ZIP Code 43520 in Farmer, OH

Data Last Updated: January 1, 2026
City:Farmer, Ohio
County:Defiance County
Timezone:Eastern (GMT -05:00)
Local Time:8:14:08 AM
Population:77 [See All]
Area Codes:419 / 567
Classification:PO Box
Coordinates:41.3833, -84.6308
Land Area:1.176 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/43520/zip-code-43520.asp

Download this data |

Download ZIP Boundaries |

43520 Farmer, OH - A Rural Crossroads

ZIP Code 43520, Farmer

Retirement Unique ZIP
LocationDefiance County, OH
Area0 sq mi Single Point
Population77
Households31
PO Boxes16 (52% adoption)
Median Age54.5 years
ZIP CreatedBefore Oct 2004
Enclosed InZIP Code 43506
Key Facts
  • This is a PO Box Only Zone with no alternative mail delivery available for the 77 residents.
  • The post office has 16 PO Boxes serving 31 households, so about half the community uses local boxes while others get mail through the neighboring Bryan ZIP code.
  • Farmer exists as a point location within ZIP code 43506 (Bryan) rather than having its own defined postal territory.
  • With a median age of 54.5 years and only 3 children, this is an older community with few young families.
  • About 35% of the housing stock was built before 1939, and there's an even split between owners and renters.
  • All addresses use state highway names (Route 2 and Route 249) since there are no named local streets.

Community Overview

Farmer is a crossroads settlement in Defiance County, Ohio, where State Routes 2 and 249 meet. With just 77 residents in 31 households, it's one of the smallest communities with its own ZIP code in Ohio. This is a PO Box Only Zone, meaning there's no alternative mail delivery anywhere in the area. Everyone here relies on the Farmer post office.

Postal Services

The post office maintains 16 PO Boxes for the 31 local households, a 52% adoption rate. The remaining residents receive mail through the enclosing ZIP code 43506 (Bryan), but those who want a Farmer mailing address need a box. There are no city carrier routes originating from this ZIP. The community sits within Bryan's postal territory as a point location rather than having its own defined service area.

Local Character

Farmer skews older. The median age is 54.5 years, with only 3 children under 18 and 4 young adults aged 18-24. Housing tells a similar story: about 35% of homes (11 of 31) were built before 1939. Half of the households own their homes, half rent. Nobody moved in looking for new construction.

Geography and Streets

The street addresses here are highway-based: State Route 2 and State Route 249. There are no named residential streets, no subdivisions, no apartment complexes. Three businesses operate here, but there's no data on employment since the population is too small for reliable estimates. This is rural northwest Ohio at its most elemental.

Street Name Patterns

Highway Corridors

All addresses are on state highways at this rural crossroads, with no named residential streets.

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 43520 has 77 residents and 31 households (average 2.48 persons per household). The median age is 54.5 years, significantly older than the state (39.8) and significantly older than the nation (38.8). The gender split is 41.6% male and 58.4% female, which is much lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (97.4%, much higher than the state average of 77.0% and well above the national average of 61.6%) and Black or African American (0.0%, much lower than the state average of 12.5% and well below the national average of 12.4%); Hispanic or Latino residents make up 0.0%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:77Source: Census DHC
2024 ACS Population Estimate:23Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:65.5 people per sq mile
Average Income:$0Source: Census ACS
Households:31Source: Census DHC
Average House Value:$0Source: Census ACS
Persons Per Household:2.48Source: Census DHC
Average Family Size:2.38Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--0000000000231723
Decennial Census0------------------77------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 54.5

Male Median Age: 52.5

Female Median Age: 56.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male3410010050312010002
Female509005002106038303
Total84100060071318048305
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:75100.00%
Black:00%
Hispanic:*00%
Asian:00%
American Indian:00%
Hawaiian:00%
Other:00%
Total:75100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:3241.56%52.5 years
Females:4558.44%56.1 years
Total:77100%54.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:23100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:23100%
Total Native Population:23100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $0, which is far less than the state median ($69,680), and above its 2019 pre-pandemic level by $0. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is well under the state female median ($50,654), with a current gap of $0 that has stayed about the same from 2011 to 2023. The labor-force participation rate is 0.0%, which is far less than the national rate (63.5%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Family Income$0$0$0$0$0$0$0$0$0$0$0$0$0
Median NonFamily Income$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Male Income$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Female Income$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:00.00%
Unemployed:00.00%
Not In Labor Force:23100.00%
Total:23100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:00%
Service:00%
Sales and Office:00%
Natural resources, construction, and maintenance:00%
Production, transportation, and material moving:00%
Total Civilian Employed Population:0100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $0, which is considerably lower than the state median ($199,200), and above its 2019 pre-pandemic level by $0. The median gross rent is $0, which is far less than the state median ($988), and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00%
$500 to $999:00%
$1,000 to $1,499:00%
$1,500 to $1,999:00%
$2,000 to $2,499:00%
$2,500 to $2,999:00%
$3,000 or more:00%
No Rent:00%
Total:0100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):00.00%
Owner Occupied (free and clear, no mortgage):11100.00%
Renter Occupied:00.00%
Total Occupied Housing Units:11100%

Occupied Housing Units:11100.00%
Vacant Housing Units (not graphed):00.00%
Total Housing Units:11100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:11100.00%
Multi-Family Units:00.00%
Other Units:00.00%
Total Housing Units:11100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 0.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 100.00%, which is comparable to the national rate (89.40%). The uninsured rate is 0.00%, which is comparable to the national rate (8.60%). The share of people in poverty is 0.00%, which is on par with the state rate (9.20%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):00.00%
Some college, no degree:00.00%
Associate's degree:23100.00%
Bachelor's degree:00.00%
Graduate or professional degree:00.00%
Total:23100%
High school or higher:23100.00%
Bachelor's degree or higher:00.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:23100.00%
Public Insurance:00.00%
No Insurance:00.00%
Total:23100%
Has Health Insurance:23100.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00%
Kindergarten:00%
Elementary school (grades 1-8):00%
High school (grades 9-12):00%
College or graduate school:00%
Total:0100%
Early Childhood:00%
K-12 (Primary & Secondary School):00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 43520 is designated for PO Box delivery only; business establishment and employment data are not available.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:17Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:0Source: CBP
1st Quarter Payroll:$0Source: CBP
Annual Payroll:$0Source: CBP
# of Employees:0Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 43520 is located in Defiance County, Ohio, within the Defiance, OH Metropolitan Statistical Area (CBSA 19580) and Ohio's 9th Congressional District. This Micro area has a population of 38,258 people, about 0.20% of whom live in ZIP Code 43520. It covers 1.176 sq mi of land and a water area of 0 sq mi.

CBSA Name:Defiance, OHSource: Census
CBSA Number:19580Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:38,258Source: Census
MSA:Source: Census
Land Area:1.176 sq miSource: Census
Water Area:--Source: Census
Congressional District:09Source: USPS
Congressional Land Area:464.65 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


43521 | | 43519

Schools in ZIP Code 43520


We could not locate which school district 43520 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Fairview Elementary School 14060 Blosser Rd
Sherwood, OH 43556
District: Central Local School DistrictNearby
Fairview High School 6289 US Highway 127
Sherwood, OH 43556
District: Central Local School DistrictNearby
Fairview Middle School 6289 US Highway 127
Sherwood, OH 43556
District: Central Local School DistrictNearby
Hicksville Middle School 958 E High St
Hicksville, OH 43526
District: Hicksville Exempted Village School DistrictNearby
Hicksville High School 958 E High St
Hicksville, OH 43526
District: Hicksville Exempted Village School DistrictNearby
St Patrick Catholic School 610 S Portland St
Bryan, OH 43506
District: Private SchoolNearby
St Mary School 314 S Locust St
Edgerton, OH 43517
District: Private SchoolNearby
Holy Cross Catholic School 1745 S Clinton St
Defiance, OH 43512
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 43520


Defiance College 701 N Clinton St.
Defiance, OH 43512
Type: Post Secondary
Four County Career Center 22-900 State Rte 34
Archbold, OH 43502
Type: Post Secondary
Northwest State Community College 22600 State Route 34
Archbold, OH 43502-9542
Type: Post Secondary
Trine University 1 University Ave
Angola, IN 46703-1764
Type: Post Secondary
Ravenscroft Beauty College 4530 Lahmeyer Road
Fort Wayne, IN 46835
Type: Post Secondary
Trine University-Regional/Non-Traditional Campuses 9910 Dupont Circle Drive East
Fort Wayne, IN 46825
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.

  1. U.S. Postal Service [Last Updated: 1/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 1/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 1/1/2026], https://nces.ed.gov