| City: | Waco, North Carolina |
| County: | Cleveland County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:45:05 PM |
| Population: | 169 [See All] |
| Area Codes: | 704 / 980 |
| Classification: | PO Box |
| Coordinates: | 35.3615, -81.4285 |
| Land Area: | 0.586 sq mi |
| Quick Link: |
The ZIP covers just 0.11 square miles near the North Carolina-South Carolina border. Of 169 residents, 122 identify as white and 25 as Black or African American. The median age is 41.5 years. About 12.7% of the population lacks health insurance coverage. Median household income stands at $19,867, well below state and national averages.
Delivery here blends urban and rural patterns. One city carrier route serves N Main St and Putnam St, while one rural route reaches outlying addresses. The ZIP also includes one named building—the Postmaster facility itself. But 212 PO Boxes dwarf the street delivery infrastructure, and this is classified as a PO Box Only zone where no alternative delivery exists for most customers.
The area is sparsely developed. Only 74 total housing units exist, with 66 occupied and 8 vacant. The street count is minimal: just N Main St and Putnam St appear in ZIP+4 records. With six business establishments employing 27 people, economic activity is limited. Most households rely on the post office as their primary connection to mail service.
Just two streets appear in postal records—N Main St and Putnam St—reflecting Waco's minimal street infrastructure. The limited street presence contrasts sharply with 212 PO Boxes, underscoring how PO Box service dominates this rural hub.
ZIP Code 28169 has 169 residents and 66 households (average 2.56 persons per household). The median age is 41.5 years, slightly older than the state (39.4) and slightly older than the nation (38.8). The gender split is 51.5% male and 48.5% female, which is slightly higher than the state male share (48.5%), making this a male-majority area. Largest groups are White (72.2%, much higher than the state average of 62.2% and well above the national average of 61.6%) and Black or African American (14.8%, lower than the state average of 20.5%); Hispanic or Latino residents make up 3.6%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 169Source: Census DHC |
| 2024 ACS Population Estimate: | 117Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 288.4 people per sq mile |
| Average Income: | $0Source: Census ACS |
| Households: | 66Source: Census DHC |
| Average House Value: | $0Source: Census ACS |
| Persons Per Household: | 2.56Source: Census DHC |
| Average Family Size: | 2.88Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 180 | 207 | 133 | 150 | 143 | 131 | 96 | 146 | 202 | 169 | 187 | 170 | 117 |
| Decennial Census | 173 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 169 | -- | -- | -- |
Median Age: 41.5
Male Median Age: 42.5
Female Median Age: 41
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 11 | 4 | 5 | 3 | 3 | 6 | 6 | 4 | 3 | 1 | 7 | 12 | 6 | 2 | 5 | 3 | 1 | 5 |
| Female | 6 | 3 | 4 | 1 | 6 | 6 | 5 | 6 | 9 | 9 | 1 | 4 | 3 | 10 | 3 | 3 | 3 | 0 |
| Total | 17 | 7 | 9 | 4 | 9 | 12 | 11 | 10 | 12 | 10 | 8 | 16 | 9 | 12 | 8 | 6 | 4 | 5 |
| White: | 122 | 76.25% |
| Black: | 25 | 15.63% |
| Hispanic:* | 6 | 3.75% |
| Asian: | 3 | 1.88% |
| American Indian: | 0 | 0% |
| Hawaiian: | 0 | 0% |
| Other: | 4 | 2.50% |
| Total: | 160 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 87 | 51.48% | 42.5 years |
| Females: | 82 | 48.52% | 41.0 years |
| Total: | 169 | 100% | 41.5 years |
| Native, born in the United States: | 117 | 100.00% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 117 | 100% |
| Total Native Population: | 117 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2023, the Median household income is $0, which is far less than the state median ($69,904), is down $35,893 (100.0%) since 2011 and below its 2019 pre-pandemic level by $47,625. Family households earn a median of $57,813 versus $0 for nonfamily households (a difference of $57,813). By gender, male median income is $0 and female is $0, which is well under the state female median ($49,054), with a current gap of $0 that has widened from 2011 to 2023. The labor-force participation rate is 26.5%, which is much lower than the national rate (63.5%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Management (74.1%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $35,893 | $31,719 | $19,250 | $19,643 | $20,795 | $22,000 | $21,364 | $0 | $47,625 | $42,750 | $0 | $55,972 | $0 |
| Median Family Income | $46,042 | $48,438 | $48,958 | $35,000 | $0 | $38,333 | $0 | $49,063 | $49,500 | $47,778 | $51,250 | $65,000 | $57,813 |
| Median NonFamily Income | $21,667 | $17,188 | $15,938 | $16,875 | $21,563 | $21,071 | $0 | $0 | $2,499 | $2,499 | $0 | $0 | $0 |
| Median Male Income | $36,667 | $42,500 | $48,929 | $48,750 | $0 | $0 | $0 | $0 | $26,750 | $33,438 | $36,607 | $39,821 | $0 |
| Median Female Income | $180,417 | $51,875 | $0 | $0 | $0 | $36,250 | $28,750 | $22,083 | $38,393 | $0 | $50,417 | $56,012 | $0 |
| Employed: | 27 | 26.47% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 75 | 73.53% |
| Total: | 102 | 100% |
| Management, business, science, and arts: | 20 | 74.07% |
| Service: | 0 | 0.00% |
| Sales and Office: | 6 | 22.22% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 1 | 3.70% |
| Total Civilian Employed Population: | 27 | 100% |
In 2023, the median home value is $0, which is considerably lower than the state median ($259,400), is down $66,700 (100.00%) since 2011 and below its 2019 pre-pandemic level by $117,900. The median gross rent is $0, which is far less than the state median ($1,162), and below its 2019 pre-pandemic level by $643. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $66,700 | $84,000 | $67,500 | $62,500 | $75,000 | $85,000 | $0 | $110,900 | $117,900 | $115,900 | $83,800 | $85,600 | $0 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 4 | 40.00% |
| $1,000 to $1,499: | 6 | 60.00% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 0 | 0.00% |
| Total: | 10 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $755 | $0 | $595 | $715 | $580 | $585 | $609 | $643 | $615 | $675 | $860 | $0 |
| Owner Occupied (with mortgage): | 13 | 28.89% |
| Owner Occupied (free and clear, no mortgage): | 22 | 48.89% |
| Renter Occupied: | 10 | 22.22% |
| Total Occupied Housing Units: | 45 | 100% |
| Occupied Housing Units: | 45 | 67.16% |
| Vacant Housing Units (not graphed): | 22 | 32.84% |
| Total Housing Units: | 67 | 100% |
| Single-Family Units: | 41 | 61.19% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 26 | 38.81% |
| Total Housing Units: | 67 | 100% |
In 2023, 12.70% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 78.40%, which is on par with the state rate (89.70%). The uninsured rate is 19.70%, which is comparable to the national rate (8.60%). The share of people in poverty is 19.40%, which is comparable to the national rate (8.70%), down 4.00 percentage points since 2011 and below its 2019 pre-pandemic level by 5.60 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (100.00%). College enrollment is 0.00%, which is on par with the state rate (27.10%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 4 | 3.92% |
| 9th to 12th grade, no diploma: | 18 | 17.65% |
| High school graduate (includes equivalency): | 39 | 38.24% |
| Some college, no degree: | 13 | 12.75% |
| Associate's degree: | 15 | 14.71% |
| Bachelor's degree: | 4 | 3.92% |
| Graduate or professional degree: | 9 | 8.82% |
| Total: | 102 | 100% |
| High school or higher: | 80 | 78.43% |
| Bachelor's degree or higher: | 13 | 12.75% |
| Private Insurance: | 68 | 44.44% |
| Public Insurance: | 62 | 40.52% |
| No Insurance: | 23 | 15.03% |
| Total: | 153 | 100% |
| Has Health Insurance: | 130 | 84.97% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 23.4% | 24.4% | 37.0% | 43.3% | 56.5% | 29.2% | 32.1% | 20.9% | 25.0% | 28.0% | 25.9% | 10.9% | 19.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 5 | 100.00% |
| High school (grades 9-12): | 0 | 0.00% |
| College or graduate school: | 0 | 0.00% |
| Total: | 5 | 100% |
| Early Childhood: | 0 | 0.00% |
| K-12 (Primary & Secondary School): | 5 | 100.00% |
ZIP Code 28169 supports both business and residential activity. According to the Business Census (2024), there are 6 business establishments, employing about 27 people with an annual payroll of $630,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 312Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 6Source: CBP |
| 1st Quarter Payroll: | $147,000Source: CBP |
| Annual Payroll: | $630,000Source: CBP |
| # of Employees: | 27Source: CBP |
ZIP Code 28169 is located in Cleveland County, North Carolina, within the Shelby-Kings Mountain, NC Metropolitan Statistical Area (CBSA 43140) and North Carolina's 10th Congressional District. This Micro area has a population of 100,170 people, about 0.17% of whom live in ZIP Code 28169. It covers 0.586 sq mi of land and a water area of 0.005 sq mi.
| CBSA Name: | Shelby-Kings Mountain, NCSource: Census |
| CBSA Number: | 43140Source: Census |
| CBSA Type: | MicroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 100,170Source: Census |
| MSA: | Source: Census |
| Land Area: | 0.586 sq miSource: Census |
| Water Area: | 0.005 sq miSource: Census |
| Congressional District: | 10Source: USPS |
| Congressional Land Area: | 2575.16 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3770320Source: Census |
| Place Name: | Waco town; North CarolinaSource: Census |
We could not locate which school district 28169 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.