ZIP Code 40815 in Cawood, KY

Data Last Updated: October 1, 2025
City:Cawood, Kentucky
City Alias:Crummies, Three Point
County:Harlan County
Timezone:Eastern (GMT -05:00)
Local Time:11:28:19 PM
Population:1,177 [See All]
Area Code:606
Classification:Standard [Normal Street Delivery]
Coordinates:36.7759, -83.2402
Land Area:23.467 sq mi
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Population & Demographics


ZIP Code 40815 has 1,177 residents and 459 households (average 2.56 persons per household). The median age is 39.8 years, about the same as the state (39.4) and slightly older than the nation (38.8). The gender split is 48.3% male and 51.7% female, which is about the same as the state male share (49.2%), making this a female-majority area. Largest groups are White (96.9%, much higher than the state average of 82.4% and well above the national average of 61.6%) and Hispanic or Latino (1.1%); Hispanic or Latino residents make up 1.1%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,177Source: Census DHC
2023 ACS Population Estimate:815Source: Census ACS
2025 ZC Population Estimate:558Source: ZIP-Codes.com
Population Density:50.2 people per sq mile
Average Income:$44,453Source: Census ACS
Households:459Source: Census DHC
Average House Value:$65,900Source: Census ACS
Persons Per Household:2.56Source: Census DHC
Average Family Size:3.19Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--1,4201,5201,3891,4391,4641,3551,3811,1981,181974911699815
Decennial Census1,534------------------1,177------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 39.8

Male Median Age: 38.3

Female Median Age: 42.4

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male2038485037363836374421362749271455
Female4641353513305635304036375454411655
Total6679838550669471678457738110368301010
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,14198.28%
Black:60.52%
Hispanic:*131.12%
Asian:10.09%
American Indian:00%
Hawaiian:00%
Other:00%
Total:1,161100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:56848.26%38.3 years
Females:60951.74%42.4 years
Total:1,177100%39.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:81199.51%
Native, born in PR, Island Areas, or abroad:40.49%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:815100%
Total Native Population:815100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $44,453, which is well under the national median ($78,538), is up $11,899 (36.6%) since 2011 and above its 2019 pre-pandemic level by $22,511. Family households earn a median of $49,417 versus $0 for nonfamily households (a difference of $49,417). By gender, male median income is $44,408 and female is $77,540, which is much higher than the state female median ($45,769), with a current gap of $33,132 that has narrowed from 2011 to 2023. The labor-force participation rate is 30.5%, which is considerably lower than the national rate (63.5%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Management (50.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$32,554$29,844$21,875$21,588$28,571$28,472$21,193$23,026$21,942$27,688$30,875$41,722$44,453
Median Family Income$40,250$37,610$35,104$31,806$35,568$35,197$22,917$24,615$27,898$29,625$37,575$45,000$49,417
Median NonFamily Income$14,583$9,901$12,024$10,221$10,000$11,058$11,920$16,250$20,857$23,510$23,371$25,804$0
Median Male Income$36,050$34,861$37,875$28,462$38,859$39,665$45,893$47,583$41,979$36,534$0$40,250$44,408
Median Female Income$31,250$16,875$26,181$32,827$26,007$25,954$26,532$29,545$27,500$30,625$33,098$57,321$77,540
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:21230.50%
Unemployed:00.00%
Not In Labor Force:48369.50%
Total:695100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:10650.00%
Service:62.83%
Sales and Office:3014.15%
Natural resources, construction, and maintenance:2712.74%
Production, transportation, and material moving:4320.28%
Total Civilian Employed Population:212100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $65,900, which is much lower than the national median ($303,400), is up $35,700 (118.21%) since 2011 and above its 2019 pre-pandemic level by $14,900. The median gross rent is $0, which is far less than the state median ($933), is down $543 (100.00%) since 2011 and below its 2019 pre-pandemic level by $903. Of occupied housing, owners make up 84.06% (18.96% with a mortgage, 81.04% free-and-clear) and renters 15.94% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 35.49%, which is far higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$30,200$30,000$30,000$25,500$35,300$43,200$49,600$59,000$51,000$58,300$52,600$63,500$65,900
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:00.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:62100.00%
Total:62100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$543$543$656$659$538$820$833$797$903$799$0$0$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):6215.94%
Owner Occupied (free and clear, no mortgage):26568.12%
Renter Occupied:6215.94%
Total Occupied Housing Units:389100%

Occupied Housing Units:38964.51%
Vacant Housing Units (not graphed):21435.49%
Total Housing Units:603100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:27545.61%
Multi-Family Units:7011.61%
Other Units:25842.79%
Total Housing Units:603100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 27.70% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 72.20%, which is comparable to the national rate (89.40%). The uninsured rate is 0.70%, which is far lower than the national rate (8.60%). Private coverage is 42.20%, which is falls below the national rate (67.30%). Public coverage is 78.70%, which is far higher than the national rate (36.30%). The share of people in poverty is 4.90%, which is markedly below the state rate (11.80%), down 30.80 percentage points since 2011 and below its 2019 pre-pandemic level by 25.80 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (55.81%). College enrollment is 23.84%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:396.03%
9th to 12th grade, no diploma:14121.79%
High school graduate (includes equivalency):20131.07%
Some college, no degree:467.11%
Associate's degree:416.34%
Bachelor's degree:12018.55%
Graduate or professional degree:599.12%
Total:647100%
High school or higher:46772.18%
Bachelor's degree or higher:17927.67%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:34434.71%
Public Insurance:64164.68%
No Insurance:60.61%
Total:991100%
Has Health Insurance:98599.39%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty35.7%31.2%26.0%23.8%18.1%21.7%30.4%28.7%30.7%24.9%19.8%2.3%4.9%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:2413.95%
Elementary school (grades 1-8):9655.81%
High school (grades 9-12):116.40%
College or graduate school:4123.84%
Total:172100%
Early Childhood:2413.95%
K-12 (Primary & Secondary School):13176.16%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 40815 supports both business and residential activity. According to the Business Census (2023), there are 4 business establishments, employing about 4 people with an annual payroll of $64,000. USPS data shows 218 residential mailboxes and 6 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:218Source: USPS
# Business Mailboxes:6Source: USPS
Total Delivery Receptacles:556Source: USPS
Single Family Delivery Units:213Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:4Source: CBP
1st Quarter Payroll:$17,000Source: CBP
Annual Payroll:$64,000Source: CBP
# of Employees:4Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 40815 is located in Harlan County, Kentucky, within the Metropolitan Statistical Area (CBSA ) and Kentucky's 5th Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 40815. It covers 23.467 sq mi of land and a water area of 0.051 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:23.467 sq miSource: Census
Water Area:0.051 sq miSource: Census
Congressional District:05Source: USPS
Congressional Land Area:11235.15 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2113582Source: Census
Place Name:Cawood CDP; KentuckySource: Census

Adjacent & Nearby ZIP Codes


40816 | | 40813

Schools in ZIP Code 40815


ZIP Code 40815 is in the Harlan County School District, which serves grades Pre-Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Cawood Elementary School 51 Nola St
Cawood, KY 40815
District: Harlan County School District
Appalachian Challenge Academy 465 Grays Branch Rd
Grays Knob, KY 40829
District: Private SchoolNearby
Red Bird Christian Scho 15420 Hwy 66
Beverly, KY 40913
District: Private SchoolNearby
Creative Minds Learning Center 23211 Hwy 421
Hyden, KY 41749
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 40815


Southeast Kentucky Community & Technical College 700 College Rd
Cumberland, KY 40823
Type: Post Secondary
Lincoln Memorial University 6965 Cumberland Gap Pkwy
Harrogate, TN 37752-9900
Type: Post Secondary
Mountain Empire Community College 3441 Mountain Empire Road
Big Stone Gap, VA 24219
Type: Post Secondary
Clear Creek Baptist Bible College 300 Clear Creek Rd
Pineville, KY 40977-9752
Type: Post Secondary
Sandra Academy Of Salon Services 907 Main Street
New Tazewell, TN 37825-7239
Type: Post Secondary
Hazard Community And Technical College One Community College Drive
Hazard, KY 41701-2402
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov