ZIP Code 28717 in Cashiers, NC

Data Last Updated: October 1, 2025
City:Cashiers, North Carolina
County:Jackson County
Timezone:Eastern (GMT -05:00)
Local Time:8:27:53 PM
Population:1,639 [See All]
Area Code:828
Classification:Standard [Normal Street Delivery]
Coordinates:35.0782, -83.0937
Land Area:36.393 sq mi
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Population & Demographics


ZIP Code 28717 has 1,639 residents and 736 households (average 2.23 persons per household). The median age is 54.7 years, significantly older than the state (39.4) and significantly older than the nation (38.8). The gender split is 50.2% male and 49.8% female, which is slightly higher than the state male share (48.5%). Largest groups are White (85.7%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Hispanic or Latino (12.3%); Hispanic or Latino residents make up 12.3%, which is lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,639Source: Census DHC
2023 ACS Population Estimate:1,511Source: Census ACS
2025 ZC Population Estimate:1,594Source: ZIP-Codes.com
Population Density:45.0 people per sq mile
Average Income:$73,065Source: Census ACS
Households:736Source: Census DHC
Average House Value:$410,200Source: Census ACS
Persons Per Household:2.23Source: Census DHC
Average Family Size:2.84Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--2,0292,0442,3342,2741,9651,7351,7671,6401,9481,9331,2531,3811,511
Decennial Census1,729------------------1,639------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 54.7

Male Median Age: 49.8

Female Median Age: 57.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male163539423952403955562886527868572714
Female283441263337454330283977568893623323
Total44698068728985828584671631081661611196037
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,40479.82%
Black:80.45%
Hispanic:*20211.48%
Asian:231.31%
American Indian:100.57%
Hawaiian:00%
Other:1126.37%
Total:1,759100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:82350.21%49.8 years
Females:81649.79%57.1 years
Total:1,639100%54.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,46296.76%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:493.24%
Total Population:1,511100%
Total Native Population:1,46296.76%
Total Foreign-born Population:493.24%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $73,065, which is falls short of the national median ($78,538), is up $18,204 (33.2%) since 2011 and above its 2019 pre-pandemic level by $22,596. Family households earn a median of $74,820 versus $52,500 for nonfamily households (a difference of $22,320). By gender, male median income is $53,621 and female is $46,964, which is much lower than the national female median ($53,445), with a current gap of $6,657 that has widened from 2011 to 2023. The labor-force participation rate is 67.3%, which is above the state rate (62.7%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Sales (38.8%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$54,861$67,917$49,886$48,977$49,393$44,643$45,174$41,108$50,469$56,519$67,464$71,023$73,065
Median Family Income$72,452$74,932$69,265$68,400$69,464$47,016$46,772$48,775$59,596$67,782$85,417$78,550$74,820
Median NonFamily Income$33,015$35,257$36,500$37,788$0$0$0$22,935$40,508$43,029$44,759$46,964$52,500
Median Male Income$25,028$26,806$25,437$25,965$0$27,692$28,785$33,875$45,972$49,600$52,750$58,889$53,621
Median Female Income$23,342$31,774$24,629$33,889$0$36,458$30,772$33,088$30,203$0$35,375$0$46,964
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:90867.26%
Unemployed:00.00%
Not In Labor Force:44232.74%
Total:1,350100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:16618.28%
Service:24526.98%
Sales and Office:35238.77%
Natural resources, construction, and maintenance:11712.89%
Production, transportation, and material moving:283.08%
Total Civilian Employed Population:908100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $410,200, which is much higher than the state median ($259,400), is down $184,700 (31.05%) since 2011 and above its 2019 pre-pandemic level by $59,500. The median gross rent is $1,323, which is markedly greater than the state median ($1,162), is up $446 (50.86%) since 2011 and above its 2019 pre-pandemic level by $423. Of occupied housing, owners make up 85.70% (63.28% with a mortgage, 36.72% free-and-clear) and renters 14.30% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 66.71%, which is considerably higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$594,900$452,800$454,900$435,800$459,000$248,300$338,400$277,600$350,700$301,300$320,400$349,600$410,200
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:1412.73%
$1,000 to $1,499:3834.55%
$1,500 to $1,999:00.00%
$2,000 to $2,499:1110.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:4742.73%
Total:110100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$877$877$881$828$805$826$598$768$900$796$647$1,298$1,323
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):41754.23%
Owner Occupied (free and clear, no mortgage):24231.47%
Renter Occupied:11014.30%
Total Occupied Housing Units:769100%

Occupied Housing Units:76933.29%
Vacant Housing Units (not graphed):1,54166.71%
Total Housing Units:2,310100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:2,23596.75%
Multi-Family Units:321.39%
Other Units:431.86%
Total Housing Units:2,310100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 39.10% of adults (25+) have a bachelor's degree or higher, which is on par with the state rate (34.70%). High school or higher is 91.40%, which is comparable to the national rate (89.40%). The uninsured rate is 14.20%, which is comparable to the national rate (8.60%). The share of people in poverty is 2.30%, which is markedly below the state rate (9.40%), up 0.60 percentage points since 2011 and above its 2019 pre-pandemic level by 0.60 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (67.58%). College enrollment is 3.85%, which is markedly below the state rate (27.10%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:423.24%
9th to 12th grade, no diploma:695.32%
High school graduate (includes equivalency):52440.37%
Some college, no degree:896.86%
Associate's degree:675.16%
Bachelor's degree:39530.43%
Graduate or professional degree:1128.63%
Total:1,298100%
High school or higher:1,18791.45%
Bachelor's degree or higher:50739.06%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:1,07355.62%
Public Insurance:64133.23%
No Insurance:21511.15%
Total:1,929100%
Has Health Insurance:1,71488.85%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty1.7%1.9%7.8%10.6%10.9%13.1%13.9%5.1%1.7%0.0%0.0%1.7%2.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):12367.58%
High school (grades 9-12):5228.57%
College or graduate school:73.85%
Total:182100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):17596.15%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 28717 supports both business and residential activity. According to the Business Census (2023), there are 209 business establishments, employing about 1,557 people with an annual payroll of $83,627,000. USPS data shows 715 residential mailboxes and 82 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:715Source: USPS
# Business Mailboxes:82Source: USPS
Total Delivery Receptacles:2,990Source: USPS
Single Family Delivery Units:377Source: USPS
Multi Family Delivery Units:74Source: USPS
# of Businesses:209Source: CBP
1st Quarter Payroll:$17,510,000Source: CBP
Annual Payroll:$83,627,000Source: CBP
# of Employees:1,557Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 28717 is located in Jackson County, North Carolina, within the Metropolitan Statistical Area (CBSA ) and North Carolina's 11st Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 28717. It covers 36.393 sq mi of land and a water area of 0.125 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:36.393 sq miSource: Census
Water Area:0.125 sq miSource: Census
Congressional District:11Source: USPS
Congressional Land Area:6838.24 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3710800Source: Census
Place Name:Cashiers CDP; North CarolinaSource: Census

Adjacent & Nearby ZIP Codes


28718 | | 28716

Schools in ZIP Code 28717


ZIP Code 28717 is in the Jackson County Schools, which serves grades Pre-Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Blue Ridge School 95 Bobcat Drive
Cashiers, NC 28717
District: Jackson County Schools
Blue Ridge Early College 95 Bobcat Dr
Cashiers, NC 28717
District: Jackson County Schools
Summit Charter 370 Mitten Lane
Cashiers, NC 28717
Victory Christian School 278 Victory Church Rd
Sylva, NC 28779
District: Private SchoolNearby
Macon County Juvenile School 1950 Lakeside Dr
Franklin, NC 28734
District: Private SchoolNearby
Trimont Christian Academy 98 Promise Ln
Franklin, NC 28734
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 28717


Western Carolina University Highway 107
Cullowhee, NC 28723-9646
Type: Post Secondary
Southwestern Community College 447 College Drive
Sylva, NC 28779
Type: Post Secondary
Brevard College One Brevard College Drive
Brevard, NC 28712
Type: Post Secondary
Southern Wesleyan University 907 Wesleyan Drive
Central, SC 29630-1020
Type: Post Secondary
Clemson University 201 Sikes Hall
Clemson, SC 29634
Type: Post Secondary
Haywood Community College 185 Freedlander Drive
Clyde, NC 28721-9901
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov