ZIP Code 28905 in Marble, NC

Data Last Updated: October 1, 2025
City:Marble, North Carolina
County:Cherokee County
Timezone:Eastern (GMT -05:00)
Local Time:8:31:10 PM
Population:3,277 [See All]
Area Code:828
Classification:Standard [Normal Street Delivery]
Coordinates:35.1611, -83.9276
Land Area:45.175 sq mi
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Population & Demographics


ZIP Code 28905 has 3,277 residents and 1,419 households (average 2.31 persons per household). The median age is 49.5 years, significantly older than the state (39.4) and significantly older than the nation (38.8). The gender split is 49.7% male and 50.3% female, which is slightly higher than the state male share (48.5%). Largest groups are White (88.0%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Hispanic or Latino (3.1%); Hispanic or Latino residents make up 3.1%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:3,277Source: Census DHC
2023 ACS Population Estimate:3,316Source: Census ACS
2025 ZC Population Estimate:3,215Source: ZIP-Codes.com
Population Density:72.5 people per sq mile
Average Income:$54,310Source: Census ACS
Households:1,419Source: Census DHC
Average House Value:$213,800Source: Census ACS
Persons Per Household:2.31Source: Census DHC
Average Family Size:2.95Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--2,4232,9432,9313,1762,7242,8092,7232,9952,8632,9993,6093,3793,316
Decennial Census3,129------------------3,277------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 49.5

Male Median Age: 48.5

Female Median Age: 50.6

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male9480861026876685810411810412312113596955646
Female4393104856889567273128100148126136151974533
Total13717319018713616512413017724620427124727124719210179
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:2,88391.76%
Black:230.73%
Hispanic:*1023.25%
Asian:170.54%
American Indian:832.64%
Hawaiian:00%
Other:341.08%
Total:3,142100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:1,63049.74%48.5 years
Females:1,64750.26%50.6 years
Total:3,277100%49.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:3,27698.79%
Native, born in PR, Island Areas, or abroad:341.03%
Foreign born, naturalized U.S. citizen:60.18%
Foreign born, not a U.S. citizen:00.18%
Total Population:3,316100%
Total Native Population:3,31099.82%
Total Foreign-born Population:60.18%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $54,310, which is considerably lower than the national median ($78,538), is up $13,283 (32.4%) since 2011 and above its 2019 pre-pandemic level by $16,709. Family households earn a median of $64,520 versus $31,848 for nonfamily households (a difference of $32,672). By gender, male median income is $62,083 and female is $40,000, which is considerably lower than the national female median ($53,445), with a current gap of $22,083 that has widened from 2011 to 2023. The labor-force participation rate is 55.0%, which is much lower than the national rate (63.5%). The unemployment rate is 12.4%, which is markedly higher than the state rate (4.7%). The largest occupation group is Production (28.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$41,027$33,808$41,250$41,927$36,208$35,712$37,866$38,871$37,601$42,075$41,468$51,908$54,310
Median Family Income$59,861$53,942$53,854$54,766$51,484$48,214$51,950$51,161$46,596$52,451$50,625$60,193$64,520
Median NonFamily Income$20,515$18,500$14,720$18,833$18,179$21,979$28,516$30,332$23,750$25,417$19,732$32,083$31,848
Median Male Income$34,173$34,284$43,918$47,279$55,893$40,458$40,373$36,549$38,889$40,192$42,361$45,709$62,083
Median Female Income$33,893$33,596$43,958$38,690$39,911$31,900$37,115$34,038$35,515$35,333$35,625$39,087$40,000
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:1,24848.13%
Unemployed:1776.83%
Not In Labor Force:1,16845.04%
Total:2,593100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:29923.96%
Service:26120.91%
Sales and Office:20616.51%
Natural resources, construction, and maintenance:12510.02%
Production, transportation, and material moving:35728.61%
Total Civilian Employed Population:1,248100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $213,800, which is far less than the national median ($303,400), is up $61,300 (40.20%) since 2011 and above its 2019 pre-pandemic level by $73,800. The median gross rent is $0, which is far less than the state median ($1,162), is down $808 (100.00%) since 2011 and below its 2019 pre-pandemic level by $643. Of occupied housing, owners make up 84.90% (42.15% with a mortgage, 57.85% free-and-clear) and renters 15.10% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 21.20%, which is considerably higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$152,500$118,900$117,700$121,000$120,800$123,300$153,500$149,000$140,000$152,600$166,800$192,400$213,800
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:8241.62%
$500 to $999:199.64%
$1,000 to $1,499:7538.07%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:2110.66%
Total:197100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$808$596$557$494$573$685$692$647$643$792$656$734$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):46735.79%
Owner Occupied (free and clear, no mortgage):64149.12%
Renter Occupied:19715.10%
Total Occupied Housing Units:1,305100%

