ZIP Code 32095 in Saint Augustine, FL

Data Last Updated: March 1, 2026
City:Saint Augustine, Florida
City Alias:St Augustine
County:Saint Johns County
Timezone:Eastern (GMT -05:00)
Local Time:8:26:22 PM
Population:16,607 [See All]
Area Codes:324 / 904
Classification:Standard [Normal Street Delivery]
Coordinates:30.0311, -81.4056
Land Area:57.384 sq mi
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Population & Demographics


ZIP Code 32095 has 16,607 residents and 5,765 households (average 2.80 persons per household). The median age is 41.9 years, slightly younger than the state (43.0) and older than the nation (38.8). The gender split is 50.7% male and 49.3% female, which is slightly higher than the state male share (48.6%), making this a male-majority area. Largest groups are White (78.6%, much higher than the state average of 57.7% and well above the national average of 61.6%) and Hispanic or Latino (9.3%); Hispanic or Latino residents make up 9.3%, which is much lower than the state average (26.5%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:16,607Source: Census DHC
2024 ACS Population Estimate:21,399Source: Census ACS
2026 ZC Population Estimate:32,200Source: ZIP-Codes.com
Population Density:289.4 people per sq mile
Average Income:$136,038Source: Census ACS
Households:5,765Source: Census DHC
Average House Value:$525,000Source: Census ACS
Persons Per Household:2.80Source: Census DHC
Average Family Size:2.60Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--6,4577,0556,6257,1427,5817,8878,54310,00611,80013,15515,02116,41918,92721,399
Decennial Census7,302------------------16,607--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 41.9

Male Median Age: 41.8

Female Median Age: 42.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male44061058757338332645958461260963961253254046526110873
Female39359360555134326445964162863256957458150846620811663
Total8331,2031,1921,1247265909181,2251,2401,2411,2081,1861,1131,048931469224136
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:13,04978.92%
Black:8265.00%
Hispanic:*1,5449.34%
Asian:7164.33%
American Indian:660.40%
Hawaiian:00%
Other:3342.02%
Total:16,535100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:8,41350.66%41.8 years
Females:8,19449.34%42.1 years
Total:16,607100%41.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:17,44681.53%
Native, born in PR, Island Areas, or abroad:5432.54%
Foreign born, naturalized U.S. citizen:2,34010.94%
Foreign born, not a U.S. citizen:1,07015.94%
Total Population:21,399100%
Total Native Population:17,98984.06%
Total Foreign-born Population:3,41015.94%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $136,038, which is much higher than the national median ($80,734), is up $81,090 (147.6%) since 2011 and above its 2019 pre-pandemic level by $61,022. Family households earn a median of $142,985 versus $70,750 for nonfamily households (a difference of $72,235). By gender, male median income is $101,396 and female is $71,727, which is much higher than the national female median ($55,274), with a current gap of $29,669 that has widened from 2011 to 2024. The labor-force participation rate is 68.4%, which is above the national rate (63.5%). The unemployment rate is 4.6%, which is just under the national rate (5.2%). The largest occupation group is Management (58.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$54,948$57,121$63,651$69,429$66,892$64,705$66,316$66,731$75,016$76,846$92,941$111,084$124,556$136,038
Median Family Income$65,241$69,502$76,959$79,964$82,500$85,652$69,583$74,288$105,603$89,721$96,122$119,454$130,409$142,985
Median NonFamily Income$53,342$39,796$38,356$56,218$55,097$31,759$45,288$36,361$35,688$37,463$39,729$46,628$0$70,750
Median Male Income$38,977$47,893$49,179$51,976$62,266$64,271$63,379$63,514$61,983$61,464$70,837$91,722$96,797$101,396
Median Female Income$27,290$28,634$31,758$36,968$31,250$41,961$46,506$52,014$53,947$51,185$57,435$63,076$62,740$71,727
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:10,91365.14%
Unemployed:5263.14%
Not In Labor Force:5,31531.72%
Total:16,754100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:6,39858.63%
Service:1,48613.62%
Sales and Office:2,17119.89%
Natural resources, construction, and maintenance:4514.13%
Production, transportation, and material moving:4073.73%
Total Civilian Employed Population:10,913100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $525,000, which is much higher than the national median ($332,700), is up $352,500 (204.35%) since 2011 and above its 2019 pre-pandemic level by $207,800. The median gross rent is $2,676, which is much higher than the national median ($1,413), is up $1,642 (158.80%) since 2011 and above its 2019 pre-pandemic level by $1,457. Of occupied housing, owners make up 92.02% (68.27% with a mortgage, 31.73% free-and-clear) and renters 7.98% - making this ZIP Code under national rental averages. The vacancy rate is 10.39%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$172,500$165,100$149,700$157,500$162,500$172,200$216,800$257,900$317,200$372,000$377,300$461,900$485,700$525,000
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:467.89%
$1,500 to $1,999:16327.96%
$2,000 to $2,499:305.15%
$2,500 to $2,999:14925.56%
$3,000 or more:19533.45%
No Rent:00.00%
Total:583100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$1,034$1,041$1,188$1,206$1,330$1,239$1,222$1,180$1,219$1,076$1,193$1,281$1,576$2,676
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4,58762.82%
Owner Occupied (free and clear, no mortgage):2,13229.20%
Renter Occupied:5837.98%
Total Occupied Housing Units:7,302100%

Occupied Housing Units:7,30289.61%
Vacant Housing Units (not graphed):84710.39%
Total Housing Units:8,149100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:6,66381.76%
Multi-Family Units:6507.98%
Other Units:83610.26%
Total Housing Units:8,149100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 56.40% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.70%). High school or higher is 96.80%, which is far higher than the national rate (89.60%). The uninsured rate is 4.00%, which is far lower than the national rate (8.40%). Private coverage is 85.50%, which is well above the national rate (67.10%). Public coverage is 26.80%, which is falls below the national rate (36.70%). The share of people in poverty is 5.00%, which is falls below the national rate (8.80%), down 5.00 percentage points since 2011 and below its 2019 pre-pandemic level by 1.40 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (41.02%). College enrollment is 20.39%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1481.01%
9th to 12th grade, no diploma:3242.21%
High school graduate (includes equivalency):2,29515.63%
Some college, no degree:1,92613.11%
Associate's degree:1,71611.68%
Bachelor's degree:4,50730.69%
Graduate or professional degree:3,77025.67%
Total:14,686100%
High school or higher:14,21496.79%
Bachelor's degree or higher:8,27756.36%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:18,00173.56%
Public Insurance:5,63723.03%
No Insurance:8343.41%
Total:24,472100%
Has Health Insurance:23,63896.59%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty9.4%10.7%6.9%8.0%4.9%4.3%5.8%8.0%5.8%8.1%9.1%5.8%4.4%5.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:5069.46%
Kindergarten:3706.91%
Elementary school (grades 1-8):2,19541.02%
High school (grades 9-12):1,18922.22%
College or graduate school:1,09120.39%
Total:5,351100%
Early Childhood:87616.37%
K-12 (Primary & Secondary School):3,75470.16%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 32095 supports both business and residential activity. According to the Business Census (2024), there are 572 business establishments, employing about 4,148 people with an annual payroll of $229,202,000. USPS data shows 11,500 residential mailboxes and 557 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:11,500Source: USPS
# Business Mailboxes:557Source: USPS
Total Delivery Receptacles:11,755Source: USPS
Single Family Delivery Units:3,346Source: USPS
Multi Family Delivery Units:153Source: USPS
# of Businesses:572Source: CBP
1st Quarter Payroll:$53,580,000Source: CBP
Annual Payroll:$229,202,000Source: CBP
# of Employees:4,148Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 32095 is located in Saint Johns County, Florida, within the Jacksonville, FL Metropolitan Statistical Area (CBSA 27260) and Florida's 5th Congressional District. This Metro area has a population of 1,345,596 people, about 1.23% of whom live in ZIP Code 32095. It covers 57.384 sq mi of land and a water area of 3.456 sq mi.

CBSA Name:Jacksonville, FLSource: Census
CBSA Number:27260Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,345,596Source: Census
MSA:Jacksonville, FL MSASource: Census
Land Area:57.384 sq miSource: Census
Water Area:3.456 sq miSource: Census
Congressional District:05Source: USPS
Congressional Land Area:1355.03 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1262500Source: Census
Place Name:St. Augustine city; FloridaSource: Census

Adjacent & Nearby ZIP Codes


32096 | | 32094

Schools in ZIP Code 32095


ZIP Code 32095 is in the St. Johns County School District, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Pine Island Academy 805 Pine Island Rd
St Augustine, FL 32095
District: St. Johns County School District
Palencia Elementary School 355 Palencia Village Dr
St Augustine, FL 32095
District: St. Johns County School District
St Johns County Juvenile Residential At St. Johns Youth Aca 4500 Avenue D
St Augustine, FL 32095
District: St. Johns County School District
The Broach School Ponte Vedra 10870 US Highway 1 N Ste 112
Ponte Vedra Beach, FL 32081
District: Private SchoolNearby
Turning Point Christian Academy 3500 State Road 16
St Augustine, FL 32092
District: Private SchoolNearby
Intl School Of America 14797 Phillips Hwy Ste 105
Jacksonville, FL 32256
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 32095


First Coast Technical College 2980 Collins Ave
Saint Augustine, FL 32084-1919
Type: Post Secondary
Flagler College 74 King Street
Saint Augustine, FL 32084
Type: Post Secondary
Jones Technical Institute 8813 Western Way
Jacksonville, FL 32256-0367
Type: Post Secondary
Strayer University-Baymeadows Campus 8375 Dix Ellis Trail Ste 200
Jacksonville, FL 32256
Type: Post Secondary
Mayo Clinic College Of Medicine And Science - Florida 4500 San Pablo Road
Jacksonville, FL 32224
Type: Post Secondary
Jersey College - Jacksonville 8131 Baymeadows Circle West
Jacksonville, FL 32256-2012
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov