ZIP Code 45778 in Stewart, OH

Data Last Updated: October 1, 2025
City:Stewart, Ohio
County:Athens County
Timezone:Eastern (GMT -05:00)
Local Time:12:28:25 AM
Population:834 [See All]
Area Codes:220 / 740
Classification:Standard [Normal Street Delivery]
Coordinates:39.3381, -81.8954
Land Area:27.019 sq mi
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Population & Demographics


ZIP Code 45778 has 834 residents and 334 households (average 2.50 persons per household). The median age is 44.2 years, older than the state (39.8) and older than the nation (38.8). The gender split is 49.3% male and 50.7% female, which is about the same as the state male share (49.0%), making this a female-majority area. Largest groups are White (79.5%, much higher than the national average of 61.6%) and Black or African American (8.0%, lower than the state average of 12.5%); Hispanic or Latino residents make up 1.3%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:834Source: Census DHC
2023 ACS Population Estimate:1,131Source: Census ACS
2025 ZC Population Estimate:795Source: ZIP-Codes.com
Population Density:30.9 people per sq mile
Average Income:$62,679Source: Census ACS
Households:334Source: Census DHC
Average House Value:$68,100Source: Census ACS
Persons Per Household:2.50Source: Census DHC
Average Family Size:2.99Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--5325926455937317818608211,0288779369121,131
Decennial Census824------------------834------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 44.2

Male Median Age: 46.4

Female Median Age: 42.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male201619331015173832252929523718957
Female24302434231329232830143438261621511
Total444643673328466160554363906334301018
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:66386.67%
Black:678.76%
Hispanic:*111.44%
Asian:60.78%
American Indian:101.31%
Hawaiian:00%
Other:81.05%
Total:765100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:41149.28%46.4 years
Females:42350.72%42.1 years
Total:834100%44.2 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,12899.73%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:30.27%
Foreign born, not a U.S. citizen:00.27%
Total Population:1,131100%
Total Native Population:1,12899.73%
Total Foreign-born Population:30.27%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $62,679, which is far less than the national median ($78,538), is up $15,960 (34.2%) since 2011 and above its 2019 pre-pandemic level by $25,596. Family households earn a median of $62,849 versus $59,167 for nonfamily households (a difference of $3,682). By gender, male median income is $40,694 and female is $42,377, which is well under the national female median ($53,445), with a current gap of $1,683 that has narrowed from 2011 to 2023. The labor-force participation rate is 62.0%, which is slightly below the national rate (63.5%). The unemployment rate is 10.4%, which is far worse than the state rate (4.8%). The largest occupation group is Service (34.9%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$46,719$42,109$42,313$45,469$43,179$40,625$39,567$33,403$37,083$37,457$39,750$44,063$62,679
Median Family Income$65,385$63,250$48,523$48,864$46,875$45,234$45,500$32,625$32,250$35,313$38,424$42,688$62,849
Median NonFamily Income$22,969$17,143$16,198$23,125$0$0$33,958$32,045$41,136$46,786$49,792$52,115$59,167
Median Male Income$49,844$48,963$48,750$51,335$51,154$0$41,316$32,198$33,958$34,964$36,700$39,464$40,694
Median Female Income$26,953$26,106$27,316$31,827$26,490$26,645$22,367$21,672$22,110$22,794$25,885$29,750$42,377
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:57955.57%
Unemployed:676.43%
Not In Labor Force:39638.00%
Total:1,042100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:18231.43%
Service:20234.89%
Sales and Office:6811.74%
Natural resources, construction, and maintenance:6010.36%
Production, transportation, and material moving:6711.57%
Total Civilian Employed Population:579100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $68,100, which is considerably lower than the national median ($303,400), is down $11,400 (14.34%) since 2011 and below its 2019 pre-pandemic level by $25,200. The median gross rent is $875, which is considerably lower than the national median ($1,348), is up $551 (170.06%) since 2011 and below its 2019 pre-pandemic level by $188. Of occupied housing, owners make up 86.19% (34.71% with a mortgage, 65.29% free-and-clear) and renters 13.81% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 12.13%, which is far higher than the state rate (8.38%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$79,500$87,600$110,800$122,000$107,400$108,500$117,600$101,200$93,300$0$100,800$122,300$68,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1522.73%
$500 to $999:1015.15%
$1,000 to $1,499:2030.30%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:2131.82%
Total:66100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$324$384$393$398$825$938$943$986$1,063$1,052$1,141$1,149$875
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):14329.92%
Owner Occupied (free and clear, no mortgage):26956.28%
Renter Occupied:6613.81%
Total Occupied Housing Units:478100%

Occupied Housing Units:47887.87%
Vacant Housing Units (not graphed):6612.13%
Total Housing Units:544100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:35465.07%
Multi-Family Units:00.00%
Other Units:19034.93%
Total Housing Units:544100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 11.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 93.70%, which is comparable to the national rate (89.40%). The uninsured rate is 11.40%, which is on par with the state rate (6.40%). The share of people in poverty is 5.30%, which is on par with the state rate (9.20%), down 1.90 percentage points since 2011 and below its 2019 pre-pandemic level by 37.20 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (66.00%). College enrollment is 3.00%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:596.26%
High school graduate (includes equivalency):46649.42%
Some college, no degree:24025.45%
Associate's degree:737.74%
Bachelor's degree:768.06%
Graduate or professional degree:293.08%
Total:943100%
High school or higher:88493.74%
Bachelor's degree or higher:10511.13%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:69853.28%
Public Insurance:48336.87%
No Insurance:1299.85%
Total:1,310100%
Has Health Insurance:1,18190.15%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty7.2%5.0%2.1%3.0%13.3%20.5%30.3%43.7%42.5%44.3%28.8%18.1%5.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):6666.00%
High school (grades 9-12):3131.00%
College or graduate school:33.00%
Total:100100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):9797.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 45778 supports both business and residential activity. According to the Business Census (2023), there are 8 business establishments, employing about 47 people with an annual payroll of $2,393,000. USPS data shows 318 residential mailboxes and 7 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:318Source: USPS
# Business Mailboxes:7Source: USPS
Total Delivery Receptacles:376Source: USPS
Single Family Delivery Units:318Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:8Source: CBP
1st Quarter Payroll:$549,000Source: CBP
Annual Payroll:$2,393,000Source: CBP
# of Employees:47Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 45778 is located in Athens County, Ohio, within the Athens, OH Metropolitan Statistical Area (CBSA 11900) and Ohio's 6th and 12nd Congressional Districts. This Micro area has a population of 61,573 people, about 1.35% of whom live in ZIP Code 45778. It covers 27.019 sq mi of land and a water area of 0.222 sq mi.

CBSA Name:Athens, OHSource: Census
CBSA Number:11900Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:61,573Source: Census
MSA:Source: Census
Land Area:27.019 sq miSource: Census
Water Area:0.222 sq miSource: Census
Congressional District:06,12Source: USPS
Congressional Land Area:7215.03, 2271.91 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3974622Source: Census
Place Name:Stewart CDP; OhioSource: Census

Adjacent & Nearby ZIP Codes


45779 | | 45777

Schools in ZIP Code 45778


ZIP Code 45778 is in the Federal Hocking Local School District, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Federal Hocking High School 8461 State Route 144
Stewart, OH 45778
District: Federal Hocking Local School District
Federal Hocking Middle School 8461 State Route 144
Stewart, OH 45778
District: Federal Hocking Local School District
Federal Hocking Local Schools 8461 State Route 144
Stewart, OH 45778
District: Federal Hocking Local School District
Heritage Christian School 29541 E Belpre Pike Rd
Coolville, OH 45723
District: Private SchoolNearby
St John Central Grade School 17654 State Route 676
Marietta, OH 45750
District: Private SchoolNearby
St Mary School 320 Marion St
Marietta, OH 45750
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 45778


Ohio University-Main Campus 020 Chubb Hall
Athens, OH 45701-2979
Type: Post Secondary
Tri-County Adult Career Center 15676 St Rt 691
Nelsonville, OH 45764
Type: Post Secondary
Hocking College 3301 Hocking Parkway
Nelsonville, OH 45764
Type: Post Secondary
Mountain State College 1508 Spring St
Parkersburg, WV 26101-3993
Type: Post Secondary
Ohio Valley University 1 Campus View Drive
Vienna, WV 26105-8000
Type: Post Secondary
Wood County School Of Practical Nursing 1515 Blizzard Drive
Parkersburg, WV 26101
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov