| City: | Silver Grove, Kentucky |
| County: | Campbell County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 9:28:18 PM |
| Population: | 857 [See All] |
| Area Code: | 859 |
| Classification: | PO Box |
| Coordinates: | 39.0379, -84.3955 |
| Land Area: | 0.319 sq mi |
| Quick Link: |
Silver Grove is a small riverside community in Campbell County, Kentucky, covering just 0.33 square miles along the Ohio River. With 857 residents and 338 households, it's a compact working-class town where nearly everyone relies on PO Box mail. This is a PO Box Only Zone. No alternative mail delivery exists within the community.
The Silver Grove post office maintains 363 PO Boxes for 338 local households, an adoption rate of 107%. This slight overcount happens because some residents maintain multiple boxes and a few boxes serve surrounding areas. Despite the PO Box classification, most residents receive rural route delivery (73 of 76 street records use rural carrier routes). The numbered grid of streets (E 1st St, E 2nd St, E 3rd St) shows this town's established layout, but it doesn't have city carrier service.
Silver Grove sits in the Cincinnati metro area, just across the river from Ohio. Median household income is $75,875, and median age is 36.9 years. Of 352 total housing units, 338 are occupied year-round. Only 11 business establishments operate here, but they employ 328 people. That's a notable concentration suggesting one or more larger employers in this small footprint.
The town's numbered street grid and tree names (Oak St, Maple St, Ash St, Linden St) give it a traditional small-town character. Mary Ingles Highway, named for a famous frontier woman who escaped Native American captivity in 1755 and walked hundreds of miles home, connects the community to the broader region. Most homes date to before 1939 (285 of the housing stock), making Silver Grove one of Kentucky's older riverfront communities.
Standard Format:
PO Box [Number]
Silver Grove, KY 41085Rural route delivery is also available for street addresses within the community, though all addresses use the Silver Grove, KY 41085 designation.
Street names show a traditional numbered grid (1st through 4th Streets) with tree names (Oak, Maple, Ash, Linden) and historic references like Mary Ingles Highway.
ZIP Code 41085 has 857 residents and 338 households (average 2.54 persons per household). The median age is 36.9 years, slightly younger than the state (39.4) and slightly younger than the nation (38.8). The gender split is 49.7% male and 50.3% female, which is about the same as the national male share (49.1%). Largest groups are White (94.9%, much higher than the state average of 82.4% and well above the national average of 61.6%) and Hispanic or Latino (1.1%); Hispanic or Latino residents make up 1.1%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 857Source: Census DHC |
| 2024 ACS Population Estimate: | 601Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 2,686.5 people per sq mile |
| Average Income: | $77,757Source: Census ACS |
| Households: | 338Source: Census DHC |
| Average House Value: | $117,000Source: Census ACS |
| Persons Per Household: | 2.54Source: Census DHC |
| Average Family Size: | 3.05Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 542 | 665 | 718 | 852 | 775 | 874 | 807 | 994 | 959 | 904 | 1,056 | 917 | 653 | 601 |
| Decennial Census | 724 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 857 | -- | -- | -- | -- |
Median Age: 36.9
Male Median Age: 36.2
Female Median Age: 37.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 34 | 30 | 35 | 30 | 20 | 19 | 37 | 32 | 26 | 33 | 25 | 34 | 34 | 11 | 18 | 4 | 1 | 3 |
| Female | 30 | 42 | 35 | 10 | 34 | 31 | 23 | 28 | 23 | 28 | 36 | 36 | 21 | 17 | 13 | 6 | 9 | 9 |
