| City: | Waco, Texas |
| City Alias: | Bellmead |
| County: | Mclennan County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 7:34:10 PM |
| Population: | 7,220 [See All] |
| Area Code: | 254 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 31.5785, -97.1289 |
| Land Area: | 5.403 sq mi |
| Quick Link: |
ZIP Code 76704 has 7,220 residents and 3,054 households (average 2.33 persons per household). The median age is 34.7 years, about the same as the state (35.6) and younger than the nation (38.8). The gender split is 46.1% male and 53.9% female, which is lower than the state male share (49.4%), making this a female-majority area. Largest groups are Black or African American (68.2%, much higher than the state average of 12.2% and well above the national average of 12.4%) and Hispanic or Latino (18.3%); Hispanic or Latino residents make up 18.3%, which is much lower than the state average (39.3%), and Black or African American share is much higher than both the state (12.2%) and national averages (12.4%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 7,220Source: Census DHC |
| 2023 ACS Population Estimate: | 7,387Source: Census ACS |
| 2025 ZC Population Estimate: | 7,952Source: ZIP-Codes.com |
| Population Density: | 1,336.3 people per sq mile |
| Average Income: | $24,208Source: Census ACS |
| Households: | 3,054Source: Census DHC |
| Average House Value: | $112,800Source: Census ACS |
| Persons Per Household: | 2.33Source: Census DHC |
| Average Family Size: | 4.54Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 8,135 | 8,135 | 8,097 | 8,044 | 7,896 | 7,984 | 7,825 | 7,538 | 7,956 | 7,681 | 7,791 | 7,450 | 7,387 |
| Decennial Census | 8,007 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 7,220 | -- | -- | -- |
Median Age: 34.7
Male Median Age: 32.3
Female Median Age: 37.1
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 271 | 312 | 246 | 224 | 282 | 216 | 216 | 181 | 184 | 154 | 169 | 178 | 211 | 183 | 121 | 86 | 51 | 45 |
| Female | 264 | 233 | 255 | 237 | 309 | 316 | 254 | 198 | 200 | 201 | 204 | 236 | 254 | 238 | 142 | 121 | 101 | 127 |
| Total | 535 | 545 | 501 | 461 | 591 | 532 | 470 | 379 | 384 | 355 | 373 | 414 | 465 | 421 | 263 | 207 | 152 | 172 |
| White: | 985 | 12.21% |
| Black: | 4,923 | 61.05% |
| Hispanic:* | 1,323 | 16.41% |
| Asian: | 48 | 0.60% |
| American Indian: | 74 | 0.92% |
| Hawaiian: | 0 | 0% |
| Other: | 711 | 8.82% |
| Total: | 8,064 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 3,330 | 46.12% | 32.3 years |
| Females: | 3,890 | 53.88% | 37.1 years |
| Total: | 7,220 | 100% | 34.7 years |
| Native, born in the United States: | 6,912 | 93.57% |
| Native, born in PR, Island Areas, or abroad: | 29 | 0.39% |
| Foreign born, naturalized U.S. citizen: | 26 | 0.35% |
| Foreign born, not a U.S. citizen: | 420 | 6.04% |
| Total Population: | 7,387 | 100% |
| Total Native Population: | 6,941 | 93.96% |
| Total Foreign-born Population: | 446 | 6.04% |
In 2023, the Median household income is $24,208, which is much lower than the national median ($78,538), is up $6,685 (38.1%) since 2011 and above its 2019 pre-pandemic level by $2,810. Family households earn a median of $29,074 versus $21,508 for nonfamily households (a difference of $7,566). By gender, male median income is $37,416 and female is $29,745, which is far less than the national female median ($53,445), with a current gap of $7,671 that has stayed about the same from 2011 to 2023. The labor-force participation rate is 60.8%, which is falls short of the state rate (65.3%). The unemployment rate is 7.5%, which is much higher than the state rate (5.1%). The largest occupation group is Service (26.6%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $17,523 | $16,673 | $17,166 | $18,275 | $19,354 | $20,447 | $22,508 | $20,699 | $21,398 | $21,383 | $19,338 | $19,966 | $24,208 |
| Median Family Income | $19,300 | $19,156 | $18,490 | $20,225 | $21,673 | $26,372 | $26,291 | $21,500 | $21,169 | $17,105 | $16,793 | $19,081 | $29,074 |
| Median NonFamily Income | $14,045 | $13,083 | $14,807 | $15,250 | $15,828 | $16,397 | $19,222 | $19,409 | $21,094 | $22,205 | $20,938 | $23,173 | $21,508 |
| Median Male Income | $30,675 | $35,184 | $33,810 | $35,260 | $34,653 | $34,365 | $24,964 | $24,682 | $21,752 | $22,712 | $25,918 | $31,005 | $37,416 |
| Median Female Income | $23,404 | $22,159 | $21,543 | $23,286 | $21,671 | $19,935 | $22,490 | $25,424 | $25,290 | $25,777 | $26,465 | $29,287 | $29,745 |
| Employed: | 2,929 | 56.28% |
| Unemployed: | 237 | 4.55% |
| Not In Labor Force: | 2,038 | 39.16% |
| Total: | 5,204 | 100% |
| Management, business, science, and arts: | 591 | 20.18% |
| Service: | 780 | 26.63% |
| Sales and Office: | 574 | 19.60% |
| Natural resources, construction, and maintenance: | 365 | 12.46% |
| Production, transportation, and material moving: | 619 | 21.13% |
| Total Civilian Employed Population: | 2,929 | 100% |
In 2023, the median home value is $112,800, which is well under the national median ($303,400), is up $63,500 (128.80%) since 2011 and above its 2019 pre-pandemic level by $27,300. The median gross rent is $788, which is much lower than the national median ($1,348), is up $160 (25.48%) since 2011 and above its 2019 pre-pandemic level by $142. Of occupied housing, owners make up 33.43% (31.90% with a mortgage, 68.10% free-and-clear) and renters 66.57% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 17.45%, which is far higher than the state rate (9.62%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $49,300 | $47,400 | $48,500 | $53,900 | $62,500 | $64,400 | $80,000 | $83,900 | $85,500 | $102,700 | $106,900 | $105,200 | $112,800 |
| Less than $500: | 595 | 29.24% |
| $500 to $999: | 649 | 31.89% |
| $1,000 to $1,499: | 496 | 24.37% |
| $1,500 to $1,999: | 120 | 5.90% |
| $2,000 to $2,499: | 32 | 1.57% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 143 | 7.03% |
| Total: | 2,035 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $628 | $620 | $609 | $667 | $667 | $669 | $667 | $670 | $646 | $616 | $696 | $713 | $788 |
| Owner Occupied (with mortgage): | 326 | 10.66% |
| Owner Occupied (free and clear, no mortgage): | 696 | 22.77% |
| Renter Occupied: | 2,035 | 66.57% |
| Total Occupied Housing Units: | 3,057 | 100% |
| Occupied Housing Units: | 3,057 | 82.55% |
| Vacant Housing Units (not graphed): | 646 | 17.45% |
| Total Housing Units: | 3,703 | 100% |
| Single-Family Units: | 2,217 | 59.87% |
| Multi-Family Units: | 1,445 | 39.02% |
| Other Units: | 41 | 1.11% |
| Total Housing Units: | 3,703 | 100% |
In 2023, 7.80% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 77.60%, which is far lower than the national rate (89.40%). The uninsured rate is 22.30%, which is far higher than the national rate (8.60%). Private coverage is 34.40%, which is falls below the national rate (67.30%). Public coverage is 52.10%, which is markedly above the state rate (28.90%). The share of people in poverty is 46.40%, which is far higher than the national rate (8.70%), down 1.30 percentage points since 2011 and below its 2019 pre-pandemic level by 4.80 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (54.25%). College enrollment is 9.74%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 244 | 6.03% |
| 9th to 12th grade, no diploma: | 661 | 16.33% |
| High school graduate (includes equivalency): | 1,481 | 36.60% |
| Some college, no degree: | 888 | 21.94% |
| Associate's degree: | 457 | 11.29% |
| Bachelor's degree: | 230 | 5.68% |
| Graduate or professional degree: | 86 | 2.13% |
| Total: | 4,047 | 100% |
| High school or higher: | 3,142 | 77.64% |
| Bachelor's degree or higher: | 316 | 7.81% |
| Private Insurance: | 2,494 | 31.62% |
| Public Insurance: | 3,776 | 47.88% |
| No Insurance: | 1,617 | 20.50% |
| Total: | 7,887 | 100% |
| Has Health Insurance: | 6,270 | 79.50% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 47.7% | 47.0% | 46.0% | 39.3% | 37.5% | 33.5% | 38.5% | 49.5% | 51.2% | 57.3% | 62.4% | 57.3% | 46.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 337 | 15.48% |
| Kindergarten: | 57 | 2.62% |
| Elementary school (grades 1-8): | 1,181 | 54.25% |
| High school (grades 9-12): | 390 | 17.91% |
| College or graduate school: | 212 | 9.74% |
| Total: | 2,177 | 100% |
| Early Childhood: | 394 | 18.10% |
| K-12 (Primary & Secondary School): | 1,628 | 74.78% |
ZIP Code 76704 supports both business and residential activity. According to the Business Census (2023), there are 94 business establishments, employing about 1,435 people with an annual payroll of $56,404,000. USPS data shows 3,413 residential mailboxes and 198 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 3,413Source: USPS |
| # Business Mailboxes: | 198Source: USPS |
| Total Delivery Receptacles: | 3,607Source: USPS |
| Single Family Delivery Units: | 2,092Source: USPS |
| Multi Family Delivery Units: | 720Source: USPS |
| # of Businesses: | 94Source: CBP |
| 1st Quarter Payroll: | $13,044,000Source: CBP |
| Annual Payroll: | $56,404,000Source: CBP |
| # of Employees: | 1,435Source: CBP |
ZIP Code 76704 is located in Mclennan County, Texas, within the Waco, TX Metropolitan Statistical Area (CBSA 47380) and Texas's 17th Congressional District. This Metro area has a population of 299,217 people, about 2.41% of whom live in ZIP Code 76704. It covers 5.403 sq mi of land and a water area of 0.256 sq mi.
| CBSA Name: | Waco, TXSource: Census |
| CBSA Number: | 47380Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 299,217Source: Census |
| MSA: | Waco, TX MSASource: Census |
| Land Area: | 5.403 sq miSource: Census |
| Water Area: | 0.256 sq miSource: Census |
| Congressional District: | 17Source: USPS |
| Congressional Land Area: | 7651.16 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 4876000Source: Census |
| Place Name: | Waco city; TexasSource: Census |
ZIP Code 76704 is part of 8 school districts, including: West Independent School District (Grades PK thru 12), Crawford Independent School District (Grades PK thru 12), Axtell Independent School District (Grades PK thru 12), Riesel Independent School District (Grades PK thru 12), Robinson Independent School District (Grades PK thru 12), Mart Independent School District (Grades PK thru 12), McGregor Independent School District (Grades PK thru 12) and Waco Independent School District (Grades Pre-Kindergarten thru 12th). There are 13 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.