ZIP Code 61064 in Polo, IL

Data Last Updated: October 1, 2025
City:Polo, Illinois
Names to Avoid:
Brookville, Stratford
Counties:Ogle County[Primary]
Carroll County
Lee County
Whiteside County
Timezone:Central (GMT -06:00)
Local Time:7:40:10 AM
Population:3,693 [See All]
Area Codes:815 / 779
Classification:Standard [Normal Street Delivery]
Coordinates:41.9896, -89.5781
Land Area:108.872 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/61064/zip-code-61064.asp

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Population & Demographics


ZIP Code 61064 has 3,693 residents and 1,521 households (average 2.40 persons per household). The median age is 45.1 years, older than the state (38.8) and older than the nation (38.8). The gender split is 48.8% male and 51.2% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are White (93.8%, much higher than the state average of 61.4% and well above the national average of 61.6%) and Hispanic or Latino (3.8%); Hispanic or Latino residents make up 3.8%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:3,693Source: Census DHC
2023 ACS Population Estimate:3,891Source: Census ACS
2025 ZC Population Estimate:3,775Source: ZIP-Codes.com
Population Density:33.9 people per sq mile
Average Income:$71,296Source: Census ACS
Households:1,521Source: Census DHC
Average House Value:$160,700Source: Census ACS
Persons Per Household:2.40Source: Census DHC
Average Family Size:2.95Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--3,8873,7273,6593,5383,4753,3713,4773,6403,9163,9884,2633,8983,891
Decennial Census3,868------------------3,693------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.1

Male Median Age: 43.6

Female Median Age: 46

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male94112110111979711294939912314614312692814131
Female961071241079298981089112512815614310593984478
Total19021923421818919521020218422425130228623118517985109
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:3,46494.62%
Black:170.46%
Hispanic:*1413.85%
Asian:60.16%
American Indian:140.38%
Hawaiian:00%
Other:190.52%
Total:3,661100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:1,80248.80%43.6 years
Females:1,89151.20%46.0 years
Total:3,693100%45.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:3,83198.46%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:130.33%
Foreign born, not a U.S. citizen:471.54%
Total Population:3,891100%
Total Native Population:3,83198.46%
Total Foreign-born Population:601.54%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $71,296, which is considerably lower than the state median ($81,702), is up $20,542 (40.5%) since 2011 and above its 2019 pre-pandemic level by $9,768. Family households earn a median of $78,264 versus $43,466 for nonfamily households (a difference of $34,798). By gender, male median income is $59,354 and female is $43,889, which is well under the state female median ($56,381), with a current gap of $15,465 that has widened from 2011 to 2023. The labor-force participation rate is 60.3%, which is tends to be lower than the state rate (65.1%). The unemployment rate is 3.3%, which is considerably lower than the state rate (5.8%). The largest occupation group is Management (29.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$50,754$53,266$51,576$51,528$50,388$53,180$53,625$57,525$61,528$63,615$67,196$71,647$71,296
Median Family Income$57,825$62,321$65,159$61,923$65,469$67,521$64,712$67,455$69,833$72,623$75,288$78,482$78,264
Median NonFamily Income$33,542$33,967$32,805$31,442$32,132$30,769$29,750$26,852$32,083$32,386$38,629$44,250$43,466
Median Male Income$40,568$42,432$46,576$45,625$47,344$45,956$50,080$50,536$53,023$54,152$56,552$56,108$59,354
Median Female Income$32,229$35,044$35,469$35,793$36,682$36,563$37,679$35,156$35,391$38,056$39,167$45,000$43,889
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:1,85458.32%
Unemployed:642.01%
Not In Labor Force:1,26139.67%
Total:3,179100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:54129.18%
Service:40721.95%
Sales and Office:24313.11%
Natural resources, construction, and maintenance:1658.90%
Production, transportation, and material moving:49826.86%
Total Civilian Employed Population:1,854100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $160,700, which is considerably lower than the national median ($303,400), is up $61,600 (62.16%) since 2011 and above its 2019 pre-pandemic level by $40,100. The median gross rent is $799, which is considerably lower than the national median ($1,348), is up $199 (33.17%) since 2011 and above its 2019 pre-pandemic level by $93. Of occupied housing, owners make up 67.89% (58.56% with a mortgage, 41.44% free-and-clear) and renters 32.11% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 9.88%, which is considerably higher than the state rate (8.11%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$99,100$103,200$99,800$99,400$99,800$98,800$102,600$108,600$120,600$139,700$139,200$153,800$160,700
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:427.88%
$500 to $999:29054.41%
$1,000 to $1,499:6311.82%
$1,500 to $1,999:529.76%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:8616.14%
Total:533100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$600$684$700$689$651$686$685$706$706$737$759$818$799
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):66039.76%
Owner Occupied (free and clear, no mortgage):46728.13%
Renter Occupied:53332.11%
Total Occupied Housing Units:1,660100%

Occupied Housing Units:1,66090.12%
Vacant Housing Units (not graphed):1829.88%
Total Housing Units:1,842100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:1,70692.62%
Multi-Family Units:1367.38%
Other Units:00.00%
Total Housing Units:1,842100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 17.90% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (37.20%). High school or higher is 94.40%, which is far higher than the national rate (89.40%). The uninsured rate is 9.80%, which is on par with the state rate (7.00%). The share of people in poverty is 9.20%, which is on par with the state rate (8.20%), up 3.40 percentage points since 2011 and above its 2019 pre-pandemic level by 0.80 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (46.56%). College enrollment is 17.52%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:652.31%
9th to 12th grade, no diploma:923.26%
High school graduate (includes equivalency):1,19042.23%
Some college, no degree:53318.91%
Associate's degree:43415.40%
Bachelor's degree:34112.10%
Graduate or professional degree:1635.78%
Total:2,818100%
High school or higher:2,66194.43%
Bachelor's degree or higher:50417.89%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:2,42354.77%
Public Insurance:1,62436.71%
No Insurance:3778.52%
Total:4,424100%
Has Health Insurance:4,04791.48%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty5.8%4.4%3.9%6.1%6.1%8.7%10.1%9.6%8.4%10.7%8.5%10.3%9.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:909.98%
Kindergarten:242.66%
Elementary school (grades 1-8):42046.56%
High school (grades 9-12):21023.28%
College or graduate school:15817.52%
Total:902100%
Early Childhood:11412.64%
K-12 (Primary & Secondary School):65472.51%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 61064 supports both business and residential activity. According to the Business Census (2023), there are 65 business establishments, employing about 536 people with an annual payroll of $23,685,000. USPS data shows 1,573 residential mailboxes and 91 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:1,573Source: USPS
# Business Mailboxes:91Source: USPS
Total Delivery Receptacles:1,719Source: USPS
Single Family Delivery Units:1,503Source: USPS
Multi Family Delivery Units:34Source: USPS
# of Businesses:65Source: CBP
1st Quarter Payroll:$5,727,000Source: CBP
Annual Payroll:$23,685,000Source: CBP
# of Employees:536Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 61064 is located in Ogle County, Illinois, within the Rochelle, IL Metropolitan Statistical Area (CBSA 40300) and Illinois's 16th and 17th Congressional Districts. This Micro area has a population of 51,536 people, about 7.17% of whom live in ZIP Code 61064. It covers 108.872 sq mi of land and a water area of 0 sq mi.

CBSA Name:Rochelle, ILSource: Census
CBSA Number:40300Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:51,536Source: Census
MSA:Rockford, IL MSASource: Census
Land Area:108.872 sq miSource: Census
Water Area:--Source: Census
Congressional District:16,17Source: USPS
Congressional Land Area:7917.49, 6933.08 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1760937Source: Census
Place Name:Polo city; IllinoisSource: Census

Adjacent & Nearby ZIP Codes


61065 | | 61063

Schools in ZIP Code 61064


ZIP Code 61064 is in the Polo Community Unit School District 222, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Centennial Elem School 308 S Pleasant Ave
Polo, IL 61064
District: Polo Community Unit School District 222
Polo Comm High School 100 S Union Ave
Polo, IL 61064
District: Polo Community Unit School District 222
Aplington Middle School 610 E Mason St
Polo, IL 61064
District: Polo Community Unit School District 222
St Anne School 1112 N Brinton Ave
Dixon, IL 61021
District: Private SchoolNearby
Christ Lutheran School 2000 18th Ave
Sterling, IL 61081
District: Private SchoolNearby
Newman Central Catholic High School 1101 W 23rd St
Sterling, IL 61081
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 61064


Sauk Valley Community College 173 Illinois Rt 2
Dixon, IL 61021-9112
Type: Post Secondary
Educators Of Beauty College Of Cosmetology-Sterling 211 E Third St
Sterling, IL 61081-3611
Type: Post Secondary
Highland Community College 2998 W Pearl City Rd
Freeport, IL 61032-9341
Type: Post Secondary
Columbia College - Freeport 2998 West Pearl City Road
Freeport, IL 61032-9341
Type: Post Secondary
Morrison Institute Of Technology 701 Portland Ave
Morrison, IL 61270-2959
Type: Post Secondary
Stautzenberger College-Rockford Career College 1130 South Alpine Road Suite 100
Rockford, IL 61108-3900
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov