| City: | Okay, Oklahoma |
| County: | Wagoner County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 7:22:26 PM |
| Population: | 550 [See All] |
| Area Codes: | 539 / 918 |
| Classification: | PO Box |
| Coordinates: | 35.8628, -95.3495 |
| Land Area: | 1.333 sq mi |
| Quick Link: |
Okay is a small rural community in Wagoner County, Oklahoma, serving 550 residents across just 0.14 square miles. This is a PO Box Only Zone. There's no standard street delivery, despite the community having two rural carrier routes for limited delivery. The post office maintains 330 PO Boxes for 235 households, creating an adoption rate of 1.40. That means the Okay post office serves households beyond the immediate community, functioning as a regional mail access point for surrounding areas.
The population includes diverse backgrounds. Of the 550 residents, 332 (60%) are White, 123 (22%) are Native American, and 88 (16%) identify as two or more races. Hispanic or Latino residents number 73 (13% of the population). The median age is 41.8 years, indicating a settled, working-age community rather than a young or retirement population.
Housing costs remain affordable. The median home value is $73,300, and median rent is $975 per month. Homeownership is strong: 170 of 235 households (72%) own their homes. The community includes 107 mobile homes, accounting for a significant portion of the housing stock. Many homes were built before 1939 (223 housing units), giving Okay a historic character.
Nearly a quarter of workers (23.5%) work from home, reflecting rural employment patterns and modern remote work opportunities. The largest employment sector is transportation, warehousing, and utilities, employing 152 workers. Educational services and health care employ 39 people, while public administration accounts for 34 workers, including 9 federal government employees. The median household income is $39,327.
All mail to Okay, Oklahoma must be addressed to a PO Box. Use the format:
PO Box [Number]
Okay, OK 74446
Street names follow a numbered grid pattern with State Highway 16 as the main corridor through the community.
ZIP Code 74446 has 550 residents and 235 households (average 2.34 persons per household). The median age is 41.8 years, older than the state (37.3) and older than the nation (38.8). The gender split is 43.3% male and 56.7% female, which is lower than the state male share (49.5%), making this a female-majority area. Largest groups are White (60.4%, lower than the state average of 63.5%) and American Indian & Alaska Native (22.4%, much higher than the state average of 8.4% and well above the national average of 1.1%); Hispanic or Latino residents make up 2.9%, which is much lower than the national average (18.7%), and American Indian & Alaska Native share is much higher than both the state (8.4%) and national averages (1.1%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 550Source: Census DHC |
| 2024 ACS Population Estimate: | 496Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 412.6 people per sq mile |
| Average Income: | $39,327Source: Census ACS |
| Households: | 235Source: Census DHC |
| Average House Value: | $73,300Source: Census ACS |
| Persons Per Household: | 2.34Source: Census DHC |
| Average Family Size: | 2.83Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 543 | 608 | 585 | 494 | 528 | 475 | 457 | 462 | 501 | 475 | 538 | 478 | 496 |
| Decennial Census | 558 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 550 | -- | -- | -- |
Median Age: 41.8
Male Median Age: 40.3
Female Median Age: 43.4
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 10 | 9 | 18 | 16 | 18 | 7 | 21 | 19 | 13 | 22 | 13 | 12 | 26 | 11 | 9 | 9 | 3 | 2 |
| Female | 26 | 22 | 19 | 18 | 13 | 10 | 18 | 16 | 24 | 20 | 20 | 20 | 29 | 19 | 14 | 12 | 5 | 7 |
| Total | 36 | 31 | 37 | 34 | 31 | 17 | 39 | 35 | 37 | 42 | 33 | 32 | 55 | 30 | 23 | 21 | 8 | 9 |
| White: | 332 | 69.46% |
| Black: | 3 | 0.63% |
| Hispanic:* | 16 | 3.35% |
| Asian: | 0 | 0% |
| American Indian: | 123 | 25.73% |
| Hawaiian: | 0 | 0% |
| Other: | 4 | 0.84% |
| Total: | 478 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 238 | 43.27% | 40.3 years |
| Females: | 312 | 56.73% | 43.4 years |
| Total: | 550 | 100% | 41.8 years |
| Native, born in the United States: | 463 | 93.35% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 6 | 1.21% |
| Foreign born, not a U.S. citizen: | 27 | 6.65% |
| Total Population: | 496 | 100% |
| Total Native Population: | 463 | 93.35% |
| Total Foreign-born Population: | 33 | 6.65% |
In 2023, the Median household income is $39,327, which is considerably lower than the national median ($78,538), is up $4,639 (13.4%) since 2011 and below its 2019 pre-pandemic level by $4,506. Family households earn a median of $54,375 versus $31,333 for nonfamily households (a difference of $23,042). By gender, male median income is $43,750 and female is $32,000, which is much lower than the national female median ($53,445), with a current gap of $11,750 that has narrowed from 2011 to 2023. The labor-force participation rate is 53.0%, which is much lower than the national rate (63.5%). The unemployment rate is 5.3%, which is modestly greater than the state rate (4.8%). The largest occupation group is Production (28.7%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $34,688 | $35,577 | $31,406 | $31,023 | $32,232 | $33,684 | $35,083 | $36,417 | $43,833 | $44,583 | $37,708 | $38,333 | $39,327 |
| Median Family Income | $39,306 | $38,438 | $44,167 | $34,375 | $39,375 | $40,375 | $40,833 | $43,750 | $52,917 | $52,045 | $57,083 | $61,250 | $54,375 |
| Median NonFamily Income | $20,833 | $21,806 | $22,159 | $20,568 | $21,518 | $19,844 | $23,125 | $25,313 | $26,944 | $26,250 | $25,625 | $28,125 | $31,333 |
| Median Male Income | $39,432 | $38,542 | $58,750 | $36,250 | $32,188 | $31,875 | $31,250 | $29,231 | $33,125 | $31,250 | $34,286 | $45,313 | $43,750 |
| Median Female Income | $25,588 | $25,417 | $26,042 | $27,125 | $27,361 | $26,500 | $31,667 | $40,536 | $36,875 | $40,556 | $36,250 | $37,500 | $32,000 |
| Employed: | 195 | 50.13% |
| Unemployed: | 11 | 2.83% |
| Not In Labor Force: | 183 | 47.04% |
| Total: | 389 | 100% |
| Management, business, science, and arts: | 45 | 23.08% |
| Service: | 38 | 19.49% |
| Sales and Office: | 35 | 17.95% |
| Natural resources, construction, and maintenance: | 21 | 10.77% |
| Production, transportation, and material moving: | 56 | 28.72% |
| Total Civilian Employed Population: | 195 | 100% |
In 2023, the median home value is $73,300, which is much lower than the national median ($303,400), is down $5,100 (6.51%) since 2011 and below its 2019 pre-pandemic level by $9,700. The median gross rent is $975, which is far less than the national median ($1,348), is up $287 (41.72%) since 2011 and above its 2019 pre-pandemic level by $262. Of occupied housing, owners make up 80.47% (33.82% with a mortgage, 66.18% free-and-clear) and renters 19.53% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 24.22%, which is far higher than the national rate (10.43%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $78,400 | $78,000 | $85,500 | $76,800 | $78,200 | $83,800 | $85,000 | $84,600 | $83,000 | $81,000 | $75,200 | $77,600 | $73,300 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 18 | 54.55% |
| $1,000 to $1,499: | 14 | 42.42% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 1 | 3.03% |
| Total: | 33 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $688 | $710 | $632 | $650 | $678 | $675 | $670 | $686 | $713 | $688 | $733 | $750 | $975 |
| Owner Occupied (with mortgage): | 46 | 27.22% |
| Owner Occupied (free and clear, no mortgage): | 90 | 53.25% |
| Renter Occupied: | 33 | 19.53% |
| Total Occupied Housing Units: | 169 | 100% |
| Occupied Housing Units: | 169 | 75.78% |
| Vacant Housing Units (not graphed): | 54 | 24.22% |
| Total Housing Units: | 223 | 100% |
| Single-Family Units: | 112 | 50.22% |
| Multi-Family Units: | 4 | 1.79% |
| Other Units: | 107 | 47.98% |
| Total Housing Units: | 223 | 100% |
In 2023, 5.60% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 78.60%, which is far lower than the national rate (89.40%). The uninsured rate is 21.60%, which is far higher than the national rate (8.60%). Private coverage is 36.90%, which is falls below the national rate (67.30%). Public coverage is 47.80%, which is well above the national rate (36.30%). The share of people in poverty is 17.90%, which is comparable to the national rate (8.70%), up 2.30 percentage points since 2011 and above its 2019 pre-pandemic level by 4.60 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (50.00%). College enrollment is 12.50%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 2 | 0.59% |
| 9th to 12th grade, no diploma: | 71 | 20.82% |
| High school graduate (includes equivalency): | 145 | 42.52% |
| Some college, no degree: | 83 | 24.34% |
| Associate's degree: | 21 | 6.16% |
| Bachelor's degree: | 17 | 4.99% |
| Graduate or professional degree: | 2 | 0.59% |
| Total: | 341 | 100% |
| High school or higher: | 268 | 78.59% |
| Bachelor's degree or higher: | 19 | 5.57% |
| Private Insurance: | 183 | 34.72% |
| Public Insurance: | 237 | 44.97% |
| No Insurance: | 107 | 20.30% |
| Total: | 527 | 100% |
| Has Health Insurance: | 420 | 79.70% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 15.6% | 20.8% | 18.3% | 18.0% | 15.6% | 13.4% | 14.8% | 18.3% | 13.3% | 15.2% | 12.7% | 19.7% | 17.9% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 7 | 6.73% |
| Kindergarten: | 4 | 3.85% |
| Elementary school (grades 1-8): | 52 | 50.00% |
| High school (grades 9-12): | 28 | 26.92% |
| College or graduate school: | 13 | 12.50% |
| Total: | 104 | 100% |
| Early Childhood: | 11 | 10.58% |
| K-12 (Primary & Secondary School): | 84 | 80.77% |
ZIP Code 74446 supports both business and residential activity. According to the Business Census (2024), there are 7 business establishments, employing about 25 people with an annual payroll of $857,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 396Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 7Source: CBP |
| 1st Quarter Payroll: | $166,000Source: CBP |
| Annual Payroll: | $857,000Source: CBP |
| # of Employees: | 25Source: CBP |
ZIP Code 74446 is located in Wagoner County, Oklahoma, within the Tulsa, OK Metropolitan Statistical Area (CBSA 46140) and Oklahoma's 2nd Congressional District. This Metro area has a population of 1,026,209 people, about 0.05% of whom live in ZIP Code 74446. It covers 1.333 sq mi of land and a water area of 0.172 sq mi.
| CBSA Name: | Tulsa, OKSource: Census |
| CBSA Number: | 46140Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 1,026,209Source: Census |
| MSA: | Tulsa, OK MSASource: Census |
| Land Area: | 1.333 sq miSource: Census |
| Water Area: | 0.172 sq miSource: Census |
| Congressional District: | 02Source: USPS |
| Congressional Land Area: | 20995.35 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 4054100Source: Census |
| Place Name: | Okay town; OklahomaSource: Census |
ZIP Code 74446 is in the Okay Public Schools, which serves grades Pre-Kindergarten thru 12th. There are 2 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.