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Population & Demographics

ZIP Code 46746 has 4,003 residents and 1,436 households (average 2.78 persons per household). The median age is 38.3 years, about the same as the state (38.2) and about the same as the nation (38.8). The gender split is 50.6% male and 49.4% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (87.9%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (11.6%); Hispanic or Latino residents make up 11.6%, which is much lower than the national average (18.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	4,003Source: Census DHC
2024 ACS Population Estimate:	4,697Source: Census ACS
2026 ZC Population Estimate:	3,905Source: ZIP-Codes.com
Population Density:	55.8 people per sq mile
Average Income:	$73,244Source: Census ACS

Households:	1,436Source: Census DHC
Average House Value:	$160,800Source: Census ACS
Persons Per Household:	2.78Source: Census DHC
Average Family Size:	2.81Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 46746 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	3,902	3,985	4,051	4,113	4,221	4,263	4,642	4,695	4,640	4,598	4,360	4,451	4,474	4,697
Decennial Census	4,036	--	--	--	--	--	--	--	--	--	4,003	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 38.3

Male Median Age: 37.8

Female Median Age: 38.6

Line chart for ZIP 46746 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	161	122	166	138	111	127	119	113	120	127	121	125	150	123	74	70	40	18
Female	135	147	137	141	132	87	105	147	121	76	132	142	139	113	82	67	49	26
Total	296	269	303	279	243	214	224	260	241	203	253	267	289	236	156	137	89	44

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 46746. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	3,520	83.00%
Black:	21	0.50%
Hispanic:*	465	10.96%
Asian:	10	0.24%
American Indian:	14	0.33%
Hawaiian:	0	0%
Other:	211	4.98%
Total:	4,241	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 46746. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	2,025	50.59%	37.8 years
Females:	1,978	49.41%	38.6 years
Total:	4,003	100%	38.3 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 46746. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	4,542	96.70%
Native, born in PR, Island Areas, or abroad:	0	0.00%
Foreign born, naturalized U.S. citizen:	98	2.09%
Foreign born, not a U.S. citizen:	57	3.30%
Total Population:	4,697	100%
Total Native Population:	4,542	96.70%
Total Foreign-born Population:	155	3.30%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $73,244, which is lower than the national median ($78,538), is up $27,789 (61.1%) since 2011 and above its 2019 pre-pandemic level by $17,827. Family households earn a median of $73,662 versus $61,356 for nonfamily households (a difference of $12,306). By gender, male median income is $61,440 and female is $54,709, which is markedly greater than the state female median ($47,719), with a current gap of $6,731 that has narrowed from 2011 to 2024. The labor-force participation rate is 75.6%, which is far greater than the national rate (63.5%). The unemployment rate is 9.3%, which is much higher than the state rate (4.3%). The largest occupation group is Production (30.7%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 46746 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$45,455	$42,614	$45,948	$47,371	$50,104	$52,688	$53,375	$53,047	$55,417	$64,299	$75,826	$82,736	$78,250	$73,244
Median Family Income	$49,495	$51,390	$55,417	$56,332	$57,197	$61,540	$61,462	$64,297	$65,509	$66,006	$80,229	$83,393	$77,188	$73,662
Median NonFamily Income	$28,894	$24,102	$21,607	$22,742	$21,628	$21,625	$25,125	$25,234	$27,898	$37,014	$46,875	$56,925	$59,710	$61,356
Median Male Income	$37,127	$38,939	$36,304	$35,605	$31,516	$41,369	$36,944	$39,831	$39,003	$46,270	$53,301	$55,852	$59,116	$61,440
Median Female Income	$26,250	$25,818	$26,174	$29,362	$31,154	$35,455	$32,692	$36,198	$30,986	$35,981	$39,462	$43,295	$50,646	$54,709

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 46746, city of Howe, Lagrange County, state of Indiana, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 46746, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	2,333	68.58%
Unemployed:	239	7.03%
Not In Labor Force:	830	24.40%
Total:	3,402	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	490	21.00%
Service:	475	20.36%
Sales and Office:	498	21.35%
Natural resources, construction, and maintenance:	153	6.56%
Production, transportation, and material moving:	717	30.73%
Total Civilian Employed Population:	2,333	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $160,800, which is much lower than the national median ($303,400), is up $49,700 (44.73%) since 2011 and above its 2019 pre-pandemic level by $23,200. The median gross rent is $866, which is well under the national median ($1,348), is up $266 (44.33%) since 2011 and above its 2019 pre-pandemic level by $42. Of occupied housing, owners make up 71.61% (82.07% with a mortgage, 17.93% free-and-clear) and renters 28.39% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 4.08%, which is much lower than the national rate (10.43%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 46746, compared with Howe, Lagrange County, state of Indiana, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 46746 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$111,100	$110,500	$108,000	$108,800	$116,600	$119,700	$122,400	$128,300	$137,600	$129,700	$139,800	$158,400	$157,000	$160,800

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 46746, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	0	0.00%
$500 to $999:	347	78.86%
$1,000 to $1,499:	64	14.55%
$1,500 to $1,999:	0	0.00%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	0	0.00%
No Rent:	29	6.59%
Total:	440	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 46746 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$600	$561	$596	$651	$655	$717	$795	$913	$824	$1,034	$784	$863	$832	$866

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 46746. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	911	58.77%
Owner Occupied (free and clear, no mortgage):	199	12.84%
Renter Occupied:	440	28.39%
Total Occupied Housing Units:	1,550	100%

Occupied Housing Units:	1,550	95.92%
Vacant Housing Units (not graphed):	66	4.08%
Total Housing Units:	1,616	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 46746. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	1,268	78.47%
Multi-Family Units:	82	5.07%
Other Units:	266	16.46%
Total Housing Units:	1,616	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 19.40% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 79.70%, which is markedly below the state rate (90.20%). The uninsured rate is 22.70%, which is markedly above the state rate (7.60%). Private coverage is 50.90%, which is generally lower than the state rate (69.00%). The share of people in poverty is 6.60%, which is comparable to the national rate (8.70%), down 8.40 percentage points since 2011 and below its 2019 pre-pandemic level by 4.80 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (46.86%). College enrollment is 20.00%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 46746, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	316	11.54%
9th to 12th grade, no diploma:	241	8.80%
High school graduate (includes equivalency):	923	33.70%
Some college, no degree:	584	21.32%
Associate's degree:	144	5.26%
Bachelor's degree:	344	12.56%
Graduate or professional degree:	187	6.83%
Total:	2,739	100%
High school or higher:	2,182	79.66%
Bachelor's degree or higher:	531	19.39%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 46746. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	2,386	46.76%
Public Insurance:	1,654	32.41%
No Insurance:	1,063	20.83%
Total:	5,103	100%
Has Health Insurance:	4,040	79.17%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 46746 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	9.3%	12.8%	20.2%	16.1%	16.2%	12.3%	10.7%	7.2%	5.7%	6.6%	2.7%	1.1%	0.9%	6.6%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	34	2.78%
Kindergarten:	141	11.51%
Elementary school (grades 1-8):	574	46.86%
High school (grades 9-12):	231	18.86%
College or graduate school:	245	20.00%
Total:	1,225	100%
Early Childhood:	175	14.29%
K-12 (Primary & Secondary School):	946	77.22%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Howe, Indiana
Names to Avoid:	Brighton, Lima
County:	Lagrange County
Timezone:	Eastern (GMT -05:00)
Local Time:	10:01:57 PM
Population:	4,003 [See All]
Area Code:	260
Classification:	Standard [Normal Street Delivery]
Coordinates:	41.7082, -85.3763
Land Area:	71.706 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/46746/zip-code-46746.asp

# Residential Mailboxes:	1,405Source: USPS
# Business Mailboxes:	53Source: USPS
Total Delivery Receptacles:	1,694Source: USPS
Single Family Delivery Units:	1,352Source: USPS
Multi Family Delivery Units:	0Source: USPS

# of Businesses:	70Source: CBP
1st Quarter Payroll:	$14,670,000Source: CBP
Annual Payroll:	$65,772,000Source: CBP
# of Employees:	1,464Source: CBP

CBSA Name:	--Source: Census
CBSA Number:	--Source: Census
CBSA Type:	--Source: Census
CBSA Division:	--Source: Census
CBSA Population:	0Source: Census
MSA:	Source: Census
Land Area:	71.706 sq miSource: Census
Water Area:	0.868 sq miSource: Census

Congressional District:	03Source: USPS
Congressional Land Area:	4180.37 sq miSource: Census
PMSA:	Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	1834978Source: Census
Place Name:	Howe CDP; IndianaSource: Census

ZIP Code 46746 in Howe, IN

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 46746

Colleges & Post Secondary Schools near ZIP Code 46746

Sources & References