$396,600	$417,400	$445,300	$459,100	$450,600	$493,700	$624,400	$674,400	$741,700

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 85331, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	0	0.00%
$500 to $999:	10	1.04%
$1,000 to $1,499:	48	4.97%
$1,500 to $1,999:	110	11.39%
$2,000 to $2,499:	237	24.53%
$2,500 to $2,999:	275	28.47%
$3,000 or more:	234	24.22%
No Rent:	52	5.38%
Total:	966	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 85331 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$1,439	$1,550	$1,458	$1,495	$1,485	$1,550	$1,467	$1,713	$1,749	$1,783	$1,847	$2,271	$2,535	$2,595

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 85331. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	8,405	64.57%
Owner Occupied (free and clear, no mortgage):	3,646	28.01%
Renter Occupied:	966	7.42%
Total Occupied Housing Units:	13,017	100%

Occupied Housing Units:	13,017	93.20%
Vacant Housing Units (not graphed):	950	6.80%
Total Housing Units:	13,967	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 85331. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	13,173	94.32%
Multi-Family Units:	583	4.17%
Other Units:	211	1.51%
Total Housing Units:	13,967	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 54.50% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.70%). High school or higher is 98.30%, which is far higher than the national rate (89.60%). The uninsured rate is 4.20%, which is far lower than the national rate (8.40%). The share of people in poverty is 4.60%, which is far lower than the national rate (8.80%), up 2.00 percentage points since 2011 and above its 2019 pre-pandemic level by 0.30 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (38.70%). College enrollment is 22.88%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 85331, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	148	0.61%
9th to 12th grade, no diploma:	263	1.09%
High school graduate (includes equivalency):	3,524	14.61%
Some college, no degree:	4,877	20.22%
Associate's degree:	2,159	8.95%
Bachelor's degree:	7,941	32.92%
Graduate or professional degree:	5,212	21.61%
Total:	24,124	100%
High school or higher:	23,713	98.30%
Bachelor's degree or higher:	13,153	54.52%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 85331. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	26,009	70.83%
Public Insurance:	9,368	25.51%
No Insurance:	1,342	3.65%
Total:	36,719	100%
Has Health Insurance:	35,377	96.35%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 85331 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	2.7%	2.6%	3.5%	3.6%	3.9%	4.2%	4.8%	4.8%	4.4%	12.3%	4.0%	3.8%	4.7%	4.6%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	390	6.47%
Kindergarten:	328	5.44%
Elementary school (grades 1-8):	2,334	38.70%
High school (grades 9-12):	1,599	26.51%
College or graduate school:	1,380	22.88%
Total:	6,031	100%
Early Childhood:	718	11.91%
K-12 (Primary & Secondary School):	4,261	70.65%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Cave Creek, Arizona
County:	Maricopa County
Timezone:	Mountain (GMT -07:00)
Local Time:	10:18:29 AM
Population:	31,038 [See All]
Area Codes:	480 / 602
Classification:	Standard [Normal Street Delivery]
Coordinates:	33.8708, -111.9435
Land Area:	131.133 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/85331/zip-code-85331.asp

# Residential Mailboxes:	13,708Source: USPS
# Business Mailboxes:	458Source: USPS
Total Delivery Receptacles:	14,007Source: USPS
Single Family Delivery Units:	963Source: USPS
Multi Family Delivery Units:	5,385Source: USPS

# of Businesses:	994Source: CBP
1st Quarter Payroll:	$71,206,000Source: CBP
Annual Payroll:	$293,570,000Source: CBP
# of Employees:	6,723Source: CBP

CBSA Name:	Phoenix-Mesa-Chandler, AZSource: Census
CBSA Number:	38060Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	4,192,887Source: Census
MSA:	Phoenix-Mesa, AZ MSASource: Census
Land Area:	131.133 sq miSource: Census
Water Area:	0.026 sq miSource: Census

Congressional District:	01,08Source: USPS
Congressional Land Area:	55039.61, 539.66 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	0411300Source: Census
Place Name:	Cave Creek town; ArizonaSource: Census

ZIP Code 85331 in Cave Creek, AZ

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 85331

Colleges & Post Secondary Schools near ZIP Code 85331

Sources & References