ZIP Code 74960 in Stilwell, OK

Data Last Updated: February 1, 2026
City:Stilwell, Oklahoma
Counties:Adair County[Primary]
Cherokee County
Washington County
Timezone:Central (GMT -06:00)
Local Time:9:26:16 AM
Population:11,937 [See All]
Area Codes:539 / 918
Classification:Standard [Normal Street Delivery]
Coordinates:35.7958, -94.6578
Land Area:300.59 sq mi
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Population & Demographics


ZIP Code 74960 has 11,937 residents and 4,316 households (average 2.74 persons per household). The median age is 38.7 years, slightly older than the state (37.3) and about the same as the nation (38.8). The gender split is 49.2% male and 50.8% female, which is about the same as the state male share (49.5%), making this a female-majority area. Largest groups are American Indian & Alaska Native (51.6%, much higher than the state average of 8.4% and well above the national average of 1.1%) and White (31.7%, much lower than the state average of 63.5% and well below the national average of 61.6%); Hispanic or Latino residents make up 7.8%, which is much lower than the national average (18.7%), and American Indian & Alaska Native share is much higher than both the state (8.4%) and national averages (1.1%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:11,937Source: Census DHC
2024 ACS Population Estimate:11,971Source: Census ACS
2026 ZC Population Estimate:12,677Source: ZIP-Codes.com
Population Density:39.7 people per sq mile
Average Income:$47,151Source: Census ACS
Households:4,316Source: Census DHC
Average House Value:$116,000Source: Census ACS
Persons Per Household:2.74Source: Census DHC
Average Family Size:3.23Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--12,99512,81413,33913,37113,43913,84113,86113,49713,45513,37912,14611,87411,96411,971
Decennial Census13,643------------------11,937--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 38.7

Male Median Age: 38

Female Median Age: 39.3

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male38946147745834433028930634936536339140034225619210849
Female354456482431321326343377339390363460371344292200111108
Total743917959889665656632683688755726851771686548392219157
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:3,78433.50%
Black:260.23%
Hispanic:*9268.20%
Asian:550.49%
American Indian:6,16354.56%
Hawaiian:70.06%
Other:3342.96%
Total:11,295100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:5,86949.17%38.0 years
Females:6,06850.83%39.3 years
Total:11,937100%38.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:11,72897.97%
Native, born in PR, Island Areas, or abroad:80.07%
Foreign born, naturalized U.S. citizen:980.82%
Foreign born, not a U.S. citizen:1371.96%
Total Population:11,971100%
Total Native Population:11,73698.04%
Total Foreign-born Population:2351.96%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $47,151, which is well under the national median ($80,734), is up $18,371 (63.8%) since 2011 and above its 2019 pre-pandemic level by $13,195. Family households earn a median of $61,286 versus $25,996 for nonfamily households (a difference of $35,290). By gender, male median income is $40,968 and female is $39,536, which is well under the national female median ($55,274), with a current gap of $1,432 that has narrowed from 2011 to 2024. The labor-force participation rate is 56.5%, which is much lower than the national rate (63.5%). The unemployment rate is 6.1%, which is higher than the national rate (5.2%). The largest occupation group is Management (27.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$28,780$29,255$29,786$30,424$32,033$32,436$32,214$32,353$33,956$31,808$36,345$45,000$48,174$47,151
Median Family Income$35,960$37,057$37,752$39,231$40,115$40,235$40,257$40,468$41,332$41,505$45,206$51,550$56,706$61,286
Median NonFamily Income$15,528$15,600$15,681$15,836$16,503$15,822$16,197$16,351$18,089$17,201$18,723$22,188$25,381$25,996
Median Male Income$27,967$26,375$27,450$27,891$30,651$30,667$31,900$32,304$33,860$36,474$36,779$40,389$41,518$40,968
Median Female Income$24,279$25,348$25,386$25,245$24,975$25,391$25,472$26,215$27,420$29,392$30,802$35,511$40,296$39,536
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:4,77553.00%
Unemployed:3083.42%
Not In Labor Force:3,92743.58%
Total:9,010100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,29727.16%
Service:1,09122.85%
Sales and Office:81517.07%
Natural resources, construction, and maintenance:69214.49%
Production, transportation, and material moving:88018.43%
Total Civilian Employed Population:4,775100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $116,000, which is far less than the national median ($332,700), is up $39,800 (52.23%) since 2011 and above its 2019 pre-pandemic level by $28,400. The median gross rent is $676, which is well under the national median ($1,413), is up $232 (52.25%) since 2011 and above its 2019 pre-pandemic level by $135. Of occupied housing, owners make up 67.47% (38.27% with a mortgage, 61.73% free-and-clear) and renters 32.53% - making this ZIP Code under national rental averages. The vacancy rate is 11.11%, which is much higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$76,200$73,400$74,800$73,200$77,300$76,700$81,000$82,600$87,600$91,600$95,000$110,100$112,300$116,000
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:33223.77%
$500 to $999:60643.38%
$1,000 to $1,499:1168.30%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:70.50%
No Rent:33624.05%
Total:1,397100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$444$473$503$519$519$529$538$553$541$550$577$625$656$676
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,10925.82%
Owner Occupied (free and clear, no mortgage):1,78941.65%
Renter Occupied:1,39732.53%
Total Occupied Housing Units:4,295100%

Occupied Housing Units:4,29588.89%
Vacant Housing Units (not graphed):53711.11%
Total Housing Units:4,832100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:3,47571.92%
Multi-Family Units:4799.91%
Other Units:87818.17%
Total Housing Units:4,832100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 12.40% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 82.80%, which is far lower than the national rate (89.60%). The uninsured rate is 19.80%, which is far higher than the national rate (8.40%). Private coverage is 42.00%, which is falls below the national rate (67.10%). Public coverage is 50.00%, which is well above the national rate (36.70%). The share of people in poverty is 20.90%, which is far higher than the national rate (8.80%), down 3.10 percentage points since 2011 and below its 2019 pre-pandemic level by 1.80 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (51.01%). College enrollment is 13.12%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:5106.61%
9th to 12th grade, no diploma:81810.60%
High school graduate (includes equivalency):3,41444.25%
Some college, no degree:1,55220.12%
Associate's degree:4656.03%
Bachelor's degree:5457.06%
Graduate or professional degree:4115.33%
Total:7,715100%
High school or higher:6,38782.79%
Bachelor's degree or higher:95612.39%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:4,96537.55%
Public Insurance:5,92044.77%
No Insurance:2,33917.69%
Total:13,224100%
Has Health Insurance:10,88582.31%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty24.3%23.2%23.9%24.5%23.1%24.9%25.8%24.1%23.0%24.6%23.2%20.5%21.2%20.9%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2469.22%
Kindergarten:1997.46%
Elementary school (grades 1-8):1,36151.01%
High school (grades 9-12):51219.19%
College or graduate school:35013.12%
Total:2,668100%
Early Childhood:44516.68%
K-12 (Primary & Secondary School):2,07277.66%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 74960 supports both business and residential activity. According to the Business Census (2024), there are 155 business establishments, employing about 2,086 people with an annual payroll of $83,332,000. USPS data shows 4,627 residential mailboxes and 234 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:4,627Source: USPS
# Business Mailboxes:234Source: USPS
Total Delivery Receptacles:5,497Source: USPS
Single Family Delivery Units:4,200Source: USPS
Multi Family Delivery Units:40Source: USPS
# of Businesses:155Source: CBP
1st Quarter Payroll:$20,396,000Source: CBP
Annual Payroll:$83,332,000Source: CBP
# of Employees:2,086Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 74960 is located in Adair County, Oklahoma, within the Metropolitan Statistical Area (CBSA ) and Oklahoma's 2nd and 3rd Congressional Districts. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 74960. It covers 300.59 sq mi of land and a water area of 1.538 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:300.59 sq miSource: Census
Water Area:1.538 sq miSource: Census
Congressional District:02,03Source: USPS
Congressional Land Area:20995.35, 34116.73 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:4070350Source: Census
Place Name:Stilwell city; OklahomaSource: Census

Adjacent & Nearby ZIP Codes


74962 | | 74959

Schools in ZIP Code 74960


ZIP Code 74960 is part of 7 school districts, including: Belfonte Public School (Grades PK thru 12), Dahlonegah Public School (Grades PK thru 12), Peavine Public School (Grades PK thru 12), Maryetta Public Schools (Grades PK thru 12), Rocky Mountain Public School (Grades PK thru 12), Stilwell Public Schools (Grades PK thru 12) and Zion Public School (Grades Pre-Kindergarten thru 12th). There are 9 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Belfonte Bell Es (Adair Cnty) 88963 South 4729 Rd
Stilwell, OK 74960
District: Belfonte Public School
Dahlonegah Public School 468739 East 878 Road
Stilwell, OK 74960
District: Dahlonegah Public School
Peavine Public School 77943 Hwy 59 N
Stilwell, OK 74960
District: Peavine Public School
Maryetta Public School 470819 E 810 Rd
Stilwell, OK 74960
District: Maryetta Public Schools
Rocky Mountain Public School 463355 E 835 Rd
Stilwell, OK 74960
District: Rocky Mountain Public School
Stilwell Es 10 South Sixth Street
Stilwell, OK 74960
District: Stilwell Public Schools
Stilwell Hs 1801 West Locust Street
Stilwell, OK 74960
District: Stilwell Public Schools
Stilwell Ms 12 North Seventh Street
Stilwell, OK 74960
District: Stilwell Public Schools
Zion Public School 470658 E 850 Road
Stilwell, OK 74960
District: Zion Public School
Shiloh Christian School 1282 Amity Ln
Tahlequah, OK 74464
District: Private SchoolNearby
Cookson Hills Christian School 60416 Hwy 10
Kansas, OK 74347
District: Private SchoolNearby
Sunshine Montessori 720 N Walnut St
Siloam Springs, AR 72761
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 74960


Indian Capital Technology Center-Stilwell Hwy 59 N And Maryetta Road
Stilwell, OK 74960
Type: Post Secondary
Northeastern State University 600 N Grand
Tahlequah, OK 74464-2399
Type: Post Secondary
Indian Capital Technology Center-Tahlequah 240 Vo-Tech Road
Tahlequah, OK 74464
Type: Post Secondary
Indian Capital Technology Center-Sallisaw 401 Houser Industrial Blvd.
Sallisaw, OK 74955
Type: Post Secondary
Career Academy Of Hair Design-Siloam Springs 821 S Mount Olive
Siloam Springs, AR 72761-4217
Type: Post Secondary
John Brown University 2000 W University St
Siloam Springs, AR 72761
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov