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Population & Demographics

ZIP Code 46740 has 4,608 residents and 1,280 households (average 3.60 persons per household). The median age is 23.9 years, significantly younger than the state (38.2) and significantly younger than the nation (38.8). The gender split is 49.5% male and 50.5% female, which is about the same as the national male share (49.1%). Largest groups are White (96.3%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (3.1%); Hispanic or Latino residents make up 3.1%, which is much lower than the national average (18.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	4,608Source: Census DHC
2024 ACS Population Estimate:	4,486Source: Census ACS
2026 ZC Population Estimate:	4,086Source: ZIP-Codes.com
Population Density:	74.0 people per sq mile
Average Income:	$58,484Source: Census ACS

Households:	1,280Source: Census DHC
Average House Value:	$158,900Source: Census ACS
Persons Per Household:	3.60Source: Census DHC
Average Family Size:	3.66Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 46740 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	4,161	4,113	4,534	5,032	4,610	4,646	4,321	4,333	3,874	4,374	4,516	4,586	4,766	4,486
Decennial Census	4,060	--	--	--	--	--	--	--	--	--	4,608	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 23.9

Male Median Age: 23

Female Median Age: 24.6

Line chart for ZIP 46740 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	263	272	281	209	156	129	121	90	89	102	100	89	101	101	88	40	26	26
Female	306	300	228	195	148	128	103	104	110	79	96	120	113	103	61	63	39	29
Total	569	572	509	404	304	257	224	194	199	181	196	209	214	204	149	103	65	55

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 46740. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	4,438	95.26%
Black:	6	0.13%
Hispanic:*	144	3.09%
Asian:	8	0.17%
American Indian:	11	0.24%
Hawaiian:	0	0%
Other:	52	1.12%
Total:	4,659	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 46740. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	2,283	49.54%	23.0 years
Females:	2,325	50.46%	24.6 years
Total:	4,608	100%	23.9 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 46740. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	4,407	98.24%
Native, born in PR, Island Areas, or abroad:	2	0.04%
Foreign born, naturalized U.S. citizen:	4	0.09%
Foreign born, not a U.S. citizen:	73	1.72%
Total Population:	4,486	100%
Total Native Population:	4,409	98.28%
Total Foreign-born Population:	77	1.72%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $58,484, which is considerably lower than the national median ($78,538), is up $12,995 (28.6%) since 2011 and above its 2019 pre-pandemic level by $7,087. Family households earn a median of $62,232 versus $32,102 for nonfamily households (a difference of $30,130). By gender, male median income is $43,325 and female is $41,538, which is considerably lower than the national female median ($53,445), with a current gap of $1,787 that has narrowed from 2011 to 2024. The labor-force participation rate is 56.2%, which is far less than the state rate (64.0%). The unemployment rate is 2.3%, which is far lower than the national rate (5.2%). The largest occupation group is Production (30.1%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 46740 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$45,489	$46,087	$43,955	$42,753	$43,476	$41,060	$41,985	$46,714	$51,397	$51,842	$55,750	$62,608	$59,230	$58,484
Median Family Income	$57,974	$57,981	$49,963	$49,420	$50,764	$47,944	$46,947	$52,910	$56,726	$55,992	$58,970	$64,243	$66,085	$62,232
Median NonFamily Income	$21,107	$21,250	$23,397	$23,750	$23,309	$24,344	$25,625	$27,391	$29,896	$31,563	$35,238	$34,545	$35,250	$32,102
Median Male Income	$40,484	$42,132	$40,458	$36,641	$35,417	$32,078	$37,647	$41,820	$45,776	$38,468	$40,320	$42,906	$41,903	$43,325
Median Female Income	$26,396	$26,454	$25,625	$29,185	$30,641	$28,906	$29,766	$32,094	$32,682	$32,569	$35,893	$38,537	$40,833	$41,538

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 46740, city of Geneva, Adams County, state of Indiana, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 46740, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	1,498	54.85%
Unemployed:	36	1.32%
Not In Labor Force:	1,197	43.83%
Total:	2,731	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	323	21.56%
Service:	254	16.96%
Sales and Office:	143	9.55%
Natural resources, construction, and maintenance:	327	21.83%
Production, transportation, and material moving:	451	30.11%
Total Civilian Employed Population:	1,498	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $158,900, which is considerably lower than the national median ($303,400), is up $54,100 (51.62%) since 2011 and above its 2019 pre-pandemic level by $1,800. The median gross rent is $676, which is considerably lower than the national median ($1,348), is up $154 (29.50%) since 2011 and above its 2019 pre-pandemic level by $39. Of occupied housing, owners make up 85.95% (57.93% with a mortgage, 42.07% free-and-clear) and renters 14.05% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 12.98%, which is considerably higher than the state rate (9.20%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 46740, compared with Geneva, Adams County, state of Indiana, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 46740 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$104,800	$104,800	$108,600	$109,500	$110,700	$105,800	$126,000	$135,600	$157,100	$159,500	$164,900	$165,900	$178,900	$158,900

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 46740, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	37	22.56%
$500 to $999:	92	56.10%
$1,000 to $1,499:	8	4.88%
$1,500 to $1,999:	0	0.00%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	0	0.00%
No Rent:	27	16.46%
Total:	164	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 46740 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$522	$560	$573	$552	$578	$639	$619	$626	$637	$660	$658	$650	$643	$676

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 46740. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	581	49.79%
Owner Occupied (free and clear, no mortgage):	422	36.16%
Renter Occupied:	164	14.05%
Total Occupied Housing Units:	1,167	100%

Occupied Housing Units:	1,167	87.02%
Vacant Housing Units (not graphed):	174	12.98%
Total Housing Units:	1,341	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 46740. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	1,125	83.89%
Multi-Family Units:	173	12.90%
Other Units:	43	3.21%
Total Housing Units:	1,341	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 9.50% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 72.40%, which is markedly below the state rate (90.20%). The uninsured rate is 36.50%, which is markedly above the state rate (7.60%). Private coverage is 38.10%, which is generally lower than the state rate (69.00%). The share of people in poverty is 17.90%, which is on par with the state rate (8.40%), up 2.90 percentage points since 2011 and above its 2019 pre-pandemic level by 0.10 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (70.15%). College enrollment is 4.11%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 46740, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	435	20.69%
9th to 12th grade, no diploma:	146	6.95%
High school graduate (includes equivalency):	954	45.39%
Some college, no degree:	226	10.75%
Associate's degree:	142	6.76%
Bachelor's degree:	135	6.42%
Graduate or professional degree:	64	3.04%
Total:	2,102	100%
High school or higher:	1,521	72.36%
Bachelor's degree or higher:	199	9.47%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 46740. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	1,708	35.86%
Public Insurance:	1,417	29.75%
No Insurance:	1,638	34.39%
Total:	4,763	100%
Has Health Insurance:	3,125	65.61%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 46740 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	13.6%	14.1%	15.0%	15.8%	13.9%	14.8%	18.1%	16.9%	16.4%	19.8%	18.9%	15.8%	16.5%	17.9%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	137	9.23%
Kindergarten:	54	3.64%
Elementary school (grades 1-8):	1,041	70.15%
High school (grades 9-12):	191	12.87%
College or graduate school:	61	4.11%
Total:	1,484	100%
Early Childhood:	191	12.87%
K-12 (Primary & Secondary School):	1,286	86.66%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Geneva, Indiana
Names to Avoid:	Ceylon
Counties:	Adams County[Primary] Jay County Wells County
Timezone:	Eastern (GMT -05:00)
Local Time:	10:01:52 PM
Population:	4,608 [See All]
Area Code:	260
Classification:	Standard [Normal Street Delivery]
Coordinates:	40.6204, -84.9546
Land Area:	62.279 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/46740/zip-code-46740.asp

# Residential Mailboxes:	1,135Source: USPS
# Business Mailboxes:	20Source: USPS
Total Delivery Receptacles:	1,856Source: USPS
Single Family Delivery Units:	1,070Source: USPS
Multi Family Delivery Units:	41Source: USPS

# of Businesses:	39Source: CBP
1st Quarter Payroll:	$8,341,000Source: CBP
Annual Payroll:	$37,244,000Source: CBP
# of Employees:	693Source: CBP

CBSA Name:	Decatur, INSource: Census
CBSA Number:	19540Source: Census
CBSA Type:	MicroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	34,387Source: Census
MSA:	Fort Wayne, IN MSASource: Census
Land Area:	62.279 sq miSource: Census
Water Area:	0.469 sq miSource: Census

Congressional District:	03Source: USPS
Congressional Land Area:	4180.37 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	1827216Source: Census
Place Name:	Geneva town; IndianaSource: Census

ZIP Code 46740 in Geneva, IN

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 46740

Colleges & Post Secondary Schools near ZIP Code 46740

Sources & References