ZIP Code 45685 in Thurman, OH

Data Last Updated: October 1, 2025
City:Thurman, Ohio
Counties:Gallia County[Primary]
Jackson County
Timezone:Eastern (GMT -05:00)
Local Time:12:26:54 AM
Population:1,040 [See All]
Area Codes:740 / 220
Classification:Standard [Normal Street Delivery]
Coordinates:38.9236, -82.4483
Land Area:30.402 sq mi
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https://www.zip-codes.com/zip-code/45685/zip-code-45685.asp

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Population & Demographics


ZIP Code 45685 has 1,040 residents and 404 households (average 2.57 persons per household). The median age is 44.5 years, older than the state (39.8) and older than the nation (38.8). The gender split is 51.9% male and 48.1% female, which is slightly higher than the state male share (49.0%), making this a male-majority area. Largest groups are White (94.8%, much higher than the state average of 77.0% and well above the national average of 61.6%) and Hispanic or Latino (1.7%); Hispanic or Latino residents make up 1.7%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,040Source: Census DHC
2023 ACS Population Estimate:1,272Source: Census ACS
2025 ZC Population Estimate:1,320Source: ZIP-Codes.com
Population Density:34.2 people per sq mile
Average Income:$63,472Source: Census ACS
Households:404Source: Census DHC
Average House Value:$130,800Source: Census ACS
Persons Per Household:2.57Source: Census DHC
Average Family Size:2.77Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--1,3751,3701,1831,1368917359161,1201,4191,4711,6291,4851,272
Decennial Census1,251------------------1,040------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 44.5

Male Median Age: 42.7

Female Median Age: 44.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male21463329183335333029415056301821107
Female332930331620212742253051511629231410
Total54756362345356607254711011074647442417
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:98697.05%
Black:20.20%
Hispanic:*181.77%
Asian:20.20%
American Indian:10.10%
Hawaiian:00%
Other:70.69%
Total:1,016100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:54051.92%42.7 years
Females:50048.08%44.9 years
Total:1,040100%44.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,272100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:1,272100%
Total Native Population:1,272100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $63,472, which is much lower than the national median ($78,538), is up $39,472 (164.5%) since 2011 and above its 2019 pre-pandemic level by $16,962. Family households earn a median of $101,484 versus $0 for nonfamily households (a difference of $101,484). By gender, male median income is $46,797 and female is $39,821, which is much lower than the national female median ($53,445), with a current gap of $6,976 that has narrowed from 2011 to 2023. The labor-force participation rate is 61.7%, which is slightly below the national rate (63.5%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Service (33.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$24,000$32,760$35,341$36,000$33,500$31,350$37,232$40,729$46,510$67,865$0$0$63,472
Median Family Income$26,346$46,250$40,125$47,583$48,309$55,577$70,799$70,714$54,375$73,039$109,159$116,318$101,484
Median NonFamily Income$22,273$17,163$27,778$28,359$0$16,696$19,063$28,287$31,042$29,712$31,186$33,651$0
Median Male Income$60,197$56,250$59,306$59,250$55,875$56,250$56,667$53,375$48,125$47,750$62,752$67,649$46,797
Median Female Income$14,743$26,827$27,206$30,329$31,900$31,467$34,583$37,857$33,977$34,826$41,466$43,578$39,821
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:57661.67%
Unemployed:00.00%
Not In Labor Force:35838.33%
Total:934100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:10818.75%
Service:19032.99%
Sales and Office:11019.10%
Natural resources, construction, and maintenance:10017.36%
Production, transportation, and material moving:6811.81%
Total Civilian Employed Population:576100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $130,800, which is far less than the national median ($303,400), is up $31,100 (31.19%) since 2011 and above its 2019 pre-pandemic level by $16,600. The median gross rent is $770, which is well under the national median ($1,348), is up $304 (65.24%) since 2011 and above its 2019 pre-pandemic level by $195. Of occupied housing, owners make up 74.28% (39.39% with a mortgage, 60.61% free-and-clear) and renters 25.72% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 21.27%, which is much higher than the state rate (8.38%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$99,700$103,700$109,600$104,900$110,300$127,500$156,500$135,000$114,200$143,800$99,600$110,300$130,800
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:5568.75%
$1,000 to $1,499:33.75%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:2227.50%
Total:80100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$466$488$477$515$515$515$516$550$575$602$723$767$770
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):9129.26%
Owner Occupied (free and clear, no mortgage):14045.02%
Renter Occupied:8025.72%
Total Occupied Housing Units:311100%

Occupied Housing Units:31178.73%
Vacant Housing Units (not graphed):8421.27%
Total Housing Units:395100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:32582.28%
Multi-Family Units:00.00%
Other Units:7017.72%
Total Housing Units:395100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 14.70% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 94.40%, which is comparable to the national rate (89.40%). The uninsured rate is 12.70%, which is on par with the state rate (6.40%). Private coverage is 40.60%, which is generally lower than the state rate (68.20%). Public coverage is 56.30%, which is far higher than the national rate (36.30%). The share of people in poverty is 2.10%, which is markedly below the state rate (9.20%), down 23.30 percentage points since 2011 and below its 2019 pre-pandemic level by 12.60 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (46.61%). College enrollment is 4.66%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:345.60%
High school graduate (includes equivalency):35358.15%
Some college, no degree:548.90%
Associate's degree:7712.69%
Bachelor's degree:406.59%
Graduate or professional degree:498.07%
Total:607100%
High school or higher:57394.40%
Bachelor's degree or higher:8914.66%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:51737.06%
Public Insurance:71651.33%
No Insurance:16211.61%
Total:1,395100%
Has Health Insurance:1,23388.39%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty25.4%9.9%16.1%22.0%31.0%25.2%18.3%17.1%14.7%8.0%0.0%1.1%2.1%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:145.93%
Kindergarten:00.00%
Elementary school (grades 1-8):11046.61%
High school (grades 9-12):10142.80%
College or graduate school:114.66%
Total:236100%
Early Childhood:145.93%
K-12 (Primary & Secondary School):21189.41%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 45685 supports both business and residential activity. According to the Business Census (2023), there are 15 business establishments, employing about 86 people with an annual payroll of $2,615,000. USPS data shows 514 residential mailboxes and 9 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:514Source: USPS
# Business Mailboxes:9Source: USPS
Total Delivery Receptacles:583Source: USPS
Single Family Delivery Units:434Source: USPS
Multi Family Delivery Units:40Source: USPS
# of Businesses:15Source: CBP
1st Quarter Payroll:$693,000Source: CBP
Annual Payroll:$2,615,000Source: CBP
# of Employees:86Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 45685 is located in Gallia County, Ohio, within the Gallipolis, OH Metropolitan Statistical Area (CBSA 23680) and Ohio's 2nd Congressional District. This Micro area has a population of 29,162 people, about 3.57% of whom live in ZIP Code 45685. It covers 30.402 sq mi of land and a water area of 0.019 sq mi.

CBSA Name:Gallipolis, OHSource: Census
CBSA Number:23680Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:29,162Source: Census
MSA:Source: Census
Land Area:30.402 sq miSource: Census
Water Area:0.019 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:3221.62 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


45686 | | 45684

Schools in ZIP Code 45685


We could not locate which school district 45685 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Buckeye Hills Career Center 351 Buckeye Hills Road
Rio Grande, OH 45674
District: UnknownNearby
Rio Grande Elementary School 439 Lake Drive
Rio Grande, OH 45674
District: Gallipolis City School DistrictNearby
Southern Ohio Digital Academy 218 N College Ave
Rio Grande, OH 45674
District: Gallia County Local School DistrictNearby
Vinton Elementary School 123 Keystone Rd
Vinton, OH 45686
District: Gallia County Local School DistrictNearby
Southwestern Elementary School 4834 State Route 325
Patriot, OH 45658
District: Gallia County Local School DistrictNearby
Christian Life Academy 10595 Chillicothe Pike
Jackson, OH 45640
District: Private SchoolNearby
Ohio Valley Christian School 1100a 4th Ave
Gallipolis, OH 45631
District: Private SchoolNearby
Truth Christian School 38050 State Route 683
Hamden, OH 45634
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 45685


Buckeye Hills Career Center 351 Buckeye Hills Road
Rio Grande, OH 45674-0157
Type: Post Secondary
University Of Rio Grande 218 N College Ave
Rio Grande, OH 45674
Type: Post Secondary
Scioto County Career Technical Center 951 Vern Riffe Drive
Lucasville, OH 45648-0766
Type: Post Secondary
O C Collins Career Center 11627 State Rte 243
Chesapeake, OH 45619-0000
Type: Post Secondary
Ohio University-Southern Campus 1804 Liberty Ave
Ironton, OH 45638
Type: Post Secondary
Paramount Beauty Academy 1745 11th St
Portsmouth, OH 45662-4527
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov