ZIP Code 32784 in Umatilla, FL

Data Last Updated: October 1, 2025
City:Umatilla, Florida
City Alias:Dona Vista
Counties:Lake County[Primary]
Marion County
Timezone:Eastern (GMT -05:00)
Local Time:9:41:11 PM
Population:11,212 [See All]
Area Code:352
Classification:Standard [Normal Street Delivery]
Coordinates:28.9270, -81.6496
Land Area:92.782 sq mi
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Population & Demographics


ZIP Code 32784 has 11,212 residents and 4,504 households (average 2.49 persons per household). The median age is 45.4 years, slightly older than the state (43.0) and older than the nation (38.8). The gender split is 49.5% male and 50.5% female, which is about the same as the state male share (48.6%). Largest groups are White (84.4%, much higher than the state average of 57.7% and well above the national average of 61.6%) and Hispanic or Latino (10.2%); Hispanic or Latino residents make up 10.2%, which is much lower than the state average (26.5%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:11,212Source: Census DHC
2023 ACS Population Estimate:9,859Source: Census ACS
2025 ZC Population Estimate:12,372Source: ZIP-Codes.com
Population Density:120.8 people per sq mile
Average Income:$69,633Source: Census ACS
Households:4,504Source: Census DHC
Average House Value:$237,300Source: Census ACS
Persons Per Household:2.49Source: Census DHC
Average Family Size:3.06Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--10,79811,38911,33511,37811,39512,24711,82412,31312,37110,86910,92910,5459,859
Decennial Census11,432------------------11,212------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.4

Male Median Age: 44.6

Female Median Age: 46.3

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male312328362342319290298297254369379431431365324219120111
Female278325332328275296319288299362366456519380363221138116
Total590653694670594586617585553731745887950745687440258227
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:9,46082.53%
Black:3873.38%
Hispanic:*1,1399.94%
Asian:560.49%
American Indian:590.51%
Hawaiian:20.02%
Other:3603.14%
Total:11,463100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:5,55149.51%44.6 years
Females:5,66150.49%46.3 years
Total:11,212100%45.4 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:9,32594.58%
Native, born in PR, Island Areas, or abroad:1001.01%
Foreign born, naturalized U.S. citizen:3483.53%
Foreign born, not a U.S. citizen:864.40%
Total Population:9,859100%
Total Native Population:9,42595.60%
Total Foreign-born Population:4344.40%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $69,633, which is much lower than the national median ($78,538), is up $24,787 (55.3%) since 2011 and above its 2019 pre-pandemic level by $18,114. Family households earn a median of $76,612 versus $33,778 for nonfamily households (a difference of $42,834). By gender, male median income is $62,342 and female is $36,614, which is much lower than the national female median ($53,445), with a current gap of $25,728 that has widened from 2011 to 2023. The labor-force participation rate is 54.1%, which is considerably lower than the national rate (63.5%). The unemployment rate is 6.2%, which is higher than the state rate (4.8%). The largest occupation group is Management (30.5%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$44,846$43,579$44,250$39,726$40,288$41,663$45,038$45,320$51,519$56,250$61,952$67,931$69,633
Median Family Income$53,763$53,463$54,770$50,214$46,302$46,865$52,712$56,170$64,682$71,694$73,632$78,969$76,612
Median NonFamily Income$25,375$23,106$28,317$27,594$30,200$28,205$29,254$19,321$17,541$18,430$26,295$32,118$33,778
Median Male Income$40,276$40,176$40,838$40,346$41,097$40,694$42,346$45,708$43,147$44,463$56,780$59,292$62,342
Median Female Income$31,899$35,182$35,837$36,920$36,311$34,895$34,418$32,897$29,915$32,872$35,287$34,735$36,614
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:4,12350.73%
Unemployed:2713.33%
Not In Labor Force:3,73345.93%
Total:8,127100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,25830.51%
Service:59314.38%
Sales and Office:87621.25%
Natural resources, construction, and maintenance:91022.07%
Production, transportation, and material moving:48611.79%
Total Civilian Employed Population:4,123100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $237,300, which is far less than the state median ($325,000), is up $75,700 (46.84%) since 2011 and above its 2019 pre-pandemic level by $93,800. The median gross rent is $1,082, which is considerably lower than the state median ($1,564), is up $353 (48.42%) since 2011 and above its 2019 pre-pandemic level by $333. Of occupied housing, owners make up 79.83% (48.47% with a mortgage, 51.53% free-and-clear) and renters 20.17% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 20.10%, which is far higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$161,600$135,100$124,600$115,200$119,100$120,900$132,500$132,600$143,500$153,000$168,800$207,900$237,300
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:637.87%
$500 to $999:16320.35%
$1,000 to $1,499:39549.31%
$1,500 to $1,999:658.11%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:81.00%
No Rent:10713.36%
Total:801100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$729$751$737$751$720$743$730$727$749$911$788$855$1,082
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,53738.70%
Owner Occupied (free and clear, no mortgage):1,63441.14%
Renter Occupied:80120.17%
Total Occupied Housing Units:3,972100%

Occupied Housing Units:3,97279.90%
Vacant Housing Units (not graphed):99920.10%
Total Housing Units:4,971100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:3,27465.86%
Multi-Family Units:1112.23%
Other Units:1,58631.91%
Total Housing Units:4,971100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 12.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 88.50%, which is on par with the state rate (89.60%). The uninsured rate is 14.00%, which is far higher than the national rate (8.60%). The share of people in poverty is 8.20%, which is on par with the state rate (8.90%), down 6.20 percentage points since 2011 and above its 2019 pre-pandemic level by 0.50 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (44.83%). College enrollment is 14.81%, which is markedly below the state rate (27.90%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:4516.44%
9th to 12th grade, no diploma:3555.07%
High school graduate (includes equivalency):2,63237.57%
Some college, no degree:1,80425.75%
Associate's degree:90912.98%
Bachelor's degree:4306.14%
Graduate or professional degree:4246.05%
Total:7,005100%
High school or higher:6,19988.49%
Bachelor's degree or higher:85412.19%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:5,60551.85%
Public Insurance:3,83135.44%
No Insurance:1,37512.72%
Total:10,811100%
Has Health Insurance:9,43687.28%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty14.4%16.2%15.8%15.8%17.1%16.6%14.4%10.7%7.7%6.0%5.7%4.3%8.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:663.39%
Kindergarten:1256.43%
Elementary school (grades 1-8):87244.83%
High school (grades 9-12):59430.54%
College or graduate school:28814.81%
Total:1,945100%
Early Childhood:1919.82%
K-12 (Primary & Secondary School):1,59181.80%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 32784 supports both business and residential activity. According to the Business Census (2023), there are 245 business establishments, employing about 1,950 people with an annual payroll of $82,434,000. USPS data shows 4,969 residential mailboxes and 207 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:4,969Source: USPS
# Business Mailboxes:207Source: USPS
Total Delivery Receptacles:5,847Source: USPS
Single Family Delivery Units:3,104Source: USPS
Multi Family Delivery Units:32Source: USPS
# of Businesses:245Source: CBP
1st Quarter Payroll:$19,372,000Source: CBP
Annual Payroll:$82,434,000Source: CBP
# of Employees:1,950Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 32784 is located in Lake County, Florida, within the Orlando-Kissimmee-Sanford, FL Metropolitan Statistical Area (CBSA 36740) and Florida's 6th Congressional District. This Metro area has a population of 2,721,022 people, about 0.41% of whom live in ZIP Code 32784. It covers 92.782 sq mi of land and a water area of 12.47 sq mi.

CBSA Name:Orlando-Kissimmee-Sanford, FLSource: Census
CBSA Number:36740Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,721,022Source: Census
MSA:Orlando, FL MSASource: Census
Land Area:92.782 sq miSource: Census
Water Area:12.47 sq miSource: Census
Congressional District:06Source: USPS
Congressional Land Area:2506.92 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1273025Source: Census
Place Name:Umatilla city; FloridaSource: Census

Adjacent & Nearby ZIP Codes


32789 | | 32783

Schools in ZIP Code 32784


ZIP Code 32784 is in the Lake County School District, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Umatilla High School 320 N Trowell Ave
Umatilla, FL 32784
District: Lake County School District
Umatilla Middle School 305 E Lake St
Umatilla, FL 32784
District: Lake County School District
Umatilla Elementary School 401 Lake St
Umatilla, FL 32784
District: Lake County School District
Faith Lutheran School 2727 S Grove St
Eustis, FL 32726
District: Private SchoolNearby
Gateway Christian School 18440 US Highway 441
Mount Dora, FL 32757
District: Private SchoolNearby
Liberty Christian Prep School 2451 Dora Ave
Tavares, FL 32778
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 32784


Lake Technical College 2001 Kurt Street
Eustis, FL 32726
Type: Post Secondary
Lake-Sumter State College 9501 US Hwy 441
Leesburg, FL 34788-8751
Type: Post Secondary
Columbia College - Tavares Pd 1565 Lane Park Cutoff Road
Tavares, FL 32778-6100
Type: Post Secondary
Beacon College 105 E Main St
Leesburg, FL 34748
Type: Post Secondary
Ecpi University - Orlando 660 Century Point
Lake Mary, FL 32746-2197
Type: Post Secondary
Nuc University - Florida Technical College - Deland 1119 S. Woodland Boulevard
Deland, FL 32720-7415
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov