ZIP Code 46984 in Somerset, IN

Data Last Updated: February 1, 2026
City:Somerset, Indiana
County:Wabash County
Timezone:Eastern (GMT -05:00)
Local Time:10:04:08 PM
Population:61 [See All]
Area Code:765
Classification:PO Box
Coordinates:40.6695, -85.8285
Land Area:0.053 sq mi
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46984 - Somerset, IN

ZIP Code 46984, Somerset

Border Hub
LocationWabash County, IN
Area0.0 sq mi
Population61
Households30
PO Boxes79 Regional Hub (263%)
Median Age35.5 years
ZIP CreatedBefore Oct 2004
Key Facts
  • Somerset maintains 79 PO Boxes for just 30 local households, with the surplus serving surrounding rural areas without carrier delivery.
  • The entire 61-person population relies exclusively on PO Box service with no street delivery alternative available.
  • This ZIP code covers only 0.017 square miles, making it one of Indiana's most geographically compact postal zones.
  • The adoption rate of 2.63 indicates significant regional service, with box counts exceeding local households by 163%.
  • Only two streets appear in postal records (Shopping Center Road and North Seminole Court), functioning as location identifiers rather than delivery routes.
  • The community includes one city carrier route and one rural route, though neither provides direct street delivery to residences.

Geographic Context

The ZIP code itself covers just 0.017 square miles within Wabash County, Indiana. All 61 residents rely exclusively on PO Box delivery. There's no street carrier service here. The two streets with ZIP+4 records are Shopping Center Road and North Seminole Court, but these addresses serve as geographic identifiers rather than delivery points. One named building appears in postal records: the Postmaster facility itself.

Why PO Box Adoption Exceeds Local Population

This pattern is common in Indiana's smaller communities. Population density doesn't support dedicated carrier routes, so the post office becomes a gathering point. People from neighboring properties and unincorporated areas maintain boxes here, explaining why the count exceeds local households by 163%. The median age of 35.5 suggests working families rather than retirees.

Mail Infrastructure Economics

Mail delivery infrastructure reflects practical economics. Maintaining 79 boxes in a compact facility costs less than operating multiple rural routes across dispersed farmland. Somerset's post office serves a radius that extends well beyond the ZIP boundary, functioning as a regional hub for an area much larger than the 61-person official population suggests.

Street Name Patterns

Commercial Naming

The limited street infrastructure reflects Somerset's role as a regional postal hub rather than a traditional residential neighborhood. Shopping Center Road suggests commercial activity, while the single court indicates minimal residential development. These streets serve as geographic reference points in a community where PO Boxes handle all actual mail delivery.

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Population & Demographics


ZIP Code 46984 has 61 residents and 30 households (average 2.03 persons per household). The median age is 35.5 years, slightly younger than the state (38.2) and younger than the nation (38.8). The gender split is 50.8% male and 49.2% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (93.4%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (6.6%); Hispanic or Latino residents make up 6.6%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:61Source: Census DHC
2024 ACS Population Estimate:8Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:1,150.9 people per sq mile
Average Income:$0Source: Census ACS
Households:30Source: Census DHC
Average House Value:$666,666,666Source: Census ACS
Persons Per Household:2.03Source: Census DHC
Average Family Size:1.86Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--24916316212422419220920918860261978
Decennial Census224------------------61--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 35.5

Male Median Age: 49.1

Female Median Age: 16

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male010510430600213032
Female375120111220003011
Total385630541820216043
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:5787.69%
Black:00%
Hispanic:*46.15%
Asian:11.54%
American Indian:00%
Hawaiian:00%
Other:34.62%
Total:65100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:3150.82%49.1 years
Females:3049.18%16.0 years
Total:61100%35.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:8100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:8100%
Total Native Population:8100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is far less than the state median ($70,051), is down $57,656 (100.0%) since 2011 and below its 2019 pre-pandemic level by $63,000. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is well under the state female median ($47,719), with a current gap of $0 that has narrowed from 2011 to 2024. The labor-force participation rate is 0.0%, which is much lower than the state rate (64.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$57,656$36,125$36,250$46,250$52,917$75,221$0$61,389$63,000$0$0$0$0$0
Median Family Income$115,000$58,194$54,688$75,179$77,266$100,694$115,114$81,544$82,321$0$0$0$0$0
Median NonFamily Income$11,033$13,065$13,713$16,111$37,885$0$40,769$41,250$40,481$0$0$0$0$0
Median Male Income$128,370$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Female Income$27,237$56,250$0$0$0$0$0$110,365$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:00.00%
Unemployed:00.00%
Not In Labor Force:8100.00%
Total:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:00%
Service:00%
Sales and Office:00%
Natural resources, construction, and maintenance:00%
Production, transportation, and material moving:00%
Total Civilian Employed Population:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $0, which is considerably lower than the state median ($201,600), is down $131,300 (100.00%) since 2011 and below its 2019 pre-pandemic level by $133,600. The median gross rent is $0, which is far less than the state median ($1,020), is down $277 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$131,300$112,500$155,300$157,000$151,200$158,900$145,200$141,300$133,600$117,000$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00%
$500 to $999:00%
$1,000 to $1,499:00%
$1,500 to $1,999:00%
$2,000 to $2,499:00%
$2,500 to $2,999:00%
$3,000 or more:00%
No Rent:00%
Total:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$277$276$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):8100.00%
Owner Occupied (free and clear, no mortgage):00.00%
Renter Occupied:00.00%
Total Occupied Housing Units:8100%

Occupied Housing Units:8100.00%
Vacant Housing Units (not graphed):00.00%
Total Housing Units:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:8100.00%
Multi-Family Units:00.00%
Other Units:00.00%
Total Housing Units:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 100.00%, which is comparable to the national rate (89.40%). The uninsured rate is 0.00%, which is comparable to the national rate (8.60%). The share of people in poverty is -666,666,666.00%, which is far lower than the national rate (8.70%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):00.00%
Some college, no degree:00.00%
Associate's degree:8100.00%
Bachelor's degree:00.00%
Graduate or professional degree:00.00%
Total:8100%
High school or higher:8100.00%
Bachelor's degree or higher:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:00.00%
Public Insurance:8100.00%
No Insurance:00.00%
Total:8100%
Has Health Insurance:8100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%16.3%10.7%12.3%16.7%18.0%0.0%0.0%0.0%0.0%0.0%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00%
Kindergarten:00%
Elementary school (grades 1-8):00%
High school (grades 9-12):00%
College or graduate school:00%
Total:0100%
Early Childhood:00%
K-12 (Primary & Secondary School):00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 46984 supports both business and residential activity. According to the Business Census (2024), there are 5 business establishments, employing about 17 people with an annual payroll of $657,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:132Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:5Source: CBP
1st Quarter Payroll:$144,000Source: CBP
Annual Payroll:$657,000Source: CBP
# of Employees:17Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 46984 is located in Wabash County, Indiana, within the Wabash, IN Metropolitan Statistical Area (CBSA 47340) and Indiana's 2nd Congressional District. This Micro area has a population of 32,888 people, about 0.19% of whom live in ZIP Code 46984. It covers 0.053 sq mi of land and a water area of 0 sq mi.

CBSA Name:Wabash, INSource: Census
CBSA Number:47340Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:32,888Source: Census
MSA:Source: Census
Land Area:0.053 sq miSource: Census
Water Area:--Source: Census
Congressional District:02Source: USPS
Congressional Land Area:3958.58 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1870524Source: Census
Place Name:Somerset CDP; IndianaSource: Census

Adjacent & Nearby ZIP Codes


46985 | | 46982

Schools in ZIP Code 46984


We could not locate which school district 46984 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Southwood Jr-Sr High School 564 E Sr 124
Wabash, IN 46992
District: Wabash County Schools Metropolitan School DistrictNearby
Southwood Elementary School 840 E Sr 124
Wabash, IN 46992
District: Wabash County Schools Metropolitan School DistrictNearby
White's Jr-Sr High School 5233 S 50 E
Wabash, IN 46992
District: Wabash County Schools Metropolitan School DistrictNearby
Oak Hill High School 7756 W Delhpi Pk-27
Converse, IN 46919
District: Oak Hill United School CorporationNearby
Oak Hill Junior High School 7760 W Delphi Pk-27
Converse, IN 46919
District: Oak Hill United School CorporationNearby
Emmanuel Christian School 129 Southwood Dr
Wabash, IN 46992
District: Private SchoolNearby
The Montessori School At Wpc 123 W Hill St
Wabash, IN 46992
District: Private SchoolNearby
St Bernard Elementary School 191 N Cass St
Wabash, IN 46992
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 46984


Indiana Wesleyan University-Marion 4201 South Washington Street
Marion, IN 46953-4974
Type: Post Secondary
Indiana Wesleyan University-National & Global 1900 West 50th Street
Marion, IN 46953
Type: Post Secondary
Ivy Tech Community College-Marion 261 South Commerce Drive
Marion, IN 46953-0000
Type: Post Secondary
Columbia College - Grissom ARB 7207 South Grissom Ave
Grissom ARB, IN 46971-1609
Type: Post Secondary
Ivy Tech Community College-Kokomo 1815 East Morgan Street
Kokomo, IN 46901-1373
Type: Post Secondary
Summit Salon Academy-Kokomo 1012 S Reed Rd
Kokomo, IN 46901-6248
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov