ZIP Code 55362 in Monticello, MN

Data Last Updated: October 1, 2025
City:Monticello, Minnesota
City Alias:Otsego
County:Wright County
Timezone:Central (GMT -06:00)
Local Time:8:20:26 PM
Population:20,476 [See All]
Area Code:763
Classification:Standard [Normal Street Delivery]
Coordinates:45.3014, -93.8379
Land Area:65.288 sq mi
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Population & Demographics


ZIP Code 55362 has 20,476 residents and 7,540 households (average 2.69 persons per household). The median age is 36.6 years, slightly younger than the state (38.4) and slightly younger than the nation (38.8). The gender split is 50.1% male and 49.9% female, which is slightly higher than the national male share (49.1%). Largest groups are White (87.7%, much higher than the state average of 77.5% and well above the national average of 61.6%) and Hispanic or Latino (6.1%); Hispanic or Latino residents make up 6.1%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:20,476Source: Census DHC
2023 ACS Population Estimate:20,125Source: Census ACS
2025 ZC Population Estimate:22,587Source: ZIP-Codes.com
Population Density:313.6 people per sq mile
Average Income:$92,870Source: Census ACS
Households:7,540Source: Census DHC
Average House Value:$324,400Source: Census ACS
Persons Per Household:2.69Source: Census DHC
Average Family Size:2.85Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--18,90518,76418,95119,01019,47319,03519,17919,34819,28619,25319,60119,88520,125
Decennial Census18,089------------------20,476------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 36.6

Male Median Age: 35.6

Female Median Age: 37.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male690764922739596676655738709644691681547395371211134105
Female668744833672538615645763714619647738550496355262170179
Total1,3581,5081,7551,4111,1341,2911,3001,5011,4231,2631,3381,4191,097891726473304284
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:17,96587.48%
Black:3361.64%
Hispanic:*1,2586.13%
Asian:2721.32%
American Indian:620.30%
Hawaiian:60.03%
Other:6373.10%
Total:20,536100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:10,26850.15%35.6 years
Females:10,20849.85%37.7 years
Total:20,476100%36.6 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:18,85693.69%
Native, born in PR, Island Areas, or abroad:1330.66%
Foreign born, naturalized U.S. citizen:5582.77%
Foreign born, not a U.S. citizen:5785.64%
Total Population:20,125100%
Total Native Population:18,98994.36%
Total Foreign-born Population:1,1365.64%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $92,870, which is markedly greater than the national median ($78,538), is up $22,059 (31.2%) since 2011 and above its 2019 pre-pandemic level by $16,788. Family households earn a median of $111,786 versus $54,700 for nonfamily households (a difference of $57,086). By gender, male median income is $68,768 and female is $52,577, which is much lower than the state female median ($59,330), with a current gap of $16,191 that has widened from 2011 to 2023. The labor-force participation rate is 74.2%, which is markedly above the national rate (63.5%). The unemployment rate is 2.0%, which is far lower than the national rate (5.2%). The largest occupation group is Management (39.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$70,811$70,917$75,079$76,161$74,674$72,705$73,203$73,001$76,082$76,708$83,714$90,873$92,870
Median Family Income$79,446$82,091$86,408$86,779$84,612$83,417$83,615$84,071$88,016$93,000$98,589$108,617$111,786
Median NonFamily Income$40,943$45,288$44,676$43,943$45,435$39,657$32,269$40,015$47,885$42,369$50,919$52,750$54,700
Median Male Income$53,128$54,767$57,889$54,320$55,576$55,363$56,171$55,164$57,540$60,715$64,219$68,445$68,768
Median Female Income$39,272$40,203$41,815$43,680$43,346$43,773$44,614$46,036$47,741$45,294$46,521$52,115$52,577
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:11,17872.59%
Unemployed:2231.45%
Not In Labor Force:3,99825.96%
Total:15,399100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:4,43139.64%
Service:1,25811.25%
Sales and Office:1,95717.51%
Natural resources, construction, and maintenance:1,0549.43%
Production, transportation, and material moving:2,47822.17%
Total Civilian Employed Population:11,178100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $324,400, which is above the national median ($303,400), is up $129,000 (66.02%) since 2011 and above its 2019 pre-pandemic level by $101,300. The median gross rent is $1,458, which is markedly greater than the state median ($1,235), is up $711 (95.18%) since 2011 and above its 2019 pre-pandemic level by $429. Of occupied housing, owners make up 73.67% (66.02% with a mortgage, 33.98% free-and-clear) and renters 26.33% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 2.31%, which is markedly below the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$195,400$186,400$182,900$181,300$180,600$190,300$206,700$212,700$223,100$237,500$254,700$302,200$324,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:241.23%
$500 to $999:38419.67%
$1,000 to $1,499:56528.94%
$1,500 to $1,999:48224.69%
$2,000 to $2,499:32916.85%
$2,500 to $2,999:371.90%
$3,000 or more:381.95%
No Rent:934.76%
Total:1,952100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$747$813$897$892$950$972$986$956$1,029$1,100$1,156$1,261$1,458
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3,60648.64%
Owner Occupied (free and clear, no mortgage):1,85625.03%
Renter Occupied:1,95226.33%
Total Occupied Housing Units:7,414100%

Occupied Housing Units:7,41497.69%
Vacant Housing Units (not graphed):1752.31%
Total Housing Units:7,589100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:5,73675.58%
Multi-Family Units:1,28016.87%
Other Units:5737.55%
Total Housing Units:7,589100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 25.70% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (38.80%). High school or higher is 90.50%, which is on par with the state rate (93.90%). The uninsured rate is 5.60%, which is falls below the national rate (8.60%). The share of people in poverty is 4.50%, which is far lower than the national rate (8.70%), down 1.20 percentage points since 2011 and above its 2019 pre-pandemic level by 0.70 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (44.61%). College enrollment is 21.47%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2041.59%
9th to 12th grade, no diploma:1,0127.90%
High school graduate (includes equivalency):4,08331.86%
Some college, no degree:2,58420.16%
Associate's degree:1,64612.84%
Bachelor's degree:2,43919.03%
Graduate or professional degree:8496.62%
Total:12,817100%
High school or higher:11,60190.51%
Bachelor's degree or higher:3,28825.65%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:15,62469.28%
Public Insurance:5,81125.77%
No Insurance:1,1184.96%
Total:22,553100%
Has Health Insurance:21,43595.04%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty5.7%5.1%4.8%3.9%3.7%2.6%2.6%2.9%3.8%5.4%4.9%4.8%4.5%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2504.73%
Kindergarten:3837.24%
Elementary school (grades 1-8):2,36044.61%
High school (grades 9-12):1,16121.95%
College or graduate school:1,13621.47%
Total:5,290100%
Early Childhood:63311.97%
K-12 (Primary & Secondary School):3,90473.80%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 55362 supports both business and residential activity. According to the Business Census (2023), there are 547 business establishments, employing about 8,726 people with an annual payroll of $482,115,000. USPS data shows 8,397 residential mailboxes and 380 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:8,397Source: USPS
# Business Mailboxes:380Source: USPS
Total Delivery Receptacles:9,176Source: USPS
Single Family Delivery Units:5,113Source: USPS
Multi Family Delivery Units:1,396Source: USPS
# of Businesses:547Source: CBP
1st Quarter Payroll:$115,353,000Source: CBP
Annual Payroll:$482,115,000Source: CBP
# of Employees:8,726Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 55362 is located in Wright County, Minnesota, within the Minneapolis-St. Paul-Bloomington, MN-WI Metropolitan Statistical Area (CBSA 33460) and Minnesota's 6th Congressional District. This Metro area has a population of 3,693,351 people, about 0.55% of whom live in ZIP Code 55362. It covers 65.288 sq mi of land and a water area of 4.775 sq mi.

CBSA Name:Minneapolis-St. Paul-Bloomington, MN-WISource: Census
CBSA Number:33460Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:3,693,351Source: Census
MSA:Minneapolis-St. Paul, MN-WI MSASource: Census
Land Area:65.288 sq miSource: Census
Water Area:4.775 sq miSource: Census
Congressional District:06Source: USPS
Congressional Land Area:2882.22 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2743774Source: Census
Place Name:Monticello city; MinnesotaSource: Census

Adjacent & Nearby ZIP Codes


55363 | | 55361

Schools in ZIP Code 55362


ZIP Code 55362 is in the Monticello Public School District, which serves grades Pre-Kindergarten thru 12th. There are 21 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Swan River Montessori Charter Sch 500 Maple St
Monticello, MN 55362
Pinewood Elementary - Snw 1010 W Broadway St
Monticello, MN 55362
Monticello High School - Snw 5225 School Blvd
Monticello, MN 55362
Monticello Middle School - Snw 800 East Broadway
Monticello, MN 55362
Eastview Elementary School - Snw 9375 Fenning Ave Ne
Monticello, MN 55362
Little Mountain Elementary - Snw 9350 Fallon Avenue
Monticello, MN 55362
Primary Dcd - Snw 9375 Fenning Avenue Ne
Monticello, MN 55362
Intensive Dcd - Snw 302 Washington Street
Monticello, MN 55362
Foundations II 302 Washington St
Monticello, MN 55362
Snw Monti Ms Ebd Program 800 East Broadway
Monticello, MN 55362
Snw Monti Hs Ebd Program 5225 School Blvd
Monticello, MN 55362
Pinewood Elementary 1010 W Broadway St
Monticello, MN 55362
District: Monticello Public School District
Monticello Senior High 5225 School Blvd
Monticello, MN 55362
District: Monticello Public School District
Monticello Alternative Program 406-7th Street
Monticello, MN 55362
District: Monticello Public School District
Little Mountain Elementary 9350 Fallon Ave Ne
Monticello, MN 55362
District: Monticello Public School District
Monticello Middle 800 Broadway E
Monticello, MN 55362
District: Monticello Public School District
Prairie House School 406 E 7th St
Monticello, MN 55362
District: Monticello Public School District
Eastview Education Center 9375 Fenning Ave Ne
Monticello, MN 55362
District: Monticello Public School District
Monticello Nature Based Education 302 Washington Street
Monticello, MN 55362
District: Monticello Public School District
882 Online K-5 302 Washington Street
Monticello, MN 55362
District: Monticello Public School District
882 Online 6-12 302 Washington Street
Monticello, MN 55362
District: Monticello Public School District
Holy Spirit Academy 1001 E 7th St Ste 1
Monticello, MN 55362
District: Private School
Sonnet Montessori Inc 4637 Park Nicollet Ave Se
Prior Lake, MN 55362
District: Private School

Colleges & Post Secondary Schools near ZIP Code 55362


Anoka Technical College 1355 Highway 10 West
Anoka, MN 55303
Type: Post Secondary
Saint Cloud State University 720 Fourth Ave. South
Saint Cloud, MN 56301-4498
Type: Post Secondary
Model College Of Hair Design 201 Eighth Ave S
Saint Cloud, MN 56301-4332
Type: Post Secondary
Pci Academy-Plymouth 4315 Peony Lane N
Plymouth, MN 55446
Type: Post Secondary
Rasmussen University-Minnesota 226 Park Avenue South
St. Cloud, MN 56301-3713
Type: Post Secondary
Rasmussen University-Brooklyn Park 8301 93rd Avenue North
Brooklyn Park, MN 55445-8658
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov