ZIP Code 28653 in Montezuma, NC

Data Last Updated: February 1, 2026
City:Montezuma, North Carolina
County:Avery County
Timezone:Eastern (GMT -05:00)
Local Time:8:03:13 PM
Population:36 [See All]
Area Code:828
Classification:PO Box
Coordinates:36.0651, -81.9028
Land Area:0.042 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/28653/zip-code-28653.asp

Download this data |

Download ZIP Boundaries |

28653 - Montezuma, NC

ZIP Code 28653, Montezuma

Vacation Island Unique ZIP
LocationAvery County, NC
Area0 sq mi Single Point
Population36
Households8
PO Boxes89 Regional Hub (1112%)
Median Age51.2 years
Seasonal Housing48%
ZIP CreatedBefore Oct 2004
Enclosed InZIP Code 28657
Key Facts
  • Just 36 people live here permanently, but the post office maintains 89 PO Boxes, serving primarily second-home owners who need year-round mail service.
  • Seasonal vacancy reaches 65%, with 15 of 23 housing units sitting empty most of the year, indicating this is primarily a vacation community.
  • This is a true PO Box only zone with no street delivery alternative, making PO Boxes essential for property owners managing remote vacation homes.
  • The community occupies only 0.042 square miles of land, making it one of North Carolina's smallest ZIP codes by geographic area.
  • The median age of 51.2 years and low year-round population suggest this isn't a working community but a retreat for people who maintain primary residences elsewhere.
  • With a PO Box adoption rate of 11.1 times the local household count, this post office serves a region far beyond its immediate borders.

The Second-Home Reality

With just 36 permanent residents and 8 occupied households, Montezuma feels more like a private retreat than a town. The median age of 51.2 years suggests this isn't a place for young families building careers. It's where people come to escape. The post office maintains 89 PO Boxes for a population of 36, an adoption rate of 11.1 times the local household count. That ratio tells the real story: most of those boxes belong to property owners who don't live here year-round but need a permanent address for tax bills, insurance documents, and packages delivered while they're away.

Mail Delivery

This is a true PO Box only zone. There's no street delivery alternative. Old NC Highway 181 runs through the area, but USPS delivers mail exclusively through PO Boxes and one rural route. For second-home owners, that PO Box isn't an inconvenience; it's a necessity that keeps mail secure while properties sit empty for months at a time.

Geography and Context

Montezuma occupies just 0.042 square miles of land, making it one of North Carolina's smallest incorporated areas by geography. The community sits at an elevation where mountain views and cooler summer temperatures attract visitors from the Charlotte and Piedmont regions. Nearby neighborhoods like Gingercake Acres (7.9 miles away) and Downtown Boone (15.9 miles) provide services and amenities that Montezuma itself doesn't offer.

Street Name Patterns

Highway Corridor Minimal Street Infrastructure

With only a single street record for Old NC Highway 181, Montezuma has virtually no street delivery infrastructure. The minimal street presence reflects the vacation community's reliance on PO Box service rather than traditional residential mail delivery.

Nearby Areas

Gingercake Acres Downtown Boone The Oaks At Hunters Ridge Lakewood
Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 28653 has 36 residents and 8 households (average 4.50 persons per household). The median age is 51.2 years, significantly older than the state (39.4) and significantly older than the nation (38.8). The gender split is 55.6% male and 44.4% female, which is much higher than the state male share (48.5%), making this a male-majority area. Largest groups are White (72.2%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Hispanic or Latino (22.2%); Hispanic or Latino residents make up 22.2%, which is much higher than the state average (10.7%), and Other / Two or More Races share is much higher than the state average (5.9%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:36Source: Census DHC
2024 ACS Population Estimate:26Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:857.1 people per sq mile
Average Income:$0Source: Census ACS
Households:8Source: Census DHC
Average House Value:$666,666,666Source: Census ACS
Persons Per Household:4.50Source: Census DHC
Average Family Size:4.38Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--000000000021252526
Decennial Census0------------------36--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 51.2