Occupied Housing Units:1,30578.80%
Vacant Housing Units (not graphed):35121.20%
Total Housing Units:1,656100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:1,13368.42%
Multi-Family Units:201.21%
Other Units:50330.37%
Total Housing Units:1,656100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 23.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 90.30%, which is comparable to the national rate (89.40%). The uninsured rate is 12.70%, which is well above the national rate (8.60%). Public coverage is 53.00%, which is notably higher than the state rate (35.40%). The share of people in poverty is 10.40%, which is comparable to the national rate (8.70%), up 1.30 percentage points since 2011 and below its 2019 pre-pandemic level by 5.60 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (40.13%). College enrollment is 10.54%, which is markedly below the state rate (27.10%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:361.48%
9th to 12th grade, no diploma:2008.24%
High school graduate (includes equivalency):63226.05%
Some college, no degree:48720.07%
Associate's degree:50920.98%
Bachelor's degree:37215.33%
Graduate or professional degree:1907.83%
Total:2,426100%
High school or higher:2,19090.27%
Bachelor's degree or higher:56223.17%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:1,78245.01%
Public Insurance:1,75744.38%
No Insurance:42010.61%
Total:3,959100%
Has Health Insurance:3,53989.39%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty9.1%20.9%15.7%17.3%21.4%23.4%10.7%15.0%16.0%13.3%18.5%16.0%10.4%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:13622.74%
Kindergarten:162.68%
Elementary school (grades 1-8):24040.13%
High school (grades 9-12):14323.91%
College or graduate school:6310.54%
Total:598100%
Early Childhood:15225.42%
K-12 (Primary & Secondary School):39966.72%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 28905 supports both business and residential activity. According to the Business Census (2023), there are 29 business establishments, employing about 277 people with an annual payroll of $12,629,000. USPS data shows 1,392 residential mailboxes and 43 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:1,392Source: USPS
# Business Mailboxes:43Source: USPS
Total Delivery Receptacles:2,052Source: USPS
Single Family Delivery Units:1,091Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:29Source: CBP
1st Quarter Payroll:$2,920,000Source: CBP
Annual Payroll:$12,629,000Source: CBP
# of Employees:277Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 28905 is located in Cherokee County, North Carolina, within the Metropolitan Statistical Area (CBSA ) and North Carolina's 11st Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 28905. It covers 45.175 sq mi of land and a water area of 0 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:45.175 sq miSource: Census
Water Area:--Source: Census
Congressional District:11Source: USPS
Congressional Land Area:6838.24 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3741220Source: Census
Place Name:Marble CDP; North CarolinaSource: Census

Adjacent & Nearby ZIP Codes


28906 | | 28904

Schools in ZIP Code 28905


ZIP Code 28905 is in the Cherokee County Schools, which serves grades Pre-Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

The Oaks Academy 2230 Airport Road
Marble, NC 28905
District: Cherokee County Schools
Shepherd Academy 68 Fairfax Dr
Murphy, NC 28906
District: Private SchoolNearby
Murphy Adventist Christian School 1584 Old Ranger Rd
Murphy, NC 28906
District: Private SchoolNearby
Carolina Christian Academy 259 Tusquittee St
Hayesville, NC 28904
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 28905


Tri-County Community College 21 Campus Circle
Murphy, NC 28906
Type: Post Secondary
Young Harris College 1 College Street
Young Harris, GA 30582
Type: Post Secondary
Truett Mcconnell University 100 Alumni Dr
Cleveland, GA 30528
Type: Post Secondary
Maryville College 502 E Lamar Alexander Pkwy
Maryville, TN 37804-5907
Type: Post Secondary
Tennessee Wesleyan University 204 East College Street
Athens, TN 37303
Type: Post Secondary
North Georgia Technical College 1500 Georgia Hwy 197 N
Clarkesville, GA 30523
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov