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Population & Demographics

ZIP Code 40769 has 18,481 residents and 6,654 households (average 2.52 persons per household). The median age is 36.0 years, younger than the state (39.4) and slightly younger than the nation (38.8). The gender split is 50.9% male and 49.1% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (92.2%, much higher than the state average of 82.4% and well above the national average of 61.6%) and Black or African American (2.7%, much lower than the national average of 12.4%); Hispanic or Latino residents make up 2.0%, which is much lower than the national average (18.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	18,481Source: Census DHC
2024 ACS Population Estimate:	18,218Source: Census ACS
2026 ZC Population Estimate:	19,005Source: ZIP-Codes.com
Population Density:	65.8 people per sq mile
Average Income:	$43,878Source: Census ACS

Households:	6,654Source: Census DHC
Average House Value:	$105,500Source: Census ACS
Persons Per Household:	2.52Source: Census DHC
Average Family Size:	3.16Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 40769 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	18,657	17,667	18,135	17,447	17,160	17,619	17,999	18,075	18,259	18,064	17,758	18,167	17,931	18,218
Decennial Census	18,507	--	--	--	--	--	--	--	--	--	18,481	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 36

Male Median Age: 33.3

Female Median Age: 39.4

Line chart for ZIP 40769 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	557	625	680	997	933	537	536	503	514	545	542	590	543	417	381	236	181	98
Female	567	570	596	706	610	516	535	505	495	570	580	591	635	479	442	316	199	154
Total	1,124	1,195	1,276	1,703	1,543	1,053	1,071	1,008	1,009	1,115	1,122	1,181	1,178	896	823	552	380	252

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 40769. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	17,035	93.52%
Black:	504	2.77%
Hispanic:*	372	2.04%
Asian:	106	0.58%
American Indian:	45	0.25%
Hawaiian:	10	0.05%
Other:	143	0.79%
Total:	18,215	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 40769. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	9,415	50.94%	33.3 years
Females:	9,066	49.06%	39.4 years
Total:	18,481	100%	36.0 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 40769. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	17,821	97.82%
Native, born in PR, Island Areas, or abroad:	210	1.15%
Foreign born, naturalized U.S. citizen:	51	0.28%
Foreign born, not a U.S. citizen:	136	1.03%
Total Population:	18,218	100%
Total Native Population:	18,031	98.97%
Total Foreign-born Population:	187	1.03%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $43,878, which is considerably lower than the national median ($80,734), is up $16,981 (63.1%) since 2011 and above its 2019 pre-pandemic level by $10,759. Family households earn a median of $52,410 versus $21,901 for nonfamily households (a difference of $30,509). By gender, male median income is $45,228 and female is $30,444, which is considerably lower than the national female median ($55,274), with a current gap of $14,784 that has widened from 2011 to 2024. The labor-force participation rate is 53.2%, which is much lower than the national rate (63.5%). The unemployment rate is 7.1%, which is much higher than the national rate (5.2%). The largest occupation group is Management (32.4%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 40769 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$26,897	$27,079	$27,221	$31,530	$29,046	$28,948	$31,129	$30,470	$33,119	$38,780	$42,545	$44,553	$41,772	$43,878
Median Family Income	$36,743	$36,578	$36,260	$40,013	$35,651	$34,760	$38,780	$39,133	$41,262	$47,989	$48,159	$47,426	$49,206	$52,410
Median NonFamily Income	$13,305	$13,808	$13,339	$13,402	$14,703	$15,971	$16,231	$16,324	$21,802	$19,491	$22,835	$20,536	$24,719	$21,901
Median Male Income	$30,351	$29,872	$30,760	$34,220	$35,323	$36,276	$36,494	$35,433	$35,385	$38,750	$37,196	$41,197	$43,246	$45,228
Median Female Income	$25,579	$24,278	$23,849	$23,887	$23,579	$25,020	$26,961	$27,282	$29,627	$30,437	$29,802	$29,830	$31,552	$30,444

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 40769, city of Williamsburg, Whitley County, state of Kentucky, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 40769, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	6,709	49.47%
Unemployed:	509	3.75%
Not In Labor Force:	6,343	46.77%
Total:	13,561	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	2,173	32.39%
Service:	1,310	19.53%
Sales and Office:	1,451	21.63%
Natural resources, construction, and maintenance:	458	6.83%
Production, transportation, and material moving:	1,317	19.63%
Total Civilian Employed Population:	6,709	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $105,500, which is far less than the national median ($332,700), is up $47,400 (81.58%) since 2011 and above its 2019 pre-pandemic level by $33,000. The median gross rent is $840, which is far less than the national median ($1,413), is up $312 (59.09%) since 2011 and above its 2019 pre-pandemic level by $254. Of occupied housing, owners make up 61.08% (45.01% with a mortgage, 54.99% free-and-clear) and renters 38.92% - making this ZIP Code higher than national rental averages. The vacancy rate is 15.96%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 40769, compared with Williamsburg, Whitley County, state of Kentucky, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 40769 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$58,100	$60,100	$62,100	$66,100	$66,300	$66,500	$71,000	$70,400	$72,500	$73,500	$77,700	$81,800	$94,100	$105,500

