ZIP Code 78003 in Bandera, TX

Data Last Updated: October 1, 2025
City:Bandera, Texas
Counties:Bandera County[Primary]
Medina County
Timezone:Central (GMT -06:00)
Local Time:7:57:06 PM
Population:9,595 [See All]
Area Code:830
Classification:Standard [Normal Street Delivery]
Coordinates:29.7416, -99.1126
Land Area:226.655 sq mi
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Population & Demographics


ZIP Code 78003 has 9,595 residents and 4,114 households (average 2.31 persons per household). The median age is 54.1 years, significantly older than the state (35.6) and significantly older than the nation (38.8). The gender split is 49.4% male and 50.6% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are White (80.4%, much higher than the state average of 50.1% and well above the national average of 61.6%) and Hispanic or Latino (21.3%); Hispanic or Latino residents make up 21.3%, which is much lower than the state average (39.3%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:9,595Source: Census DHC
2023 ACS Population Estimate:9,594Source: Census ACS
2025 ZC Population Estimate:9,768Source: ZIP-Codes.com
Population Density:42.3 people per sq mile
Average Income:$54,500Source: Census ACS
Households:4,114Source: Census DHC
Average House Value:$233,100Source: Census ACS
Persons Per Household:2.31Source: Census DHC
Average Family Size:2.97Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--8,6528,3168,0537,8118,5278,8858,9589,5399,74310,1299,3258,9409,594
Decennial Census8,689------------------9,595------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 54.1

Male Median Age: 53.6

Female Median Age: 54.3

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male196234229223194197191211243270254394459454446274169104
Female174235241187177213216243210247331436544489379252163116
Total3704694704103714104074544535175858301,003943825526332220
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:7,71574.01%
Black:600.58%
Hispanic:*2,04319.60%
Asian:440.42%
American Indian:680.65%
Hawaiian:50.05%
Other:4894.69%
Total:10,424100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:4,74249.42%53.6 years
Females:4,85350.58%54.3 years
Total:9,595100%54.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:9,16295.50%
Native, born in PR, Island Areas, or abroad:590.61%
Foreign born, naturalized U.S. citizen:550.57%
Foreign born, not a U.S. citizen:3183.89%
Total Population:9,594100%
Total Native Population:9,22196.11%
Total Foreign-born Population:3733.89%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $54,500, which is considerably lower than the national median ($78,538), is up $17,833 (48.6%) since 2011 and below its 2019 pre-pandemic level by $5,616. Family households earn a median of $79,045 versus $36,602 for nonfamily households (a difference of $42,443). By gender, male median income is $48,164 and female is $41,080, which is far less than the national female median ($53,445), with a current gap of $7,084 that has widened from 2011 to 2023. The labor-force participation rate is 47.8%, which is much lower than the state rate (65.3%). The unemployment rate is 4.6%, which is a bit less than the national rate (5.2%). The largest occupation group is Management (32.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$36,667$42,219$43,780$46,139$49,737$56,125$59,181$54,932$60,116$57,005$63,064$63,052$54,500
Median Family Income$48,497$51,826$57,577$61,961$66,140$66,380$70,469$61,513$62,272$58,976$73,500$74,667$79,045
Median NonFamily Income$21,909$23,478$23,068$19,063$19,970$25,825$27,326$32,108$35,230$40,682$38,074$38,935$36,602
Median Male Income$32,141$31,891$31,751$34,473$37,627$50,132$41,705$37,500$38,232$40,308$43,333$50,000$48,164
Median Female Income$26,836$26,817$35,755$37,727$31,920$31,983$34,194$33,564$31,231$33,542$40,833$41,318$41,080
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:3,35245.59%
Unemployed:1622.20%
Not In Labor Force:3,83952.21%
Total:7,353100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,09432.64%
Service:66619.87%
Sales and Office:54016.11%
Natural resources, construction, and maintenance:73421.90%
Production, transportation, and material moving:3189.49%
Total Civilian Employed Population:3,352100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $233,100, which is far less than the national median ($303,400), is up $121,000 (107.94%) since 2011 and above its 2019 pre-pandemic level by $68,700. The median gross rent is $1,096, which is considerably lower than the national median ($1,348), is up $364 (49.73%) since 2011 and above its 2019 pre-pandemic level by $181. Of occupied housing, owners make up 84.10% (39.16% with a mortgage, 60.84% free-and-clear) and renters 15.90% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 20.56%, which is markedly above the state rate (9.62%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$112,100$118,300$125,000$122,500$137,000$173,100$171,800$155,100$164,400$173,600$205,700$221,100$233,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:21733.08%
$1,000 to $1,499:24737.65%
$1,500 to $1,999:20.30%
$2,000 to $2,499:6910.52%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:12118.45%
Total:656100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$732$749$804$806$864$849$912$911$915$864$947$962$1,096
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,35932.94%
Owner Occupied (free and clear, no mortgage):2,11151.16%
Renter Occupied:65615.90%
Total Occupied Housing Units:4,126100%

Occupied Housing Units:4,12679.44%
Vacant Housing Units (not graphed):1,06820.56%
Total Housing Units:5,194100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:3,34864.46%
Multi-Family Units:2084.00%
Other Units:1,63831.54%
Total Housing Units:5,194100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 23.70% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 90.70%, which is markedly above the state rate (85.70%). The uninsured rate is 15.00%, which is far higher than the national rate (8.60%). Public coverage is 49.40%, which is markedly above the state rate (28.90%). The share of people in poverty is 13.80%, which is comparable to the national rate (8.70%), down 0.60 percentage points since 2011 and below its 2019 pre-pandemic level by 2.50 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (73.25%). College enrollment is 11.67%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1331.93%
9th to 12th grade, no diploma:5097.38%
High school graduate (includes equivalency):1,90827.66%
Some college, no degree:1,72525.01%
Associate's degree:98714.31%
Bachelor's degree:87812.73%
Graduate or professional degree:75810.99%
Total:6,898100%
High school or higher:6,25690.69%
Bachelor's degree or higher:1,63623.72%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:5,63648.08%
Public Insurance:4,67039.84%
No Insurance:1,41512.07%
Total:11,721100%
Has Health Insurance:10,30687.93%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty14.4%10.4%7.9%6.1%4.7%12.1%12.3%17.5%16.3%14.6%12.8%17.1%13.8%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:954.31%
Kindergarten:421.91%
Elementary school (grades 1-8):1,61373.25%
High school (grades 9-12):1958.86%
College or graduate school:25711.67%
Total:2,202100%
Early Childhood:1376.22%
K-12 (Primary & Secondary School):1,85084.01%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 78003 supports both business and residential activity. According to the Business Census (2023), there are 250 business establishments, employing about 2,322 people with an annual payroll of $95,527,000. USPS data shows 4,229 residential mailboxes and 118 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:4,229Source: USPS
# Business Mailboxes:118Source: USPS
Total Delivery Receptacles:6,557Source: USPS
Single Family Delivery Units:2,342Source: USPS
Multi Family Delivery Units:80Source: USPS
# of Businesses:250Source: CBP
1st Quarter Payroll:$24,113,000Source: CBP
Annual Payroll:$95,527,000Source: CBP
# of Employees:2,322Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 78003 is located in Bandera County, Texas, within the San Antonio-New Braunfels, TX Metropolitan Statistical Area (CBSA 41700) and Texas's 21st and 23rd Congressional Districts. This Metro area has a population of 2,612,802 people, about 0.37% of whom live in ZIP Code 78003. It covers 226.655 sq mi of land and a water area of 1.356 sq mi.

CBSA Name:San Antonio-New Braunfels, TXSource: Census
CBSA Number:41700Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,612,802Source: Census
MSA:Source: Census
Land Area:226.655 sq miSource: Census
Water Area:1.356 sq miSource: Census
Congressional District:21,23Source: USPS
Congressional Land Area:5920.89, 58059.18 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:4805528Source: Census
Place Name:Bandera city; TexasSource: Census

Adjacent & Nearby ZIP Codes


78004 | | 78002

Schools in ZIP Code 78003


ZIP Code 78003 is in the Bandera Independent School District, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Alkek El 1798 Hwy 173 S
Bandera, TX 78003
District: Bandera Independent School District
Bandera H S 474 Old San Antonio Hwy
Bandera, TX 78003
District: Bandera Independent School District
Bandera Middle 1005 Cherry St
Bandera, TX 78003
District: Bandera Independent School District
Pipe Creek Christian School 1990 Fm # 1283
Pipe Creek, TX 78063
District: Private SchoolNearby
Our Lady Of The Hills Reg Catholic High School 235 Peterson Farm Rd
Kerrville, TX 78028
District: Private SchoolNearby
St Peter's Episcopal School 321 Saint Peter St
Kerrville, TX 78028
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 78003


Schreiner University 2100 Memorial Blvd
Kerrville, TX 78028-5697
Type: Post Secondary
Bk Cosmo College Of Cosmetology 320 W. Water Street Suite E
Kerrville, TX 78028-4312
Type: Post Secondary
Christ Mission College 10822 Fm 1560 North
San Antonio, TX 78254-1000
Type: Post Secondary
Northwest Vista College 3535 N. Ellison Drive
San Antonio, TX 78251
Type: Post Secondary
The University Of Texas At San Antonio One Utsa Circle
San Antonio, TX 78249-1644
Type: Post Secondary
Alamo City Barber College 8910 Bandera Road Suite 209
San Antonio, TX 78250-3227
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov