ZIP Code 65081 in Tipton, MO

Data Last Updated: October 1, 2025
City:Tipton, Missouri
Counties:Moniteau County[Primary]
Cooper County
Morgan County
Timezone:Central (GMT -06:00)
Local Time:8:25:07 AM
Population:3,663 [See All]
Area Code:660
Classification:Standard [Normal Street Delivery]
Coordinates:38.6370, -92.7826
Land Area:73.919 sq mi
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Population & Demographics


ZIP Code 65081 has 3,663 residents and 1,128 households (average 2.54 persons per household). The median age is 38.9 years, about the same as the state (39.0) and about the same as the nation (38.8). The gender split is 59.3% male and 40.7% female, which is much higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (88.2%, much higher than the state average of 77.0% and well above the national average of 61.6%) and Black or African American (5.9%, lower than the national average of 12.4%); Hispanic or Latino residents make up 2.6%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:3,663Source: Census DHC
2023 ACS Population Estimate:4,377Source: Census ACS
2025 ZC Population Estimate:2,446Source: ZIP-Codes.com
Population Density:49.6 people per sq mile
Average Income:$54,653Source: Census ACS
Households:1,128Source: Census DHC
Average House Value:$148,200Source: Census ACS
Persons Per Household:2.54Source: Census DHC
Average Family Size:2.88Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--3,9623,9314,0483,9734,1484,1084,2454,2214,3374,0134,6054,3434,377
Decennial Census3,928------------------3,663------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 38.9

Male Median Age: 38.1

Female Median Age: 40.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1021081191001161742152341481511431471429867473724
Female97901181006897699593768491929674493666
Total199198237200184271284329241227227238234194141967390
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:3,23189.28%
Black:2176.00%
Hispanic:*972.68%
Asian:180.50%
American Indian:120.33%
Hawaiian:110.30%
Other:330.91%
Total:3,619100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:2,17259.30%38.1 years
Females:1,49140.70%40.9 years
Total:3,663100%38.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:4,29398.08%
Native, born in PR, Island Areas, or abroad:190.43%
Foreign born, naturalized U.S. citizen:180.41%
Foreign born, not a U.S. citizen:471.49%
Total Population:4,377100%
Total Native Population:4,31298.51%
Total Foreign-born Population:651.49%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $54,653, which is considerably lower than the national median ($78,538), is up $9,497 (21.0%) since 2011 and above its 2019 pre-pandemic level by $9,931. Family households earn a median of $67,457 versus $29,932 for nonfamily households (a difference of $37,525). By gender, male median income is $51,065 and female is $42,383, which is far less than the national female median ($53,445), with a current gap of $8,682 that has widened from 2011 to 2023. The labor-force participation rate is 38.8%, which is much lower than the national rate (63.5%). The unemployment rate is 0.8%, which is considerably lower than the national rate (5.2%). The largest occupation group is Management (29.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$45,156$45,144$44,583$46,646$48,494$47,955$48,561$46,136$44,722$44,167$48,897$52,727$54,653
Median Family Income$59,054$60,208$53,750$53,045$54,070$53,934$54,805$56,356$57,467$53,125$59,233$70,938$67,457
Median NonFamily Income$18,068$16,827$21,190$28,917$30,313$29,196$27,986$27,017$22,868$14,231$21,563$27,031$29,932
Median Male Income$35,972$37,332$37,473$35,720$38,456$38,469$41,477$36,734$38,352$38,314$44,325$47,978$51,065
Median Female Income$30,052$28,716$28,828$29,509$29,507$31,406$32,450$33,644$33,000$29,597$36,060$39,674$42,383
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:1,35938.48%
Unemployed:110.31%
Not In Labor Force:2,16261.21%
Total:3,532100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:40329.65%
Service:31423.11%
Sales and Office:29021.34%
Natural resources, construction, and maintenance:16712.29%
Production, transportation, and material moving:18513.61%
Total Civilian Employed Population:1,359100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $148,200, which is considerably lower than the national median ($303,400), is up $54,500 (58.16%) since 2011 and above its 2019 pre-pandemic level by $42,200. The median gross rent is $774, which is much lower than the national median ($1,348), is up $358 (86.06%) since 2011 and above its 2019 pre-pandemic level by $218. Of occupied housing, owners make up 69.52% (54.88% with a mortgage, 45.12% free-and-clear) and renters 30.48% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 8.13%, which is far lower than the state rate (11.56%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$93,700$97,700$88,300$87,300$88,000$90,500$95,600$104,200$106,000$120,400$126,500$142,100$148,200
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:6119.68%
$500 to $999:13844.52%
$1,000 to $1,499:4313.87%
$1,500 to $1,999:134.19%
$2,000 to $2,499:196.13%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:3611.61%
Total:310100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$416$522$508$495$495$496$492$493$556$623$659$714$774
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):38838.15%
Owner Occupied (free and clear, no mortgage):31931.37%
Renter Occupied:31030.48%
Total Occupied Housing Units:1,017100%

Occupied Housing Units:1,01791.87%
Vacant Housing Units (not graphed):908.13%
Total Housing Units:1,107100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:91382.48%
Multi-Family Units:15614.09%
Other Units:383.43%
Total Housing Units:1,107100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 12.90% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 89.30%, which is on par with the state rate (91.60%). The uninsured rate is 29.20%, which is far higher than the national rate (8.60%). Private coverage is 50.60%, which is generally lower than the state rate (69.30%). The share of people in poverty is 7.30%, which is comparable to the national rate (8.70%), down 4.80 percentage points since 2011 and below its 2019 pre-pandemic level by 7.50 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (60.59%). College enrollment is 8.59%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1415.02%
9th to 12th grade, no diploma:1615.73%
High school graduate (includes equivalency):1,48152.69%
Some college, no degree:51818.43%
Associate's degree:1485.27%
Bachelor's degree:2599.21%
Graduate or professional degree:1033.66%
Total:2,811100%
High school or higher:2,50989.26%
Bachelor's degree or higher:36212.88%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:1,64643.52%
Public Insurance:1,18531.33%
No Insurance:95125.15%
Total:3,782100%
Has Health Insurance:2,83174.85%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty12.1%6.2%9.8%10.2%11.2%11.5%13.0%13.3%14.8%7.0%6.1%6.4%7.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:819.53%
Kindergarten:424.94%
Elementary school (grades 1-8):51560.59%
High school (grades 9-12):13916.35%
College or graduate school:738.59%
Total:850100%
Early Childhood:12314.47%
K-12 (Primary & Secondary School):69681.88%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 65081 supports both business and residential activity. According to the Business Census (2023), there are 84 business establishments, employing about 1,069 people with an annual payroll of $62,037,000. USPS data shows 963 residential mailboxes and 35 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:963Source: USPS
# Business Mailboxes:35Source: USPS
Total Delivery Receptacles:1,384Source: USPS
Single Family Delivery Units:891Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:84Source: CBP
1st Quarter Payroll:$14,327,000Source: CBP
Annual Payroll:$62,037,000Source: CBP
# of Employees:1,069Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 65081 is located in Moniteau County, Missouri, within the Jefferson City, MO Metropolitan Statistical Area (CBSA 27620) and Missouri's 3rd and 4th Congressional Districts. This Metro area has a population of 150,147 people, about 2.44% of whom live in ZIP Code 65081. It covers 73.919 sq mi of land and a water area of 0.173 sq mi.

CBSA Name:Jefferson City, MOSource: Census
CBSA Number:27620Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:150,147Source: Census
MSA:Source: Census
Land Area:73.919 sq miSource: Census
Water Area:0.173 sq miSource: Census
Congressional District:03,04Source: USPS
Congressional Land Area:6851.54, 14401.38 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2973420Source: Census
Place Name:Tipton city; MissouriSource: Census

Adjacent & Nearby ZIP Codes


65082 | | 65080

Schools in ZIP Code 65081


ZIP Code 65081 is in the Tipton R-VI School District, which serves grades Kindergarten thru 12th. There are 3 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Tipton High 400 S. Gravois Ave.
Tipton, MO 65081
District: Tipton R-VI School District
Tipton Elem. 138 E Cooper St.
Tipton, MO 65081
District: Tipton R-VI School District
Tipton Middle School 400 S Gravois
Tipton, MO 65081
District: Tipton R-VI School District
St Andrew School 118 E Cooper St
Tipton, MO 65081
District: Private School

Colleges & Post Secondary Schools near ZIP Code 65081


Academy Of Salon Professionals 2414 S. Limit Ave
Sedalia, MO 65301
Type: Post Secondary
State Fair Community College 3201 W 16th Street
Sedalia, MO 65301-2199
Type: Post Secondary
American College Of Hair Design Inc 125 Winchester Drive
Sedalia, MO 65301
Type: Post Secondary
Columbia College - Jefferson City 3314 Emerald Lane
Jefferson City, MO 65109-6877
Type: Post Secondary
Paul Mitchell The School-Missouri Columbia 1101 Hutchens Drive
Columbia, MO 65203
Type: Post Secondary
Missouri College Of Cosmetology And Esthetics 1753 Woodclift Dr.
Jefferson City, MO 65109
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov