ZIP Code 46181 in Trafalgar, IN

Data Last Updated: October 1, 2025
City:Trafalgar, Indiana
Names to Avoid:
Peoga, Samaria, Spearsville
Counties:Johnson County[Primary]
Brown County
Timezone:Eastern (GMT -05:00)
Local Time:12:34:01 AM
Population:5,280 [See All]
Area Codes:317 / 463
Classification:Standard [Normal Street Delivery]
Coordinates:39.3733, -86.1623
Land Area:45.452 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/46181/zip-code-46181.asp

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Population & Demographics


ZIP Code 46181 has 5,280 residents and 1,992 households (average 2.64 persons per household). The median age is 42.7 years, older than the state (38.2) and older than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is about the same as the national male share (49.1%). Largest groups are White (94.9%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (1.4%); Hispanic or Latino residents make up 1.4%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:5,280Source: Census DHC
2023 ACS Population Estimate:5,094Source: Census ACS
2025 ZC Population Estimate:6,013Source: ZIP-Codes.com
Population Density:116.2 people per sq mile
Average Income:$85,625Source: Census ACS
Households:1,992Source: Census DHC
Average House Value:$278,600Source: Census ACS
Persons Per Household:2.64Source: Census DHC
Average Family Size:2.66Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--4,4894,3594,3944,6734,5924,5044,6474,7885,2865,3975,1515,1865,094
Decennial Census4,832------------------5,280------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 42.7

Male Median Age: 42.2

Female Median Age: 43.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male156158201177135941341721531901922281951331151085323
Female132172184162137140149147156209204195209148112955062
Total28833038533927223428331930939939642340428122720310385
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:5,01297.34%
Black:120.23%
Hispanic:*741.44%
Asian:190.37%
American Indian:20.04%
Hawaiian:30.06%
Other:270.52%
Total:5,149100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:2,61749.56%42.2 years
Females:2,66350.44%43.2 years
Total:5,280100%42.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:5,05099.14%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:230.45%
Foreign born, not a U.S. citizen:210.86%
Total Population:5,094100%
Total Native Population:5,05099.14%
Total Foreign-born Population:440.86%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $85,625, which is much higher than the state median ($70,051), is up $23,288 (37.4%) since 2011 and above its 2019 pre-pandemic level by $10,312. Family households earn a median of $99,569 versus $36,469 for nonfamily households (a difference of $63,100). By gender, male median income is $80,170 and female is $49,322, which is well under the national female median ($53,445), with a current gap of $30,848 that has widened from 2011 to 2023. The labor-force participation rate is 66.4%, which is edges past the national rate (63.5%). The unemployment rate is 5.2%, which is higher than the state rate (4.3%). The largest occupation group is Management (38.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$62,337$59,657$59,861$67,083$69,096$69,955$64,129$73,090$75,313$80,370$87,326$86,836$85,625
Median Family Income$66,838$65,281$63,056$68,480$76,780$80,757$77,644$85,000$86,757$90,966$103,300$99,408$99,569
Median NonFamily Income$29,545$41,023$44,306$48,924$48,333$50,882$51,875$41,625$34,427$32,083$34,122$39,063$36,469
Median Male Income$56,585$55,516$52,946$54,313$57,476$52,206$53,803$62,025$64,129$66,513$75,980$80,365$80,170
Median Female Income$33,445$35,441$35,655$34,462$34,191$34,418$36,685$40,179$40,467$41,138$44,538$52,153$49,322
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:2,51262.93%
Unemployed:1373.43%
Not In Labor Force:1,34333.64%
Total:3,992100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:97338.73%
Service:47919.07%
Sales and Office:48019.11%
Natural resources, construction, and maintenance:32813.06%
Production, transportation, and material moving:25210.03%
Total Civilian Employed Population:2,512100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $278,600, which is considerably higher than the state median ($201,600), is up $105,900 (61.32%) since 2011 and above its 2019 pre-pandemic level by $52,400. The median gross rent is $951, which is considerably lower than the national median ($1,348), is up $105 (12.41%) since 2011 and above its 2019 pre-pandemic level by $21. Of occupied housing, owners make up 91.27% (68.18% with a mortgage, 31.82% free-and-clear) and renters 8.73% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 1.74%, which is far lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$172,700$165,300$171,800$173,900$169,700$182,600$202,800$213,300$226,200$226,700$244,900$280,400$278,600
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:148.33%
$500 to $999:7444.05%
$1,000 to $1,499:3219.05%
$1,500 to $1,999:2112.50%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:2716.07%
Total:168100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$846$883$1,014$1,313$1,221$1,255$939$952$930$870$865$1,161$951
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,19862.23%
Owner Occupied (free and clear, no mortgage):55929.04%
Renter Occupied:1688.73%
Total Occupied Housing Units:1,925100%

Occupied Housing Units:1,92598.26%
Vacant Housing Units (not graphed):341.74%
Total Housing Units:1,959100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:1,84794.28%
Multi-Family Units:864.39%
Other Units:261.33%
Total Housing Units:1,959100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 28.30% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 94.80%, which is far higher than the national rate (89.40%). The uninsured rate is 3.80%, which is far lower than the national rate (8.60%). The share of people in poverty is 6.30%, which is comparable to the national rate (8.70%), down 1.00 percentage points since 2011 and above its 2019 pre-pandemic level by 0.30 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (41.49%). College enrollment is 21.80%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:882.64%
9th to 12th grade, no diploma:862.58%
High school graduate (includes equivalency):1,23136.99%
Some college, no degree:75022.54%
Associate's degree:2306.91%
Bachelor's degree:66219.89%
Graduate or professional degree:2818.44%
Total:3,328100%
High school or higher:3,15494.77%
Bachelor's degree or higher:94328.34%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:3,83068.81%
Public Insurance:1,54027.67%
No Insurance:1963.52%
Total:5,566100%
Has Health Insurance:5,37096.48%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty7.3%7.7%6.5%6.0%3.6%1.9%2.1%2.6%6.0%5.0%5.9%5.9%6.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:221.73%
Kindergarten:655.10%
Elementary school (grades 1-8):52941.49%
High school (grades 9-12):38129.88%
College or graduate school:27821.80%
Total:1,275100%
Early Childhood:876.82%
K-12 (Primary & Secondary School):97576.47%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 46181 supports both business and residential activity. According to the Business Census (2023), there are 107 business establishments, employing about 702 people with an annual payroll of $28,767,000. USPS data shows 2,278 residential mailboxes and 74 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:2,278Source: USPS
# Business Mailboxes:74Source: USPS
Total Delivery Receptacles:2,508Source: USPS
Single Family Delivery Units:2,160Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:107Source: CBP
1st Quarter Payroll:$6,491,000Source: CBP
Annual Payroll:$28,767,000Source: CBP
# of Employees:702Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 46181 is located in Johnson County, Indiana, within the Indianapolis-Carmel-Greenwood, IN Metropolitan Statistical Area (CBSA 26900) and Indiana's 6th and 9th Congressional Districts. This Metro area has a population of 2,106,327 people, about 0.25% of whom live in ZIP Code 46181. It covers 45.452 sq mi of land and a water area of 0.511 sq mi.

CBSA Name:Indianapolis-Carmel-Greenwood, INSource: Census
CBSA Number:26900Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,106,327Source: Census
MSA:Indianapolis, IN MSASource: Census
Land Area:45.452 sq miSource: Census
Water Area:0.511 sq miSource: Census
Congressional District:06,09Source: USPS
Congressional Land Area:6206.83, 4486.77 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1876310Source: Census
Place Name:Trafalgar town; IndianaSource: Census

Adjacent & Nearby ZIP Codes


46182 | | 46180

Schools in ZIP Code 46181


ZIP Code 46181 is in the Nineveh-Hensley-Jackson United School Corporation, which serves grades Kindergarten thru 12th. There are 4 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Indian Creek Intermediate School 1000 S Indian Crk Dr
Trafalgar, IN 46181
District: Nineveh-Hensley-Jackson United School Corporation
Indian Creek Middle School 801 W Indian Creek Dr
Trafalgar, IN 46181
District: Nineveh-Hensley-Jackson United School Corporation
Indian Creek Sr High School 803 W Indian Creek Dr
Trafalgar, IN 46181
District: Nineveh-Hensley-Jackson United School Corporation
Indian Creek Elementary School 1002 S Indian Creek Dr
Trafalgar, IN 46181
District: Nineveh-Hensley-Jackson United School Corporation
Kid City Academy 1950 N Graham Rd
Franklin, IN 46131
District: Private SchoolNearby
Greenwood Christian Academy 835 W Worthsville Rd
Greenwood, IN 46143
District: Private SchoolNearby
Tabernacle Christian School 2189 Burton Ln
Martinsville, IN 46151
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 46181


Franklin College 101 Branigin Blvd
Franklin, IN 46131-2623
Type: Post Secondary
Ivy Tech Community College-Columbus 4475 Central Ave
Columbus, IN 47203-1868
Type: Post Secondary
Purdue University - Purdue Polytechnic Columbus Amce Building, 4444 Kelly Street
Columbus, IN 47203
Type: Post Secondary
Paul Mitchell The School-Indianapolis 8751 US 31 Highway South
Indianapolis, IN 46227-6252
Type: Post Secondary
Empire Beauty School-Indianapolis 3810 E Southport Rd.
Indianapolis, IN 46237-3249
Type: Post Secondary
University Of Indianapolis 1400 E Hanna Ave
Indianapolis, IN 46227-3697
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov