| City: | Tom Bean, Texas |
| County: | Grayson County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 9:30:22 AM |
| Population: | 1,028 [See All] |
| Area Codes: | 430 / 903 |
| Classification: | PO Box |
| Coordinates: | 33.5243, -96.4836 |
| Land Area: | 2.398 sq mi |
| Quick Link: |
Tom Bean is a small North Texas town in Grayson County where mail service works differently than most places. This is a PO Box Only Zone. That means there's no alternative mail delivery for the 1,028 residents who call this place home.
The Tom Bean post office maintains 325 PO Boxes for 411 households. That's a 79% adoption rate. Most residents here rely on a PO Box because street delivery isn't available. The postal system shows both city and rural carrier routes in the data, but Tom Bean's PO Box Only Zone designation means boxes are the primary way mail reaches people.
Tom Bean occupies just 0.039 square miles in an area that blends town and country. It's a working-class community where the median household income is $85,347 and the median home value sits at $228,400. Nearly a third of workers (32%) work from home, higher than most small Texas towns. Britton Street has the most delivery records with 51 addresses, many showing unit numbers that indicate multi-family housing.
With a median age of 38.1 years and typical household sizes around 2.5 people, Tom Bean fits the profile of a small Texas community where families and working adults make up most of the population. The town has 12 business establishments employing 57 people, plus 33 business delivery points at the post office.
Because Tom Bean is a PO Box Only Zone, most mail must be addressed to a PO Box. The preferred mailing format is:
Recipient Name
PO Box [number]
Tom Bean, TX 75489Delivery is concentrated on Britton Street, which has multi-family units and accounts for more than half of all street records.
ZIP Code 75489 has 1,028 residents and 411 households (average 2.50 persons per household). The median age is 38.1 years, slightly older than the state (35.6) and about the same as the nation (38.8). The gender split is 47.8% male and 52.2% female, which is slightly lower than the state male share (49.4%), making this a female-majority area. Largest groups are White (86.4%, much higher than the state average of 50.1% and well above the national average of 61.6%) and Hispanic or Latino (7.4%); Hispanic or Latino residents make up 7.4%, which is much lower than the state average (39.3%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 1,028Source: Census DHC |
| 2024 ACS Population Estimate: | 803Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 428.7 people per sq mile |
| Average Income: | $88,676Source: Census ACS |
| Households: | 411Source: Census DHC |
| Average House Value: | $233,200Source: Census ACS |
| Persons Per Household: | 2.50Source: Census DHC |
| Average Family Size: | 2.73Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 1,072 | 1,082 | 1,033 | 1,009 | 902 | 968 | 1,061 | 1,122 | 1,032 | 1,110 | 939 | 832 | 716 | 803 |
| Decennial Census | 993 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1,028 | -- | -- | -- | -- |
Median Age: 38.1
Male Median Age: 36.9
Female Median Age: 39.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 29 | 43 | 43 | 36 | 27 | 23 | 22 | 41 | 30 | 20 | 31 | 34 | 34 | 33 | 19 | 19 | 2 | 5 |
| Female | 24 | 47 | 38 | 37 | 22 | 27 | 40 | 37 | 36 | 36 | 30 | 37 | 39 | 35 | 21 | 15 | 7 | 9 |
| Total | 53 | 90 | 81 | 73 | 49 | 50 | 62 | 78 | 66 | 56 | 61 | 71 | 73 | 68 | 40 | 34 | 9 | 14 |
| White: | 888 | 87.06% |
| Black: | 13 | 1.27% |
| Hispanic:* | 76 | 7.45% |
| Asian: | 5 | 0.49% |
| American Indian: | 24 | 2.35% |
| Hawaiian: | 0 | 0% |
| Other: | 14 | 1.37% |
| Total: | 1,020 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 491 | 47.76% | 36.9 years |
| Females: | 537 | 52.24% | 39.5 years |
| Total: | 1,028 | 100% | 38.1 years |
| Native, born in the United States: | 787 | 98.01% |
| Native, born in PR, Island Areas, or abroad: | 5 | 0.62% |
| Foreign born, naturalized U.S. citizen: | 5 | 0.62% |
| Foreign born, not a U.S. citizen: | 6 | 1.37% |
| Total Population: | 803 | 100% |
| Total Native Population: | 792 | 98.63% |
| Total Foreign-born Population: | 11 | 1.37% |
In 2024, the Median household income is $88,676, which is considerably higher than the national median ($80,734), is up $43,449 (96.1%) since 2011 and above its 2019 pre-pandemic level by $33,529. Family households earn a median of $99,286 versus $63,125 for nonfamily households (a difference of $36,161). By gender, male median income is $74,318 and female is $57,969, which is well above the national female median ($55,274), with a current gap of $16,349 that has widened from 2011 to 2024. The labor-force participation rate is 56.5%, which is much lower than the national rate (63.5%). The unemployment rate is 2.4%, which is much lower than the national rate (5.2%). The largest occupation group is Management (37.7%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $45,227 | $41,324 | $51,518 | $54,464 | $44,286 | $50,156 | $50,469 | $53,688 | $55,147 | $61,094 | $63,750 | $77,273 | $85,347 | $88,676 |
| Median Family Income | $52,875 | $53,125 | $62,875 | $69,167 | $65,208 | $71,250 | $66,964 | $78,125 | $64,000 | $69,583 | $72,361 | $93,125 | $91,786 | $99,286 |
| Median NonFamily Income | $26,696 | $25,789 | $26,250 | $19,667 | $25,438 | $25,714 | $19,250 | $22,102 | $30,000 | $22,031 | $31,023 | $40,250 | $60,417 | $63,125 |
| Median Male Income | $41,875 | $40,441 | $39,063 | $42,112 | $0 | $50,938 | $55,179 | $56,875 | $55,893 | $58,750 | $63,281 | $64,554 | $71,250 | $74,318 |
| Median Female Income | $28,500 | $29,750 | $36,250 | $55,357 | $0 | $53,929 | $51,833 | $52,826 | $40,455 | $40,875 | $41,250 | $46,800 | $55,962 | $57,969 |
| Employed: | 371 | 55.13% |
| Unemployed: | 9 | 1.34% |
| Not In Labor Force: | 293 | 43.54% |
| Total: | 673 | 100% |
| Management, business, science, and arts: | 140 | 37.74% |
| Service: | 27 | 7.28% |
| Sales and Office: | 78 | 21.02% |
| Natural resources, construction, and maintenance: | 63 | 16.98% |
| Production, transportation, and material moving: | 63 | 16.98% |
| Total Civilian Employed Population: | 371 | 100% |
In 2024, the median home value is $233,200, which is considerably lower than the national median ($332,700), is up $150,900 (183.35%) since 2011 and above its 2019 pre-pandemic level by $127,300. The median gross rent is $1,581, which is well above the national median ($1,413), is up $834 (111.65%) since 2011 and above its 2019 pre-pandemic level by $625. Of occupied housing, owners make up 68.75% (42.11% with a mortgage, 57.89% free-and-clear) and renters 31.25% - making this ZIP Code under national rental averages. The vacancy rate is 6.46%, which is far lower than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $82,300 | $82,500 | $86,200 | $88,700 | $95,000 | $101,100 | $100,600 | $102,500 | $105,900 | $115,500 | $161,200 | $209,700 | $228,400 | $233,200 |
| Less than $500: | 7 | 7.37% |
| $500 to $999: | 21 | 22.11% |
| $1,000 to $1,499: | 12 | 12.63% |
| $1,500 to $1,999: | 31 | 32.63% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 19 | 20.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 5 | 5.26% |
| Total: | 95 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $747 | $731 | $670 | $625 | $617 | $596 | $810 | $887 | $956 | $959 | $999 | $1,152 | $1,161 | $1,581 |
| Owner Occupied (with mortgage): | 88 | 28.95% |
| Owner Occupied (free and clear, no mortgage): | 121 | 39.80% |
| Renter Occupied: | 95 | 31.25% |
| Total Occupied Housing Units: | 304 | 100% |
| Occupied Housing Units: | 304 | 93.54% |
| Vacant Housing Units (not graphed): | 21 | 6.46% |
| Total Housing Units: | 325 | 100% |
| Single-Family Units: | 262 | 80.62% |
| Multi-Family Units: | 52 | 16.00% |
| Other Units: | 11 | 3.38% |
| Total Housing Units: | 325 | 100% |
In 2024, 10.50% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 94.20%, which is well above the national rate (89.60%). The uninsured rate is 12.20%, which is comparable to the national rate (8.40%). The share of people in poverty is 1.40%, which is far lower than the national rate (8.80%), down 10.50 percentage points since 2011 and below its 2019 pre-pandemic level by 5.20 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is college (45.27%). College enrollment is 45.27%, which is far higher than the national rate (26.70%), indicating the community is likely a college hub with student-driven housing and services.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 20 | 3.14% |
| 9th to 12th grade, no diploma: | 17 | 2.67% |
| High school graduate (includes equivalency): | 278 | 43.71% |
| Some college, no degree: | 162 | 25.47% |
| Associate's degree: | 92 | 14.47% |
| Bachelor's degree: | 47 | 7.39% |
| Graduate or professional degree: | 20 | 3.14% |
| Total: | 636 | 100% |
| High school or higher: | 599 | 94.18% |
| Bachelor's degree or higher: | 67 | 10.53% |
| Private Insurance: | 561 | 63.03% |
| Public Insurance: | 231 | 25.96% |
| No Insurance: | 98 | 11.01% |
| Total: | 890 | 100% |
| Has Health Insurance: | 792 | 88.99% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 16.2% | 16.8% | 13.1% | 11.7% | 16.7% | 11.4% | 9.0% | 9.7% | 10.9% | 8.7% | 4.5% | 4.7% | 5.7% | 1.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 7 | 4.73% |
| Kindergarten: | 9 | 6.08% |
| Elementary school (grades 1-8): | 48 | 32.43% |
| High school (grades 9-12): | 17 | 11.49% |
| College or graduate school: | 67 | 45.27% |
| Total: | 148 | 100% |
| Early Childhood: | 16 | 10.81% |
| K-12 (Primary & Secondary School): | 74 | 50.00% |
ZIP Code 75489 supports both business and residential activity. According to the Business Census (2024), there are 10 business establishments, employing about 41 people with an annual payroll of $1,726,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 344Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 10Source: CBP |
| 1st Quarter Payroll: | $378,000Source: CBP |
| Annual Payroll: | $1,726,000Source: CBP |
| # of Employees: | 41Source: CBP |
ZIP Code 75489 is located in Grayson County, Texas, within the Sherman-Denison, TX Metropolitan Statistical Area (CBSA 43300) and Texas's 4th Congressional District. This Metro area has a population of 120,877 people, about 0.85% of whom live in ZIP Code 75489. It covers 2.398 sq mi of land and a water area of 0.028 sq mi.
| CBSA Name: | Sherman-Denison, TXSource: Census |
| CBSA Number: | 43300Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 120,877Source: Census |
| MSA: | Sherman-Denison, TX MSASource: Census |
| Land Area: | 2.398 sq miSource: Census |
| Water Area: | 0.028 sq miSource: Census |
| Congressional District: | 04Source: USPS |
| Congressional Land Area: | 10122.99 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 4873328Source: Census |
| Place Name: | Tom Bean city; TexasSource: Census |
ZIP Code 75489 is in the Tom Bean Independent School District, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.