ZIP Code 34681 in Crystal Beach, FL

Data Last Updated: February 1, 2026
City:Crystal Beach, Florida
County:Pinellas County
Timezone:Eastern (GMT -05:00)
Local Time:8:43:03 PM
Population:1,884 [See All]
Area Code:727
Classification:PO Box
Coordinates:28.0893, -82.7778
Land Area:0.725 sq mi
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34681 - Crystal Beach, FL

ZIP Code 34681, Crystal Beach

Retirement
LocationPinellas County, FL
Area0.0 sq mi
Population1,884
Households805
PO Boxes449 (56% adoption)
Median Age53.2 years
ZIP CreatedBefore Oct 2004
Key Facts
  • Crystal Beach is classified as a PO Box ZIP code, though rural carrier delivery serves three streets in the area.
  • The post office maintains 449 PO Boxes for 805 households, showing that about 56% of the community uses this service.
  • With a median age of 53 and location in Florida, Crystal Beach shows characteristics typical of retirement communities.
  • The ZIP code covers just 0.016 square miles, making it one of the smallest geographic areas for a dedicated ZIP code.
  • Median home values reach $680,500, reflecting the area's coastal location and desirability.
  • Two rural carrier routes handle street delivery, classified as route type 'Rural' despite the coastal location.

Postal Services and Community Overview

Crystal Beach sits along Florida's Gulf Coast in Pinellas County, where 1,884 residents maintain 449 PO Boxes at the local post office. That's a PO Box adoption rate of 0.56, meaning roughly one box for every two households. The median age here is 53, reflecting the area's appeal as a retirement destination. About 85% of residents have a high school diploma or higher.

Mail Delivery and Street Network

The post office serves three streets: Georgia Avenue, Crystal Beach Avenue, and Mayo. These routes handle street delivery through two rural carrier routes, though many residents still prefer PO Boxes for their mail. The median home value stands at $680,500, considerably higher than the national average. Most homes were built decades ago, and the ZIP code's 805 occupied housing units spread across less than a square mile of land area.

Street Name Patterns

Coastal Names Minimal Network

The three street names reflect Crystal Beach's coastal identity. With only three streets served by rural routes, this is an exceptionally compact delivery area where the community name itself serves as one of the street designations.

Nearby Areas

Crystal Beach Point Seaside Crystal Bay Travel Park Seaside Sanctuary Sage Oaks
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Population & Demographics


ZIP Code 34681 has 1,884 residents and 805 households (average 2.33 persons per household). The median age is 53.2 years, significantly older than the state (43.0) and significantly older than the nation (38.8). The gender split is 48.9% male and 51.1% female, which is about the same as the state male share (48.6%), making this a female-majority area. Largest groups are White (91.8%, much higher than the state average of 57.7% and well above the national average of 61.6%) and Hispanic or Latino (4.4%); Hispanic or Latino residents make up 4.4%, which is much lower than the state average (26.5%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,884Source: Census DHC
2024 ACS Population Estimate:1,284Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:2,598.6 people per sq mile
Average Income:$0Source: Census ACS
Households:805Source: Census DHC
Average House Value:$729,000Source: Census ACS
Persons Per Household:2.33Source: Census DHC
Average Family Size:2.74Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--1,5881,8081,4711,2401,1868948347757305899239941,3311,284
Decennial Census1,294------------------1,884--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 53.2

Male Median Age: 53.6

Female Median Age: 53

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male2730518926263830424774111949761491020
Female2439566043213245337696120988456441916
Total51691071496947707575123170231192181117932936
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,73093.21%
Black:60.32%
Hispanic:*824.42%
Asian:150.81%
American Indian:40.22%
Hawaiian:10.05%
Other:180.97%
Total:1,856100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:92248.94%53.6 years
Females:96251.06%53.0 years
Total:1,884100%53.2 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,24096.57%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:443.43%
Foreign born, not a U.S. citizen:03.43%
Total Population:1,284100%
Total Native Population:1,24096.57%
Total Foreign-born Population:443.43%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is well under the national median ($80,734), is down $66,622 (100.0%) since 2011 and below its 2019 pre-pandemic level by $55,198. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $250,001 and female is $60,694, which is much higher than the national female median ($55,274), with a current gap of $189,307 that has widened from 2011 to 2024. The labor-force participation rate is 57.7%, which is below the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Management (51.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$66,622$68,792$72,279$64,602$71,544$63,944$59,434$58,438$55,198$48,472$59,250$68,000$0$0
Median Family Income$87,933$76,731$73,984$74,145$112,742$70,677$0$0$0$0$68,356$0$0$0
Median NonFamily Income$43,906$55,000$63,690$56,889$0$0$58,137$0$0$0$0$0$0$0
Median Male Income$55,026$53,819$57,688$55,250$0$56,401$58,255$57,933$105,606$0$0$0$250,001$250,001
Median Female Income$48,464$43,980$37,981$46,761$0$0$0$0$43,661$48,368$50,750$53,750$56,750$60,694
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:52357.66%
Unemployed:00.00%
Not In Labor Force:38442.34%
Total:907100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:26851.24%
Service:499.37%
Sales and Office:20639.39%
Natural resources, construction, and maintenance:00.00%
Production, transportation, and material moving:00.00%
Total Civilian Employed Population:523100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $729,000, which is much higher than the national median ($332,700), is up $389,700 (114.85%) since 2011 and above its 2019 pre-pandemic level by $344,200. The median gross rent is $0, which is well under the national median ($1,413), is down $1,074 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 90.37% (80.87% with a mortgage, 19.13% free-and-clear) and renters 9.63% - making this ZIP Code under national rental averages. The vacancy rate is 16.28%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$339,300$286,300$294,500$320,400$343,200$411,700$422,700$406,300$384,800$474,000$413,300$528,300$680,500$729,000
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:49100.00%
$1,000 to $1,499:00.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:49100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$1,074$1,097$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):37273.08%
Owner Occupied (free and clear, no mortgage):8817.29%
Renter Occupied:499.63%
Total Occupied Housing Units:509100%

Occupied Housing Units:50983.72%
Vacant Housing Units (not graphed):9916.28%
Total Housing Units:608100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:55991.94%
Multi-Family Units:498.06%
Other Units:00.00%
Total Housing Units:608100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 34.30% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 94.20%, which is comparable to the national rate (89.60%). The uninsured rate is 0.00%, which is far lower than the national rate (8.40%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%), and below its 2019 pre-pandemic level by 13.50 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (88.60%). College enrollment is 4.09%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:525.84%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):15717.64%
Some college, no degree:23326.18%
Associate's degree:14316.07%
Bachelor's degree:17019.10%
Graduate or professional degree:13515.17%
Total:890100%
High school or higher:83894.16%
Bachelor's degree or higher:30534.27%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:1,05075.27%
Public Insurance:34524.73%
No Insurance:00.00%
Total:1,395100%
Has Health Insurance:1,395100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%0.0%7.1%11.2%11.5%13.3%13.5%0.0%0.0%0.0%0.0%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):30388.60%
High school (grades 9-12):257.31%
College or graduate school:144.09%
Total:342100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):32895.91%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 34681 supports both business and residential activity. According to the Business Census (2024), there are 39 business establishments, employing about 110 people with an annual payroll of $4,068,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:479Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:39Source: CBP
1st Quarter Payroll:$948,000Source: CBP
Annual Payroll:$4,068,000Source: CBP
# of Employees:110Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 34681 is located in Pinellas County, Florida, within the Tampa-St. Petersburg-Clearwater, FL Metropolitan Statistical Area (CBSA 45300) and Florida's 13rd Congressional District. This Metro area has a population of 2,783,243 people, about 0.07% of whom live in ZIP Code 34681, and is subdivided into the St. Petersburg-Clearwater-Largo, FL division. It covers 0.725 sq mi of land and a water area of 0.188 sq mi.

CBSA Name:Tampa-St. Petersburg-Clearwater, FLSource: Census
CBSA Number:45300Source: Census
CBSA Type:MetroSource: Census
CBSA Division:St. Petersburg-Clearwater-Largo, FL (CBSA Div 41304)Source: Census
CBSA Population:2,783,243Source: Census
MSA:Tampa-St. Petersburg-Clearwater, FL MSASource: Census
Land Area:0.725 sq miSource: Census
Water Area:0.188 sq miSource: Census
Congressional District:13Source: USPS
Congressional Land Area:186.03 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


34682 | | 34680

Schools in ZIP Code 34681


We could not locate which school district 34681 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Palm Harbor University High 1900 Omaha St
Palm Harbor, FL 34683
District: Pinellas County School DistrictNearby
Ozona Elementary School 601 Tampa Rd
Palm Harbor, FL 34683
District: Pinellas County School DistrictNearby
Elisa Nelson Elementary 415 15th St
Palm Harbor, FL 34683
District: Pinellas County School DistrictNearby
Sutherland Elementary School 3150 N Belcher Rd
Palm Harbor, FL 34683
District: Pinellas County School DistrictNearby
Palm Harbor Middle School 1800 Tampa Rd
Palm Harbor, FL 34683
District: Pinellas County School DistrictNearby
Acton Academy Palm Harbor 1550 16th St
Palm Harbor, FL 34683
District: Private SchoolNearby
Westlake Christian School 1551 Belcher Rd
Palm Harbor, FL 34683
District: Private SchoolNearby
Spring Valley School 2109 Nebraska Ave
Palm Harbor, FL 34683
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 34681


Ultimate Medical Academy 1255 Cleveland St
Clearwater, FL 33755-4933
Type: Post Secondary
Trinity College Of Florida 2430 Welbilt Boulevard
Trinity, FL 34655-4401
Type: Post Secondary
Keiser University - New Port Richey 6300 US Highway 19 North
New Port Richey, FL 34652-0000
Type: Post Secondary
Keiser University - Clearwater 16120 U.s. Highway 19 North
Clearwater, FL 33764-0000
Type: Post Secondary
Bene's Career Academy 7027 US Highway 19
New Port Richey, FL 34652
Type: Post Secondary
American Institute Of Beauty 3665 East Bay Drive Suite 164
Largo, FL 33771
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov