| City: | Montreat, North Carolina |
| County: | Buncombe County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:04:37 PM |
| Population: | 901 [See All] |
| Area Code: | 828 |
| Classification: | PO Box |
| Coordinates: | 35.6503, -82.2997 |
| Land Area: | 2.723 sq mi |
| Quick Link: |
Montreat is a small mountain community in Buncombe County, North Carolina, covering just 0.05 square miles. The town serves as a Presbyterian conference center, which explains both its compact size and unusual population patterns. Of the 901 residents counted in the 2020 Census, 414 people (46%) lived in group quarters like conference facilities and student housing.
The Montreat post office is designated as a PO Box Only Zone. There's no alternative mail delivery across this territory. The office maintains 336 PO Boxes for 230 households, creating an adoption rate of 1.46. This means the post office serves both local residents and people from nearby communities who use Montreat as their mailing address.
Seasonal patterns dominate the housing stock. Of 618 total housing units, 347 (56%) are classified as seasonal, recreational, or occasional use. The median age is remarkably young at 22.8 years, consistent with a community hosting conferences, retreats, and educational programs throughout the year.
Mail delivery in Montreat follows a simple pattern. Assembly Drive is the only street with carrier delivery, serving 73 address points. Two city carrier routes (C routes) handle street delivery, while 20 PO Box records serve box holders. The compact geography and single-street layout make Montreat one of North Carolina's smallest incorporated communities by area.
The population shows interesting characteristics beyond the conference center activity. Among the 487 people not in group quarters, 187 households own their homes while 43 rent. The racial composition is 83% White (746 people), 8% Black (76), and 15% Hispanic (136). Education levels among adults 25 and over show 25% hold bachelor's degrees or higher.
Assembly Drive is the only street in Montreat with carrier delivery, serving all 73 street delivery points in this compact mountain conference community.
ZIP Code 28757 has 901 residents and 230 households (average 2.12 persons per household). The median age is 22.8 years, significantly younger than the state (39.4) and significantly younger than the nation (38.8). The gender split is 50.8% male and 49.2% female, which is slightly higher than the state male share (48.5%), making this a male-majority area. Largest groups are White (82.8%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Black or African American (8.4%, much lower than the state average of 20.5%); Hispanic or Latino residents make up 7.4%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 901Source: Census DHC |
| 2024 ACS Population Estimate: | 630Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 330.9 people per sq mile |
| Average Income: | $115,568Source: Census ACS |
| Households: | 230Source: Census DHC |
| Average House Value: | $606,400Source: Census ACS |
| Persons Per Household: | 2.12Source: Census DHC |
| Average Family Size: | 2.51Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 379 | 333 | 316 | 321 | 326 | 183 | 141 | 116 | 100 | 29 | 343 | 442 | 474 | 630 |
| Decennial Census | 280 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 901 | -- | -- | -- | -- |
Median Age: 22.8
Male Median Age: 22.1
Female Median Age: 24.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 2 | 12 | 9 | 99 | 141 | 5 | 3 | 13 | 5 | 6 | 6 | 21 | 22 | 23 | 34 | 27 | 18 | 12 |
| Female | 8 | 5 | 7 | 96 | 111 | 13 | 6 | 8 | 8 | 8 | 8 | 21 | 23 | 26 | 39 | 26 | 16 | 14 |
| Total | 10 | 17 | 16 | 195 | 252 | 18 | 9 | 21 | 13 | 14 | 14 | 42 | 45 | 49 | 73 | 53 | 34 | 26 |
| White: | 746 | 78.53% |
| Black: | 76 | 8.00% |
| Hispanic:* | 67 | 7.05% |
| Asian: | 6 | 0.63% |
| American Indian: | 3 | 0.32% |
| Hawaiian: | 1 | 0.11% |
| Other: | 51 | 5.37% |
| Total: | 950 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 458 | 50.83% | 22.1 years |
| Females: | 443 | 49.17% | 24.5 years |
| Total: | 901 | 100% | 22.8 years |
| Native, born in the United States: | 619 | 98.25% |
| Native, born in PR, Island Areas, or abroad: | 3 | 0.48% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 8 | 1.27% |
| Total Population: | 630 | 100% |
| Total Native Population: | 622 | 98.73% |
| Total Foreign-born Population: | 8 | 1.27% |
In 2024, the Median household income is $115,568, which is far above the national median ($80,734), is up $70,012 (153.7%) since 2011 and above its 2019 pre-pandemic level by $360. Family households earn a median of $116,420 versus $0 for nonfamily households (a difference of $116,420). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $0 that has narrowed from 2011 to 2024. The labor-force participation rate is 52.2%, which is markedly below the national rate (63.5%). The unemployment rate is 9.6%, which is much higher than the national rate (5.2%). The largest occupation group is Sales (36.9%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $45,556 | $45,000 | $53,750 | $60,208 | $61,458 | $65,875 | $68,571 | $113,365 | $115,208 | $0 | $0 | $0 | $0 | $115,568 |
| Median Family Income | $58,229 | $58,625 | $63,571 | $65,556 | $65,250 | $100,625 | $108,750 | $113,942 | $115,625 | $0 | $0 | $0 | $0 | $116,420 |
| Median NonFamily Income | $22,875 | $21,875 | $22,500 | $20,179 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Male Income | $60,938 | $60,208 | $64,107 | $63,438 | $0 | $0 | $133,125 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Female Income | $18,750 | $19,286 | $19,107 | $18,750 | $0 | $51,875 | $60,208 | $62,708 | $63,125 | $0 | $0 | $0 | $0 | $0 |
| Employed: | 274 | 47.24% |
| Unemployed: | 29 | 5.00% |
| Not In Labor Force: | 277 | 47.76% |
| Total: | 580 | 100% |
| Management, business, science, and arts: | 79 | 28.83% |
| Service: | 76 | 27.74% |
| Sales and Office: | 101 | 36.86% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 18 | 6.57% |
| Total Civilian Employed Population: | 274 | 100% |
In 2024, the median home value is $606,400, which is markedly greater than the national median ($332,700), is up $174,500 (40.40%) since 2011 and above its 2019 pre-pandemic level by $178,600. The median gross rent is $0, which is well under the national median ($1,413), is down $498 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 100.00% (40.32% with a mortgage, 59.68% free-and-clear) and renters 0.00% - making this ZIP Code under national rental averages. The vacancy rate is 91.79%, which is much higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $431,900 | $434,000 | $400,000 | $419,600 | $396,200 | $390,600 | $396,400 | $425,000 | $427,800 | $0 | $0 | $0 | $0 | $606,400 |
| Less than $500: | 0 | 0% |
| $500 to $999: | 0 | 0% |
| $1,000 to $1,499: | 0 | 0% |
| $1,500 to $1,999: | 0 | 0% |
| $2,000 to $2,499: | 0 | 0% |
| $2,500 to $2,999: | 0 | 0% |
| $3,000 or more: | 0 | 0% |
| No Rent: | 0 | 0% |
| Total: | 0 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $498 | $675 | $800 | $940 | $738 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 25 | 40.32% |
| Owner Occupied (free and clear, no mortgage): | 37 | 59.68% |
| Renter Occupied: | 0 | 0.00% |
| Total Occupied Housing Units: | 62 | 100% |
| Occupied Housing Units: | 62 | 8.21% |
| Vacant Housing Units (not graphed): | 693 | 91.79% |
| Total Housing Units: | 755 | 100% |
| Single-Family Units: | 755 | 100.00% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 755 | 100% |
In 2024, 91.50% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.70%). High school or higher is 100.00%, which is comparable to the national rate (89.60%). The uninsured rate is 2.40%, which is far lower than the national rate (8.40%). Private coverage is 90.50%, which is well above the national rate (67.10%). Public coverage is 8.10%, which is far lower than the national rate (36.70%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%), down 10.40 percentage points since 2011. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is college (86.62%). College enrollment is 86.62%, which is far higher than the national rate (26.70%), indicating the community is likely a college hub with student-driven housing and services.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 0 | 0.00% |
| High school graduate (includes equivalency): | 0 | 0.00% |
| Some college, no degree: | 10 | 8.55% |
| Associate's degree: | 0 | 0.00% |
| Bachelor's degree: | 67 | 57.26% |
| Graduate or professional degree: | 40 | 34.19% |
| Total: | 117 | 100% |
| High school or higher: | 117 | 100.00% |
| Bachelor's degree or higher: | 107 | 91.45% |
| Private Insurance: | 570 | 89.62% |
| Public Insurance: | 51 | 8.02% |
| No Insurance: | 15 | 2.36% |
| Total: | 636 | 100% |
| Has Health Insurance: | 621 | 97.64% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 10.4% | 8.8% | 10.8% | 9.3% | 5.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 38 | 7.27% |
| High school (grades 9-12): | 32 | 6.12% |
| College or graduate school: | 453 | 86.62% |
| Total: | 523 | 100% |
| Early Childhood: | 0 | 0.00% |
| K-12 (Primary & Secondary School): | 70 | 13.38% |
ZIP Code 28757 supports both business and residential activity. According to the Business Census (2024), there are 15 business establishments, employing about 693 people with an annual payroll of $15,410,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 480Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 15Source: CBP |
| 1st Quarter Payroll: | $3,557,000Source: CBP |
| Annual Payroll: | $15,410,000Source: CBP |
| # of Employees: | 693Source: CBP |
ZIP Code 28757 is located in Buncombe County, North Carolina, within the Asheville, NC Metropolitan Statistical Area (CBSA 11700) and North Carolina's 11st Congressional District. This Metro area has a population of 424,858 people, about 0.21% of whom live in ZIP Code 28757. It covers 2.723 sq mi of land and a water area of 0.003 sq mi.
| CBSA Name: | Asheville, NCSource: Census |
| CBSA Number: | 11700Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 424,858Source: Census |
| MSA: | Asheville, NC MSASource: Census |
| Land Area: | 2.723 sq miSource: Census |
| Water Area: | 0.003 sq miSource: Census |
| Congressional District: | 11Source: USPS |
| Congressional Land Area: | 6838.24 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3744100Source: Census |
| Place Name: | Montreat town; North CarolinaSource: Census |
We could not locate which school district 28757 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.