| City: | Balsam, North Carolina |
| County: | Jackson County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:03:55 PM |
| Population: | 302 [See All] |
| Area Code: | 828 |
| Classification: | PO Box |
| Coordinates: | 35.4187, -83.0793 |
| Land Area: | 11.13 sq mi |
| Quick Link: |
The community spreads across 8.5 square miles of Jackson County terrain. One street route exists—Cabin Flats Road—but PO Boxes remain the primary delivery method. Median household income sits at $44,813, with median home values around $203,900. This isn't a retirement community in the planned sense. It's a quiet mountain town where the median age reflects people who've chosen to stay or settle in the North Carolina highlands.
Only one street appears in postal records for this ZIP code. Cabin Flats Road has a single delivery record, while the remaining 292 addresses are PO Boxes. The lack of street infrastructure reflects the mountainous terrain and scattered settlement patterns typical of western North Carolina highlands.
ZIP Code 28707 has 302 residents and 153 households (average 1.97 persons per household). The median age is 52.3 years, significantly older than the state (39.4) and significantly older than the nation (38.8). The gender split is 51.0% male and 49.0% female, which is slightly higher than the state male share (48.5%), making this a male-majority area. Largest groups are White (90.7%, much higher than the state average of 62.2% and well above the national average of 61.6%) and American Indian & Alaska Native (2.3%); Hispanic or Latino residents make up 2.0%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 302Source: Census DHC |
| 2024 ACS Population Estimate: | 461Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 27.1 people per sq mile |
| Average Income: | $0Source: Census ACS |
| Households: | 153Source: Census DHC |
| Average House Value: | $334,000Source: Census ACS |
| Persons Per Household: | 1.97Source: Census DHC |
| Average Family Size: | 2.59Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 200 | 178 | 100 | 80 | 78 | 120 | 155 | 160 | 201 | 179 | 580 | 564 | 580 | 461 |
| Decennial Census | 94 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 302 | -- | -- | -- | -- |
Median Age: 52.3
Male Median Age: 52
Female Median Age: 52.3
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1 | 7 | 6 | 6 | 9 | 6 | 9 | 11 | 4 | 16 | 10 | 15 | 12 | 12 | 14 | 7 | 7 | 2 |
| Female | 7 | 11 | 5 | 10 | 3 | 10 | 4 | 9 | 8 | 5 | 13 | 7 | 18 | 12 | 8 | 8 | 1 | 9 |
| Total | 8 | 18 | 11 | 16 | 12 | 16 | 13 | 20 | 12 | 21 | 23 | 22 | 30 | 24 | 22 | 15 | 8 | 11 |
| White: | 274 | 94.48% |
| Black: | 1 | 0.34% |
| Hispanic:* | 6 | 2.07% |
| Asian: | 0 | 0% |
| American Indian: | 7 | 2.41% |
| Hawaiian: | 0 | 0% |
| Other: | 2 | 0.69% |
| Total: | 290 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 154 | 50.99% | 52.0 years |
| Females: | 148 | 49.01% | 52.3 years |
| Total: | 302 | 100% | 52.3 years |
| Native, born in the United States: | 461 | 100.00% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 461 | 100% |
| Total Native Population: | 461 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2024, the Median household income is $0, which is well under the national median ($80,734), is down $11,346 (100.0%) since 2011 and below its 2019 pre-pandemic level by $61,471. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $58,333 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $58,333 that has widened from 2011 to 2024. The labor-force participation rate is 47.6%, which is much lower than the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Management (58.8%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $11,346 | $52,714 | $54,000 | $57,500 | $0 | $0 | $0 | $0 | $61,471 | $61,827 | $49,018 | $47,847 | $44,813 | $0 |
| Median Family Income | $51,691 | $54,357 | $0 | $2,499 | $2,499 | $0 | $0 | $0 | $85,625 | $86,154 | $68,167 | $67,986 | $74,310 | $0 |
| Median NonFamily Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $39,375 | $40,962 | $42,054 | $0 |
| Median Male Income | $34,669 | $34,536 | $0 | $0 | $0 | $0 | $0 | $0 | $50,739 | $50,921 | $51,304 | $55,862 | $57,736 | $58,333 |
| Median Female Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $44,286 | $46,641 | $49,737 | $0 |
| Employed: | 187 | 47.58% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 206 | 52.42% |
| Total: | 393 | 100% |
| Management, business, science, and arts: | 110 | 58.82% |
| Service: | 44 | 23.53% |
| Sales and Office: | 0 | 0.00% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 33 | 17.65% |
| Total Civilian Employed Population: | 187 | 100% |
In 2024, the median home value is $334,000, which is closely matches the national median ($332,700), is up $166,800 (99.76%) since 2011 and above its 2019 pre-pandemic level by $174,300. The median gross rent is $0, which is well under the national median ($1,413), and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 67.84% (57.78% with a mortgage, 42.22% free-and-clear) and renters 32.16% - making this ZIP Code under national rental averages. The vacancy rate is 42.98%, which is far higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $167,200 | $167,400 | $328,600 | $284,600 | $0 | $0 | $0 | $0 | $159,700 | $160,100 | $142,400 | $177,500 | $203,900 | $334,000 |
| Less than $500: | 38 | 59.38% |
| $500 to $999: | 0 | 0.00% |
| $1,000 to $1,499: | 26 | 40.63% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 0 | 0.00% |
| Total: | 64 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $531 | $0 |
| Owner Occupied (with mortgage): | 78 | 39.20% |
| Owner Occupied (free and clear, no mortgage): | 57 | 28.64% |
| Renter Occupied: | 64 | 32.16% |
| Total Occupied Housing Units: | 199 | 100% |
| Occupied Housing Units: | 199 | 57.02% |
| Vacant Housing Units (not graphed): | 150 | 42.98% |
| Total Housing Units: | 349 | 100% |
| Single-Family Units: | 300 | 85.96% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 49 | 14.04% |
| Total Housing Units: | 349 | 100% |
In 2024, 29.90% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 58.70%, which is far lower than the national rate (89.60%). The uninsured rate is 4.30%, which is comparable to the national rate (8.40%). The share of people in poverty is 30.40%, which is comparable to the national rate (8.80%), up 0.10 percentage points since 2011 and below its 2019 pre-pandemic level by 2.10 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is pre-K (54.35%). College enrollment is 0.00%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 123 | 41.28% |
| 9th to 12th grade, no diploma: | 0 | 0.00% |
| High school graduate (includes equivalency): | 46 | 15.44% |
| Some college, no degree: | 33 | 11.07% |
| Associate's degree: | 7 | 2.35% |
| Bachelor's degree: | 81 | 27.18% |
| Graduate or professional degree: | 8 | 2.68% |
| Total: | 298 | 100% |
| High school or higher: | 175 | 58.72% |
| Bachelor's degree or higher: | 89 | 29.87% |
| Private Insurance: | 216 | 45.47% |
| Public Insurance: | 239 | 50.32% |
| No Insurance: | 20 | 4.21% |
| Total: | 475 | 100% |
| Has Health Insurance: | 455 | 95.79% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 18.1% | 0.0% | 0.0% | 55.2% | 60.7% | 68.1% | 60.9% | 46.4% | 20.3% | 18.3% | 6.4% | 10.7% | 18.2% | 30.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 25 | 54.35% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 21 | 45.65% |
| High school (grades 9-12): | 0 | 0.00% |
| College or graduate school: | 0 | 0.00% |
| Total: | 46 | 100% |
| Early Childhood: | 25 | 54.35% |
| K-12 (Primary & Secondary School): | 21 | 45.65% |
ZIP Code 28707 supports both business and residential activity. According to the Business Census (2024), there are 6 business establishments, employing about 54 people with an annual payroll of $575,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 393Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 6Source: CBP |
| 1st Quarter Payroll: | $138,000Source: CBP |
| Annual Payroll: | $575,000Source: CBP |
| # of Employees: | 54Source: CBP |
ZIP Code 28707 is located in Jackson County, North Carolina, within the Metropolitan Statistical Area (CBSA ) and North Carolina's 11st Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 28707. It covers 11.13 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | --Source: Census |
| CBSA Number: | --Source: Census |
| CBSA Type: | --Source: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 0Source: Census |
| MSA: | Source: Census |
| Land Area: | 11.13 sq miSource: Census |
| Water Area: | --Source: Census |
| Congressional District: | 11Source: USPS |
| Congressional Land Area: | 6838.24 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | --Source: Census |
| Place Name: | --Source: Census |
We could not locate which school district 28707 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.