| City: | Disney, Oklahoma |
| County: | Mayes County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 9:23:12 AM |
| Population: | 222 [See All] |
| Area Codes: | 539 / 918 |
| Classification: | PO Box |
| Coordinates: | 36.4763, -94.9844 |
| Land Area: | 1.139 sq mi |
| Quick Link: |
Seasonal living defines this ZIP. Of the 176 total housing units, 60 sit vacant for seasonal use. That's 34% of all homes. The median age of 54.8 years points to retirees and second-home owners who use these properties as weekend getaways or summer retreats. These aren't year-round residents dealing with mail delivery challenges. They're property owners who need a stable address for their lakefront investments.
The post office serves a delivery area spanning 3.0 square miles, mixing water and land. Route data shows 2 distinct rural carrier routes handling street delivery, alongside the PO Box operation. Main Street runs through the community, with Lake Front Street and Water Edge Road serving properties along the shoreline. The mix of Eagles Nest Drive and Blue Bonnet streets suggests a planned recreational development rather than an organic small town.
Median household income sits at $46,667, with median home values reaching $165,000. These aren't luxury vacation properties, but they're comfortable lake homes. The 36 businesses operating here likely include marinas, bait shops, and seasonal restaurants serving the lake crowd. The high PO Box adoption reflects the reality of vacation property ownership. Second homes need mail service year-round, even when owners aren't present.
Street names reveal a lakeside recreational community. Lake Front Street and Water Edge Road serve waterfront properties, while Eagles Nest Drive and Blue Bonnet streets suggest a planned vacation development. The presence of Main Street and Garrison Street indicates a historic core, possibly predating the lake's creation.
ZIP Code 74340 has 222 residents and 101 households (average 2.20 persons per household). The median age is 54.8 years, significantly older than the state (37.3) and significantly older than the nation (38.8). The gender split is 49.1% male and 50.9% female, which is about the same as the state male share (49.5%), making this a female-majority area. Largest groups are White (61.3%, slightly lower than the state average of 63.5%) and American Indian & Alaska Native (26.1%, much higher than the state average of 8.4% and well above the national average of 1.1%); Hispanic or Latino residents make up 3.2%, which is much lower than the national average (18.7%), and American Indian & Alaska Native share is much higher than both the state (8.4%) and national averages (1.1%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 222Source: Census DHC |
| 2024 ACS Population Estimate: | 182Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 194.9 people per sq mile |
| Average Income: | $46,875Source: Census ACS |
| Households: | 101Source: Census DHC |
| Average House Value: | $160,400Source: Census ACS |
| Persons Per Household: | 2.20Source: Census DHC |
| Average Family Size: | 3.22Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 197 | 190 | 182 | 168 | 197 | 218 | 202 | 204 | 206 | 194 | 146 | 178 | 180 | 182 |
| Decennial Census | 311 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 222 | -- | -- | -- | -- |
Median Age: 54.8
Male Median Age: 54.6
Female Median Age: 55.3
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 5 | 9 | 5 | 4 | 1 | 2 | 6 | 4 | 7 | 7 | 6 | 11 | 8 | 13 | 11 | 6 | 4 | 0 |
| Female | 4 | 5 | 8 | 4 | 7 | 7 | 0 | 2 | 6 | 7 | 6 | 16 | 9 | 12 | 9 | 2 | 5 | 4 |
| Total | 9 | 14 | 13 | 8 | 8 | 9 | 6 | 6 | 13 | 14 | 12 | 27 | 17 | 25 | 20 | 8 | 9 | 4 |
| White: | 136 | 66.67% |
| Black: | 0 | 0% |
| Hispanic:* | 7 | 3.43% |
| Asian: | 1 | 0.49% |
| American Indian: | 58 | 28.43% |
| Hawaiian: | 0 | 0% |
| Other: | 2 | 0.98% |
| Total: | 204 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 109 | 49.10% | 54.6 years |
| Females: | 113 | 50.90% | 55.3 years |
| Total: | 222 | 100% | 54.8 years |
| Native, born in the United States: | 178 | 97.80% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 4 | 2.20% |
| Foreign born, not a U.S. citizen: | 0 | 2.20% |
| Total Population: | 182 | 100% |
| Total Native Population: | 178 | 97.80% |
| Total Foreign-born Population: | 4 | 2.20% |
In 2024, the Median household income is $46,875, which is much lower than the national median ($80,734), is up $17,330 (58.7%) since 2011 and above its 2019 pre-pandemic level by $9,375. Family households earn a median of $55,313 versus $31,875 for nonfamily households (a difference of $23,438). By gender, male median income is $58,125 and female is $29,167, which is well under the national female median ($55,274), with a current gap of $28,958 that has widened from 2011 to 2024. The labor-force participation rate is 52.8%, which is markedly below the national rate (63.5%). The unemployment rate is 3.5%, which is lower than the national rate (5.2%). The largest occupation group is Management (32.5%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $29,545 | $27,279 | $28,750 | $28,472 | $28,194 | $25,714 | $26,250 | $33,750 | $37,500 | $35,938 | $35,000 | $44,000 | $46,667 | $46,875 |
| Median Family Income | $34,063 | $30,000 | $33,750 | $32,500 | $29,792 | $30,000 | $38,250 | $40,625 | $45,625 | $43,750 | $66,250 | $46,250 | $64,375 | $55,313 |
| Median NonFamily Income | $24,464 | $25,781 | $25,313 | $19,375 | $18,889 | $18,333 | $18,214 | $22,000 | $21,458 | $21,458 | $24,375 | $41,250 | $36,875 | $31,875 |
| Median Male Income | $21,500 | $22,000 | $21,875 | $23,750 | $0 | $33,750 | $40,000 | $41,429 | $43,750 | $46,875 | $48,750 | $49,464 | $57,500 | $58,125 |
| Median Female Income | $14,583 | $14,167 | $14,583 | $13,929 | $0 | $25,500 | $26,250 | $26,250 | $26,250 | $26,250 | $0 | $26,875 | $32,500 | $29,167 |
| Employed: | 83 | 50.92% |
| Unemployed: | 3 | 1.84% |
| Not In Labor Force: | 77 | 47.24% |
| Total: | 163 | 100% |
| Management, business, science, and arts: | 27 | 32.53% |
| Service: | 23 | 27.71% |
| Sales and Office: | 16 | 19.28% |
| Natural resources, construction, and maintenance: | 8 | 9.64% |
| Production, transportation, and material moving: | 9 | 10.84% |
| Total Civilian Employed Population: | 83 | 100% |
In 2024, the median home value is $160,400, which is considerably lower than the national median ($332,700), is up $101,000 (170.03%) since 2011 and above its 2019 pre-pandemic level by $74,100. The median gross rent is $713, which is much lower than the national median ($1,413), is up $188 (35.81%) since 2011 and below its 2019 pre-pandemic level by $225. Of occupied housing, owners make up 77.38% (40.00% with a mortgage, 60.00% free-and-clear) and renters 22.62% - making this ZIP Code under national rental averages. The vacancy rate is 50.59%, which is much higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $59,400 | $65,000 | $73,600 | $68,300 | $67,500 | $85,700 | $76,400 | $85,700 | $86,300 | $104,500 | $106,300 | $142,900 | $165,000 | $160,400 |
| Less than $500: | 3 | 15.79% |
| $500 to $999: | 9 | 47.37% |
| $1,000 to $1,499: | 0 | 0.00% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 7 | 36.84% |
| Total: | 19 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $525 | $625 | $667 | $688 | $706 | $705 | $750 | $725 | $938 | $675 | $633 | $685 | $733 | $713 |
| Owner Occupied (with mortgage): | 26 | 30.95% |
| Owner Occupied (free and clear, no mortgage): | 39 | 46.43% |
| Renter Occupied: | 19 | 22.62% |
| Total Occupied Housing Units: | 84 | 100% |
| Occupied Housing Units: | 84 | 49.41% |
| Vacant Housing Units (not graphed): | 86 | 50.59% |
| Total Housing Units: | 170 | 100% |
| Single-Family Units: | 145 | 85.29% |
| Multi-Family Units: | 1 | 0.59% |
| Other Units: | 24 | 14.12% |
| Total Housing Units: | 170 | 100% |
In 2024, 11.70% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 89.00%, which is comparable to the national rate (89.60%). The uninsured rate is 29.10%, which is far higher than the national rate (8.40%). Private coverage is 45.10%, which is falls below the national rate (67.10%). The share of people in poverty is 18.40%, which is comparable to the national rate (8.80%), down 5.90 percentage points since 2011 and above its 2019 pre-pandemic level by 3.60 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (50.00%). College enrollment is 13.64%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 3 | 2.07% |
| 9th to 12th grade, no diploma: | 13 | 8.97% |
| High school graduate (includes equivalency): | 52 | 35.86% |
| Some college, no degree: | 42 | 28.97% |
| Associate's degree: | 18 | 12.41% |
| Bachelor's degree: | 15 | 10.34% |
| Graduate or professional degree: | 2 | 1.38% |
| Total: | 145 | 100% |
| High school or higher: | 129 | 88.97% |
| Bachelor's degree or higher: | 17 | 11.72% |
| Private Insurance: | 82 | 40.59% |
| Public Insurance: | 67 | 33.17% |
| No Insurance: | 53 | 26.24% |
| Total: | 202 | 100% |
| Has Health Insurance: | 149 | 73.76% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 22.2% | 30.4% | 12.2% | 21.4% | 21.8% | 25.9% | 22.6% | 16.7% | 12.7% | 16.7% | 11.4% | 14.3% | 16.3% | 18.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 2 | 9.09% |
| Elementary school (grades 1-8): | 11 | 50.00% |
| High school (grades 9-12): | 6 | 27.27% |
| College or graduate school: | 3 | 13.64% |
| Total: | 22 | 100% |
| Early Childhood: | 2 | 9.09% |
| K-12 (Primary & Secondary School): | 19 | 86.36% |
ZIP Code 74340 supports both business and residential activity. According to the Business Census (2024), there are 10 business establishments, employing about 38 people with an annual payroll of $1,436,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 426Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 10Source: CBP |
| 1st Quarter Payroll: | $238,000Source: CBP |
| Annual Payroll: | $1,436,000Source: CBP |
| # of Employees: | 38Source: CBP |
ZIP Code 74340 is located in Mayes County, Oklahoma, within the Metropolitan Statistical Area (CBSA ) and Oklahoma's 2nd Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 74340. It covers 1.139 sq mi of land and a water area of 0.173 sq mi.
| CBSA Name: | --Source: Census |
| CBSA Number: | --Source: Census |
| CBSA Type: | --Source: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 0Source: Census |
| MSA: | Source: Census |
| Land Area: | 1.139 sq miSource: Census |
| Water Area: | 0.173 sq miSource: Census |
| Congressional District: | 02Source: USPS |
| Congressional Land Area: | 20995.35 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 4020900Source: Census |
| Place Name: | Disney town; OklahomaSource: Census |
We could not locate which school district 74340 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.