| Total | 64 | 72 | 70 | 40 | 54 | 50 | 60 | 60 | 49 | 61 | 61 | 70 | 55 | 28 | 31 | 10 | 10 | 12 |
| White: | 813 | 97.25% |
| Black: | 6 | 0.72% |
| Hispanic:* | 9 | 1.08% |
| Asian: | 1 | 0.12% |
| American Indian: | 0 | 0% |
| Hawaiian: | 0 | 0% |
| Other: | 7 | 0.84% |
| Total: | 836 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 426 | 49.71% | 36.2 years |
| Females: | 431 | 50.29% | 37.5 years |
| Total: | 857 | 100% | 36.9 years |
| Native, born in the United States: | 581 | 96.67% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 7 | 1.16% |
| Foreign born, not a U.S. citizen: | 13 | 3.33% |
| Total Population: | 601 | 100% |
| Total Native Population: | 581 | 96.67% |
| Total Foreign-born Population: | 20 | 3.33% |
In 2024, the Median household income is $77,757, which is falls short of the national median ($80,734), is up $32,653 (72.4%) since 2011 and above its 2019 pre-pandemic level by $28,293. Family households earn a median of $78,750 versus $0 for nonfamily households (a difference of $78,750). By gender, male median income is $50,750 and female is $49,667, which is far less than the national female median ($55,274), with a current gap of $1,083 that has narrowed from 2011 to 2024. The labor-force participation rate is 66.6%, which is well above the national rate (63.5%). The unemployment rate is 9.1%, which is much higher than the national rate (5.2%). The largest occupation group is Management (31.4%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $45,104 | $31,711 | $31,776 | $31,964 | $29,844 | $35,833 | $46,111 | $48,125 | $49,464 | $49,236 | $57,583 | $63,029 | $75,875 | $77,757 |
| Median Family Income | $49,615 | $39,464 | $39,375 | $35,208 | $31,250 | $37,083 | $53,472 | $52,333 | $55,250 | $54,844 | $67,857 | $73,188 | $80,893 | $78,750 |
| Median NonFamily Income | $25,469 | $27,708 | $27,212 | $28,438 | $27,885 | $32,232 | $31,750 | $34,583 | $33,472 | $32,946 | $28,704 | $0 | $0 | $0 |
| Median Male Income | $45,333 | $45,769 | $39,063 | $38,500 | $40,481 | $41,076 | $42,167 | $43,750 | $45,398 | $47,031 | $48,571 | $42,917 | $46,406 | $50,750 |
| Median Female Income | $31,250 | $31,000 | $31,750 | $24,531 | $24,167 | $24,762 | $24,773 | $26,429 | $27,813 | $27,045 | $36,780 | $41,324 | $43,056 | $49,667 |
| Employed: | 290 | 60.54% |
| Unemployed: | 29 | 6.05% |
| Not In Labor Force: | 160 | 33.40% |
| Total: | 479 | 100% |
| Management, business, science, and arts: | 91 | 31.38% |
| Service: | 78 | 26.90% |
| Sales and Office: | 42 | 14.48% |
| Natural resources, construction, and maintenance: | 33 | 11.38% |
| Production, transportation, and material moving: | 46 | 15.86% |
| Total Civilian Employed Population: | 290 | 100% |
In 2024, the median home value is $117,000, which is considerably lower than the national median ($332,700), is up $21,900 (23.03%) since 2011 and above its 2019 pre-pandemic level by $24,800. The median gross rent is $582, which is considerably lower than the national median ($1,413), is down $126 (17.80%) since 2011 and below its 2019 pre-pandemic level by $85. Of occupied housing, owners make up 73.52% (54.84% with a mortgage, 45.16% free-and-clear) and renters 26.48% - making this ZIP Code under national rental averages. The vacancy rate is 0.00%, which is considerably lower than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $95,100 | $93,500 | $92,500 | $85,600 | $77,700 | $81,000 | $81,700 | $84,100 | $92,200 | $94,000 | $101,500 | $104,900 | $112,800 | $117,000 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 38 | 56.72% |
| $1,000 to $1,499: | 10 | 14.93% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 19 | 28.36% |
| Total: | 67 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $708 | $839 | $838 | $824 | $841 | $852 | $839 | $643 | $667 | $663 | $680 | $722 | $574 | $582 |
| Owner Occupied (with mortgage): | 102 | 40.32% |
| Owner Occupied (free and clear, no mortgage): | 84 | 33.20% |
| Renter Occupied: | 67 | 26.48% |
| Total Occupied Housing Units: | 253 | 100% |
| Occupied Housing Units: | 253 | 100.00% |
| Vacant Housing Units (not graphed): | 0 | 0.00% |
| Total Housing Units: | 253 | 100% |
| Single-Family Units: | 201 | 79.45% |
| Multi-Family Units: | 25 | 9.88% |
| Other Units: | 27 | 10.67% |
| Total Housing Units: | 253 | 100% |
In 2024, 17.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 89.70%, which is comparable to the national rate (89.60%). The uninsured rate is 5.70%, which is comparable to the national rate (8.40%). The share of people in poverty is 3.70%, which is far lower than the national rate (8.80%), down 13.80 percentage points since 2011 and below its 2019 pre-pandemic level by 21.60 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (41.82%). College enrollment is 2.73%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 11 | 2.53% |
| 9th to 12th grade, no diploma: | 34 | 7.82% |
| High school graduate (includes equivalency): | 231 | 53.10% |
| Some college, no degree: | 63 | 14.48% |
| Associate's degree: | 21 | 4.83% |
| Bachelor's degree: | 39 | 8.97% |
| Graduate or professional degree: | 36 | 8.28% |
| Total: | 435 | 100% |
| High school or higher: | 390 | 89.66% |
| Bachelor's degree or higher: | 75 | 17.24% |
| Private Insurance: | 423 | 64.29% |
| Public Insurance: | 201 | 30.55% |
| No Insurance: | 34 | 5.17% |
| Total: | 658 | 100% |
| Has Health Insurance: | 624 | 94.83% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 14.8% | 39.7% | 41.3% | 40.6% | 35.0% | 35.8% | 19.8% | 23.2% | 22.6% | 21.1% | 13.8% | 13.3% | 1.0% | 3.7% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 13 | 11.82% |
| Kindergarten: | 23 | 20.91% |
| Elementary school (grades 1-8): | 46 | 41.82% |
| High school (grades 9-12): | 25 | 22.73% |
| College or graduate school: | 3 | 2.73% |
| Total: | 110 | 100% |
| Early Childhood: | 36 | 32.73% |
| K-12 (Primary & Secondary School): | 94 | 85.45% |
ZIP Code 41085 supports both business and residential activity. According to the Business Census (2024), there are 11 business establishments, employing about 394 people with an annual payroll of $33,835,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 379Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 11Source: CBP |
| 1st Quarter Payroll: | $8,159,000Source: CBP |
| Annual Payroll: | $33,835,000Source: CBP |
| # of Employees: | 394Source: CBP |
ZIP Code 41085 is located in Campbell County, Kentucky, within the Cincinnati, OH-KY-IN Metropolitan Statistical Area (CBSA 17140) and Kentucky's 4th Congressional District. This Metro area has a population of 2,130,151 people, about 0.04% of whom live in ZIP Code 41085. It covers 0.319 sq mi of land and a water area of 0.002 sq mi.
| CBSA Name: | Cincinnati, OH-KY-INSource: Census |
| CBSA Number: | 17140Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 2,130,151Source: Census |
| MSA: | Cincinnati-Hamilton, OH-KY-IN CMSASource: Census |
| Land Area: | 0.319 sq miSource: Census |
| Water Area: | 0.002 sq miSource: Census |
| Congressional District: | 04Source: USPS |
| Congressional Land Area: | 4382.19 sq miSource: Census |
| PMSA: | Cincinnati, OH-KY-IN PMSASource: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 2170644Source: Census |
| Place Name: | Silver Grove city; KentuckySource: Census |
We could not locate which school district 41085 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.