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Population & Demographics

ZIP Code 46303 has 17,028 residents and 6,480 households (average 2.63 persons per household). The median age is 39.0 years, about the same as the state (38.2) and about the same as the nation (38.8). The gender split is 50.2% male and 49.8% female, which is slightly higher than the national male share (49.1%). Largest groups are White (88.1%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (8.8%); Hispanic or Latino residents make up 8.8%, which is much lower than the national average (18.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	17,028Source: Census DHC
2023 ACS Population Estimate:	16,910Source: Census ACS
2025 ZC Population Estimate:	21,208Source: ZIP-Codes.com
Population Density:	592.9 people per sq mile
Average Income:	$78,659Source: Census ACS

Households:	6,480Source: Census DHC
Average House Value:	$271,700Source: Census ACS
Persons Per Household:	2.63Source: Census DHC
Average Family Size:	2.81Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 46303 population estimates from 2011-2023, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Census ACS Population Estimate	--	13,595	13,631	13,784	13,997	14,078	14,375	14,103	14,644	14,765	14,799	16,073	16,859	16,910
Decennial Census	14,170	--	--	--	--	--	--	--	--	--	17,028	--	--	--

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 39

Male Median Age: 38.5

Female Median Age: 39.6

Line chart for ZIP 46303 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	537	604	596	592	479	472	570	623	551	554	520	621	591	470	365	232	112	67
Female	493	536	618	532	431	471	581	623	543	542	516	605	596	522	347	250	153	113
Total	1,030	1,140	1,214	1,124	910	943	1,151	1,246	1,094	1,096	1,036	1,226	1,187	992	712	482	265	180

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 46303. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	15,003	87.70%
Black:	92	0.54%
Hispanic:*	1,499	8.76%
Asian:	91	0.53%
American Indian:	61	0.36%
Hawaiian:	3	0.02%
Other:	358	2.09%
Total:	17,107	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 46303. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	8,556	50.25%	38.5 years
Females:	8,472	49.75%	39.6 years
Total:	17,028	100%	39.0 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 46303. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	16,390	96.92%
Native, born in PR, Island Areas, or abroad:	117	0.69%
Foreign born, naturalized U.S. citizen:	383	2.26%
Foreign born, not a U.S. citizen:	20	2.38%
Total Population:	16,910	100%
Total Native Population:	16,507	97.62%
Total Foreign-born Population:	403	2.38%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2023, the Median household income is $78,659, which is considerably higher than the state median ($70,051), is up $18,909 (31.6%) since 2011 and above its 2019 pre-pandemic level by $9,840. Family households earn a median of $95,295 versus $53,298 for nonfamily households (a difference of $41,997). By gender, male median income is $74,107 and female is $51,034, which is higher than the state female median ($47,719), with a current gap of $23,073 that has widened from 2011 to 2023. The labor-force participation rate is 64.6%, which is edges past the national rate (63.5%). The unemployment rate is 4.8%, which is edges higher than the state rate (4.3%). The largest occupation group is Management (29.2%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 46303 from 2011-2023 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Household Income	$59,750	$58,526	$57,960	$62,981	$60,872	$64,835	$69,630	$68,259	$68,819	$69,732	$79,594	$88,571	$78,659
Median Family Income	$66,033	$64,879	$63,413	$66,787	$66,746	$69,593	$72,948	$73,904	$76,431	$75,179	$87,063	$97,333	$95,295
Median NonFamily Income	$32,431	$33,192	$34,357	$36,434	$34,691	$36,882	$51,148	$46,250	$45,063	$47,060	$49,615	$47,539	$53,298
Median Male Income	$49,664	$50,045	$53,255	$53,210	$54,940	$55,600	$60,314	$60,343	$56,597	$58,438	$66,784	$76,762	$74,107
Median Female Income	$40,143	$40,446	$40,059	$39,777	$39,025	$40,455	$41,318	$42,317	$43,594	$44,147	$47,430	$50,435	$51,034

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 46303, city of Cedar Lake, Lake County, state of Indiana, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 46303, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	8,168	61.46%
Unemployed:	411	3.09%
Not In Labor Force:	4,711	35.45%
Total:	13,290	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	2,383	29.17%
Service:	1,508	18.46%
Sales and Office:	1,973	24.16%
Natural resources, construction, and maintenance:	1,020	12.49%
Production, transportation, and material moving:	1,284	15.72%
Total Civilian Employed Population:	8,168	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2023, the median home value is $271,700, which is much higher than the state median ($201,600), is up $109,100 (67.10%) since 2011 and above its 2019 pre-pandemic level by $75,600. The median gross rent is $1,197, which is much higher than the state median ($1,020), is up $317 (36.02%) since 2011 and above its 2019 pre-pandemic level by $281. Of occupied housing, owners make up 82.42% (68.91% with a mortgage, 31.09% free-and-clear) and renters 17.58% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 11.10%, which is considerably higher than the state rate (9.20%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 46303, compared with Cedar Lake, Lake County, state of Indiana, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 46303 across years 2011-2023 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Home Value	$162,600	$157,900	$160,900	$164,400	$167,600	$170,400	$179,000	$186,300	$196,100	$197,500	$216,800	$247,000	$271,700

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 46303, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	0	0.00%
$500 to $999:	147	13.59%
$1,000 to $1,499:	481	44.45%
$1,500 to $1,999:	250	23.11%
$2,000 to $2,499:	13	1.20%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	14	1.29%
No Rent:	177	16.36%
Total:	1,082	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 46303 over the years 2011-2023 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Rent	$880	$884	$882	$900	$873	$837	$860	$890	$916	$947	$1,007	$1,176	$1,197

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 46303. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	3,495	56.79%
Owner Occupied (free and clear, no mortgage):	1,577	25.63%
Renter Occupied:	1,082	17.58%
Total Occupied Housing Units:	6,154	100%

Occupied Housing Units:	6,154	88.90%
Vacant Housing Units (not graphed):	768	11.10%
Total Housing Units:	6,922	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 46303. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	6,570	94.91%
Multi-Family Units:	313	4.52%
Other Units:	39	0.56%
Total Housing Units:	6,922	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2023, 24.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 94.90%, which is far higher than the national rate (89.40%). The uninsured rate is 4.80%, which is falls below the national rate (8.60%). The share of people in poverty is 4.20%, which is far lower than the national rate (8.70%), up 1.70 percentage points since 2011 and below its 2019 pre-pandemic level by 3.70 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (47.58%). College enrollment is 17.99%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 46303, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	126	1.09%
9th to 12th grade, no diploma:	468	4.03%
High school graduate (includes equivalency):	4,239	36.53%
Some college, no degree:	2,871	24.74%
Associate's degree:	1,087	9.37%
Bachelor's degree:	1,771	15.26%
Graduate or professional degree:	1,042	8.98%
Total:	11,604	100%
High school or higher:	11,010	94.88%
Bachelor's degree or higher:	2,813	24.24%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 46303. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	12,868	68.16%
Public Insurance:	5,200	27.54%
No Insurance:	811	4.30%
Total:	18,879	100%
Has Health Insurance:	18,068	95.70%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)

Line chart displaying the share of families and people in ZIP 46303 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2023. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
% of People in Poverty	2.5%	3.4%	4.8%	5.8%	7.6%	9.4%	8.6%	8.5%	7.9%	5.7%	3.7%	4.6%	4.2%

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	173	4.46%
Kindergarten:	328	8.45%
Elementary school (grades 1-8):	1,846	47.58%
High school (grades 9-12):	835	21.52%
College or graduate school:	698	17.99%
Total:	3,880	100%
Early Childhood:	501	12.91%
K-12 (Primary & Secondary School):	3,009	77.55%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Cedar Lake, Indiana
County:	Lake County
Timezone:	Central (GMT -06:00)
Local Time:	11:35:51 PM
Population:	17,028 [See All]
Area Code:	219
Classification:	Standard [Normal Street Delivery]
Coordinates:	41.3736, -87.4644
Land Area:	28.722 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/46303/zip-code-46303.asp

# Residential Mailboxes:	8,064Source: USPS
# Business Mailboxes:	158Source: USPS
Total Delivery Receptacles:	8,516Source: USPS
Single Family Delivery Units:	6,922Source: USPS
Multi Family Delivery Units:	37Source: USPS

# of Businesses:	264Source: CBP
1st Quarter Payroll:	$20,702,000Source: CBP
Annual Payroll:	$93,955,000Source: CBP
# of Employees:	2,307Source: CBP

CBSA Name:	Chicago-Naperville-Elgin, IL-INSource: Census
CBSA Number:	16980Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	Lake County-Porter County-Jasper County, IN (CBSA Div 29414)Source: Census
CBSA Population:	9,359,555Source: Census
MSA:	Chicago-Gary-Kenosha, IL-IN-WI CMSASource: Census
Land Area:	28.722 sq miSource: Census
Water Area:	1.435 sq miSource: Census

Congressional District:	01Source: USPS
Congressional Land Area:	1157.02 sq miSource: Census
PMSA:	Gary, IN PMSASource: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	1811062Source: Census
Place Name:	Cedar Lake town; IndianaSource: Census

ZIP Code 46303 in Cedar Lake, IN

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2023)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 46303

Colleges & Post Secondary Schools near ZIP Code 46303

Sources & References