Male Median Age: 48

Female Median Age: 52.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male000201034060100300
Female200001020260012000
Total2002020542120112300
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:2663.41%
Black:00%
Hispanic:*819.51%
Asian:12.44%
American Indian:00%
Hawaiian:00%
Other:614.63%
Total:41100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:2055.56%48.0 years
Females:1644.44%52.2 years
Total:36100%51.2 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:26100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:26100%
Total Native Population:26100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is well under the national median ($78,538), and above its 2019 pre-pandemic level by $0. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($53,445), with a current gap of $0 that has stayed about the same from 2011 to 2024. The labor-force participation rate is 0.0%, which is far less than the national rate (63.5%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Family Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median NonFamily Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Male Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Female Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:00.00%
Unemployed:00.00%
Not In Labor Force:26100.00%
Total:26100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:00%
Service:00%
Sales and Office:00%
Natural resources, construction, and maintenance:00%
Production, transportation, and material moving:00%
Total Civilian Employed Population:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $0, which is much lower than the national median ($303,400), and above its 2019 pre-pandemic level by $0. The median gross rent is $0, which is well under the national median ($1,348), and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00%
$500 to $999:00%
$1,000 to $1,499:00%
$1,500 to $1,999:00%
$2,000 to $2,499:00%
$2,500 to $2,999:00%
$3,000 or more:00%
No Rent:00%
Total:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):00.00%
Owner Occupied (free and clear, no mortgage):26100.00%
Renter Occupied:00.00%
Total Occupied Housing Units:26100%

Occupied Housing Units:26100.00%
Vacant Housing Units (not graphed):00.00%
Total Housing Units:26100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:26100.00%
Multi-Family Units:00.00%
Other Units:00.00%
Total Housing Units:26100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 100.00%, which is comparable to the national rate (89.40%). The uninsured rate is 0.00%, which is comparable to the national rate (8.60%). Private coverage is 0.00%, which is far lower than the national rate (67.30%). The share of people in poverty is -666,666,666.00%, which is far lower than the national rate (8.70%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):00.00%
Some college, no degree:26100.00%
Associate's degree:00.00%
Bachelor's degree:00.00%
Graduate or professional degree:00.00%
Total:26100%
High school or higher:26100.00%
Bachelor's degree or higher:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:00.00%
Public Insurance:26100.00%
No Insurance:00.00%
Total:26100%
Has Health Insurance:26100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00%
Kindergarten:00%
Elementary school (grades 1-8):00%
High school (grades 9-12):00%
College or graduate school:00%
Total:0100%
Early Childhood:00%
K-12 (Primary & Secondary School):00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 28653 is designated for PO Box delivery only; business establishment and employment data are not available.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:90Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:0Source: CBP
1st Quarter Payroll:$0Source: CBP
Annual Payroll:$0Source: CBP
# of Employees:0Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 28653 is located in Avery County, North Carolina, within the Metropolitan Statistical Area (CBSA ) and North Carolina's 5th Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 28653. It covers 0.042 sq mi of land and a water area of 0 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:0.042 sq miSource: Census
Water Area:--Source: Census
Congressional District:05Source: USPS
Congressional Land Area:3571.86 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


28654 | | 28652

Schools in ZIP Code 28653


We could not locate which school district 28653 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Avery Middle 102 Old Montezuma Road
Newland, NC 28657
District: Avery County SchoolsNearby
Avery County High 401 Avery County High School R
Newland, NC 28657
District: Avery County SchoolsNearby
Newland Elementary 750 Linville Street
Newland, NC 28657
District: Avery County SchoolsNearby
Crossnore Elementary 1000 Walt Clark Road
Crossnore, NC 28616
District: Avery County SchoolsNearby
Marjorie Williams Academy 129 Allen Circle
Newland, NC 28657
District: UnknownNearby
Rainbow Christian Academy 2265 Blevins Creek Rd
Elk Park, NC 28622
District: Private SchoolNearby
Bethel Christian Academy 12021 US Highway 19e
Spruce Pine, NC 28777
District: Private SchoolNearby
Spruce Pine Montessori School 67 Walnut Ave
Spruce Pine, NC 28777
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 28653


Lees-Mcrae College 191 Main Street
Banner Elk, NC 28604
Type: Post Secondary
Mayland Community College 200 Mayland Drive
Spruce Pine, NC 28777
Type: Post Secondary
Jung Tao School Of Classical Chinese Medicine 207 Dale Adams Road
Sugar Grove, NC 28679-9657
Type: Post Secondary
Appalachian State University 287 Rivers St
Boone, NC 28608
Type: Post Secondary
Tennessee College Of Applied Technology-Elizabethton 426 Highway 91
Elizabethton, TN 37643
Type: Post Secondary
Western Piedmont Community College 1001 Burkemont Ave
Morganton, NC 28655-4511
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov