| City: | Amo, Indiana |
| County: | Hendricks County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:42:09 AM |
| Population: | 354 [See All] |
| Area Code: | 765 |
| Classification: | PO Box |
| Coordinates: | 39.6893, -86.6133 |
| Land Area: | 0.458 sq mi |
| Quick Link: |
Amo is a small town in Hendricks County, Indiana, with a population of 354 residents living in 130 households. The post office maintains 126 PO Boxes, serving nearly every household in the community. This is a PO Box Only Zone, meaning PO Box service is the primary mail delivery option. While some street delivery exists via one city route and one rural route, the 97% PO Box adoption rate shows that almost everyone relies on the post office for mail.
The town covers just over half a square mile and features classic small-town street names. Pearl Street has the most delivery points with 10 addresses, followed by South Street, Vine Street, and others like Main Street, Church Street, and Railroad Street. County roads extend service to surrounding rural areas. With a median age of 36.8 years, Amo has a working-age population. Many residents commute for work, with 36% working from home and significant employment in transportation and warehousing.
Housing in Amo is predominantly historic. Of the 141 total housing units, 125 were built before 1939, giving the town a distinctly historic character. The median home value is $149,200, and 80% of households own their homes. Median household income stands at $76,875. The town is 92% white, with 28 Hispanic or Latino residents. Just 11 homes sit vacant, with only 2 for seasonal use, indicating this is a stable year-round community.
Mail to Amo should be addressed to:
PO Box [number]
Amo, IN 46103
While limited street delivery exists for some addresses, most residents use PO Boxes as the standard mailing address.
Classic small-town grid with Pearl, Main, Church, and Railroad Streets plus surrounding county roads.
ZIP Code 46103 has 354 residents and 130 households (average 2.72 persons per household). The median age is 36.8 years, slightly younger than the state (38.2) and slightly younger than the nation (38.8). The gender split is 50.6% male and 49.4% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (91.5%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Hispanic or Latino (1.7%); Hispanic or Latino residents make up 1.7%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 354Source: Census DHC |
| 2024 ACS Population Estimate: | 371Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 772.9 people per sq mile |
| Average Income: | $76,875Source: Census ACS |
| Households: | 130Source: Census DHC |
| Average House Value: | $149,200Source: Census ACS |
| Persons Per Household: | 2.72Source: Census DHC |
| Average Family Size: | 2.55Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 257 | 226 | 223 | 214 | 172 | 193 | 299 | 206 | 162 | 145 | 386 | 375 | 371 |
| Decennial Census | 159 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 354 | -- | -- | -- |
Median Age: 36.8
Male Median Age: 37.8
Female Median Age: 36.3
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 10 | 15 | 17 | 7 | 6 | 10 | 15 | 16 | 18 | 11 | 12 | 17 | 4 | 7 | 5 | 6 | 0 | 3 |
| Female | 13 | 10 | 19 | 9 | 12 | 11 | 12 | 10 | 9 | 11 | 12 | 10 | 21 | 3 | 6 | 5 | 2 | 0 |
| Total | 23 | 25 | 36 | 16 | 18 | 21 | 27 | 26 | 27 | 22 | 24 | 27 | 25 | 10 | 11 | 11 | 2 | 3 |
| White: | 324 | 95.86% |
| Black: | 2 | 0.59% |
| Hispanic:* | 6 | 1.78% |
| Asian: | 1 | 0.30% |
| American Indian: | 1 | 0.30% |
| Hawaiian: | 0 | 0% |
| Other: | 4 | 1.18% |
| Total: | 338 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 179 | 50.56% | 37.8 years |
| Females: | 175 | 49.44% | 36.3 years |
| Total: | 354 | 100% | 36.8 years |
| Native, born in the United States: | 369 | 99.46% |
| Native, born in PR, Island Areas, or abroad: | 2 | 0.54% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 371 | 100% |
| Total Native Population: | 371 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2023, the Median household income is $76,875, which is markedly greater than the state median ($70,051), is down $4,583 (5.6%) since 2011 and above its 2019 pre-pandemic level by $3,750. Family households earn a median of $92,857 versus $49,167 for nonfamily households (a difference of $43,690). By gender, male median income is $58,000 and female is $41,563, which is well under the national female median ($53,445), with a current gap of $16,437 that has stayed about the same from 2011 to 2023. The labor-force participation rate is 61.5%, which is modestly under the state rate (64.0%). The unemployment rate is 2.7%, which is markedly below the national rate (5.2%). The largest occupation group is Production (30.7%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $81,458 | $80,893 | $84,375 | $60,938 | $54,375 | $59,375 | $75,750 | $63,125 | $73,125 | $76,250 | $77,188 | $72,045 | $76,875 |
| Median Family Income | $80,625 | $81,250 | $84,500 | $61,250 | $60,417 | $62,500 | $52,500 | $56,250 | $68,750 | $0 | $78,750 | $81,875 | $92,857 |
| Median NonFamily Income | $60,000 | $51,250 | $40,625 | $40,625 | $43,750 | $45,250 | $0 | $0 | $48,000 | $0 | $43,750 | $48,750 | $49,167 |
| Median Male Income | $50,435 | $52,031 | $53,491 | $45,313 | $0 | $47,083 | $44,500 | $46,250 | $45,625 | $43,393 | $47,083 | $48,125 | $58,000 |
| Median Female Income | $34,028 | $32,500 | $35,500 | $35,000 | $0 | $36,429 | $33,125 | $33,438 | $34,167 | $0 | $37,500 | $41,750 | $41,563 |
| Employed: | 179 | 59.87% |
| Unemployed: | 5 | 1.67% |
| Not In Labor Force: | 115 | 38.46% |
| Total: | 299 | 100% |
| Management, business, science, and arts: | 39 | 21.79% |
| Service: | 26 | 14.53% |
| Sales and Office: | 33 | 18.44% |
| Natural resources, construction, and maintenance: | 26 | 14.53% |
| Production, transportation, and material moving: | 55 | 30.73% |
| Total Civilian Employed Population: | 179 | 100% |
In 2023, the median home value is $149,200, which is well under the national median ($303,400), is up $33,900 (29.40%) since 2011 and above its 2019 pre-pandemic level by $54,200. The median gross rent is $1,056, which is much lower than the national median ($1,348), is down $82 (7.21%) since 2011 and below its 2019 pre-pandemic level by $51. Of occupied housing, owners make up 84.68% (71.43% with a mortgage, 28.57% free-and-clear) and renters 15.32% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 0.80%, which is much lower than the national rate (10.43%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $115,300 | $106,300 | $114,300 | $100,000 | $87,500 | $92,500 | $120,500 | $97,500 | $95,000 | $92,500 | $125,000 | $141,300 | $149,200 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 6 | 31.58% |
| $1,000 to $1,499: | 9 | 47.37% |
| $1,500 to $1,999: | 1 | 5.26% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 3 | 15.79% |
| Total: | 19 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $1,138 | $1,142 | $1,132 | $1,063 | $1,018 | $1,089 | $1,100 | $1,104 | $1,107 | $1,225 | $1,078 | $1,058 | $1,056 |
| Owner Occupied (with mortgage): | 75 | 60.48% |
| Owner Occupied (free and clear, no mortgage): | 30 | 24.19% |
| Renter Occupied: | 19 | 15.32% |
| Total Occupied Housing Units: | 124 | 100% |
| Occupied Housing Units: | 124 | 99.20% |
| Vacant Housing Units (not graphed): | 1 | 0.80% |
| Total Housing Units: | 125 | 100% |
| Single-Family Units: | 124 | 99.20% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 1 | 0.80% |
| Total Housing Units: | 125 | 100% |
In 2023, 17.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 91.10%, which is comparable to the national rate (89.40%). The uninsured rate is 3.50%, which is far lower than the national rate (8.60%). The share of people in poverty is 6.10%, which is comparable to the national rate (8.70%), up 4.70 percentage points since 2011 and below its 2019 pre-pandemic level by 3.90 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (45.24%). College enrollment is 4.76%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 1 | 0.39% |
| 9th to 12th grade, no diploma: | 22 | 8.53% |
| High school graduate (includes equivalency): | 132 | 51.16% |
| Some college, no degree: | 47 | 18.22% |
| Associate's degree: | 12 | 4.65% |
| Bachelor's degree: | 33 | 12.79% |
| Graduate or professional degree: | 11 | 4.26% |
| Total: | 258 | 100% |
| High school or higher: | 235 | 91.09% |
| Bachelor's degree or higher: | 44 | 17.05% |
| Private Insurance: | 264 | 65.84% |
| Public Insurance: | 124 | 30.92% |
| No Insurance: | 13 | 3.24% |
| Total: | 401 | 100% |
| Has Health Insurance: | 388 | 96.76% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 1.4% | 3.2% | 1.5% | 9.4% | 13.7% | 7.4% | 9.5% | 19.6% | 10.0% | 12.1% | 10.9% | 7.0% | 6.1% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 14 | 16.67% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 38 | 45.24% |
| High school (grades 9-12): | 28 | 33.33% |
| College or graduate school: | 4 | 4.76% |
| Total: | 84 | 100% |
| Early Childhood: | 14 | 16.67% |
| K-12 (Primary & Secondary School): | 66 | 78.57% |
ZIP Code 46103 is designated for PO Box delivery only; business establishment and employment data are not available.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 137Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 0Source: CBP |
| 1st Quarter Payroll: | $0Source: CBP |
| Annual Payroll: | $0Source: CBP |
| # of Employees: | 0Source: CBP |
ZIP Code 46103 is located in Hendricks County, Indiana, within the Indianapolis-Carmel-Greenwood, IN Metropolitan Statistical Area (CBSA 26900) and Indiana's 4th Congressional District. This Metro area has a population of 2,106,327 people, about 0.02% of whom live in ZIP Code 46103. It covers 0.458 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | Indianapolis-Carmel-Greenwood, INSource: Census |
| CBSA Number: | 26900Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 2,106,327Source: Census |
| MSA: | Indianapolis, IN MSASource: Census |
| Land Area: | 0.458 sq miSource: Census |
| Water Area: | --Source: Census |
| Congressional District: | 04Source: USPS |
| Congressional Land Area: | 6352.55 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 1801450Source: Census |
| Place Name: | Amo town; IndianaSource: Census |
ZIP Code 46103 is in the Mill Creek Community School Corporation, which serves grades Pre-Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.