ZIP Code 40059 in Prospect, KY

Data Last Updated: October 1, 2025
City:Prospect, Kentucky
City Alias:River Bluff
Counties:Jefferson County[Primary]
Oldham County
Timezone:Eastern (GMT -05:00)
Local Time:11:20:43 PM
Population:20,254 [See All]
Area Code:502
Classification:Standard [Normal Street Delivery]
Coordinates:38.3780, -85.5831
Land Area:28.206 sq mi
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Population & Demographics


ZIP Code 40059 has 20,254 residents and 7,645 households (average 2.63 persons per household). The median age is 45.6 years, older than the state (39.4) and older than the nation (38.8). The gender split is 48.5% male and 51.5% female, which is about the same as the state male share (49.2%), making this a female-majority area. Largest groups are White (83.8%, much higher than the national average of 61.6%) and Asian (5.8%, higher than the state average of 1.7%); Hispanic or Latino residents make up 3.4%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:20,254Source: Census DHC
2023 ACS Population Estimate:19,899Source: Census ACS
2025 ZC Population Estimate:24,174Source: ZIP-Codes.com
Population Density:718.1 people per sq mile
Average Income:$165,000Source: Census ACS
Households:7,645Source: Census DHC
Average House Value:$533,800Source: Census ACS
Persons Per Household:2.63Source: Census DHC
Average Family Size:2.50Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--16,51417,19517,33017,78517,98618,61418,80519,58519,88620,86920,20520,76919,899
Decennial Census16,708------------------20,254------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.6

Male Median Age: 45.3

Female Median Age: 45.9

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male465635790813458165321568649753841848683592586341181131
Female465667791784426239397571738800834830703751668362222186
Total9301,3021,5811,5978844047181,1391,3871,5531,6751,6781,3861,3431,254703403317
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:16,98285.56%
Black:7553.80%
Hispanic:*6883.47%
Asian:1,1665.87%
American Indian:270.14%
Hawaiian:70.04%
Other:2241.13%
Total:19,849100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:9,82048.48%45.3 years
Females:10,43451.52%45.9 years
Total:20,254100%45.6 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:18,20391.48%
Native, born in PR, Island Areas, or abroad:1690.85%
Foreign born, naturalized U.S. citizen:1,2316.19%
Foreign born, not a U.S. citizen:2967.67%
Total Population:19,899100%
Total Native Population:18,37292.33%
Total Foreign-born Population:1,5277.67%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $165,000, which is much higher than the state median ($62,417), is up $49,836 (43.3%) since 2011 and above its 2019 pre-pandemic level by $14,264. Family households earn a median of $190,990 versus $79,274 for nonfamily households (a difference of $111,716). By gender, male median income is $140,208 and female is $93,098, which is markedly greater than the state female median ($45,769), with a current gap of $47,110 that has narrowed from 2011 to 2023. The labor-force participation rate is 61.4%, which is a bit lower than the national rate (63.5%). The unemployment rate is 4.6%, which is slightly lower than the national rate (5.2%). The largest occupation group is Management (60.1%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$115,164$116,589$112,377$112,410$114,097$121,152$135,190$142,354$150,736$151,111$161,079$167,193$165,000
Median Family Income$132,917$136,647$137,862$138,044$140,031$147,634$158,796$168,262$173,226$175,938$180,938$190,615$190,990
Median NonFamily Income$47,882$40,240$52,607$48,750$54,601$47,458$56,592$50,000$58,993$65,682$69,130$73,750$79,274
Median Male Income$112,212$121,250$109,982$113,133$104,113$105,332$117,471$121,875$123,821$126,371$137,600$142,697$140,208
Median Female Income$56,821$60,833$59,228$57,941$65,306$69,063$73,059$76,204$77,221$77,778$82,340$89,777$93,098
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:9,42958.50%
Unemployed:4572.84%
Not In Labor Force:6,23338.67%
Total:16,119100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:5,66560.08%
Service:6637.03%
Sales and Office:2,20823.42%
Natural resources, construction, and maintenance:3293.49%
Production, transportation, and material moving:5645.98%
Total Civilian Employed Population:9,429100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $533,800, which is considerably higher than the state median ($192,300), is up $165,200 (44.82%) since 2011 and above its 2019 pre-pandemic level by $86,900. The median gross rent is $1,844, which is far above the state median ($933), is up $678 (58.15%) since 2011 and above its 2019 pre-pandemic level by $284. Of occupied housing, owners make up 88.17% (65.66% with a mortgage, 34.34% free-and-clear) and renters 11.83% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 5.60%, which is much lower than the state rate (10.88%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$368,600$374,000$366,500$374,600$380,500$385,300$396,500$429,800$446,900$450,200$467,600$511,400$533,800
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:212.24%
$1,000 to $1,499:29931.88%
$1,500 to $1,999:17118.23%
$2,000 to $2,499:22423.88%
$2,500 to $2,999:475.01%
$3,000 or more:11312.05%
No Rent:636.72%
Total:938100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,166$1,092$1,314$1,402$1,328$1,552$1,597$1,425$1,560$1,564$1,706$1,857$1,844
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4,59157.89%
Owner Occupied (free and clear, no mortgage):2,40130.28%
Renter Occupied:93811.83%
Total Occupied Housing Units:7,930100%

Occupied Housing Units:7,93094.40%
Vacant Housing Units (not graphed):4705.60%
Total Housing Units:8,400100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:7,47989.04%
Multi-Family Units:91210.86%
Other Units:90.11%
Total Housing Units:8,400100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 70.60% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (27.00%), well above both the state and national averages. High school or higher is 98.90%, which is markedly above the state rate (88.50%). The uninsured rate is 1.70%, which is far lower than the national rate (8.60%). Private coverage is 86.30%, which is notably higher than the state rate (63.30%). Public coverage is 30.40%, which is generally lower than the state rate (44.40%). The share of people in poverty is 1.20%, which is markedly below the state rate (11.80%), down 2.40 percentage points since 2011 and below its 2019 pre-pandemic level by 0.20 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (41.00%). College enrollment is 18.21%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:340.24%
9th to 12th grade, no diploma:1300.91%
High school graduate (includes equivalency):1,2338.60%
Some college, no degree:2,11114.72%
Associate's degree:7134.97%
Bachelor's degree:5,32937.15%
Graduate or professional degree:4,79533.43%
Total:14,345100%
High school or higher:14,18198.86%
Bachelor's degree or higher:10,12470.58%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:17,07372.90%
Public Insurance:6,01725.69%
No Insurance:3291.40%
Total:23,419100%
Has Health Insurance:23,09098.60%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty3.6%3.5%2.7%2.8%2.4%1.3%0.9%1.8%1.4%1.2%1.6%1.8%1.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:3437.12%
Kindergarten:1633.38%
Elementary school (grades 1-8):1,97541.00%
High school (grades 9-12):1,45930.29%
College or graduate school:87718.21%
Total:4,817100%
Early Childhood:50610.50%
K-12 (Primary & Secondary School):3,59774.67%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 40059 supports both business and residential activity. According to the Business Census (2023), there are 537 business establishments, employing about 3,862 people with an annual payroll of $190,294,000. USPS data shows 9,192 residential mailboxes and 327 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:9,192Source: USPS
# Business Mailboxes:327Source: USPS
Total Delivery Receptacles:9,893Source: USPS
Single Family Delivery Units:7,052Source: USPS
Multi Family Delivery Units:1,394Source: USPS
# of Businesses:537Source: CBP
1st Quarter Payroll:$37,713,000Source: CBP
Annual Payroll:$190,294,000Source: CBP
# of Employees:3,862Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 40059 is located in Jefferson County, Kentucky, within the Louisville/Jefferson County, KY-IN Metropolitan Statistical Area (CBSA 31140) and Kentucky's 3rd and 4th Congressional Districts. This Metro area has a population of 1,361,847 people, about 1.49% of whom live in ZIP Code 40059. It covers 28.206 sq mi of land and a water area of 0.571 sq mi.

CBSA Name:Louisville/Jefferson County, KY-INSource: Census
CBSA Number:31140Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,361,847Source: Census
MSA:Louisville, KY-IN MSASource: Census
Land Area:28.206 sq miSource: Census
Water Area:0.571 sq miSource: Census
Congressional District:03,04Source: USPS
Congressional Land Area:319.34, 4382.19 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2163264Source: Census
Place Name:Prospect city; KentuckySource: Census

Adjacent & Nearby ZIP Codes


40060 | | 40058

Schools in ZIP Code 40059


ZIP Code 40059 is part of 2 school districts, including: Jefferson County School District (Grades PK thru 12) and Oldham County School District (Grades Pre-Kindergarten thru 12th). There are 2 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Norton Commons Elementary 10941 Kings Crown Drive
Prospect, KY 40059
District: Jefferson County School District
Goshen At Hillcrest Elementary School 12518 Ridgemoor Dr
Prospect, KY 40059
District: Oldham County School District
The Vanguard Academy 9306 Dayflower St
Prospect, KY 40059
District: Private School

Colleges & Post Secondary Schools near ZIP Code 40059


Pj's College Of Cosmetology-Crestwood 6539 West Highway 22
Crestwood, KY 40014-9323
Type: Post Secondary
Caris College 2780 Jefferson Centre Way, Suite 103
Jeffersonville, IN 47130-8293
Type: Post Secondary
Galen College Of Nursing-Louisville 3050 Terra Crossing Blvd.
Louisville, KY 40245
Type: Post Secondary
Paul Mitchell The School-Louisville 156 North Hurstbourne Parkway
Louisville, KY 40222
Type: Post Secondary
Pj's College Of Cosmetology- Jeffersonville 1710 E. 10th Street
Jeffersonville, IN 47130-6290
Type: Post Secondary
Empire Beauty School-Chenoweth 151 Chenoweth Ln
Louisville, KY 40207
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov