| City: | Saint Paul, Minnesota |
| City Alias: | Little Canada, Maplewood, N Saint Paul, North Saint Paul, North St Paul |
| Names to Avoid: | Vadnais Heights |
| County: | Ramsey County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 8:16:33 PM |
| Population: | 35,381 [See All] |
| Area Code: | 651 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 45.0139, -93.0270 |
| Land Area: | 11.684 sq mi |
| Quick Link: |
ZIP Code 55109 has 35,381 residents and 13,671 households (average 2.53 persons per household). The median age is 37.8 years, about the same as the state (38.4) and slightly younger than the nation (38.8). The gender split is 48.0% male and 52.0% female, which is slightly lower than the state male share (49.7%), making this a female-majority area. Largest groups are White (59.1%, much lower than the state average of 77.5%) and Asian (18.1%, much higher than the state average of 5.2% and well above the national average of 6.0%); Hispanic or Latino residents make up 7.2%, which is much lower than the national average (18.7%), and Asian share is much higher than both the state (5.2%) and national averages (6.0%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 35,381Source: Census DHC |
| 2023 ACS Population Estimate: | 34,266Source: Census ACS |
| 2025 ZC Population Estimate: | 37,223Source: ZIP-Codes.com |
| Population Density: | 3,028.2 people per sq mile |
| Average Income: | $81,759Source: Census ACS |
| Households: | 13,671Source: Census DHC |
| Average House Value: | $291,200Source: Census ACS |
| Persons Per Household: | 2.53Source: Census DHC |
| Average Family Size: | 3.35Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 30,900 | 31,356 | 31,351 | 32,153 | 32,668 | 33,498 | 34,027 | 34,135 | 34,148 | 33,926 | 34,575 | 34,220 | 34,266 |
| Decennial Census | 31,444 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 35,381 | -- | -- | -- |
Median Age: 37.8
Male Median Age: 36.1
Female Median Age: 39.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1,201 | 1,174 | 1,077 | 1,051 | 1,068 | 1,364 | 1,299 | 1,135 | 883 | 828 | 994 | 1,098 | 1,082 | 953 | 643 | 475 | 334 | 318 |
| Female | 1,178 | 1,204 | 1,086 | 1,014 | 981 | 1,338 | 1,304 | 1,189 | 976 | 886 | 989 | 1,239 | 1,227 | 1,082 | 903 | 615 | 442 | 751 |
| Total | 2,379 | 2,378 | 2,163 | 2,065 | 2,049 | 2,702 | 2,603 | 2,324 | 1,859 | 1,714 | 1,983 | 2,337 | 2,309 | 2,035 | 1,546 | 1,090 | 776 | 1,069 |
| White: | 20,916 | 59.09% |
| Black: | 4,143 | 11.70% |
| Hispanic:* | 2,537 | 7.17% |
| Asian: | 6,413 | 18.12% |
| American Indian: | 219 | 0.62% |
| Hawaiian: | 11 | 0.03% |
| Other: | 1,158 | 3.27% |
| Total: | 35,397 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 16,977 | 47.98% | 36.1 years |
| Females: | 18,404 | 52.02% | 39.5 years |
| Total: | 35,381 | 100% | 37.8 years |
| Native, born in the United States: | 28,158 | 82.17% |
| Native, born in PR, Island Areas, or abroad: | 683 | 1.99% |
| Foreign born, naturalized U.S. citizen: | 3,703 | 10.81% |
| Foreign born, not a U.S. citizen: | 1,722 | 15.83% |
| Total Population: | 34,266 | 100% |
| Total Native Population: | 28,841 | 84.17% |
| Total Foreign-born Population: | 5,425 | 15.83% |
In 2023, the Median household income is $81,759, which is falls short of the state median ($87,556), is up $29,628 (56.8%) since 2011 and above its 2019 pre-pandemic level by $16,998. Family households earn a median of $98,906 versus $48,858 for nonfamily households (a difference of $50,048). By gender, male median income is $60,494 and female is $52,743, which is much lower than the state female median ($59,330), with a current gap of $7,751 that has widened from 2011 to 2023. The labor-force participation rate is 68.6%, which is higher than the national rate (63.5%). The unemployment rate is 3.7%, which is better than the national rate (5.2%). The largest occupation group is Management (39.6%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $52,131 | $51,235 | $51,782 | $52,092 | $56,310 | $58,067 | $61,100 | $62,858 | $64,761 | $67,435 | $70,222 | $79,391 | $81,759 |
| Median Family Income | $66,986 | $68,690 | $67,787 | $69,403 | $71,176 | $71,282 | $76,726 | $84,319 | $84,738 | $88,967 | $89,391 | $97,332 | $98,906 |
| Median NonFamily Income | $31,634 | $31,758 | $31,572 | $31,502 | $34,167 | $34,673 | $34,901 | $36,401 | $38,640 | $38,197 | $41,292 | $45,485 | $48,858 |
| Median Male Income | $46,629 | $46,838 | $45,457 | $46,703 | $48,327 | $47,008 | $49,233 | $51,347 | $51,681 | $49,979 | $51,836 | $56,592 | $60,494 |
| Median Female Income | $42,725 | $41,934 | $42,472 | $42,952 | $44,236 | $43,828 | $45,150 | $45,485 | $45,233 | $42,729 | $43,577 | $48,677 | $52,743 |
| Employed: | 17,535 | 66.01% |
| Unemployed: | 683 | 2.57% |
| Not In Labor Force: | 8,346 | 31.42% |
| Total: | 26,564 | 100% |
| Management, business, science, and arts: | 6,940 | 39.58% |
| Service: | 3,415 | 19.48% |
| Sales and Office: | 3,482 | 19.86% |
| Natural resources, construction, and maintenance: | 1,254 | 7.15% |
| Production, transportation, and material moving: | 2,444 | 13.94% |
| Total Civilian Employed Population: | 17,535 | 100% |
In 2023, the median home value is $291,200, which is trails just behind the state median ($305,500), is up $80,600 (38.27%) since 2011 and above its 2019 pre-pandemic level by $76,500. The median gross rent is $1,316, which is higher than the state median ($1,235), is up $493 (59.90%) since 2011 and above its 2019 pre-pandemic level by $264. Of occupied housing, owners make up 65.08% (67.67% with a mortgage, 32.33% free-and-clear) and renters 34.92% - making this ZIP Code less home ownership than the state and under national rental averages. The vacancy rate is 4.61%, which is much lower than the national rate (10.43%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $210,600 | $201,200 | $187,700 | $182,400 | $179,400 | $185,700 | $193,500 | $206,800 | $214,700 | $227,000 | $238,500 | $279,300 | $291,200 |
| Less than $500: | 529 | 11.87% |
| $500 to $999: | 484 | 10.86% |
| $1,000 to $1,499: | 2,168 | 48.65% |
| $1,500 to $1,999: | 708 | 15.89% |
| $2,000 to $2,499: | 238 | 5.34% |
| $2,500 to $2,999: | 60 | 1.35% |
| $3,000 or more: | 114 | 2.56% |
| No Rent: | 155 | 3.48% |
| Total: | 4,456 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $823 | $828 | $845 | $848 | $867 | $894 | $936 | $983 | $1,052 | $1,092 | $1,142 | $1,262 | $1,316 |
| Owner Occupied (with mortgage): | 5,619 | 44.04% |
| Owner Occupied (free and clear, no mortgage): | 2,685 | 21.04% |
| Renter Occupied: | 4,456 | 34.92% |
| Total Occupied Housing Units: | 12,760 | 100% |
| Occupied Housing Units: | 12,760 | 95.39% |
| Vacant Housing Units (not graphed): | 616 | 4.61% |
| Total Housing Units: | 13,376 | 100% |
| Single-Family Units: | 9,257 | 69.21% |
| Multi-Family Units: | 3,999 | 29.90% |
| Other Units: | 120 | 0.90% |
| Total Housing Units: | 13,376 | 100% |
In 2023, 30.70% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (38.80%). High school or higher is 90.60%, which is generally lower than the state rate (93.90%). The uninsured rate is 4.30%, which is far lower than the national rate (8.60%). Public coverage is 44.70%, which is notably higher than the state rate (34.10%). The share of people in poverty is 7.10%, which is on par with the state rate (5.50%), down 3.20 percentage points since 2011 and above its 2019 pre-pandemic level by 0.10 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (42.44%). College enrollment is 23.39%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 1,195 | 5.13% |
| 9th to 12th grade, no diploma: | 989 | 4.25% |
| High school graduate (includes equivalency): | 6,308 | 27.10% |
| Some college, no degree: | 5,017 | 21.56% |
| Associate's degree: | 2,619 | 11.25% |
| Bachelor's degree: | 4,924 | 21.16% |
| Graduate or professional degree: | 2,221 | 9.54% |
| Total: | 23,273 | 100% |
| High school or higher: | 21,089 | 90.62% |
| Bachelor's degree or higher: | 7,145 | 30.70% |
| Private Insurance: | 21,829 | 56.71% |
| Public Insurance: | 15,194 | 39.47% |
| No Insurance: | 1,469 | 3.82% |
| Total: | 38,492 | 100% |
| Has Health Insurance: | 37,023 | 96.18% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 10.3% | 9.0% | 7.1% | 7.4% | 6.6% | 6.7% | 8.0% | 8.4% | 7.0% | 7.3% | 6.4% | 6.1% | 7.1% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 749 | 9.28% |
| Kindergarten: | 591 | 7.33% |
| Elementary school (grades 1-8): | 3,424 | 42.44% |
| High school (grades 9-12): | 1,416 | 17.55% |
| College or graduate school: | 1,887 | 23.39% |
| Total: | 8,067 | 100% |
| Early Childhood: | 1,340 | 16.61% |
| K-12 (Primary & Secondary School): | 5,431 | 67.32% |
ZIP Code 55109 supports both business and residential activity. According to the Business Census (2023), there are 956 business establishments, employing about 16,842 people with an annual payroll of $815,447,000. USPS data shows 14,713 residential mailboxes and 962 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 14,713Source: USPS |
| # Business Mailboxes: | 962Source: USPS |
| Total Delivery Receptacles: | 16,436Source: USPS |
| Single Family Delivery Units: | 8,157Source: USPS |
| Multi Family Delivery Units: | 4,529Source: USPS |
| # of Businesses: | 956Source: CBP |
| 1st Quarter Payroll: | $187,650,000Source: CBP |
| Annual Payroll: | $815,447,000Source: CBP |
| # of Employees: | 16,842Source: CBP |
ZIP Code 55109 is located in Ramsey County, Minnesota, within the Minneapolis-St. Paul-Bloomington, MN-WI Metropolitan Statistical Area (CBSA 33460) and Minnesota's 4th Congressional District. This Metro area has a population of 3,693,351 people, about 0.96% of whom live in ZIP Code 55109. It covers 11.684 sq mi of land and a water area of 0.757 sq mi.
| CBSA Name: | Minneapolis-St. Paul-Bloomington, MN-WISource: Census |
| CBSA Number: | 33460Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 3,693,351Source: Census |
| MSA: | Minneapolis-St. Paul, MN-WI MSASource: Census |
| Land Area: | 11.684 sq miSource: Census |
| Water Area: | 0.757 sq miSource: Census |
| Congressional District: | 04Source: USPS |
| Congressional Land Area: | 332.49 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 2758000Source: Census |
| Place Name: | St. Paul city; MinnesotaSource: Census |
ZIP Code 55109 is in the North St. Paul-Maplewood-Oakdale School District, which serves grades Pre-Kindergarten thru 12th. There are 21 public schools and 5 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.