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 40769, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	245	10.32%
$500 to $999:	1,181	49.73%
$1,000 to $1,499:	448	18.86%
$1,500 to $1,999:	30	1.26%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	0	0.00%
No Rent:	471	19.83%
Total:	2,375	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 40769 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$528	$556	$570	$582	$572	$564	$600	$600	$586	$588	$638	$690	$729	$840

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 40769. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	1,678	27.49%
Owner Occupied (free and clear, no mortgage):	2,050	33.59%
Renter Occupied:	2,375	38.92%
Total Occupied Housing Units:	6,103	100%

Occupied Housing Units:	6,103	84.04%
Vacant Housing Units (not graphed):	1,159	15.96%
Total Housing Units:	7,262	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 40769. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	3,920	53.98%
Multi-Family Units:	889	12.24%
Other Units:	2,453	33.78%
Total Housing Units:	7,262	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 19.60% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 84.80%, which is falls below the national rate (89.60%). The uninsured rate is 6.30%, which is falls below the national rate (8.40%). Private coverage is 45.50%, which is falls below the national rate (67.10%). Public coverage is 58.30%, which is far higher than the national rate (36.70%). The share of people in poverty is 22.80%, which is far higher than the national rate (8.80%), up 1.70 percentage points since 2011 and below its 2019 pre-pandemic level by 2.20 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (45.42%). College enrollment is 32.58%, which is far higher than the national rate (26.70%), indicating the community is likely a college hub with student-driven housing and services.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 40769, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	497	4.76%
9th to 12th grade, no diploma:	1,087	10.40%
High school graduate (includes equivalency):	4,439	42.48%
Some college, no degree:	1,887	18.06%
Associate's degree:	496	4.75%
Bachelor's degree:	868	8.31%
Graduate or professional degree:	1,175	11.25%
Total:	10,449	100%
High school or higher:	8,865	84.84%
Bachelor's degree or higher:	2,043	19.55%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 40769. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	8,155	41.35%
Public Insurance:	10,442	52.94%
No Insurance:	1,126	5.71%
Total:	19,723	100%
Has Health Insurance:	18,597	94.29%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 40769 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	20.1%	20.3%	21.0%	15.6%	21.5%	24.0%	22.9%	25.8%	24.0%	17.8%	19.3%	20.9%	21.8%	22.8%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	301	4.94%
Kindergarten:	174	2.85%
Elementary school (grades 1-8):	2,770	45.42%
High school (grades 9-12):	867	14.22%
College or graduate school:	1,987	32.58%
Total:	6,099	100%
Early Childhood:	475	7.79%
K-12 (Primary & Secondary School):	3,811	62.49%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Williamsburg, Kentucky
City Alias:	Cumberland College, Cumberlnd Clg, Nevisdale
Counties:	Whitley County[Primary] Mccreary County
Timezone:	Eastern (GMT -05:00)
Local Time:	9:26:15 PM
Population:	18,481 [See All]
Area Code:	606
Classification:	Standard [Normal Street Delivery]
Coordinates:	36.7214, -84.1533
Land Area:	280.784 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/40769/zip-code-40769.asp

# Residential Mailboxes:	7,542Source: USPS
# Business Mailboxes:	400Source: USPS
Total Delivery Receptacles:	8,594Source: USPS
Single Family Delivery Units:	6,908Source: USPS
Multi Family Delivery Units:	32Source: USPS

# of Businesses:	205Source: CBP
1st Quarter Payroll:	$40,369,000Source: CBP
Annual Payroll:	$174,331,000Source: CBP
# of Employees:	4,322Source: CBP

CBSA Name:	Corbin, KYSource: Census
CBSA Number:	18340Source: Census
CBSA Type:	MicroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	35,637Source: Census
MSA:	Source: Census
Land Area:	280.784 sq miSource: Census
Water Area:	3.124 sq miSource: Census

Congressional District:	05Source: USPS
Congressional Land Area:	11235.15 sq miSource: Census
PMSA:	Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	2183334Source: Census
Place Name:	Williamsburg city; KentuckySource: Census

ZIP Code 40769 in Williamsburg, KY

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 40769

Colleges & Post Secondary Schools near ZIP Code 40769

Sources & References