ZIP Code 46740 in Geneva, IN

Data Last Updated: November 1, 2025
City:Geneva, Indiana
Names to Avoid:
Ceylon
Counties:Adams County[Primary]
Jay County
Wells County
Timezone:Eastern (GMT -05:00)
Local Time:12:39:44 AM
Population:4,608 [See All]
Area Code:260
Classification:Standard [Normal Street Delivery]
Coordinates:40.6204, -84.9546
Land Area:62.279 sq mi
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Population & Demographics


ZIP Code 46740 has 4,608 residents and 1,280 households (average 3.60 persons per household). The median age is 23.9 years, significantly younger than the state (38.2) and significantly younger than the nation (38.8). The gender split is 49.5% male and 50.5% female, which is about the same as the national male share (49.1%). Largest groups are White (96.3%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (3.1%); Hispanic or Latino residents make up 3.1%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:4,608Source: Census DHC
2023 ACS Population Estimate:4,766Source: Census ACS
2025 ZC Population Estimate:4,078Source: ZIP-Codes.com
Population Density:74.0 people per sq mile
Average Income:$59,230Source: Census ACS
Households:1,280Source: Census DHC
Average House Value:$178,900Source: Census ACS
Persons Per Household:3.60Source: Census DHC
Average Family Size:3.66Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--4,1614,1134,5345,0324,6104,6464,3214,3333,8744,3744,5164,5864,766
Decennial Census4,060------------------4,608------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 23.9

Male Median Age: 23

Female Median Age: 24.6

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male26327228120915612912190891021008910110188402626
Female306300228195148128103104110799612011310361633929
Total5695725094043042572241941991811962092142041491036555
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:4,43895.26%
Black:60.13%
Hispanic:*1443.09%
Asian:80.17%
American Indian:110.24%
Hawaiian:00%
Other:521.12%
Total:4,659100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:2,28349.54%23.0 years
Females:2,32550.46%24.6 years
Total:4,608100%23.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:4,68798.34%
Native, born in PR, Island Areas, or abroad:20.04%
Foreign born, naturalized U.S. citizen:70.15%
Foreign born, not a U.S. citizen:701.62%
Total Population:4,766100%
Total Native Population:4,68998.38%
Total Foreign-born Population:771.62%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $59,230, which is much lower than the national median ($78,538), is up $13,741 (30.2%) since 2011 and above its 2019 pre-pandemic level by $7,833. Family households earn a median of $66,085 versus $35,250 for nonfamily households (a difference of $30,835). By gender, male median income is $41,903 and female is $40,833, which is considerably lower than the national female median ($53,445), with a current gap of $1,070 that has narrowed from 2011 to 2023. The labor-force participation rate is 57.4%, which is lower than the state rate (64.0%). The unemployment rate is 1.3%, which is considerably lower than the national rate (5.2%). The largest occupation group is Production (35.3%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$45,489$46,087$43,955$42,753$43,476$41,060$41,985$46,714$51,397$51,842$55,750$62,608$59,230
Median Family Income$57,974$57,981$49,963$49,420$50,764$47,944$46,947$52,910$56,726$55,992$58,970$64,243$66,085
Median NonFamily Income$21,107$21,250$23,397$23,750$23,309$24,344$25,625$27,391$29,896$31,563$35,238$34,545$35,250
Median Male Income$40,484$42,132$40,458$36,641$35,417$32,078$37,647$41,820$45,776$38,468$40,320$42,906$41,903
Median Female Income$26,396$26,454$25,625$29,185$30,641$28,906$29,766$32,094$32,682$32,569$35,893$38,537$40,833
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:1,63756.66%
Unemployed:220.76%
Not In Labor Force:1,23042.58%
Total:2,889100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:30618.69%
Service:1629.90%
Sales and Office:1589.65%
Natural resources, construction, and maintenance:43326.45%
Production, transportation, and material moving:57835.31%
Total Civilian Employed Population:1,637100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $178,900, which is considerably lower than the national median ($303,400), is up $74,100 (70.71%) since 2011 and above its 2019 pre-pandemic level by $21,800. The median gross rent is $643, which is much lower than the national median ($1,348), is up $121 (23.18%) since 2011 and above its 2019 pre-pandemic level by $6. Of occupied housing, owners make up 83.29% (59.38% with a mortgage, 40.62% free-and-clear) and renters 16.71% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 10.20%, which is much higher than the state rate (9.20%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$104,800$104,800$108,600$109,500$110,700$105,800$126,000$135,600$157,100$159,500$164,900$165,900$178,900
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:4924.50%
$500 to $999:7939.50%
$1,000 to $1,499:105.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:6231.00%
Total:200100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$522$560$573$552$578$639$619$626$637$660$658$650$643
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):59249.46%
Owner Occupied (free and clear, no mortgage):40533.83%
Renter Occupied:20016.71%
Total Occupied Housing Units:1,197100%

Occupied Housing Units:1,19789.80%
Vacant Housing Units (not graphed):13610.20%
Total Housing Units:1,333100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:1,13284.92%
Multi-Family Units:16212.15%
Other Units:392.93%
Total Housing Units:1,333100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 6.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 63.40%, which is markedly below the state rate (90.20%). The uninsured rate is 42.30%, which is markedly above the state rate (7.60%). Private coverage is 34.30%, which is markedly below the state rate (69.00%). The share of people in poverty is 16.50%, which is on par with the state rate (8.40%), up 2.90 percentage points since 2011 and above its 2019 pre-pandemic level by 0.10 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (73.23%). College enrollment is 4.47%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:67630.08%
9th to 12th grade, no diploma:1476.54%
High school graduate (includes equivalency):96743.04%
Some college, no degree:2199.75%
Associate's degree:994.41%
Bachelor's degree:622.76%
Graduate or professional degree:773.43%
Total:2,247100%
High school or higher:1,42463.37%
Bachelor's degree or higher:1396.19%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:1,63632.33%
Public Insurance:1,40927.84%
No Insurance:2,01639.83%
Total:5,061100%
Has Health Insurance:3,04560.17%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty13.6%14.1%15.0%15.8%13.9%14.8%18.1%16.9%16.4%19.8%18.9%15.8%16.5%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:1147.39%
Kindergarten:764.93%
Elementary school (grades 1-8):1,13073.23%
High school (grades 9-12):1549.98%
College or graduate school:694.47%
Total:1,543100%
Early Childhood:19012.31%
K-12 (Primary & Secondary School):1,36088.14%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 46740 supports both business and residential activity. According to the Business Census (2023), there are 39 business establishments, employing about 693 people with an annual payroll of $37,244,000. USPS data shows 1,133 residential mailboxes and 20 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:1,133Source: USPS
# Business Mailboxes:20Source: USPS
Total Delivery Receptacles:1,854Source: USPS
Single Family Delivery Units:1,068Source: USPS
Multi Family Delivery Units:41Source: USPS
# of Businesses:39Source: CBP
1st Quarter Payroll:$8,341,000Source: CBP
Annual Payroll:$37,244,000Source: CBP
# of Employees:693Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 46740 is located in Adams County, Indiana, within the Decatur, IN Metropolitan Statistical Area (CBSA 19540) and Indiana's 3rd Congressional District. This Micro area has a population of 35,995 people, about 12.80% of whom live in ZIP Code 46740. It covers 62.279 sq mi of land and a water area of 0.469 sq mi.

CBSA Name:Decatur, INSource: Census
CBSA Number:19540Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:35,995Source: Census
MSA:Fort Wayne, IN MSASource: Census
Land Area:62.279 sq miSource: Census
Water Area:0.469 sq miSource: Census
Congressional District:03Source: USPS
Congressional Land Area:4180.37 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1827216Source: Census
Place Name:Geneva town; IndianaSource: Census

Adjacent & Nearby ZIP Codes


46741 | | 46738

Schools in ZIP Code 46740


We could not locate which school district 46740 belongs to, but we will update this once new district data is released. There are 0 public schools with a nearby mailing address, but we have located 5 public schools nearby. There are however 17 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

South Adams Middle School 1212 Starfire Way
Berne, IN 46711
District: South Adams SchoolsNearby
South Adams Elementary School 1012 Starfire Way
Berne, IN 46711
District: South Adams SchoolsNearby
South Adams High School 1000 Parkway St
Berne, IN 46711
District: South Adams SchoolsNearby
Adams Central Middle School 222 W Washington St
Monroe, IN 46772
District: Adams Central Community SchoolsNearby
Adams Central Elementary School 222 W Washington St
Monroe, IN 46772
District: Adams Central Community SchoolsNearby
Aspey Creek School 3870 E 1000 S
Geneva, IN 46740
District: Private School
Brookside Amish School 5 E 800 S
Geneva, IN 46740
District: Private School
Engle Creek Amish School 9788 S 150 E
Geneva, IN 46740
District: Private School
Lone Pine School 9925 S 500 E
Geneva, IN 46740
District: Private School
Mount Carmel School 4051 E 900 S
Geneva, IN 46740
District: Private School
South Adams Parochial 2475 E 1000 S
Geneva, IN 46740
District: Private School
West Wabash School 2808 W 850 S
Geneva, IN 46740
District: Private School
White Oak Ridge 1791 W 800 S
Geneva, IN 46740
District: Private School
West Wabash School 2808 W 850 S
Geneva, IN 46740
District: Private School
Hickory Grove School 8347 S 150 E
Geneva, IN 46740
District: Private School
South East Amish School 8750 S 300 E
Geneva, IN 46740
District: Private School
Lone Pine School 9761 S 350 E
Geneva, IN 46740
District: Private School
Twin Oak School 5021 E 1100 S
Geneva, IN 46740
District: Private School
White Oak Ridge 1791 W 800 S
Geneva, IN 46740
District: Private School
Engle Creek Amish School 9788 S 150 E
Geneva, IN 46740
District: Private School
Jefferson Parochial Amish School 9557 County Road 400 E
Geneva, IN 46740
District: Private School
South Adams 2475 E 1000 S
Geneva, IN 46740
District: Private School

Colleges & Post Secondary Schools near ZIP Code 46740


Wright State University-Lake Campus 7600 Lake Campus Drive
Celina, OH 45822-2952
Type: Post Secondary
Vantage Career Center 818 North Franklin Street
Van Wert, OH 45891
Type: Post Secondary
Taylor University 236 W Reade Ave
Upland, IN 46989-1001
Type: Post Secondary
Indiana Institute Of Technology-College Of Professional Studies 1600 E. Washington Blvd.
Fort Wayne, IN 46803
Type: Post Secondary
Indiana Institute Of Technology 1600 E Washington Blvd
Fort Wayne, IN 46803-1228
Type: Post Secondary
Jersey College - Fort Wayne 7836 West Jefferson Boulevard
Fort Wayne, IN 46804-4680
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on November 1, 2025.

  1. U.S. Postal Service [Last Updated: 11/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 11/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 11/1/2025], https://nces.ed.gov